UPDATED: Jun 2, 2020
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Choosing the correct insurance policy in Tennessee starts with knowing the fundamental principles. US Insurance Agents has state by state guides to help educate our users on state specific laws and regulations to help them make their car insurance quotingexperience a good one. You may also compare multiple car insurance rates by using our car insurance quote form. Getting Tennessee insurance quotes from our site has never been easier. Our insurance quote process allows you to check rates from multiple agencies. If you’d first like to find out more about insurance in Tennessee, feel free to read the below information and related articles.
Interested in home insurance? Read our Tennessee Homeowner’s Insurance
Car Insurance Coverage
State minimum auto insurance rates and requirements vary from state to state. Compare state to state below:
|Minimum Tennessee Car Insurance Requirements|
|Bodily Injury Liability||$25,000 / $50,000 Limit|
|Property Damage Liability||$15,000 Limit|
Average Monthly Car Insurance Rates in TN (Liability, Collision, Comprehensive)
Your average monthly car insurance rates may not increase as much as you might think by adding additional coverage like comprehensive. Review rates for auto insurance coverage below:
|Most Stolen Vehicles in Tennessee (2008)|
|1. 2004 Ford F150 Pickup|
|2. 1994 Honda Accord|
|3. 1989 Chevrolet Conventional Cab 4×2 Pickup|
|4. 1995 Oldsmobile Cutlass|
|5. 2002 Ford Explorer|
|6. 2004 Dodge Ram Pickup|
|7. 1999 Ford Taurus|
|8. 1994 Jeep Cherokee/Grand Cherokee|
|9. 1989 Chevrolet Caprice|
|10. 2005 Chevrolet Impala|
ZIP codes affect auto insurance because of factors like traffic, crime to name a few. Find out how your ZIP code stacks up in TN.
Six major factors affect car insurance rates in Tennessee. Which auto insurance factors will affect rates the most? Find out below:
Gender and age will affect your auto insurance. Younger drivers are often in a higher risk class. See if the gender stereotype (males vs female car insurance rates) holds true in TN.
Who is the cheapest car insurance company in TN? Review the average auto insurance rates by company below:
Who are the largest auto insurance companies in TN?
Important Contact Information
Tennessee Department of Insurance
500 James Robertson Parkway
Davy Crockett Tower
Nashville, Tennessee 37243-0565
Phone: (615) 741-2241
PO BOX 945
Nashville, TN 37202
Phone: (615) 253-5221
Interested in health insurance? Read our Tennessee Health Insurance
Insurance Guides for Nearby States
- Alabama Insurance
- Arkansas Insurance
- Georgia Insurance
- Kentucky Insurance
- Missouri Insurance
- Mississippi Insurance
- North Carolina Insurance
- Virginia Insurance
Tennessee Insurance Agents
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