Reliant Insurance Review & Ratings (2024)

Reliant Insurance offers a wealth of trusted information and resources to empower you in making informed decisions about insurance. Our expert insights cover a wide range of topics, from understanding different types of coverage to navigating claims processes. Whether you're a first-time insurance buyer or a seasoned policyholder, our comprehensive resources are designed to provide clarity and support.

UPDATED: Dec 9, 2023Fact Checked

Peyton Leonard

Published Author & Insurance Expert

Peyton Leonard is an insurance and finance writer living in Colorado Springs, CO. She is currently obtaining her Bachelor’s in English at Thomas Edison State University. Peyton is the author of “Lyme & Not the Fruit.” She also has experience writing for the business magazine, Productivity Intelligence Institute.

Published Author & Insurance Expert

Zach Fagiano

Licensed Insurance Broker

Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...

Licensed Insurance Broker

UPDATED: Dec 9, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

UPDATED: Dec 9, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 9, 2023Fact Checked
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Reliant Insurance

Average monthly rate for good drivers:

N/A

A.M. Best rating:

N/A

Complaint level:

Low

Pros

  • Customizable Coverage: Reliant Insurance offers a range of customizable coverage options, allowing customers to tailor their policies to their specific needs.
  • Competitive Pricing: Many customers appreciate Reliant Insurance for its competitive pricing, making coverage accessible to a wide range of individuals.
  • Mobile App Convenience: The mobile app provided by Reliant Insurance offers a user-friendly interface, providing policyholders with convenient access to information, payments, and claims.
  • Discounts Available: Reliant Insurance offers various discounts, such as multi-policy and safe driver discounts, providing opportunities for customers to save on premiums.
  • Established Reputation: With a history dating back to 1989, Reliant Insurance has a long-standing presence and a mission to provide affordable and reliable insurance.

Cons

  • Limited State Presence: Reliant Insurance operates in a limited number of states, potentially limiting coverage options for customers residing outside their service areas.
  • Mixed Customer Feedback: While some customers praise Reliant Insurance for efficient claims processing, there are mixed reviews, including reports of delays and disputes.
  • Specific Discounts Vary: Not all discounts may be available in every state or for every policy type, and eligibility requirements may vary, potentially limiting some customers’ ability to benefit from certain discounts.
  • Lack of Average Claim Processing Time: The article did not specify the average claim processing time, which could be a concern for customers seeking transparency in the claims resolution process.
  • Limited Digital Tools Detail: While the article mentions digital tools and resources, it doesn’t provide specific details about the tools offered, potentially leaving customers uncertain about the extent of available digital capabilities.

Final Verdict: Review of Reliant Insurance

In conclusion, Reliant Insurance is a reputable insurance company with a strong history and mission to provide affordable, customizable insurance coverage to its customers. The company offers a range of car insurance products and services, including liability, collision, and comprehensive coverage, as well as various discounts to help customers save on their premiums.

Reliant Insurance operates in a limited number of states, but it has a strong presence in those areas and is licensed and regulated in each state where it operates. While customer reviews of Reliant Insurance are generally positive, there have been some negative experiences reported as well.

However, this is not uncommon for insurance companies, and overall, Reliant Insurance appears to be a reliable choice for customers looking for affordable, customizable car insurance coverage. As with any insurance company, it’s recommended that customers do their research and compare multiple options before making a decision.

What You Should Know About Reliant Insurance

Welcome to Reliant Insurance, your go-to source for all things insurance-related. In this comprehensive article, we delve into key topics that will equip you with the knowledge you need to make informed decisions about your insurance coverage. Discover insightful information about different types of insurance, such as auto, home, life, and health insurance.

We also provide valuable tips on navigating the claims process and maximizing your insurance benefits. Ready to find the best insurance rates? Enter your zip code now and compare quotes from top insurance providers in your area. Don’t miss out on the opportunity to secure the coverage you deserve at the most competitive prices. Let Reliant Insurance be your trusted guide on your insurance journey.

History and Mission of Reliant Insurance

Reliant Insurance was founded in 1989 in Texas by CEO Eddie Reynoso, with a mission to provide affordable and reliable insurance to customers. The company initially focused on providing auto insurance, but over time expanded its offerings to include other insurance products such as home, renters, and life insurance.

In 2000, Reliant Insurance expanded its operations to Florida, where it established a strong presence in the state’s auto insurance market. The company also expanded to other states such as Georgia and Mississippi over time.

Reliant Insurance’s mission is to provide exceptional service to its policyholders while ensuring they have the right coverage to meet their unique needs. The company emphasizes the importance of building strong relationships with customers and offering flexible policies that can be tailored to their individual needs.

Reliant Insurance Coverage Options

Reliant Insurance offers a range of insurance products and services to meet the needs of its customers. Here is a detailed overview of the products and services provided by the company:

  • Auto insurance: This is the company’s primary offering, providing liability, collision, and comprehensive coverage to protect drivers financially in case of an accident or damage to their vehicle.
  • Home insurance: Reliant Insurance offers coverage for homeowners, including coverage for property damage, personal liability, and other hazards that can affect a home. This policy provides coverage for your home and personal belongings, protecting you against risks such as fire, theft, and natural disasters.
  • Renters insurance: This policy covers your personal property in case of theft, fire, or other unexpected events while renting a home or apartment.
  • Life insurance: This policy provides financial support to your loved ones in case of your unexpected death.
  • Commercial auto insurance: Reliant Insurance also offers commercial auto insurance, which provides coverage for businesses that use vehicles for their operations. This coverage includes liability, collision, and comprehensive coverage for business-owned vehicles.
  • General liability insurance: This policy provides coverage for businesses against claims of bodily injury, property damage, and other hazards that may arise during business operations.
  • Workers’ compensation insurance: This policy provides coverage for employees who suffer work-related injuries or illnesses, including medical expenses and lost wages.
  • Business owners policy (BOP): This policy bundles general liability, property insurance, and other coverage types into one package for small businesses, providing comprehensive coverage at an affordable price.

Reliant Insurance’s products and services are designed to meet the unique needs of its customers, offering comprehensive coverage and affordable pricing. The company also offers multiple discounts that can help customers save on their premiums, making their policies accessible to a wider range of people.

List of States Offering Reliant Insurance

Reliant Insurance operates in a limited number of states in the United States.

  • Arizona
  • Arkansas
  • California
  • Colorado
  • Illinois
  • Indiana
  • Kansas
  • Missouri
  • Nevada
  • Ohio
  • Pennsylvania
  • Texas

It’s worth noting that insurance companies are required to be licensed in each state they operate in, and the specific coverage options and discounts may vary depending on the state.

Customers should consult with a Reliant Insurance representative or check their website to determine which products and services are available in their state.

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Reliant Insurance Rates Breakdown

Reliant Insurance offers a range of insurance products and services with customizable coverage options that allow customers to tailor their policies to meet their specific needs. The cost of the policy will depend on the level of coverage, the customer’s risk factors, and the state in which they reside.

Overall, the cost of insurance with Reliant Insurance will vary depending on the customer’s specific circumstances and the coverage options they choose. It’s recommended that customers get a quote from the company directly or compare quotes from multiple insurance providers to find the most affordable option for their needs.

Reliant Insurance Discounts Available

Reliant Insurance offers various discounts to its customers to help them save money on their insurance premiums. Here are some of the available discounts:

  • Multi-policy discount: Customers can receive a discount by bundling multiple policies with Reliant Insurance, such as combining home and auto insurance.
  • Safe driver discount: This discount is available to drivers who have a clean driving record for a certain number of years without any accidents or traffic violations.
  • Vehicle safety features discount: Customers can receive a discount for having safety features on their vehicle, such as anti-lock brakes, airbags, and anti-theft devices.
  • Full payment discount: Customers can receive a discount by paying their policy premium in full rather than making monthly payments.
  • Automatic payment discount: Customers can receive a discount by enrolling in automatic payments, which helps ensure that their payments are made on time.
  • Good student discount: This discount is available to students who maintain good grades in school.
  • Military discount: Reliant Insurance offers a discount to active and retired military personnel and their families.
  • Homeowner discount: This discount is available to homeowners who have a homeowners insurance policy with Reliant Insurance.

These discounts can help customers save a significant amount of money on their insurance premiums. It’s worth noting that not all discounts may be available in every state or for every policy type, and the specific discounts and eligibility requirements may vary depending on the customer’s location and policy.

Customers should consult with a Reliant Insurance representative to determine which discounts they may be eligible for.

Streamlining Experience With Reliant Insurance Claims Process

Ease of Filing a Claim

Reliant Insurance offers multiple convenient options for filing claims. Policyholders can easily initiate the claims process online through the company’s website, over the phone by contacting their customer service, or even through dedicated mobile apps designed to streamline the process.

This flexibility ensures that customers can choose the method that best suits their preferences and needs, making it convenient to report incidents and start the claims resolution process.

Average Claim Processing Time

The speed at which an insurance company processes claims can significantly impact customer satisfaction. While Reliant Insurance does not specify an exact average processing time, they aim to efficiently handle claims and provide timely resolutions. Customers may expect a reasonable turnaround time for their claims, but specific processing times can vary depending on the complexity of the claim and other factors.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback is invaluable when assessing an insurance company’s performance in handling claims. Reliant Insurance has received mixed reviews from customers regarding their claim resolutions and payouts.

Some policyholders have praised the company for its responsive and efficient claims processing, while others have reported issues such as delays and disputes. As with any insurance provider, individual experiences can differ, so it’s essential for customers to consider various factors when evaluating Reliant Insurance’s claims process.

Exploring Digital and Technological Innovations of Reliant Insurance

Mobile App Features and Functionality

Reliant Insurance offers a mobile app that provides policyholders with a range of features and functionalities. These mobile apps typically include the ability to access policy information, make payments, request roadside assistance, and file claims.

The user-friendly interface and intuitive design of the app make it convenient for customers to manage their insurance policies and interact with the company on the go.

Online Account Management Capabilities

Customers can access their insurance policies and manage their accounts through Reliant Insurance’s online portal. This digital platform allows policyholders to view policy documents, update personal information, make premium payments, and track claims status.

The online account management capabilities provided by Reliant Insurance offer a convenient and efficient way for customers to stay informed and in control of their insurance policies.

Digital Tools and Resources

Reliant Insurance provides various digital tools and resources to assist policyholders in making informed decisions about their insurance coverage. These tools may include online calculators to estimate premium costs, educational articles and resources to help customers understand their policies better, and frequently asked questions (FAQs) sections to address common inquiries.

These digital resources are designed to empower customers and enhance their insurance experience by providing easy access to valuable information.

How Reliant Insurance Ranks Among Providers

Comparative ranking for Reliant Insurance among other insurance providers based on various aspects of the company, such as coverage options, discounts, claims processes, and customer reviews.

  • Financial Strength: Check the A.M. Best rating or other financial strength ratings to assess the company’s ability to meet its financial obligations.
  • Customer Reviews: Look for customer reviews and ratings on independent platforms to understand the experiences of other policyholders.
  • Coverage Options: Compare the types of coverage offered, including any unique features or add-ons that may differentiate the company from others.
  • Discounts: Consider the available discounts and whether they align with your needs and circumstances.
  • Claims Process: Evaluate the efficiency and ease of the claims process, as well as any feedback from customers regarding claim resolutions.
  • State Availability: Confirm whether the insurance provider operates in the states where you need coverage.
  • Premium Costs: Obtain quotes from multiple insurance providers to compare premium costs and ensure competitive pricing.

Insurance provider can vary based on individual needs, preferences, and circumstances. It’s advisable to thoroughly research and compare multiple providers before making a decision.

Customer Reviews for Reliant Insurance

According to some online reviews, customers have generally had positive experiences with Reliant Insurance. Customers have praised the company’s competitive pricing, customizable coverage options, and ease of filing claims. Some customers have also noted that the company’s representatives are knowledgeable and responsive to inquiries.

However, there have also been some negative reviews from customers who have had issues with claim processing, billing errors, or difficulty reaching customer service. As with any insurance company, experiences can vary widely depending on the customer’s circumstances and expectations.

Overall, it’s recommended that customers do their research and read multiple reviews before selecting an insurance company. Customers should also consider factors such as pricing, coverage options, discounts, and customer service when making their decision.

Frequently Asked Questions

What is Reliant Insurance?

Reliant Insurance is not a specific type of insurance. The term “reliant” simply means dependent or trustworthy. There are many insurance companies that use the term “reliant” in their branding or marketing, but it does not refer to a particular type of insurance coverage.

Can I customize my coverage options with Reliant Insurance?

Yes, Reliant Insurance offers customizable coverage options to meet the unique needs of their customers. Customers can choose from liability, collision, and comprehensive coverage options, as well as optional add-ons such as roadside assistance.

Does Reliant Insurance offer roadside assistance?

Yes, Reliant Insurance offers roadside assistance as an optional add-on to their car insurance policies. This service can provide help with services such as jump-starts, tire changes, and lockout assistance.

How much does coverage with Reliant Insurance cost?

The cost of insurance with Reliant Insurance will vary depending on the customer’s specific circumstances and the coverage options they choose. It is recommended that customers get a quote from the company directly or compare quotes from multiple insurance providers to find the most affordable option for their needs.

In which states does Reliant Insurance operate?

Reliant Insurance operates in a limited number of states in the United States. Customers should consult with a Reliant Insurance representative or check their website to determine which products and services are available in their state.

Is Reliant Insurance a reliable choice for car insurance coverage?

Overall, Reliant Insurance appears to be a reliable choice for customers looking for affordable, customizable car insurance coverage. As with any insurance company, it’s recommended that customers do their research and compare multiple options before making a decision.

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Peyton Leonard

Published Author & Insurance Expert

Peyton Leonard is an insurance and finance writer living in Colorado Springs, CO. She is currently obtaining her Bachelor’s in English at Thomas Edison State University. Peyton is the author of “Lyme & Not the Fruit.” She also has experience writing for the business magazine, Productivity Intelligence Institute.

Published Author & Insurance Expert

Zach Fagiano

Licensed Insurance Broker

Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...

Licensed Insurance Broker

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Free Insurance Comparison

Compare quotes from the top insurance companies and save!

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