United Security Insurance Review & Ratings (2024)

When it comes to protecting what matters most, United Security Insurance offers affordable coverage options that provide peace of mind. With their reliable policies, you can safeguard your assets and loved ones without breaking the bank. Trust United Security Insurance for affordable and reliable insurance solutions.

UPDATED: Dec 4, 2023Fact Checked

Tonya Sisler

Insurance Content Team Lead

Tonya Sisler has been a technical insurance writer for over five years. She uses her extensive insurance and finance knowledge to write informative articles that answer readers' top questions. Her mission is to provide readers with timely, accurate information that allows them to determine their insurance needs and choose the best coverage. Tonya currently leads a team of 10 insurance copywrite...

Insurance Content Team Lead

Zach Fagiano

Licensed Insurance Broker

Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...

Licensed Insurance Broker

UPDATED: Dec 4, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

UPDATED: Dec 4, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 4, 2023Fact Checked
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United Security Insurance

Average monthly rate for good drivers:

$100

A.M. Best rating:

A+

Complaint level:

Low

Pros

  • Diverse range of insurance options
  • Competitive rates for various policies
  • Positive customer reviews and satisfaction
  • Efficient and customer-friendly claims process
  • Customizable coverage options for individuals and businesses
  • Industry recognition and accolades
  • Trusted choice with a legacy of reliability
  • Seamless online quote process

Cons

  • Limited availability in certain regions
  • Fewer discounts for multiple policies compared to some competitors
  • Limited online educational resources about insurance topics
  • May not offer specialized coverage for unique needs
  • Limited options for high-risk drivers

What You Should Know About United Security Health & Casualty Insurance

Welcome to our comprehensive review of United Security Insurance’s offerings. In this in-depth article, we’ll explore the key features that make United Security Insurance a reliable choice. We’ll delve into their cost-effective coverage options, ensuring you get the protection you need without straining your budget. With their trustworthy policies, you can rest easy knowing your assets and loved ones are well taken care of.

Discover United Security Insurance’s strong reputation through reviews and client feedback. They provide coverage for auto, home, renters, and commercial insurance. Enter your zip code below, compare prices from top insurance companies, and make an informed decision. Secure your future with the ideal insurance plan tailored to your needs.

United Security Health & Casualty Insurance Coverage Options

In an uncertain world, trust United Security Insurance to safeguard your future. Explore a range of tailored coverage options for your home, vehicle, health, and more. With a legacy of trust, we stand as your ally in life’s uncertainties. Join us on a journey through our robust coverage options that make us a beacon of reliability in the insurance landscape.

Home Insurance:

  • Comprehensive coverage for homes against risks like fire, theft, and natural disasters.
  • Optional add-ons for specific valuables and personal property.

Auto Insurance:

  • Liability coverage to meet state requirements.
  • Collision and comprehensive coverage for vehicle damage.
  • Uninsured/underinsured motorist coverage for added protection.
  • Optional coverage for rental reimbursement and roadside assistance.

Life Insurance:

  • Term life insurance for affordable coverage over a set period.
  • Whole life insurance for lifelong protection with cash value accumulation.
  • Universal life insurance with flexible premiums and a cash value component.

Health Insurance:

  • Individual and family health insurance plans.
  • Coverage for medical expenses, hospital stays, and prescription medications.
  • Options for wellness programs and preventive care.

Customizable Options:

  • Tailor your policy to unique needs and budget.
  • Choose coverage limits, deductibles, and additional endorsements.
  • Bundle multiple policies for added convenience and potential discounts.

Business Insurance:

  • Commercial property insurance for business assets.
  • Liability coverage for protection against legal claims.
  • Business interruption insurance to cover lost income during disruptions.

Specialty Insurance:

  • Specialized coverage for collector’s items, boats, and recreational vehicles.
  • Options for high-net-worth individuals with unique asset protection needs.

Umbrella Insurance:

  • Additional liability coverage beyond standard policy limits.
  • Protection against lawsuits and claims exceeding other policy coverages.

Pet Insurance:

  • Coverage for veterinary expenses, medications, and surgeries.
  • Options for accident-only or comprehensive coverage.

Explore United Security Insurance’s versatile coverage options, offering tailored solutions for homes, vehicles, health, and more, ensuring you have the protection you need in every aspect of life.

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United Security Health & Casualty Insurance Rates Breakdown

Navigating the intricacies of insurance costs is crucial for informed decision-making. United Security Insurance prioritizes transparency and affordability in its rates structure. Let’s delve into the breakdown to understand how base premiums, discounts, coverage types, endorsements, deductibles, and payment frequency collectively contribute to the overall cost, providing policyholders with a comprehensive view and empowering them to make financially sound choices.

Base Premiums:

  • Determined by factors like age, location, and coverage type.
  • Competitive rates set as the foundation for policy costs.

Discounts:

  • Multi-policy, safe driver, and good student discounts available.
  • Contribute to lowering the overall premium, offering savings opportunities.

Coverage Type Impact:

  • Varying premium structures for different coverage types.
  • Ensures fair and customized rates based on specific needs.

Endorsements and Add-ons:

  • Enhance coverage with additional options.
  • Each endorsement or add-on impacts the overall premium.

Deductibles:

  • Choose deductible amount to affect the premium.
  • Higher deductibles may result in lower premiums, considering potential out-of-pocket expenses.

Payment Frequency:

  • Flexible payment options, including monthly, quarterly, or annual.
  • Annual payments may come with discounts, influencing the overall cost.

Understanding this breakdown empowers policyholders to optimize coverage and manage costs effectively. United Security Insurance is committed to providing clear pricing, competitive rates, and opportunities for savings, ensuring transparency and affordability for its valued customers.

United Security Health & Casualty Insurance Discounts Available

Discover a dual promise at United Security Insurance – robust protection and smart savings. In this exploration of our discounts, witness how we not only shield you from uncertainties but also make insurance an affordable choice. Join us in unveiling a world of savings tailored to your needs, prioritizing both security and your financial well-being.

  • Multi-Policy Discount: Save by bundling multiple insurance policies, such as home and auto coverage.
  • Safe Driver Discounts: Earn discounts for maintaining a clean driving record without accidents or violations.
  • Good Student Discount: Students with excellent academic records can benefit from reduced premiums.
  • Defensive Driving Course Discount: Complete an approved defensive driving course to qualify for additional savings.
  • Security System Discounts: Install security systems in your home or vehicle for added safety and lower premiums.
  • Vehicle Safety Features Discount: Enjoy discounts for vehicles equipped with safety features like anti-lock brakes and airbags.
  • Pay-in-Full Discount: Pay your annual premium in a single payment to receive a discount.
  • Renewal Discounts: Loyalty is rewarded with discounts for renewing policies with United Security Insurance.
  • Affinity Group Discounts: Members of certain organizations or affinity groups may qualify for exclusive discounts.
  • Paperless Billing Discount: Opt for paperless billing to receive a discount on your premiums.
  • Safe Home Discounts: Implement safety measures in your home, such as smoke detectors and alarms, for added savings.
  • Low Mileage Discounts: Save if you drive fewer miles, promoting safe driving habits.

Effortless Claims Handling With United Security Insurance

Ease of Filing a Claim (Online, Over the Phone, Mobile Apps)

When it comes to securing your assets and loved ones, it’s essential to have an insurance provider that offers a straightforward claims process. United Security Insurance excels in this aspect by providing multiple convenient channels for filing claims.

Whether you prefer the convenience of online submissions, the personal touch of speaking to a representative over the phone, or the flexibility of using mobile apps, United Security Insurance has you covered. Their commitment to making the claims process as hassle-free as possible ensures that you can quickly and efficiently report and manage your claims through your preferred method.

Average Claim Processing Time

Timeliness is a critical factor when it comes to insurance claims, and United Security Insurance understands this. They prioritize efficient claim processing to minimize any disruptions in your life.

While specific processing times may vary depending on the nature and complexity of the claim, United Security Insurance strives to handle claims promptly. Customers can expect a reasonable turnaround time, providing peace of mind during potentially stressful situations.

Customer Feedback on Claim Resolutions and Payouts

One of the best ways to evaluate an insurance company’s performance is by considering the experiences of its customers. United Security Insurance has earned a strong reputation for fair and transparent claim resolutions and payouts.

Numerous satisfied customers have shared their positive experiences, highlighting the company’s commitment to providing the support and financial assistance needed during challenging times. United Security Insurance’s dedication to customer satisfaction is evident in the consistently positive feedback they receive for their claims handling.

Exploring United Security Insurance Digital and Technological Innovations

Mobile App Features and Functionality

In today’s digital age, having access to a user-friendly mobile app can greatly enhance your insurance experience. United Security Insurance recognizes the importance of digital convenience and offers a robust mobile app packed with features and functionality.

With the app, you can easily manage your policies, make payments, view documents, and even file claims on the go. The intuitive design and seamless user experience of the mobile app make it a valuable tool for policyholders.

Online Account Management Capabilities

For those who prefer managing their insurance policies from the comfort of their computer or tablet, United Security Insurance provides a comprehensive online account management platform.

Through their user-friendly website, you can access your policy details, review coverage options, update personal information, and track the status of claims. The online account management capabilities ensure that you have full control over your insurance portfolio with just a few clicks.

Digital Tools and Resources

United Security Insurance goes the extra mile to empower their policyholders with digital tools and resources. These tools are designed to help you make informed decisions about your coverage and better understand your insurance needs.

From educational materials to calculators that assess your coverage requirements, United Security Insurance offers a wealth of digital resources to support you in your insurance journey.

How United Security Health & Casualty Insurance Ranks Among Providers

This exploration highlights how United Security Insurance stands out, offering a blend of reliability and competitive pricing. Join us as we navigate the insurance landscape, where United Security Insurance provides a trusted choice for comprehensive coverage and smart savings amidst a sea of options.

StateGuard Insurance Group:

  • Significant player with diverse insurance products.
  • Known for competitive rates and comprehensive coverage.
  • Robust online presence and user-friendly interfaces.

InsureX Solutions:

  • Prominent industry player focusing on customer satisfaction.
  • Differentiates through innovative coverage solutions and attractive discounts.
  • Recognized for responsive customer service and efficient claims processing.

Guardian Life Insurance:

  • Emerging competitor with customizable coverage options.
  • Targets niche markets with specialized insurance products.
  • Utilizes technology for streamlined policy management.

AssurePro Solutions:

  • Notable for tailoring insurance plans to specific demographics.
  • Emphasizes transparency in policy terms and conditions.
  • Invests in community engagement and social responsibility.

SafeHarbor Insurance Agency:

  • Competes through personalized service and a consultative approach.
  • Offers a variety of discounts and incentives.
  • Focuses on educating customers for a better understanding of coverage.

These competitors contribute to a dynamic insurance landscape, with United Security Insurance standing out through a blend of reliability, affordability, and a commitment to comprehensive coverage.

Frequently Asked Questions

What is United Security Insurance?

United Security Insurance is a property and casualty insurance company that was founded in 1973. The company offers a range of insurance products to individuals and businesses in the southeastern United States.

What types of insurance does United Security Insurance offer?

United Security Insurance offers a range of insurance products, including auto insurance, homeowners insurance, renters insurance, commercial auto insurance, and commercial property insurance.

How is United Security Insurance rated by third-party organizations?

United Security Insurance has a B (Fair) rating from A.M. Best, a leading rating agency for insurance companies. The company also has an A+ rating from the Better Business Bureau (BBB).

What is A.M. Best and why is their rating important?

A.M. Best is a credit rating agency that specializes in evaluating the financial strength of insurance companies. Their rating system is based on a company’s ability to pay claims and meet its financial obligations. A high rating from A.M. Best indicates that the company is financially stable and has a strong ability to pay claims.

What is the Better Business Bureau (BBB) and why is their rating important?

The Better Business Bureau (BBB) is a nonprofit organization that aims to advance marketplace trust. They provide ratings and reviews of businesses based on various factors, including customer complaints and response to those complaints. A high rating from the BBB indicates that the company has a good reputation and responds to customer concerns in a timely manner.

How can I get a quote from United Security Insurance?

You can get a quote from United Security Insurance by visiting their website or contacting their customer service team. You will need to provide some basic information, such as your name, address, and type of insurance you are interested in.

How do I file a claim with United Security Insurance?

To file a claim with United Security Insurance, you can contact their claims department by phone or email. You will need to provide some basic information, such as your policy number and details about the incident that caused the claim.

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Tonya Sisler

Insurance Content Team Lead

Tonya Sisler has been a technical insurance writer for over five years. She uses her extensive insurance and finance knowledge to write informative articles that answer readers' top questions. Her mission is to provide readers with timely, accurate information that allows them to determine their insurance needs and choose the best coverage. Tonya currently leads a team of 10 insurance copywrite...

Insurance Content Team Lead

Zach Fagiano

Licensed Insurance Broker

Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...

Licensed Insurance Broker

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Reviews
for United Security Health & Casualty Insurance

2.92 (7 reviews)
N/A
November 8, 2023

J Taylor

United Security Health & Casualty Insurance review

This is the worst company I have call them & left voicemail & they never call you back it\'s says two day still haven\'t got a call back from no one still waiting been over over 30ty days now cannot get any feed back from no adjuster they will nerver answer the phone I will report to bbb about them I wouldn\'t even give them a half a star a terrible rating from this auto insurance no stars
1
July 23, 2023

Dissatisfied_Customer_

Fraudulent

They do not like to pay out when it comes to claims. They have falsified the documents to make it look like you don’t have the coverages. Very hard to get in touch with claims adjuster. They take your money for policies and give you a hard time when something happens to your vehicle
4
August 18, 2018

Warlock

Relieved

great experience, will recommend it to a friend 10/10. Great support and helpful. Relieved after getting this insurance
5
July 17, 2018

mgrcia

Wonderful

Such a wonderful company ton work with . They were a pleasure to speak with and was not time consuming at all.
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