Union Insurance Review & Ratings (2024)

Explore the advantages of Union Insurance through our comprehensive review & ratings. Discover their extensive coverage options, competitive pricing, and real customer experiences. Make an informed decision today and find the insurance provider that suits your needs. Dive into the details of union insurance's strengths and weaknesses, helping you navigate the insurance landscape with confidence. Trust our unbiased analysis to guide you towards the right choice for your insurance coverage.

UPDATED: Dec 3, 2023Fact Checked

Kalyn Johnson

Insurance Claims Support & Sr. Adjuster

Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...

Insurance Claims Support & Sr. Adjuster

Schimri Yoyo

Licensed Agent & Financial Advisor

Schimri Yoyo is a financial advisor with active life and health insurance licenses in seven states and over 20 years of experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity.  Schimri is an educator eager to assist individuals and families in ...

Licensed Agent & Financial Advisor

UPDATED: Dec 3, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

UPDATED: Dec 3, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 3, 2023Fact Checked
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Union Standard Insurance Group

Average monthly rate for good drivers:

N/A

A.M. Best rating:

A+

Complaint level:

Low

Pros

  • Diverse insurance portfolio catering to various needs
  • Competitive pricing and diverse discounts for affordability
  • Efficient claims processing with positive customer feedback

Cons

  • Challenges in customer service accessibility
  • Reports of billing and payment processing issues

Final Verdict: Review of Union Standard Insurance Group

Union Standard Insurance offers a variety of insurance products and services, including auto, home, and business insurance, as well as motorcycle, boat, and RV insurance. The company’s products are customizable to fit the specific needs and budget of customers.

Union Standard operates in several states across the country and offers competitive pricing and a range of discounts to help customers save money on their insurance premiums. Some of the discounts offered include multi-policy, safe driver, good student, and homeowner discounts.

Overall, Union Standard Insurance has received generally positive reviews from customers. Many customers have praised the company’s competitive pricing, wide range of coverage options, and fast and efficient claims process. However, some customers have reported issues with customer service, billing, and payment processing.

Despite these negative reviews, Union Standard Insurance Group has maintained a positive reputation among customers and its commitment to transparency, simplicity, and customer service has helped it earn the trust and loyalty of many customers over the years.

What You Should Know About Union Insurance

Welcome to our comprehensive Union Insurance Review & Ratings article, where we delve into the essential factors you need to consider when choosing an insurance provider. In this review, we explore Union Insurance’s offerings, coverage options, customer satisfaction, and financial stability, ensuring you make an informed decision.

Additionally, we analyze Union Insurance’s policy pricing, claims process, and discounts available, providing a well-rounded assessment of their services. To ensure you find the best insurance provider for your needs, we invite you to enter your zip code below and compare rates from top-rated companies in your area. Start now and make a confident choice for your insurance needs.

Union Standard Insurance Group History and Mission

Union Standard Insurance was founded in 1986 in Carson, California, and has since grown to become a leading provider of personal and commercial insurance products in several states across the country. The company was originally focused on providing insurance solutions to the trucking industry, but has since expanded to offer a range of coverage options for individuals and businesses.

Union Standard Insurance Group’s mission is to provide customers with reliable coverage and exceptional customer service at an affordable price. The company believes that insurance should be simple and easy to understand, and strives to make the insurance process as transparent as possible for customers.

Union Standard also values diversity, inclusivity, and ethical business practices, and aims to create a workplace culture that reflects these values.

As part of its commitment to customer service, Union Standard Insurance provides 24/7 customer support, making it easy for customers to get in touch with a representative whenever they need assistance. The company also offers a mobile app that allows customers to manage their policies, file claims, and access their insurance information on-the-go.

Overall, Union Standard Insurance Group’s history and mission demonstrate the company’s dedication to providing high-quality insurance products and services to its customers, while maintaining a focus on transparency, simplicity, and customer satisfaction.

Union Insurance Coverage Options

Union Standard offers a wide range of products and services. Some of the most common include:

  • Auto insurance: Union Standard offers auto insurance coverage for drivers in several states across the country. The company provides a range of coverage options to help protect drivers and their vehicles, including liability coverage, collision coverage, comprehensive coverage, and personal injury protection (PIP). Customers can customize their policies to meet their specific needs and budget.
  • Home insurance: Union Standard provides home insurance coverage for homeowners, renters, and landlords in several states. The company’s home insurance policies include coverage for property damage, liability, and loss of use. Union Standard Insurance’s policies can be tailored to fit the needs of individual homeowners, renters, and landlords.
  • Business insurance: Union Standard offers a range of business insurance options for small and medium-sized businesses in several states. The company’s business insurance policies include liability coverage, property coverage, workers’ compensation coverage, and more. Union Standard Insurance’s business insurance policies are designed to help protect businesses from a variety of risks and liabilities.
  • Other insurance products: In addition to auto, home, and business insurance, Union Standard also offers a range of other insurance products, including motorcycle insurance, boat insurance, and RV insurance. The company’s motorcycle insurance policies provide coverage for a range of motorcycle types, including cruisers, touring bikes, and sports bikes. Union Standard Insurance’s boat and RV insurance policies provide coverage for a variety of boats and recreational vehicles.

Overall, Union Standard’s products and services are designed to provide customers with comprehensive coverage and protection for a variety of risks and liabilities. Customers can customize their policies to fit their specific needs and budget, and the company’s 24/7 customer support makes it easy to get assistance when needed.

States Where Union Standard Insurance Is Offered

Union Standard offers coverage in several states across the country, including Arizona, California, Colorado, Illinois, Indiana, Maryland, Michigan, Missouri, Nevada, Oregon, Pennsylvania, Texas, Virginia, and Washington.

It’s important to note that the specific products and services offered by Union Standard Insurance may vary by state. Customers should check the company’s website or contact a representative directly to see what products and services are available in their area.

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Union Insurance Rates Breakdown

The cost of Union Standard Insurance Group’s products and services can vary depending on a variety of factors, including the type of coverage selected, the amount of coverage needed, and the customer’s location and driving record.

To get an accurate quote for Union Standard’s products and services, customers can visit the company’s website or contact a representative directly. You can even enter your ZIP code in the search box below and get connected with a licensed Union Standard Insurance provider near you.

Union Insurance Discounts Available

One of the benefits of Union Standard Insurance is that the company offers a variety of discounts to help customers save money on their insurance premiums. These discounts include:

  • Multi-policy discount: Customers who have multiple policies with Union Standard can save on their premiums.
  • Safe driver discount: Customers who have a good driving record can qualify for a safe driver discount.
  • Good student discount: Students who maintain a high GPA can qualify for a discount on their auto insurance premiums.
  • Homeowner discount: Homeowners who bundle their home and auto insurance policies with Union Standard can save on their premiums.

Overall, Union Standard Insurance Group’s pricing is competitive and affordable, and the company’s discounts can help customers save even more on their insurance premiums.

Streamlining Experience With Union Insurance Claims Process

Ease of Filing a Claim

Union Insurance offers multiple convenient methods for filing a claim. Customers can choose to file a claim online through the company’s website, over the phone by contacting their customer support, or by using the Union Insurance mobile app. These options provide flexibility and ease for policyholders, allowing them to select the most convenient way to initiate their claims.

Average Claim Processing Time

Union Insurance is committed to providing efficient and timely claim processing services. While specific processing times may vary depending on the nature and complexity of the claim, the company strives to process claims promptly to ensure customers receive the support they need when they need it.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback plays a crucial role in evaluating an insurance company’s claims process. Union Insurance values transparency and customer satisfaction. Policyholders have reported positive experiences with the company’s claim resolutions and payouts. Many customers appreciate the professionalism and responsiveness of Union Insurance’s claims team.

Unveiling Cutting-Edge Digital and Technological Features by Union Insurance

Mobile App Features and Functionality

Union Insurance offers a comprehensive mobile app that allows policyholders to manage their insurance policies on-the-go. The app provides a range of features, including policy management, claims filing, and access to important insurance information. It offers a user-friendly interface, making it easy for customers to navigate and utilize the app’s functionalities.

Online Account Management Capabilities

In addition to the mobile app, Union Insurance provides robust online account management capabilities through their website. Policyholders can log in to their accounts to review policy details, update information, make payments, and track the progress of claims. The online portal enhances convenience and accessibility for customers seeking to manage their policies online.

Digital Tools and Resources

Union Insurance recognizes the importance of providing digital tools and resources to assist policyholders in making informed decisions. These resources may include educational materials, insurance calculators, and informative blog posts. By offering these digital tools, Union Insurance aims to empower customers with the knowledge they need to navigate the insurance landscape effectively.

How Union Insurance Ranks Among Providers

Union Standard Insurance Group stands out for its diverse product offerings, competitive pricing, and efficient claims processing. While customer service and billing issues pose challenges, the company’s commitment to transparency and customer satisfaction has contributed to a generally positive reputation.

State Farm Insurance:

  • Strengths: State Farm boasts a vast market presence and a diverse range of insurance products. However, mixed customer service reviews and potentially higher premiums may pose challenges.
  • Weaknesses: The company’s premium rates might be comparatively higher, and some customers express concerns about the consistency of service.

Geico:

  • Strengths: Geico is recognized for competitive pricing, user-friendly digital platforms, and quick claims processing. However, limited local agents and occasional reports of impersonal service are noted weaknesses.
  • Weaknesses: While Geico offers competitive rates and efficient digital services, a lack of local agents and occasional impersonal service may affect customer satisfaction.

Progressive Insurance:

  • Strengths: Progressive stands out for competitive rates, innovative coverage options, and a strong online presence. However, some customers report inconsistent customer service.
  • Weaknesses: Despite offering innovative coverage options, Progressive’s customer service may vary, impacting the overall customer experience.

Allstate Insurance:

  • Strengths: Allstate provides a broad range of insurance products, personalized service through local agents, and solid financial stability. However, higher premiums in some cases and mixed customer reviews are noted weaknesses.
  • Weaknesses: While Allstate offers a comprehensive range of products and personalized service, concerns about premium rates and mixed customer reviews are potential drawbacks.

Continuous improvement in customer service accessibility and embracing digital innovations could further solidify Union Standard’s position in the highly competitive insurance market.

Customer Reviews of Union Standard Insurance

Overall, Union Standard Insurance Group has received generally positive reviews from customers. Many customers have praised the company’s competitive pricing and wide range of coverage options. Customers also appreciate the company’s 24/7 customer support, which makes it easy to get assistance when needed.

Some customers have also praised Union Standard for its fast and efficient claims process. Customers have reported that claims are handled quickly and professionally, and that the company is responsive to customer needs and concerns.

However, like any insurance company, Union Standard Insurance has received some negative reviews as well. Some customers have reported issues with customer service, including difficulty getting in touch with representatives or getting their questions answered. Other customers have reported issues with billing and payment processing.

Despite these negative reviews, Union Standard has generally maintained a positive reputation among customers. The company’s commitment to transparency, simplicity, and customer service has helped it earn the trust and loyalty of many customers over the years.

Frequently Asked Questions

What is Union Standard Insurance?

Union Standard Insurance is a car insurance company that provides personal and commercial insurance products in several states across the country. The company was founded in 1986 in Carson, California.

What is Union Standard Insurance’s mission?

Union Standard Insurance Group’s mission is to provide customers with reliable coverage and exceptional customer service at an affordable price. The company believes that insurance should be simple and easy to understand, and strives to make the insurance process as transparent as possible for customers.

What products and services does Union Standard Insurance offer?

Union Standard Insurance offers a wide range of products and services, including liability insurance, collision insurance, comprehensive insurance, personal injury protection, uninsured motorist coverage, and roadside assistance.

How can I get a quote from Union Standard Insurance?

Customers can get a quote from Union Standard Insurance by visiting the company’s website or contacting a representative directly. By entering your ZIP code on the website, you can also get connected with a licensed Union Standard Insurance provider near you.

Where is Union Standard Insurance available?

Union Standard Insurance is available in several states across the country, including Arizona, California, Colorado, Illinois, Indiana, Maryland, Michigan, Missouri, Nevada, Ohio, Oklahoma, Oregon, Pennsylvania, Tennessee, Texas, Utah, and Washington.

Does Union Standard Insurance offer any discounts?

Yes, Union Standard Insurance offers a variety of discounts to help customers save money on their insurance premiums. These discounts include safe driver discounts, multiple policy discounts, and good student discounts, among others.

How can I contact Union Standard Insurance customer support?

Union Standard Insurance provides 24/7 customer support, making it easy for customers to get in touch with a representative whenever they need assistance. The company also offers a mobile app that allows customers to manage their policies, file claims, and access their insurance information on-the-go.

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Kalyn Johnson

Insurance Claims Support & Sr. Adjuster

Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...

Insurance Claims Support & Sr. Adjuster

Schimri Yoyo

Licensed Agent & Financial Advisor

Schimri Yoyo is a financial advisor with active life and health insurance licenses in seven states and over 20 years of experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity.  Schimri is an educator eager to assist individuals and families in ...

Licensed Agent & Financial Advisor

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

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Compare quotes from the top insurance companies and save!

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