Unigard Insurance Review & Ratings (2024)

What You Should Know About Unigard Insurance Company

Welcome to our comprehensive guide on Unigard Insurance, your go-to resource for all things related to affordable car insurance coverage. In this article, we will delve into the key topics surrounding Unigard Insurance, such as their reputation, customer satisfaction ratings, coverage options, and costs. By reading real user reviews and ratings, you’ll gain insights into the experiences of satisfied customers.

We’ll also discuss how Unigard Insurance stands out as a reliable provider in terms of competitive rates and quality service. To ensure you make the best choice for your insurance needs, we encourage you to enter your zip code below and compare rates from the top insurance providers in your area. Start now and secure the coverage that suits you best.

Unigard Insurance History and Mission

Unigard Insurance was founded in 1901 in Spokane, Washington. Originally, the company specialized in providing insurance coverage for farms and ranches in the Pacific Northwest. Over time, the company expanded its product offerings and began providing insurance coverage for businesses and individuals.

Unigard Insurance’s mission is to provide high-quality insurance products and services to its customers while maintaining a strong financial foundation. The company is committed to delivering exceptional customer service and building long-lasting relationships with its customers.

In the early 2000s, Unigard Insurance faced financial challenges and was acquired by QBE Insurance Group, a global insurance company based in Australia. The acquisition allowed Unigard Insurance to continue operating while benefiting from QBE’s financial strength and global resources.

Despite the acquisition, Unigard Insurance has continued to operate as an independent insurance company. The company maintains its commitment to customer satisfaction and has a strong presence in the Western United States.

Today, Unigard Insurance offers a range of insurance products and services, including auto, home, business, and farm insurance. The company’s long history and commitment to customer satisfaction make it a trusted name in the insurance industry.

Unigard Insurance Company Insurance Coverage Options

Unigard Insurance offers a range of insurance products and services to meet the needs of its customers. Here are some of the main products and services offered by the company:

• Auto insurance: Unigard Insurance provides a range of auto insurance coverage options, including liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, and personal injury protection. The company offers discounts to safe drivers, customers with multiple cars, and customers who also have home insurance with Unigard.
• Home insurance: Unigard Insurance offers several types of home insurance coverage, including dwelling coverage, personal property coverage, liability coverage, and loss of use coverage. Customers can also add endorsements for specific risks, such as earthquakes or floods.
• Business insurance: Unigard Insurance offers a range of business insurance products, including commercial property insurance, general liability insurance, workers’ compensation insurance, and commercial auto insurance. The company can also create custom insurance packages to meet the unique needs of its business customers.
• Farm insurance: Unigard Insurance has a long history of providing insurance coverage to farms and ranches in the Pacific Northwest. The company offers several types of farm insurance coverage, including farm property insurance, farm liability insurance, and farm auto insurance.

Unigard Insurance’s products and services are competitively priced and are designed to provide comprehensive coverage for its customers. The company’s focus on customer satisfaction means that customers can expect exceptional service and support from Unigard’s knowledgeable and experienced team of insurance professionals.

States Where Unigard Insurance is Offered

Unigard Insurance operates in several states in the Pacific Northwest region of the United States. The states where Unigard Insurance offers its insurance products and services include:

• Washington
• Oregon
• Idaho
• Montana

If you are located in one of these states and are interested in learning more about Unigard Insurance and its products, you can visit the company’s website or contact a local agent for more information.

Unigard Insurance prides itself on offering personalized service and support to its customers, so you can expect to receive excellent guidance and advice as you navigate the insurance process.

Unigard Insurance Company Insurance Rates Breakdown

The cost of Unigard Insurance products and services varies depending on several factors, including the type of coverage, the amount of coverage, the customer’s location, and the customer’s individual risk factors.

To get an accurate quote for Unigard Insurance, customers can contact a local agent or use the company’s online quote tool. Customers can also customize their coverage options and deductibles to find a policy that fits their specific needs and budget.

Overall, Unigard Insurance strives to provide competitively priced insurance products and services while maintaining a high level of customer service and support. Customers can expect to receive excellent value for their insurance premiums and access to a wide range of coverage options.

Unigard Insurance Company Discounts Available

Unigard Insurance offers several discounts to help customers save money on their insurance premiums. Here are some of the main discounts available:

• Safe driver discount: Unigard Insurance rewards safe drivers with a discount on their auto insurance premiums. Customers who have a clean driving record and no accidents or moving violations in the past three years may be eligible for this discount.
• Multi-car discount: Customers who insure multiple cars with Unigard Insurance can receive a discount on their auto insurance premiums. This discount applies to each car on the policy, so the more cars insured, the greater the savings.
• Home and auto bundle discount: Customers who have both home and auto insurance with Unigard can receive a discount on both policies. This bundle discount can save customers up to 15% on their insurance premiums.
• New home discount: Customers who have recently purchased a new home may be eligible for a discount on their home insurance premiums. This discount applies to homes that are less than 15 years old.
• Loss-free discount: Customers who have not filed a claim in the past three years may be eligible for a loss-free discount on their home insurance premiums. This discount rewards customers for maintaining a safe and secure home.

Customers should speak to a local agent or visit the company’s website to learn more about the specific discounts and eligibility requirements.

Effortless Claims Handling With Unigard Insurance

Ease of Filing a Claim (Online, Over the Phone, Mobile Apps)

Unigard Insurance offers multiple convenient methods for filing insurance claims. Customers can choose to file their claims online through the company’s website, over the phone by contacting a Unigard Insurance representative, or through the use of mobile apps. This flexibility in claim reporting ensures that policyholders can select the method that suits their preferences and needs best.

Average Claim Processing Time

Unigard Insurance is committed to providing efficient and timely claim processing services. The average claim processing time may vary depending on the complexity of the claim and the specific circumstances, but the company strives to handle claims promptly to assist customers in their time of need.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback is a valuable source of information when evaluating an insurance company’s performance in handling claims. Unigard Insurance encourages customers to share their experiences with claim resolutions and payouts. While customer reviews are generally positive regarding Unigard’s claims service, the company is dedicated to continuously improving its claims process based on customer feedback.

Digital and Technological Features

Mobile App Features and Functionality

Unigard Insurance provides a user-friendly mobile app that offers various features and functionalities to enhance the overall customer experience. The app allows policyholders to manage their policies, access important documents, report claims, and even receive real-time updates on their claims. Additionally, the app may offer features such as bill payment and digital ID cards for added convenience.

Online Account Management Capabilities

Unigard Insurance’s online account management platform empowers customers with the ability to access and manage their insurance policies from any internet-enabled device.

Through this portal, policyholders can view policy details, make changes to their coverage, review billing information, and more. The online account management system ensures that customers have easy access to their policy information and can make updates as needed.

Digital Tools and Resources

Unigard Insurance understands the importance of providing policyholders with access to valuable digital tools and resources. These may include educational materials, such as articles and guides related to insurance topics, as well as interactive tools like coverage calculators or risk assessment tools.

These digital resources are designed to assist customers in making informed decisions about their insurance needs and understanding their policies better.

How Unigard Insurance Company Ranks Among Providers

Unigard Insurance is a regional insurer with a strong history and positive customer feedback. It competes well with other regional insurers, offering competitive rates and a range of products.

Competitors:

• State Farm: A well-known and widely used insurance provider offering a range of insurance products.
• GEICO: A major player in the insurance industry known for its competitive rates and online presence.
• Progressive: A popular choice for auto insurance, particularly recognized for its innovative policies and discounts.
• Farmers Insurance: Another established insurer providing a variety of insurance products.
• Allstate: A widely recognized insurer offering various coverage options.

Customer Reviews of Unigard Insurance

Unigard Insurance has generally positive reviews from customers. Many customers appreciate the company’s commitment to personalized service and competitive pricing. Here are some highlights from customer reviews:

• Excellent customer service: Many customers praise Unigard Insurance for its excellent customer service. Customers report that the company’s agents are knowledgeable, friendly, and responsive to their needs.
• Competitive pricing: Unigard Insurance offers competitive pricing for its insurance products and services. Customers report that the company’s premiums are often lower than those of other insurance providers.
• Comprehensive coverage: Customers appreciate the range of coverage options offered by Unigard Insurance. Many customers report feeling secure in the knowledge that they have comprehensive coverage for their home, auto, or business.
• Easy claims process: Customers report that Unigard Insurance has a straightforward and easy claims process. Customers appreciate the company’s quick response time and efficient handling of claims.
• Local focus: Unigard Insurance is a regional insurance provider that focuses on serving customers in the Pacific Northwest. Customers appreciate the company’s local focus and personalized service.

While there are some negative reviews of Unigard Insurance, they are relatively rare. Overall, customers report high levels of satisfaction with the company’s products, services, and customer support.