Securian Insurance Review & Ratings (2024)

Securian Insurance is a Minnesota-based insurance company that offers a range of insurance products, including car insurance, life insurance, disability insurance, and long-term care insurance. The company’s mission is to help customers secure their financial future through quality insurance products and excellent customer service.

Securian Insurance offers competitive pricing for its insurance products, and discounts are available for safe driving, multi-policies, good grades, anti-theft devices, and more. The availability of discounts may vary depending on the customer’s specific circumstances and the state where they live.

Customer reviews of Securian Insurance are generally positive, with many customers praising the company’s customer service and claims handling process. Some areas for improvement include limited availability in some states, difficulty reaching customer service, and limited online features.

What You Should Know About Securian Insurance

Welcome to our comprehensive guide on Securian Insurance. In this article, we will delve into the key aspects of Securian Insurance, a trusted provider of personalized and affordable car insurance. We’ll explore their 140 years of experience and financial stability, as well as their commitment to protecting what matters most to you. 

• Securian Insurance has an A+ rating from the Better Business Bureau, indicating a high level of customer satisfaction and trust.
• The company has received several industry awards, including the 2020 Ward’s 50 Top Performer award for excellence in financial performance and safety.
• Securian Insurance offers a range of discounts and benefits to help customers save money on their car insurance premiums.

We’ll also provide insights from customer reviews to give you a well-rounded perspective. If you’re ready to find the best insurance rates for your needs, simply enter your zip code below and compare quotes from the top insurance providers. Take the first step towards securing your vehicle and peace of mind with Securian Insurance.

Compare The Best Insurance Quotes In The Country

Compare quotes from the top insurance companies and save!

Auto Home Health Life Business Motorcycle Pet Medicare Rental

 Secured with SHA-256 Encryption

Securian Insurance History and Mission

Securian Insurance has a long-standing history in the insurance industry, dating back to 1880 when it was founded as Minnesota Mutual Life Insurance Company. The company initially focused on providing life insurance products but expanded its offerings over time.

Today, Securian Insurance is a subsidiary of Securian Financial Group, Inc., a leading provider of financial services with over $70 billion in assets under management.Securian Insurance’s mission is to provide customers with personalized coverage at an affordable price. The company believes in treating customers with fairness and respect, and is committed to delivering excellent customer service.

Securian Insurance prides itself on its financial stability and strength, and is dedicated to maintaining a high level of financial performance and safety. Over the years, Securian Insurance has grown to become one of the largest insurance providers in the United States.

The company has received several industry awards for excellence in financial performance and safety, including the 2020 Ward’s 50 Top Performer award. Today, Securian Insurance offers a range of insurance products to customers across the United States, including car insurance, life insurance, disability insurance, and long-term care insurance.

Securian Insurance Coverage Options

Securian Insurance offers a variety of insurance products to customers, including car insurance, life insurance, disability insurance, and long-term care insurance. Here’s an overview of the products and services that Securian Insurance offers:

• Car insurance: Policies include liability coverage, collision coverage, comprehensive coverage, and personal injury protection. Customers can choose from a range of coverage options to customize their policy to meet their specific needs. Securian Insurance also offers a range of discounts to help customers save on their car insurance premiums.
• Life insurance: Policies include term life insurance, whole life insurance, and universal life insurance. Customers can choose from a range of coverage options to meet their specific needs, and can customize their policy with additional riders and benefits. Securian Insurance’s life insurance policies provide financial protection for customers and their families in the event of an unexpected death.
• Disability insurance: Policies provide income replacement in the event that a customer becomes unable to work due to a covered disability. Customers can choose from a range of coverage options to meet their specific needs, and can customize their policy with additional riders and benefits. Securian Insurance’s disability car insurance policies provide peace of mind and financial security in the event of a disability.
• Long-term care insurance: Policies provide coverage for long-term care services, including nursing home care, assisted living, and in-home care. Customers can choose from a range of coverage options to meet their specific needs, and can customize their policy with additional riders and benefits. Securian Insurance’s long-term care insurance policies provide financial protection and peace of mind for customers and their families.

Areas Where Securian Insurance is Available

Securian Insurance offers insurance products and services in all 50 states of the United States, as well as the District of Columbia. This means that customers in any state can obtain insurance coverage from the company. However, the availability of specific types of coverage and the cost of that coverage may vary depending on the customer’s location.

Securian Insurance has a strong presence in several states across the country, including Minnesota, where the company is headquartered. In addition, the company has a significant presence in other Midwestern states, such as Wisconsin, Iowa, and North Dakota. However, the company’s reach extends far beyond the Midwest, and it offers insurance coverage in all regions of the country.

To find the states where Securian Insurance is provided, customers can follow these four steps:

1. Customers can visit the Securian Insurance website to find information about the company’s products and services.
2. Customers can navigate to the “Contact Us” page on the Securian Insurance website to find contact information for the company.
3. Customers can contact Securian Insurance by phone, email, or mail to inquire about the states where the company offers insurance coverage. The customer service representative will be able to provide information about the states where Securian Insurance is licensed to do business.
4. Customers can also check with state insurance regulators to determine if Securian Insurance is licensed to do business in their state. Each state has a department of insurance that regulates insurance companies and can provide information about which companies are licensed to operate in the state.

Compare The Best Insurance Quotes In The Country

Compare quotes from the top insurance companies and save!

Auto Home Health Life Business Motorcycle Pet Medicare Rental

 Secured with SHA-256 Encryption

Securian Insurance Rates Breakdown

The cost of insurance coverage from Securian Insurance varies depending on a number of factors, including the type of coverage, the level of coverage selected, and the customer’s location. The cost of life insurance coverage from Securian Insurance varies depending on a number of factors, including the customer’s age, health, and the level of coverage selected.

In general, car insurance coverage from Securian Insurance is priced competitively with other insurance providers, and the company offers a range of discounts to help customers save on their premiums. Here’s an overview of the cost of coverage from Securian Insurance:

• Car insurance: According to recent data, the average cost of car insurance in the United States is $1,548 per year. However, the cost of coverage can vary widely depending on the customer’s specific circumstances. Customers can obtain a quote for car insurance coverage from Securian Insurance by contacting the company directly.
• Life insurance: According to recent data, the average cost of a 20-year term life insurance policy with a $500,000 death benefit is around $350 per year for a healthy 35-year-old male. However, the cost of coverage can vary widely depending on the customer’s specific circumstances. Customers can obtain a quote for life insurance coverage from Securian Insurance by contacting the company directly.
• Disability insurance: According to recent data, the average cost of a long-term disability insurance policy is around $2,000 per year. However, the cost of coverage can vary widely depending on the customer’s specific circumstances. Customers can obtain a quote for disability insurance coverage from Securian Insurance by contacting the company directly.
• Long-term care insurance: According to recent data, the average cost of a long-term care insurance policy is around $2,700 per year for a 55-year-old individual. However, the cost of coverage can vary widely depending on the customer’s specific circumstances. Customers can obtain a quote for long-term care insurance coverage from Securian Insurance by contacting the company directly.

Securian Insurance Discounts Available

Securian Insurance offers a range of discounts to help customers save on their insurance premiums. Here’s an overview of the discounts available from Securian Insurance:

Car insurance discounts:

• Safe driver discount: Customers who have a good driving record with no accidents or violations may be eligible for a safe driver discount.
• Multi-policy discount: Customers who have multiple policies with Securian Insurance, such as auto and homeowners insurance, may be eligible for a multi-policy discount.
• Good student discount: Customers who are students and maintain a certain grade point average may be eligible for a good student discount.
• Anti-theft discount: Customers who have an anti-theft device installed in their vehicle may be eligible for an anti-theft discount.
• Defensive driving discount: Customers who complete a state-approved defensive driving course may be eligible for a defensive driving discount.

Read more: North Dakota Car Insurance Discounts

Life insurance discounts:

• Multi-life discount: Customers who have multiple life insurance policies with Securian Insurance may be eligible for a multi-life discount.
• Healthy lifestyle discount: Customers who maintain a healthy lifestyle, such as by exercising regularly or maintaining a healthy weight, may be eligible for a healthy lifestyle discount.

Disability insurance discounts:

• Multi-life discount: Customers who have multiple disability insurance policies with Securian Insurance may be eligible for a multi-life discount.
• Employer-sponsored discount: Customers who obtain disability insurance through their employer may be eligible for an employer-sponsored discount.

Long-term care insurance discounts:

• Spousal/Partner discount: Customers who obtain long-term care insurance for themselves and their spouse or partner may be eligible for a spousal/partner discount.
• Employer-sponsored discount: Customers who obtain long-term care insurance through their employer may be eligible for an employer-sponsored discount.

Streamlining Experience With Securian Insurance Claims Process

Ease of Filing a Claim

Securian Insurance offers a hassle-free claims process, allowing customers to file claims conveniently through various channels. Whether it’s online through their user-friendly website, over the phone with dedicated customer support, or via their mobile apps, policyholders can easily initiate the claims process in the way that suits them best.

Average Claim Processing Time

Securian Insurance is dedicated to efficient claim processing. While specific processing times can vary based on the nature of the claim, the company is committed to prompt resolutions. Policyholders can expect timely assessments and fair evaluations, ensuring a smooth and swift claims experience.

Customer Feedback on Claim Resolutions and Payouts

Securian Insurance values customer satisfaction and strives for fair and transparent claim resolutions. Based on customer feedback, the company has received positive reviews regarding their claims handling process.

Customers appreciate the company’s professionalism and dedication to ensuring that claims are resolved to their satisfaction. Securian Insurance’s commitment to providing competitive payouts and fair settlements has earned them high praise from policyholders.

Compare The Best Insurance Quotes In The Country

Compare quotes from the top insurance companies and save!

Auto Home Health Life Business Motorcycle Pet Medicare Rental

 Secured with SHA-256 Encryption

Unveiling Cutting-Edge Digital and Technological Features by Securian Insurance

Mobile App Features and Functionality

Securian Insurance’s mobile app offers a range of features designed to enhance the customer experience. Users can easily manage their policies, file claims, and access important documents, all from the convenience of their smartphones. The app provides intuitive navigation and real-time updates, ensuring policyholders have quick and easy access to essential information.

Online Account Management Capabilities

Securian Insurance’s online account management platform empowers customers with comprehensive tools to manage their policies effectively. Policyholders can review policy details, update personal information, and make payments securely. The user-friendly interface simplifies complex tasks, allowing customers to have full control over their insurance accounts with just a few clicks.

Digital Tools and Resources

In addition to their mobile app and online account management platform, Securian Insurance offers a variety of digital tools and resources to assist customers. From educational materials about insurance products to interactive calculators that help customers assess their coverage needs, Securian Insurance provides valuable resources online.

These tools empower customers to make informed decisions about their insurance, ensuring they have the right coverage tailored to their specific requirements.

How Securian Insurance Ranks Among Providers

As a prominent insurance provider, Securian Insurance operates in a competitive landscape where various companies strive to offer similar services. Below, we’ll explore some of the main competitors of Securian Insurance, highlighting key aspects of each.

• State Farm Insurance: State Farm is a well-established insurance company known for its extensive range of insurance products, including auto, home, life, and more. With a significant market presence and a vast network of agents, State Farm competes with Securian Insurance by providing personalized coverage and a strong emphasis on customer service.
• Allstate Insurance: Allstate is another major player in the insurance industry, offering a diverse portfolio of insurance solutions. Similar to Securian, Allstate provides auto, home, life, and other insurance products. Allstate is recognized for its innovative features, such as the Drivewise program, which monitors driving habits to potentially lower premiums.
• Progressive Insurance: Progressive is known for its focus on technology and innovation in the insurance sector. With a user-friendly online platform and a reputation for competitive rates, Progressive competes with Securian in the auto insurance space. The company’s Snapshot program, which tracks driving behavior, is one of its notable features.
• Geico: Geico, a subsidiary of Berkshire Hathaway, is widely recognized for its humorous advertising and competitive pricing. Specializing in auto insurance, Geico competes with Securian Insurance by offering straightforward policies and a streamlined online experience.
• Nationwide Insurance: Nationwide is a diversified insurance and financial services company with a broad spectrum of offerings, including auto, home, and life insurance. With a focus on customer-centric solutions, Nationwide competes with Securian by providing comprehensive coverage options and various discounts.
• Liberty Mutual Insurance: Liberty Mutual is a global insurance company offering a range of products, including auto, home, and life insurance. With a commitment to customer satisfaction and customizable coverage options, Liberty Mutual is a strong competitor for Securian Insurance.

In the dynamic insurance market, these competitors, among others, contribute to a landscape where companies vie for customer attention through competitive pricing, innovative features, and quality customer service. Understanding the strengths and specialties of each competitor can assist consumers in making informed decisions about their insurance needs.

Customer Reviews of Securian Insurance

customers praising the company’s customer service and claims handling process. Here’s an overview of some of the strengths and weaknesses of Securian Insurance based on customer reviews:

Strengths:

• Excellent customer service: Many customers have praised Securian Insurance for its excellent customer service, with representatives who are knowledgeable, friendly, and helpful.
• Easy claims process: Customers have also praised Securian Insurance for its easy claims process, with many stating that claims were handled quickly and efficiently.
• Competitive pricing: Several customers have reported that Securian Insurance offers competitive pricing for its insurance products, making it an affordable option for many.
• Range of products: Customers appreciate the range of insurance products offered by Securian Insurance, which allows them to find the coverage they need in one place.

Weaknesses:

• Limited availability: Some customers have reported that Securian Insurance is not available in all states, which can be a drawback for customers who are looking for a specific type of coverage.
• Difficulty reaching customer service: A few customers have reported difficulty reaching customer service at Securian Insurance, which can be frustrating when trying to resolve an issue.
• Limited online features: Some customers have reported that Securian Insurance’s online features are limited, which can be an inconvenience for those who prefer to manage their insurance policies online.

Compare The Best Insurance Quotes In The Country

Compare quotes from the top insurance companies and save!

Auto Home Health Life Business Motorcycle Pet Medicare Rental

 Secured with SHA-256 Encryption