11 of the Most Unusual Things People Have Ever Insured
Discover the intriguing world of insured oddities, where celebrities protect their precious assets and enthusiasts secure coverage for the unimaginable. Explore the extraordinary range of insurance policies, from million-dollar legs to alien abductions. When it comes to safeguarding your own belongings, compare rates from top insurance providers to ensure comprehensive protection.
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Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active life and health insurance licenses in seven states and over 20 years of experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ...
Licensed Agent & Financial Advisor
UPDATED: Oct 17, 2024
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Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Oct 17, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Welcome to our fascinating article on “11 of the Most Unusual Things People Have Ever Insured.” Prepare to be amazed as we delve into the world of extraordinary insurance policies and discover the unexpected items individuals have sought to protect. From Betty Grable’s million-dollar legs to alien abduction coverage, we’ll explore the intriguing realm of insured oddities.
- Millions of dollars in insurance policies are featured on the list.
- Celebrities have insured many strange items, including a cigar and facial hair.
- Insurance policies of your own can be found after comparing rates.
Whether you’re curious about these unusual policies or seeking comprehensive coverage for your own belongings, we’ve got you covered. Enter your zip code now to compare rates from the best insurance providers and find the perfect protection for your unique needs. Don’t miss out on this opportunity to secure peace of mind while exploring the extraordinary world of insurance.
What are the most unusual things people have ever insured?
Each item below contains unusual insurance policies made by various people. The specific insurance company used to ensure these items aren’t listed with the most unusual things people have ever insured.
1. Hollywood Hottie
Twentieth Century Fox once insured Betty Grable’s legs for a staggering $1 million each. This was during the 1940s, and a million dollars was equivalent to about a billion dollars in today’s money.
2. Lottery Winner Insurance For Employers
In the United Kingdom, employers can purchase insurance against having two or more employees quit because they won the National Lottery.
This policy would only pay out if the company lost at least two employees during the same drawing, which sets the odds of collecting on the policy astronomically high.
3. A TV Game Show
The American game show, “Who Wants to Be a Millionaire,” is actually insured against the possibility of a contestant winning.
When considered from that perspective, it isn’t a question of who wants to be a millionaire as much as it is a question of who wants to pay out that much money.
4. Super Cigar
The most expensive insurance policy issued for a cigar was written by Lloyd’s of London. The cigar in question is over 12 feet long and was made from more than 15,000 tobacco leaves. In case you were wondering, the cigar holds the world record for the longest cigar.
5. Alien Abduction
It is possible to purchase insurance against alien abductions.
Around the nation, more than $10 million dollars in alien abduction insurance has been written, with higher payouts available for people who are abducted frequently. Keep in mind: Proving that you were abducted will be necessary before you collect.
6. Magic Finger
Keith Richards, the guitarist for the hit rock band The Rolling Stones, has his middle guitar finger insured for more than $1.5 million dollars. Not the whole hand either — just a single finger.
7. The Voice that Sells
Bruce Springsteen, well known for his unique vocal qualities, has his voice insured for an impressive amount. If something should happen to Bruce’s voice, he stands to gain an impressive $6 million.
8. To Catch a Monster
The Loch Ness Monster has been an item of hot debate for decades, but there are those among us who are willing to bet that it will never be found.
The Cutty Sark Company has a waiting prize of $1.5 million for anyone who captures the creature alive. To cover their own losses, the company also has an insurance policy that will pay out if someone actually does come forward with Nessie on a leash.
9. Personal Vanity and Facial Hair
Merv Hughes, an Australian cricket player, considers his mustache to be a trademark of who he is. For that reason, his famous handlebar mustache is insured in the amount of around $400,000.
10. Personal Vanity and Body Hair
The American singer, Tom Jones, thinks of his chest hair as his most redeeming individual quality. Because it’s so important to his personal image, Tom has his chest hair insured for several million dollars.
11. Talk to the Hands
Harvey Lowe insured his hands for $150,000 during the 1930s.
The reason for such a large policy (because that was a lot of money when the policy was written) is that Harvey was the world yo-yo champion, and his hands had taken him there. He first began using a yo-yo when he was in his early teens and continued to do so for many decades.
After reading this list of the most unusual things people have insured, you might be looking to buy your own car, life, or home insurance. Read on!
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How can you find your own car insurance?
While you’ve seen 11 of the most unusual things people have ever insured, you may simply be looking for the cheapest car insurance quotes or affordable life or home insurance.
No matter what type of insurance you need, it is important to consider many factors before deciding on a company. You must first determine all your needs and wants while considering your budget as well. You can take advantage of financial planning calculators that you can use at home to do this.
Those not on the list of most unusual things people have ever insured will want to compare life, car, and home insurance rates. For example, check out the chart below to see how car insurance rates can differ based on the vehicle you drive.
Average Annual Car Insurance Rates by Make and Model by Company
| Group | 2015 Ford F-150 Lariat SuperCab with 2WD 6.5 foot bed and 2.7L V6 Average Annual Rates | 2015 Honda Civic Sedan LX with 2.0L 4cyl and CVT Average Annual Rates | 2015 Toyota RAV4 XLE Average Annual Rates | 2018 Ford F-150 Lariat SuperCab with 2WD 6.5 foot bed and 2.7L V6 Average Annual Rates | 2018 Honda Civic Sedan LX with 2.0L 4cyl and CVT Average Annual Rates | 2018 Toyota RAV4 XLE Average Annual Rates |
|---|---|---|---|---|---|---|
 | $4,429.74 | $4,753.69 | $4,324.99 | $5,491.12 | $5,380.28 | $4,947.90 |
 | $3,447.30 | $3,178.82 | $3,326.18 | $3,487.91 | $3,721.32 | $3,496.99 |
 | $4,093.50 | $4,405.21 | $3,728.22 | $4,390.19 | $4,779.51 | $3,769.00 |
 | $3,092.11 | $3,092.58 | $3,090.89 | $3,338.40 | $3,338.87 | $3,337.18 |
 | $5,830.16 | $5,869.32 | $5,825.33 | $5,988.85 | $6,682.63 | $6,244.44 |
 | $3,571.01 | $3,547.84 | $3,517.03 | $3,373.64 | $3,361.93 | $3,328.57 |
 | $3,914.05 | $4,429.56 | $3,647.22 | $3,962.58 | $4,528.90 | $3,730.78 |
 | $3,204.23 | $3,024.24 | $3,226.02 | $3,497.17 | $3,189.99 | $3,418.33 |
 | $4,023.47 | $4,420.37 | $4,383.78 | $4,412.42 | $4,661.22 | $4,708.19 |
 | $2,551.56 | $2,409.67 | $2,454.58 | $2,855.69 | $2,422.66 | $2,529.63 |
It is also important to be aware of the specific insurance laws in your state, some of which can be found via the National Association of Insurance Commissioners.
There are many different forms of insurance out there, and it can be a pain trying to learn about them all. That’s why we offer plenty of information on our page. We also offer information on the best insurance companies.
Now that you’ve seen the most unusual things people have insured, are you ready to buy insurance? Use our helpful comparison tool to compare insurance quotes from top companies in your area.
The Weirdest Things Ever Insured
When it comes to the weirdest things people have insured, there is no shortage of examples that stretch the imagination. From body parts to supernatural occurrences, the range of random insurance policies is staggering. Some of the weirdest things that have been insured include famous singers insuring their vocal cords and athletes covering their legs for millions of dollars.
One of the most bizarre policies ever created is the alien abduction insurance policy, which promises a payout in the event that the policyholder is kidnapped by extraterrestrials. These strange insurance policies highlight the lengths people will go to protect their most unusual assets, demonstrating that there truly is insurance for almost anything.
Celebrities, in particular, are known for having some of the weirdest insurance policies. Among the weirdest things celebrities have insured are Keith Richards’ hands and Tom Jones’ chest hair. These weirdest things insured by high-profile individuals often make headlines due to their sheer oddity. Even more surprising are the weirdest insurance claims that arise from such policies.
Imagine the craziest insurance claims involving a famous body part or an alien encounter! These stories of weird insurance policies not only entertain but also reveal the diverse and sometimes eccentric nature of the insurance industry.
World’s Most Bizarre and Weirdest Insurance Policies
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The Strangest Insurance Policies Ever Taken Out
Frequently Asked Questions
Why is security important in insurance?
Security is important in insurance because it protects policyholders from financial losses due to unforeseen events, ensuring stability and peace of mind.
What is the importance of protection planning?
Protection planning is crucial as it helps individuals and businesses prepare for and mitigate risks, ensuring financial security and continuity in the face of adverse events.
What is the purpose of insurance benefits?
The purpose of insurance benefits is to provide financial compensation or support to policyholders or beneficiaries when a covered event occurs, reducing the financial burden.
Why is it important to have life insurance?
Life insurance is important because it provides financial support to your dependents in the event of your death, helping to cover expenses and maintain their standard of living.
Is it important to be insured?
Yes, it is important to be insured as it offers financial protection against unexpected losses, ensuring you and your assets are safeguarded.
How can insurance protect you from financial loss?
Insurance protects you from financial loss by covering the costs associated with damages, accidents, or other insured events, thereby preventing significant out-of-pocket expenses.
What are the strangest things people have insured?
Some of the strangest things people have insured include body parts like celebrity legs, mustaches, and even alien abduction insurance.
What cannot be insured?
Typically, events that are too uncertain, high-risk, or illegal cannot be insured, such as criminal fines or war-related losses.
Which is the least important thing you should get insured?
The least important thing to insure can vary, but often trivial or replaceable items of low value may not necessitate insurance.
What is the weirdest type of insurance?
The weirdest type of insurance might be alien abduction insurance, which covers policyholders in case they are abducted by extraterrestrials.
What must be insured?
Essential items to insure typically include your home, car, health, and life to protect against significant financial risks.
Can you insure your voice?
Yes, you can insure your voice, especially if it is critical to your profession, such as for singers and voice actors.
What are the hard things to insure?
Hard things to insure include high-risk items or activities, such as certain types of extreme sports, high-value rare items, or businesses in volatile industries.
What items are uninsurable?
Items that are uninsurable generally include illegal goods, items with indeterminate value, or those with excessively high risk that cannot be quantified.
Why do we need to be insured?
We need to be insured to protect ourselves and our assets from unforeseen risks and to ensure financial stability in case of unexpected events.
What is the only risk that can be insured against?
The term usually refers to insurable risks, which include quantifiable, unforeseen events like accidents, theft, or natural disasters.
What is the biggest threat to the insurance industry?
The biggest threat to the insurance industry currently could be cybersecurity risks, including data breaches and cyber-attacks.
Who was the first person to insure a body part?
The first person widely known to insure a body part was Ben Turpin, a silent film comedian, who insured his crossed eyes in the 1920s.
How do celebrities get insurance?
Celebrities typically get insurance through specialized brokers who assess the value and risk associated with their unique attributes or body parts.
Why do people insure their body?
People insure their body parts if they are critical to their profession and income, such as athletes insuring their legs or models insuring their faces.
Who insured their hair?
One notable example is Troy Polamalu, a former NFL player, who insured his long hair for $1 million.
How much did Miley Cyrus insure her tongue?
Miley Cyrus reportedly insured her tongue for $1 million.
How do you insure a body part?
To insure a body part, you typically work with a specialty insurance broker to assess the value and risk, then purchase a policy that covers potential loss or damage.
What are the benefits of being insured?
Benefits of being insured include financial protection, peace of mind, coverage for unexpected events, and support in maintaining financial stability.
Why do people insure things?
People insure things to mitigate the financial impact of loss, damage, or liability, ensuring they are protected against unexpected expenses.
What is the biggest threat to the insurance industry at the moment?
As of now, cybersecurity threats and climate change are considered some of the biggest threats to the insurance industry.
What is the biggest risk in insurance?
The biggest risk in insurance is underwriting risk, which is the risk of loss from policyholder claims exceeding expected levels.
What is financial risk in insurance?
Financial risk in insurance involves the potential for loss due to factors like investment losses, underwriting errors, or inadequate premium pricing.
Can insurable risk be predicted?
Insurable risk can be predicted to an extent using statistical analysis, historical data, and actuarial science, but it cannot be completely eliminated.
What type of life insurance do most people have?
Most people have term life insurance, which provides coverage for a specific period at a lower cost compared to permanent life insurance.
What type of insurance gives the greatest amount?
Whole life insurance or universal life insurance often provides the greatest amount of coverage, as they are permanent policies with cash value components.
What does it mean to be high risk insurance?
High-risk insurance refers to coverage for individuals or entities that are deemed to have a higher probability of filing a claim due to factors like health, occupation, or lifestyle.
What risk is normally insurable?
Risks that are normally insurable include those that are quantifiable, accidental, and non-catastrophic, such as car accidents, theft, and certain health issues.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active life and health insurance licenses in seven states and over 20 years of experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ...
Licensed Agent & Financial Advisor
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.