Best Brethren Mutual Car Insurance Discounts in 2025 (Save 20% With These Deals!)
The best Brethren Mutual car insurance discounts are its bundling, good driver, and good student discounts, saving drivers up to 20% on their policy. Brethren Mutual full coverage car insurance rates start at $117 per month, but discounts will help lower rates.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Apr 25, 2025
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Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Apr 25, 2025
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Some of the best Brethren Mutual car insurance discounts include savings for bundling policies, being a safe driver, and having good grades.
Brethren Mutual Insurance Company, also known as BMIC, offers a comprehensive list of car insurance discounts to cater to the diverse needs of its policyholders. Below is an exhaustive list, ensuring every policyholder finds a discount suitable for their circumstances.
Our Top 10 Picks: Best Brethren Mutual Car Insurance Discounts
| Discount | Rank | Savings Potential | Who Qualifies? |
|---|---|---|---|
| Multi-Policy | #1 | 20% | Drivers who bundle with home or renters insurance. |
| Safe Driver | #2 | 15% | Drivers with a clean record for 3+ years. |
| Good Student | #3 | 10% | Full-time students with a B average or better. |
| Multi-Vehicle | #4 | 10% | Households with two or more insured vehicles. |
| Defensive Driving | #5 | 10% | Drivers who complete an approved safety course. |
| Loyalty | #6 | 7% | Long-term policyholders (3+ years). |
| Anti-Theft | #7 | 5% | Vehicles with approved anti-theft systems. |
| Passive Restraint | #8 | 5% | Vehicles with factory-installed airbags or seat belts. |
| Homeowner | #9 | 5% | Policyholders who own their homes. |
| Paid-in-Full | #10 | 5% | Drivers who pay the annual premium in full. |
The more discounts you can qualify for at Brethren Mutual Insurance Company, the more you can save on your car insurance policy.
- The best discount is 20% for bundling home and auto insurance coverage
- Good drivers with no tickets, accidents, or claims can save 15% at Brethren Mutual
- Brethren Mutual requires proof for good student and defensive driver discounts
Find affordable car insurance today by entering your ZIP into our free quote finder. It will compare rates from companies in your area to help you find the best deal.
How to Qualify for Brethren Mutual Discounts
Car insurance discounts are special offers provided by insurance companies to incentivize safe driving habits, loyalty, or specific circumstances. These discounts can help reduce the overall cost of premium payments, making car insurance more affordable for policyholders.
With some discounts at Brethren Mutual Insurance Company, you will automatically qualify, such as with their bundling discount.
Others, like their good student discount, you may have to apply for and submit proof of eligibility.
Brethren Mutual Insurance Company recognizes the importance of these discounts and aims to provide a range of options to its valued customers. By offering discounts, they encourage policyholders to take proactive measures, such as installing safety devices or maintaining a clean driving record, ultimately promoting safer roads for everyone.
Read on to learn about the best car insurance discounts to ask for at Brethren Mutual Insurance Company.
Multi-Policy Discount
Policyholders who also buy renters or home insurance with Brethren Mutual can save on their car insurance premium by consolidating policies (Learn More: Best Multi-Policy Car Insurance Discounts). This discount encourages policyholders to consolidate their insurance policies and receive enhanced benefits.
Brethren Mutual also offers a range of additional insurance options beyond home, renters, and auto insurance for personal use. Brethren Mutual also sells several types of commercial insurance to businesses and farm insurance.
Safe Driver Discount
Bethren Mutual Insurance Company offers a safe driver discount to policyholders with a clean driving record. It rewards responsible individuals who prioritize road safety. Policyholders must have a record of safe driving without accidents or tickets for a specified period to qualify for one of the best good driver car insurance discounts.
Good Student Discount
A good student car insurance discount recognizes academic excellence, providing savings to students who meet specific academic criteria.
Dani Best Licensed Insurance Producer
Responsible students who demonstrate a commitment to both education and responsible driving behavior can qualify for this discount.
Multi-Vehicle Discount
Policyholders with multiple vehicles can enjoy savings by insuring all their vehicles under a single policy with Brethren Mutual Insurance Company. This discount caters to families or individuals who own more than one vehicle.
Read More: Best Car Insurance for Single Parents
Families or individuals with multiple vehicles can enjoy substantial savings by consolidating their insurance policies. You must insure multiple vehicles under a single policy with Brethren Mutual to qualify.
Defensive Driving Discount
Defensive driving courses can lower your car insurance rates, as Brethren Mutual may offer a discount if a customer successfully completes a defensive driving course.
These courses teach a variety of useful skills, ranging from driving in inclement weather to responding to an animal collision. Taking a defensive driving course can help drivers avoid accidents, which is why Brethren Mutual offers a discount.
Ensure that the course you select meets Brethren Mutual’s requirements by contacting your agent.
Loyalty Discount
Maintaining continuous car insurance coverage showcases your responsibility and can result in additional discounts or better rates when renewing your policy.
You will have to stay with Brethren Mutual for a few policy periods to qualify for a loyalty car insurance discount.
Anti-Theft Discount
Installing anti-theft devices in your vehicle can result in a small anti-theft system car insurance discount.
Some examples of anti-theft devices include GPS tracking systems, wheel locks, and vehicle alarms. These devices both deter theft and make vehicle recovery easier if your car is stolen.
Passive Restraint Discount
If your vehicle is equipped with passive restraints, you may get a small discount on any medical-related car insurance coverage.
You will commonly get this discount when insuring a newly purchased vehicle with Brethren Mutual. It recognizes the added safety features and reduced risks associated with brand-new vehicles (Read More: Best Car Insurance Discounts for New Vehicles).
Homeowner Discount
If policyholders also own a home, they may unlock additional savings on their car insurance premiums. If you are looking for home insurance, read our guide on the best homeowners insurance to find a policy that works for you.
Paid-in-Full Discount
Paying for your Brethren Mutual insurance in full, rather than month by month, will earn you a small pay-in-full car insurance discount. Paying in full also ensures that you avoid non-payment issues, which could result in policy cancellation and gaps in coverage.
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Brethren Mutual Car Insurance Rates
Curious how much Brethren Mutual car insurance costs before discounts? Take a look at the company’s average rates by age and gender below.
Young drivers will pay the most at Brethren Mutual. However, these rates are for young drivers purchasing their own Brethren Mutual policy. Rates will be much more affordable if a young driver is added to a parent’s policy.
While Brethren Mutual Insurance Company offers an extensive range of discounts, some stand out due to their significance and potential for substantial savings. Take a look at how much the top discounts at Brethren Mutual can save you on average below.
Brethren Mutual Full Coverage Insurance Rates With Discounts Applied
| Discount | Monthly Rates |
|---|---|
| Multi-Policy | $160 |
| Safe Driver | $170 |
| Good Student | $180 |
| Multi-Vehicle | $180 |
| Defensive Driving | $180 |
| Loyalty | $186 |
| Anti-Theft Device | $190 |
| Passive Restraint | $190 |
| Homeowner | $190 |
| Paid-in-Full | $190 |
Car insurance discounts are a valuable way for policyholders to save money on their insurance premiums while promoting responsible driving habits. Brethren Mutual Insurance Company offers a wide array of discounts that cater to various circumstances and preferences.
Read More: Types of Car Insurance Coverage
By exploring these discounts and understanding the benefits they bring, policyholders can make well-informed decisions and ensure they receive the maximum savings available. Contact Brethren Mutual today to learn more about their car insurance discounts and how they can benefit you.
While many insurance companies offer car insurance discounts, Brethren Mutual Insurance Company distinguishes itself through its dedication to providing comprehensive benefits and exceptional customer service.
By offering an extensive range of discounts, policyholders can take full advantage of potential savings and tailor their coverage to suit their specific needs. The personal approach and expertise of the Brethren Mutual team help policyholders make informed choices and maximize their savings.
Other Ways to Save at Brethren Mutual Insurance Company
Understanding car insurance discounts can sometimes be overwhelming. While some ways to save are easy, such as bundling home and auto insurance at Brethren Mutual, other ways to save may be less obvious.
To help policyholders make informed decisions, we’ve included a few tips on how to save below.
- Review Your Policy: Regularly review your car insurance policy to see if you qualify for any new or upgraded discounts.
- Vanishing Deductible Program: With this program, policyholders can enjoy a decreasing deductible over time for every claim-free year.
- Accident Forgiveness Program: Accident forgiveness ensures that one at-fault accident does not affect policyholders’ premiums.
- Raise Your Deductible: Raising your deductible will lower your rates. Just make sure to keep it at an amount you can afford to pay out of pocket.
Brethren Mutual Insurance Company stands out by offering its policyholders numerous ways to save. Still, you may have to inquire about them to receive the full benefits. We also recommend you compare car insurance quotes to get the best deal.
Additional Discounts to Explore at Brethren Mutual
Let’s delve deeper into the various car insurance discounts provided by Brethren Mutual Insurance Company. By understanding these discounts in detail, policyholders can make informed decisions and select the ones that suit their circumstances best.
When it comes to car insurance discounts, Brethren Mutual Insurance Company goes above and beyond to ensure its policyholders receive the maximum benefits. From safe driving discounts to loyalty rewards, their extensive list of options caters to different needs and preferences.
One of the key benefits of these discounts is the potential for significant savings on car insurance premiums. Some other lesser-known car insurance discounts to inquire about include:
- Mature Driver Discount: Seniors who meet specific age and driving experience criteria can enjoy savings on their car insurance premiums. This discount acknowledges the experience and responsible habits of experienced drivers.
- New Vehicle Discount: Applicable when insuring a newly purchased vehicle, recognizing the added safety features and reduced risks of new cars.
- Occupational Discount: Policyholders working in specific professions or industries may be eligible for a discount. This recognition highlights the lower risks and responsible driving patterns associated with specific occupations.
- Hybrid or Electric Vehicle Discount: By driving environmentally friendly vehicles, policyholders can receive a discount that rewards their commitment to sustainability.
- Paperless Discount: Choosing to receive policy documents and communications electronically contributes to a greener environment and can result in additional savings on car insurance premiums.
To take advantage of the car insurance discounts offered by Brethren Mutual Insurance Company, policyholders should contact their dedicated insurance agent or visit the company’s website to sign up for features such as going paperless.
The knowledgeable team at Brethren Mutual can guide policyholders through the process, provide tailored solutions, and help maximize their savings.
While many car insurance discounts are well-known and widely utilized, some are lesser-known but equally valuable. Make sure to ask Brethren Mutual Insurance Company about hidden savings to ensure you receive every possible benefit.
Brandon Frady Licensed Insurance Producer
Brethren Mutual Insurance Company offers exclusive car insurance discounts designed to provide policyholders with additional savings and unique benefits. By providing accurate information and meeting the requirements, policyholders can ensure they receive the discounts they are entitled to.
How Brethren Mutual Discounts Help You Save
Car insurance is not a one-size-fits-all solution. Brethren Mutual Insurance Company understands this, which is why they offer a range of discount programs to tailor coverage to individual needs.
By taking advantage of these discounts, policyholders can customize their car insurance to fit their requirements while enjoying significant savings. Whether it’s protecting a new vehicle, maintaining a clean driving record, or taking advantage of unique benefits like a longevity car insurance discount, Brethren Mutual’s discount programs provide a personalized approach to car insurance.
In addition to the discounts mentioned above, it’s important to note that Brethren Mutual Insurance Company constantly explores new ways to help policyholders save money on their car insurance.
Periodically checking for updates and speaking with your dedicated insurance agent can ensure you stay informed about any new discount programs, benefits, or offers that may be available. By staying engaged, policyholders can fully leverage the savings opportunities offered by Brethren Mutual Insurance Company.
With a comprehensive list of car insurance discounts available, policyholders can rest assured that their coverage not only protects them in times of need but also offers various ways to save money. Brethren Mutual’s commitment to offering these discounts underscores its dedication to policyholder satisfaction and its desire to be a trusted partner in every individual’s car insurance journey.
Shop for affordable car insurance today with our free quote tool. It will compare rates from multiple companies to help you save.
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Frequently Asked Questions
What car insurance discounts does Brethren Mutual Insurance Company offer?
Brethren Mutual Insurance Company, also known as BMIC insurance, offers a variety of car insurance discounts to its customers. Some of the discounts they offer include safe driver discounts, multi-policy discounts, good student discounts, anti-theft device discounts, and accident-free discounts.
How can I qualify for a safe driver discount with Brethren Mutual Insurance Company?
To qualify for a safe driver discount with Brethren Mutual Insurance Company, you need to have a clean driving record with no accidents or moving violations within a certain time period. The specific requirements may vary, so it’s best to contact the company directly for more information.
Does Brethren Mutual Insurance Company offer a telematics discount?
No, Brethren Mutual does not mention on its site that it offers a telematics discount program. Telematics technology monitors a driver’s driving through a device or app.
This personalized approach promotes and rewards safe driving practices (Learn More: What are usage-based car insurance policies and how can I qualify for them?).
What is a multi-policy discount, and how can I qualify for it?
A multi-policy discount is offered by Brethren Mutual Insurance Company when you have multiple insurance policies with them, such as car insurance and homeowners insurance.
By bundling your policies, you can save money on your Brethren Mutual auto insurance. To qualify for this discount, you simply need to have multiple policies with Brethren Mutual Insurance Company.
How can I qualify for a good student discount with Brethren Mutual Insurance Company?
To qualify for a good student discount with Brethren Mutual Insurance Company, you typically need to be a full-time student and maintain a certain grade point average (GPA). The specific GPA requirement may vary, so it’s best to check with the company for their criteria. Proof of your academic achievement, such as a report card or transcript, may be required.
What is the Brethren Mutual phone number?
The Brethren Mutual Insurance Company phone number is 800-621-4264. The Brethren Mutual claims phone number for after-hours and weekends is (800) 241-2541.
You can also use your Brethren Mutual login to sign into the website to see your account and ask for assistance with claims (Read More: How to File a Car Insurance Claim With Brethren Mutual Insurance Company).
What is an anti-theft device discount, and how can I qualify for it?
An anti-theft device discount is a discount for customers who have installed anti-theft systems, such as car alarms or tracking devices. This not only gives peace of mind but also reduces financial burdens.
Where can I find Brethren Mutual reviews from customers?
You can find Brethren Mutual insurance reviews from customers on Yelp, Google, and Reddit. Currently, Brethren insurance has three out of five stars on Google reviews.
What states does Brethren Mutual write in?
Currently, Brethren Mutual Insurance Company issues insurance in Maryland, Pennsylvania, Virginia, Delaware, and the District of Columbia. If you do not live in one of these states, you can still find great insurance by entering your ZIP in our free quote finder.
Moving out of state and need to cancel your Brethren Mutual coverage? Read our guide on how to cancel Brethren Mutual Insurance Company car insurance.
What is the Brethren Mutual A.M. Best rating?
A.M. Best has given Brethren Mutual Insurance Company an A- rating for financial strength.
Can I ask for a discount on my car insurance?
Yes, you can ask your agent to see if they can find you additional savings on your car insurance. You may not be eligible for any additional discounts, but asking doesn’t hurt.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
