Titan Insurance Review & Ratings (2024)

Looking for reliable and affordable car insurance? Look no further than Titan Insurance. Explore their comprehensive coverage options, available discounts, read customer reviews, and learn how you can save on your premiums. Compare quotes now and find the perfect car insurance plan that fits your needs and budget. Don't wait, protect yourself and your vehicle with Titan Insurance today!

UPDATED: Nov 28, 2023Fact Checked

Ty Stewart

Licensed Insurance Agent

Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about life insurance when he got his first policy for his own family. He has been featured as a life insurance expert speaker at agent conventions and in top publications.  As an independent licensed life insurance agent, he has helped clients nationwide to secure affordable coverage while making the...

Licensed Insurance Agent

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

UPDATED: Nov 28, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

UPDATED: Nov 28, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Nov 28, 2023Fact Checked
4.4
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Titan Insurance

Average monthly rate for good drivers:

N/A

A.M. Best rating:

A+

Complaint level:

Low

Pros

  • Competitive pricing
  • Customizable policies
  • Simplified claims process
  • Positive customer reviews

Cons

  • Limited coverage options
  • Customer service response time
  • Availability in certain regions
  • Limited social media presence

Final Verdict: Review of Titan Insurance

If you’re in the market for car insurance, Titan Insurance may be worth considering. The company offers affordable rates and a range of coverage options in many states across the United States.

In addition, Titan Insurance provides several discounts that can help customers save money on their premiums. However, it’s important to note that the availability and amount of discounts may vary by state and individual customer.

Customers should also be aware of some of the weaknesses reported by other customers, such as difficulties with the claims process and limited coverage options.

Overall, it’s important to carefully research different insurance providers and compare coverage options and rates to find the best policy for your needs.

What You Should Know About Titan Insurance Company

Address: 22901 Mill Creek Boulevard Suite 400
City: Highland Hills
State: OH
ZIP Code: 44122
Phone Number: (614) 249-1545
Fax: (614) 277-5501
Website: www.titan.com
AM Best Rating: A+

Looking for reliable and affordable car insurance? Titan Insurance has got you covered. In this comprehensive article, we will review Titan Insurance and provide ratings by real users for overall satisfaction, claims, cost, billing, and service satisfaction. We will also delve into the company’s A.M. Best rating, coverage options, discounts, and customer reviews.

  • Offers a variety of coverage options to meet your needs
  • Provides discounts to help you save money on your policy
  • Has over 30 years of experience in the industry

To make an informed decision and find the best insurance rates in your area, enter your ZIP code below and compare quotes from top insurance providers. Protect your vehicle with Titan Insurance and enjoy peace of mind on the road.

Titan Insurance History and Mission

Titan Insurance was founded in 1991 in Nashville, Tennessee, with a mission to provide affordable car insurance coverage to drivers in the southeastern United States. Over the years, the company has expanded its reach and now provides coverage to drivers in several states across the country.

Titan Insurance’s mission is to provide reliable and affordable coverage to drivers of all backgrounds, including those who may have trouble finding coverage elsewhere. The company aims to provide peace of mind to its policyholders by offering comprehensive coverage options and excellent customer service.

Titan Insurance is committed to using the latest technology and industry expertise to stay ahead of the curve and provide the best possible coverage to its customers. The company is also committed to giving back to the communities it serves and partners with local organizations to support important causes.

Titan Insurance Company Insurance Coverage Options

Titan Insurance offers a range of products and services to meet the diverse needs of its customers. The company’s offerings include:

  • Liability coverage: This is the most basic type of car insurance coverage, and it is required in most states. Liability coverage helps pay for damages or injuries you may cause to other people or their property in an accident. Titan Insurance offers liability coverage in various limits to meet the requirements of different states.
  • Collision coverage: This type of coverage helps pay for damages to your vehicle if you are involved in an accident, regardless of who is at fault. Collision coverage is optional but highly recommended, especially for new or expensive vehicles.
  • Comprehensive coverage: This type of coverage helps pay for damages to your vehicle that are not caused by an accident, such as theft, vandalism, or natural disasters. Comprehensive coverage is also optional but may be required if you lease or finance your vehicle.
  • Personal injury protection: Also known as PIP, this coverage helps pay for medical expenses and lost wages if you or your passengers are injured in an accident, regardless of who is at fault. PIP coverage is mandatory in some states and optional in others.
  • Uninsured/Underinsured motorist coverage: This type of coverage helps protect you if you are involved in an accident with a driver who has no insurance or insufficient insurance to cover the damages. This coverage is also optional but can provide valuable protection in case of an accident.
  • SR-22 insurance: Titan Insurance offers SR-22 insurance, which is a certificate of financial responsibility that some drivers are required to have to reinstate their driver’s license or get their license back after a suspension.
  • Non-owner insurance: This type of coverage provides liability coverage for drivers who do not own a vehicle but may borrow or rent one occasionally.

In what parts of the U.S. is Titan insurance offered?

Titan Insurance operates in several states across the United States. The company’s coverage area is focused primarily on the southeastern United States, but it also serves customers in other regions. Here are some of the major states where Titan Insurance is currently offered:

  • Alabama
  • Arizona
  • California
  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Kentucky
  • Mississippi
  • New Mexico
  • Ohio
  • South Carolina
  • Tennessee
  • Texas
  • Virginia

Here are the seven steps to find the states where Titan Insurance is provided:

  1. Visit the official website of Titan Insurance.
  2. On the homepage of the website, click on the “Get a Quote” button located at the top of the page.
  3. You will be taken to a page where you will be asked to enter your ZIP code. Enter your ZIP code and click on “Start Quote.”
  4. You will be asked to provide some basic personal information, including your name, address, and date of birth.
  5. You will also be asked to provide information about the vehicle you want to insure, including the make, model, and year.
  6. You will be asked to choose the type and level of coverage you want for your vehicle.
  7. After selecting your coverage, you will be shown the available states where Titan Insurance operates. You can see the list of states on the next page, along with the available coverage options in each state.

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Titan Insurance Company Insurance Rates Breakdown

The cost of Titan Insurance varies depending on several factors, including the type of coverage, the level of coverage, the driver’s age and driving history, the make and model of the vehicle, and the location of the driver. Here are some general cost estimates for Titan Insurance:

  • Liability coverage: The cost of liability coverage typically starts at around $30 per month, depending on the driver’s location and driving record.
  • Collision coverage: The cost of collision coverage varies depending on the value of the vehicle. On average, collision coverage can cost anywhere from $50 to $200 per month.
  • Comprehensive coverage: The cost of comprehensive coverage also varies depending on the value of the vehicle. On average, comprehensive coverage can cost anywhere from $50 to $200 per month.
  • Personal injury protection: The cost of personal injury protection varies depending on the state and the level of coverage. On average, personal injury protection can cost anywhere from $10 to $50 per month.
  • Uninsured/Underinsured motorist coverage: The cost of uninsured/underinsured motorist coverage varies depending on the driver’s location and the level of coverage. On average, this type of coverage can cost anywhere from $10 to $50 per month.

Titan Insurance Company Discounts Available

Titan Insurance offers several discounts to help customers save money on their car insurance premiums. These discounts are designed to reward safe driving habits and other factors that can reduce the risk of accidents. Here are some of the discounts available through Titan Insurance:

  • Safe driver discount: This discount is available to drivers who have maintained a clean driving record for a certain number of years. The exact requirements for this discount vary by state.
  • Multi-car discount: This discount is available to customers who insure more than one vehicle with Titan Insurance.
  • Homeowner discount: This discount is available to customers who own their own home or condo.
  • Pay-in-full discount: This discount is available to customers who pay their annual premium in full, rather than in monthly installments.
  • Anti-theft device discount: This discount is available to customers who have installed an anti-theft device in their vehicle.
  • Good student discount: This discount is available to students who maintain a certain grade point average in school.
  • Military discount: This discount is available to active-duty and retired military personnel and their families.
  • Accident-free discount: This discount is available to customers who have been accident-free for a certain number of years.

Navigating Titan Insurance Claims Process

Ease of Filing a Claim

Titan Insurance offers a convenient claims process that allows policyholders to file a claim through multiple channels. Whether you prefer to file a claim online, over the phone, or through their mobile app, Titan Insurance provides options to suit your needs. This flexibility makes it easier for customers to report accidents and damages promptly.

Average Claim Processing Time

One crucial aspect of any insurance company’s performance is the speed at which they process claims. Titan Insurance is committed to ensuring that their customers experience a streamlined claims process. While specific processing times may vary depending on the nature of the claim, the company strives to resolve claims efficiently to minimize inconvenience for policyholders.

Customer Feedback on Claim Resolutions and Payouts

To gauge the effectiveness of an insurance company’s claims process, it’s essential to consider customer feedback. Titan Insurance collects feedback from its policyholders regarding their experiences with claim resolutions and payouts. Understanding the level of satisfaction among customers provides valuable insights into the company’s performance in this critical area.

Unleashing Innovation With Titan Insurance Digital and Technological Features

Mobile App Features and Functionality

In today’s digital age, mobile apps play a significant role in enhancing the customer experience. Titan Insurance offers a user-friendly mobile app with a range of features and functionalities. This app allows policyholders to manage their insurance policies, file claims, make payments, and access important documents conveniently from their smartphones.

Online Account Management Capabilities

Managing your insurance policy should be hassle-free. Titan Insurance provides an online portal that empowers policyholders to manage their accounts with ease. From updating personal information to reviewing policy details and making payments, the online account management capabilities make it simple for customers to stay in control of their coverage.

Digital Tools and Resources

Titan Insurance recognizes the importance of providing digital tools and resources to assist policyholders in making informed decisions. Whether you need assistance calculating insurance costs, understanding coverage options, or accessing educational resources, Titan Insurance’s digital tools are designed to empower customers with valuable information.

How Titan Insurance Company Ranks Among Providers

Titan Insurance, a subsidiary of Nationwide Insurance, has been providing affordable car insurance since its founding in 1991. Operating in 23 states, the company focuses on offering comprehensive coverage options and discounts to a wide range of drivers.

In this competitive landscape, it’s essential to explore Titan’s main competitors to understand how they measure up in terms of coverage, pricing, and customer satisfaction.

  • Geico: Geico, renowned for competitive pricing and a strong online presence, competes with Titan by offering affordable car insurance with a variety of coverage options.
  • Progressive: Progressive is known for its innovative approach, providing usage-based insurance options and a range of discounts, challenging Titan’s market position.
  • State Farm: State Farm, one of the largest insurers, offers personalized service and a wide array of coverage options, competing with Titan’s commitment to providing reliable coverage.
  • Allstate: Allstate, with a focus on customer satisfaction and personalized coverage, competes with Titan by offering a range of discounts and comprehensive policies.

In the realm of car insurance, Titan faces tough competition from industry giants like Geico, Progressive, State Farm, and Allstate. Each competitor brings its unique strengths, whether it’s affordability, innovation, or personalized service.

As a consumer, carefully evaluating these competitors alongside Titan Insurance will help you make an informed decision based on your specific needs and preferences. Remember to compare quotes and assess customer reviews to find the insurer that aligns best with your requirements.

Customer Reviews of Titan Insurance

Customer reviews of Titan Insurance are generally mixed, with some customers reporting positive experiences and others reporting negative experiences. Here is an overview of what customers are saying about the company:

Strengths:

  • Affordable rates: Many customers report that Titan Insurance offers competitive rates compared to other insurance providers.
  • Easy to use website: Customers appreciate the user-friendly interface of Titan Insurance’s website, which makes it easy to get a quote, purchase coverage, and manage their policy.
  • Customer service: Some customers report positive experiences with Titan Insurance’s customer service team, citing helpful and friendly representatives who were able to quickly resolve their issues.

Weaknesses:

  • Claims process: Some customers report difficulty with the claims process, including delays in processing claims and difficulty getting in touch with claims adjusters.
  • Limited coverage options: Titan Insurance may not offer as many coverage options as some other insurance providers, which can be a drawback for some customers.
  • Billing issues: Some customers report issues with billing, including incorrect billing amounts and difficulty resolving billing disputes.

Frequently Asked Questions

What is Titan Insurance?

Titan Insurance is a subsidiary of Nationwide Insurance, specializing in auto insurance. They offer coverage in 23 states across the United States.

What types of auto insurance does Titan offer?

Titan offers several types of auto insurance, including liability coverage, collision coverage, comprehensive coverage, personal injury protection, and uninsured/underinsured motorist coverage.

How can I get a quote from Titan Insurance?

You can get a quote from Titan Insurance by visiting their website or calling their toll-free number. You will need to provide some basic information, such as your name, address, and vehicle information.

How does Titan Insurance compare to other auto insurance companies?

Titan Insurance has mixed reviews compared to other auto insurance companies. While some customers are satisfied with their coverage and customer service, others have reported issues with claims processing and rates.

Does Titan Insurance offer discounts?

Yes, Titan Insurance offers several discounts to help customers save money on their auto insurance premiums. These discounts include safe driver discounts, multi-car discounts, and good student discounts.

What is the claims process like with Titan Insurance?

The claims process with Titan Insurance can vary depending on the situation. You will need to report the claim as soon as possible and provide any necessary information and documentation. A claims representative will then be assigned to your case to guide you through the process.

Q: How can I pay my Titan Insurance bill?

You can pay your Titan Insurance bill online through their website, by mail, or over the phone.

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Ty Stewart

Licensed Insurance Agent

Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about life insurance when he got his first policy for his own family. He has been featured as a life insurance expert speaker at agent conventions and in top publications.  As an independent licensed life insurance agent, he has helped clients nationwide to secure affordable coverage while making the...

Licensed Insurance Agent

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Reviews
for Titan Insurance Company

4.44 (9 reviews)
3
August 23, 2018

tsirhcretlop

Nice auto policy

Good company if you had any troubles with record. I think it was bought or transformed into esurance.
4
April 18, 2018

tabawilliams

Great agent makes great insurance

Best. Coverage went up, cost went down. To be fair, my agent made the experience GREAT. Always available or quickly responsive.
5
August 25, 2017

Nenaa106

Basic insurance

I bought a basic broadform insurance just to get by. The insurance was pretty great and worth to have. 
4.5
August 10, 2017

vinnyjoe

EXCELLENT CUSTOMER SERVICE BY [REDACTED NAME]

Never in all my years of dealing with customer service representatives on the phone has this little lady been the most friendliest down to earth, helpful, informative, and gave me several different options when it came to insuring me to drive anybodies car. If your looking for a quote or auto insurance call [REDACTED NAME] simply the best..
5
June 11, 2017

degan

Incredible Service

We had added our youngest boy to our insurance when he bought his new truck at 22 years old. Exactly 2 months later to the day he totaled the truck in an accident after he had been drinking at the bar. We did not expect the insurance to cover the accident but they did. They gave us full blue book value of the truck, which paid off the credit union and left the boy with a couple thousand extra. Great company.
5
June 6, 2017

Diane1221

Great customer service

Every on the phone experience has been with a friendly and helpful person. My needs are always met and promptly.
5
June 6, 2017

Saradiane

Wonderful

Very inexpensive, costumer service has always been nice am and helpful. I have been with them for 4years and over all completely satisfied. I will not change insurance providers.
4
May 15, 2017

Clearsurance-user

Personal Vehicle Insurance Review

The financial liability guarantees do not insure the vehicles, which implies that if a driver other than the one mentioned in the guarantee causes an accident, that driver is not protected. The bonds also do not pay damages or medical expenses for drivers or passengers of the first part.Products and discounts not available to all people in all states. The products, coverage, discounts, insurance terms and other descriptions are for informational ...
The financial liability guarantees do not insure the vehicles, which implies that if a driver other than the one mentioned in the guarantee causes an accident, that driver is not protected. The bonds also do not pay damages or medical expenses for drivers or passengers of the first part.Products and discounts not available to all people in all states. The products, coverage, discounts, insurance terms and other descriptions are for informational purposes only.
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