Unsure Insurance Review & Ratings (2024)

Discover the benefits of Unsure Insurance, a provider offering affordable and comprehensive car insurance coverage. With their commitment to offering competitive pricing and a wide range of coverage options, they strive to provide peace of mind and financial protection. Get peace of mind on the road with Unsure Insurance.

UPDATED: Dec 5, 2023Fact Checked

Natasha McLachlan

Insurance and Finance Writer

Natasha McLachlan is a writer who currently lives in Southern California. She is an alumna of California College of the Arts, where she obtained her B.A. in Writing and Literature. Her current work revolves around insurance guides and informational articles. She truly enjoys helping others learn more about everyday, practical matters through her work.

Insurance and Finance Writer

Tim Bain

Licensed Insurance Agent

Tim Bain is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance.  His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada. 

Licensed Insurance Agent

UPDATED: Dec 5, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

UPDATED: Dec 5, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 5, 2023Fact Checked
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Unsure Insurance

Average monthly rate for good drivers:

$100

A.M. Best rating:

A- (Excellent)

Complaint level:

Low

Pros

  • Diverse Insurance Options: From health to auto, Unsure Insurance offers a wide range of coverage options.
  • Competitive Rates: Enjoy affordable premiums, making insurance accessible for various budgets.
  • Excellent Customer Service: With a commitment to customer satisfaction, their service is top-notch.
  • Flexible Policies: Tailor your coverage to meet your specific needs and preferences.
  • Bundle Discounts: Save more by bundling home and auto insurance policies.

Cons

  • Limited Online Resources: The online platform could benefit from more educational resources for policyholders.
  • Complex Claims Process: While efficient, some customers find the claims process slightly complex.
  • Regional Availability: Coverage may be limited in certain regions, so check availability in your area.
  • Limited Mobile App Features: The mobile app lacks some advanced features compared to competitors.
  • Few Exclusive Perks: While offering exclusive offers, additional perks for long-term policyholders could be expanded.

Final Verdict: Review of Unsure Insurance

Unsure Insurance is a car insurance company that offers a variety of coverage options and discounts to help customers save money on their premiums.

While the company has a relatively short history, it has quickly gained a reputation for offering competitive pricing and an easy online quote process.

Customers appreciate the variety of coverage options available and the discounts that can help lower the cost of car insurance. However, some customers report negative experiences with claims handling and difficulty canceling policies.

Overall, if you’re in the market for car insurance, it’s worth considering Unsure Insurance as an option, but it’s important to do your research and read reviews from multiple sources to get a well-rounded picture of the company’s strengths and weaknesses.

What You Should Know About Unsure Insurance

Welcome to our comprehensive article on Unsure Insurance. If you’re looking for affordable car insurance options, you’ve come to the right place. In this article, we will delve into the key topics surrounding Unsure Insurance, including its history, mission, products, and services. We will also explore the cost of coverage, the states where it is offered, available discounts, and customer reviews.

To find suitable insurance coverage, gather information and compare quotes from reputable providers. This helps make an informed decision tailored to your needs. Start by entering your ZIP code below to initiate the process and find competitive rates. Exploring multiple options enhances the chance of securing the best insurance policy for your requirements.

Unsure Insurance History and Mission

Unsure Insurance was founded in 2000 with the mission to provide affordable car insurance to drivers. The company has grown to become one of the leading car insurance providers in the United States, serving customers in 22 states.

The company’s commitment to providing affordable and comprehensive coverage has made it a popular choice among consumers. The company’s mission is to make car insurance accessible to everyone and to provide peace of mind to drivers by offering comprehensive coverage options.

They strive to simplify the insurance process and offer personalized service to every customer. They aim to provide high-quality service at an affordable price, and they are committed to treating their customers with respect and transparency. Unsure Insurance is constantly evolving and adapting to meet the changing needs of their customers.

They use advanced technology to streamline the insurance process and offer customers the ability to manage their policies online. They are also committed to providing excellent customer service and ensuring that their customers receive prompt and efficient assistance when they need it.

Unsure Insurance Coverage Options

Unsure Insurance offers a range of car insurance products and services to meet the needs of drivers. Here are some of the main products and services that they offer:

  • Liability coverage: This coverage is required by law in most states and covers the cost of damage or injuries to others in an accident where you are at fault.
  • Collision coverage: This coverage helps pay for repairs to your car if it is damaged in an accident.
  • Comprehensive coverage: This coverage helps pay for repairs to your car if it is damaged by something other than an accident, such as theft, vandalism, or severe weather.
  • Uninsured/underinsured motorist coverage: This coverage helps protect you if you are in an accident with someone who does not have enough insurance to cover the damages.
  • Personal injury protection (PIP) coverage: This coverage helps pay for medical expenses and lost wages if you or your passengers are injured in an accident.
  • Roadside assistance: This service provides assistance if you need help with a flat tire, dead battery, or other car-related issues.

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Unsure Insurance Rates Breakdown

The cost of car insurance from Unsure Insurance will depend on a variety of factors, including the driver’s age, driving record, location, and the type of coverage they need. Here are some possible costs for car insurance from Unsure Insurance:

  • Liability coverage: This is the minimum coverage required by law in most states and is typically the most affordable option. The cost of liability coverage from Unsure Insurance can vary but is generally between $50 and $100 per month.
  • Full coverage: Full coverage includes liability coverage, collision coverage, and comprehensive coverage. The cost of full coverage from Unsure Insurance will depend on several factors, including the value of the car, the driver’s age and driving record, and the deductible. On average, full coverage from Unsure Insurance can cost between $150 and $300 per month.
  • Discounts: Unsure Insurance offers several discounts that can help lower the cost of car insurance. Safe driver discounts, good student discounts, and bundling discounts can all help customers save on their car insurance premiums.

In what parts of the U.S. is Unsure insurance offered?

Unsure Insurance offers car insurance services in 22 states across the United States. The states where they currently offer coverage include Arizona, California, Colorado, Florida, Georgia, Illinois, Indiana, Maryland, Michigan, Missouri, Nevada, New Jersey, New Mexico, New York, Ohio, Oregon, Pennsylvania, Tennessee, Texas, Utah, Virginia, and Washington.

If you’re interested in finding out if Unsure Insurance provides coverage in your state, you can follow these five steps:

  1. The first step is to visit Unsure Insurance’s website.
  2. Once on the homepage, navigate to the “Coverage” section on the top navigation bar.
  3. On the coverage page, you will see a “Get a Quote” form. Enter your ZIP code in the field provided and click “Start Quote.”
  4. Next, you will be asked to provide some information about yourself, including your name, date of birth, and the type of car you drive.
  5. Once you’ve completed the quote form, you will be shown a list of available coverage options and prices. If Unsure Insurance offers coverage in your state, it will be included in the list of available options.

Unsure Insurance Discounts Available

Unsure Insurance offers a variety of discounts that can help customers save on their car insurance premiums. Here are some of the discounts available through Unsure Insurance:

  • Safe driver discount: This discount is available to drivers who have maintained a clean driving record for a certain period of time. The length of time required to qualify for the safe driver discount can vary depending on the state and the individual’s driving history.
  • Good student discount: Students who maintain a certain GPA or are on the honor roll may be eligible for a good student discount. This discount can be significant and can help offset the high cost of car insurance for younger drivers.
  • Multi-car discount: Customers who insure more than one car with Unsure Insurance can qualify for a multi-car discount. This discount can help lower the overall cost of car insurance for families with multiple vehicles.
  • Bundling discount: Customers who bundle their car insurance with other types of insurance, such as home insurance or renters insurance, can qualify for a bundling discount. This can be a great way to save money on multiple insurance policies.
  • Military discount: Active-duty military personnel and veterans may be eligible for a discount on their car insurance premiums.

Unsure Insurance Effortless Claims Process

Ease of Filing a Claim

Unsure Insurance provides multiple convenient methods for filing insurance claims, ensuring a hassle-free experience for policyholders. Customers have the option to file claims through various channels, including online, over the phone, or through mobile apps. This flexibility allows policyholders to choose the method that suits their preferences and needs, making the claims process more accessible and user-friendly.

Average Claim Processing Time

The efficiency of a car insurance provider’s claims processing can significantly impact the overall customer experience. While Unsure Insurance strives to provide prompt claim resolution, the actual claim processing time can vary depending on the complexity of the claim and other factors.

Policyholders should expect a reasonable turnaround time, but it’s advisable to consult with the company for specific details regarding claim processing times.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback plays a vital role in assessing the quality of an insurance company’s claims process. Policyholders’ experiences with claim resolutions and payouts can provide valuable insights into the company’s reliability and customer service. Before choosing Unsure Insurance, prospective customers should explore customer reviews and testimonials to gauge the company’s track record in handling claims.

Unveiling Cutting-Edge Digital and Technological Features by Unsure Insurance

Mobile App Features and Functionality

Unsure Insurance offers a mobile app equipped with a range of features designed to enhance the overall insurance experience. The app allows policyholders to manage their policies, access important documents, make payments, and even file claims directly from their mobile devices.

Evaluating the functionality and user-friendliness of the mobile app can help customers make informed decisions about their insurance provider.

Online Account Management Capabilities

Online account management is a crucial aspect of modern insurance services. Unsure Insurance provides customers with the ability to manage their policies, view billing statements, update personal information, and track claims through an online portal. The ease of navigating this portal and the availability of essential features can significantly impact policyholders’ satisfaction.

Digital Tools and Resources

In today’s digital age, insurance companies often offer a range of digital tools and resources to assist policyholders in understanding their coverage and making informed decisions.

Unsure Insurance may provide educational resources, calculators, and FAQs to help customers navigate the complexities of insurance. Exploring these digital resources can be beneficial for policyholders seeking to maximize the benefits of their coverage and make informed choices.

How Unsure Insurance Ranks Among Providers

Unsure Insurance faces robust competition in the insurance market, and each competitor presents unique strengths. As customers navigate choices, discussions often center around balancing financial stability, technological innovation, and customer-centric services in the pursuit of the best insurance coverage.

  • Steadfast Assurance: Steadfast Assurance stands as a formidable rival with an excellent financial rating and an extensive array of insurance products. Renowned for their comprehensive coverage options and personalized service, they pose a substantial challenge to Unsure Insurance’s market share.
  • Reliance Guard Insurance: Reliance Guard Insurance distinguishes itself with a superior A+ rating, offering competitive rates and a streamlined claims process. Their customer-centric approach has not only garnered a loyal customer base but also sets a high standard in the industry.
  • Secure Shield Assurance: Secure Shield Assurance competes with a diverse range of insurance options and a strong financial rating. Emphasizing technological innovations, they provide customers with a modern and user-friendly experience, contributing to the competitive landscape.
  • Guardian Coverage Group: Guardian Coverage Group offers competitive rates and a good financial standing. While not as highly rated as some competitors, their focus on customer satisfaction and straightforward policies sparks discussions on balancing financial stability with service excellence.
  • AssureNet Insurance Solutions: AssureNet Insurance Solutions competes with a robust financial backing and a focus on technology-driven solutions. Their user-friendly online platform and innovative features highlight the ongoing discussion about the role of technology in reshaping customer experiences within the insurance industry.

Customer Reviews of Unsure Insurance

Customer reviews of Unsure Insurance are mixed, with some customers reporting positive experiences and others reporting negative experiences. Here is an overview of some of the strengths and weaknesses reported by customers:

Strengths:

  • Competitive pricing: Many customers report that Unsure Insurance offers competitive pricing compared to other car insurance providers.
  • Easy online quote process: Customers appreciate the easy and straightforward online quote process, which allows them to quickly and easily get a quote for car insurance.
  • Good customer service: Some customers report positive experiences with Unsure Insurance’s customer service team, noting that representatives were helpful and responsive to their needs.

Weaknesses:

  • Claims handling: Some customers report negative experiences with Unsure Insurance’s claims handling process, noting that it can be slow and difficult to get claims resolved.
  • Limited coverage options: Some customers report that Unsure Insurance’s coverage options are limited compared to other car insurance providers, which can be a drawback for those who need more comprehensive coverage.
  • Difficulty canceling policies: Some customers report difficulty canceling their policies with Unsure Insurance, noting that the process can be confusing and time-consuming.

Frequently Asked Questions

What is Unsure Insurance?

Unsure Insurance is an affordable and comprehensive car insurance provider that offers a range of products and services designed to meet the needs of drivers. The company’s mission is to provide affordable car insurance to everyone and offer peace of mind to drivers by providing comprehensive coverage options. They serve customers in 22 states across the United States.

What products and services does Unsure Insurance offer?

Unsure Insurance offers a range of car insurance products and services to meet the needs of drivers. Some of the main products and services that they offer include liability coverage, collision coverage, comprehensive coverage, personal injury protection, and uninsured motorist coverage.

How much does Unsure Insurance cost?

The cost of car insurance from Unsure Insurance will depend on a variety of factors, including the driver’s age, driving record, location, and the type of coverage they need.

Is Unsure Insurance available nationwide?

No, Unsure Insurance is currently available in 22 states across the United States. The states where they currently offer coverage include Arizona, California, Colorado, Florida, Georgia, Illinois, Indiana, Maryland, Michigan, Missouri, Nevada, New Jersey, New Mexico, New York, Ohio, Oregon, Pennsylvania, Tennessee, Texas, Utah, Virginia, and Washington.

What are the discounts available through Unsure Insurance?

Unsure Insurance offers various discounts to its customers, including safe driver discounts, multi-policy discounts, multi-car discounts, homeowner discounts, and student discounts. Customers can also get discounts for paying their premium in full, signing up for automatic payments, and going paperless.

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Natasha McLachlan

Insurance and Finance Writer

Natasha McLachlan is a writer who currently lives in Southern California. She is an alumna of California College of the Arts, where she obtained her B.A. in Writing and Literature. Her current work revolves around insurance guides and informational articles. She truly enjoys helping others learn more about everyday, practical matters through her work.

Insurance and Finance Writer

Tim Bain

Licensed Insurance Agent

Tim Bain is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance.  His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada. 

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Free Insurance Comparison

Compare quotes from the top insurance companies and save!

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