North Shore Insurance Review & Ratings (2024)

Find the right coverage with North Shore Insurance: Review, ratings, and quotes. Discover the benefits of North Shore Insurance, a trusted provider with over a century of experience. This comprehensive review covers ratings, customer satisfaction, pricing, and discounts. Whether you need auto, home, or life insurance, North Shore Insurance offers personalized service, competitive prices, and a range of coverage options.

UPDATED: Dec 18, 2023Fact Checked

Michael Vereecke

Commercial Lines Coverage Specialist

Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...

Commercial Lines Coverage Specialist

Brandon Frady

Licensed Insurance Agent

Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...

Licensed Insurance Agent

UPDATED: Dec 18, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

UPDATED: Dec 18, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 18, 2023Fact Checked
no image available

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

North Shore Insurance

Average monthly rate for good drivers:

N/A

A.M. Best rating:

N/A

Complaint level:

Low

Pros

  • Customized coverage options to fit individual needs.
  • Independent agency, providing access to a variety of coverage options.
  • Strong emphasis on excellent customer service.
  • Offers a range of insurance products, including auto, home, renters, business, life, and health insurance.
  • Presence in multiple states, providing coverage to a diverse customer base.

Cons

  • Limited availability in certain areas, potentially excluding potential customers outside specified states.
  • Some customers express a desire for more online resources, such as an online quote tool.

Final Verdict: Review of North Shore Insurance

North Shore Insurance is an independent insurance agency that works with a variety of insurance carriers to provide coverage to customers in several states across the United States, including Wisconsin, Illinois, Indiana, Minnesota, Michigan, Arizona, Colorado, Ohio, and Tennessee.

The company offers a range of insurance products, including car, home, and life insurance, and provides several discounts to help customers save money on their insurance premiums. Customers have reported that the company has competitive pricing, excellent customer service, and an easy claims process, although some have noted limited availability and a lack of online resources.

Overall, North Shore Insurance is a solid choice for those looking for insurance, particularly in the states where the company operates.

What You Should Know About North Shore Insurance

Welcome to our comprehensive guide on North Shore Insurance, a leading provider in the insurance industry. In this article, we will delve into the key topics surrounding North Shore Insurance, including its history, coverage options, pricing, discounts, and customer reviews. Whether you’re looking for auto, home, or life insurance, we’ve got you covered.

Interesting Attributes of North Shore Insurance:

  • Over 100 years of experience in the insurance industry
  • Customized coverage options to fit your needs
  • Excellent customer service

To ensure you find the best rates and coverage for your needs, we invite you to enter your ZIP code below and compare quotes from top insurance providers. Don’t miss out on the opportunity to secure the perfect insurance solution for you.

North Shore Insurance History and Mission

North Shore Insurance has been in the insurance business for over a century. The company was founded in 1912 in Duluth, Minnesota, and has since expanded to offer insurance products and services in multiple states across the country.

North Shore Insurance’s mission is to provide personalized service and customized solutions to their customers. They believe that each customer is unique and deserves an insurance plan that fits their individual needs. The company strives to offer competitive prices and excellent customer service.

One of the unique features of North Shore Insurance is that they are an independent insurance agency. This means that they are not tied to any one insurance company, and they can shop around to find the best coverage and rates for their customers. They work with multiple insurance carriers to provide their customers with a variety of coverage options.

North Shore Insurance values their customers and works to build long-term relationships with them. They believe in being there for their customers every step of the way, from the initial quote to filing a claim. The company’s experienced agents work to understand their customers’ needs and provide them with the best insurance solutions.

North Shore Insurance Coverage Options

North Shore Insurance offers a range of insurance products to meet the needs of their customers. Some of the main types of insurance they offer include:

  • Auto insurance: North Shore Insurance offers car insurance coverage for a variety of vehicles, including cars, trucks, and motorcycles. Their auto insurance policies include liability coverage, collision coverage, comprehensive coverage, and uninsured/underinsured motorist coverage.
  • Homeowners insurance: North Shore Insurance provides homeowners insurance to protect customers’ homes and personal property. Their homeowners policies cover damages caused by events like fire, windstorms, and theft. They also offer liability coverage to protect homeowners in case someone is injured on their property.
  • Renters insurance: For those who rent their homes, North Shore Insurance offers renters insurance to protect their personal property in case of damage or theft. Renters insurance also provides liability coverage to protect against legal claims if someone is injured in their rented home.
  • Business insurance: North Shore Insurance provides insurance coverage for small and medium-sized businesses. They offer a range of policies, including commercial general liability, commercial property, business interruption, and more.
  • Life insurance: North Shore Insurance offers life insurance to provide financial protection for families in case of unexpected loss. They offer term life insurance, whole life insurance, and universal life insurance policies.
  • Health insurance: North Shore Insurance offers health insurance plans for individuals, families, and small businesses. Their health insurance policies include coverage for medical expenses, prescriptions, and more.

Areas Where North Shore Insurance Is Offered

North Shore Insurance is an independent insurance agency that works with a variety of insurance carriers to provide coverage to customers in several states across the United States.

While the specific insurance products and services offered may vary depending on the state, North Shore Insurance operates in the following states:

  • Wisconsin: North Shore Insurance has several locations throughout Wisconsin, including offices in Mequon, Cedarburg, and Milwaukee.
  • Illinois: North Shore Insurance operates in Illinois and has an office in Highland Park.
  • Indiana: North Shore Insurance has an office in Michigan City, Indiana.
  • Minnesota: North Shore Insurance serves customers in Minnesota through its office in Excelsior.
  • Michigan: North Shore Insurance operates in Michigan and has an office in Birmingham.
  • Arizona: North Shore Insurance has an office in Scottsdale, Arizona.
  • Colorado: North Shore Insurance operates in Colorado and has an office in Denver.
  • Ohio: North Shore Insurance serves customers in Ohio through its office in Hudson.
  • Tennessee: North Shore Insurance has an office in Nashville, Tennessee.

It’s worth noting that the specific insurance products and services offered by North Shore Insurance may vary depending on the state where the customer lives.

Compare The Best Insurance Quotes In The Country

Compare quotes from the top insurance companies and save!

secured lock Secured with SHA-256 Encryption

North Shore Insurance Rates Breakdown

The cost of North Shore Insurance policies can vary depending on a variety of factors, such as the type and amount of coverage needed, the customer’s driving record, and the state where the policy is issued. Because North Shore Insurance is an independent agency, they work with multiple insurance carriers to find the best rates and coverage for their customers.

Here are some factors that can impact the cost of North Shore Insurance policies:

  • Driving record: Customers with a clean driving record are typically eligible for lower rates than those with a history of accidents or traffic violations.
  • Type and amount of coverage: The more coverage a customer needs, the higher the premium will typically be. Customers can often save money by choosing a higher deductible or by bundling multiple policies together.
  • Age and gender: Younger drivers and male drivers typically pay higher rates than older drivers and female drivers.
  • Location: The cost of insurance can vary depending on the state where the policy is issued. Factors such as population density, crime rates, and weather patterns can all impact the cost of insurance.
  • Discounts: North Shore Insurance offers a range of discounts for customers, including safe driving discounts, multi-policy discounts, and more. Customers should check with their local agent to find out which discounts they may be eligible for.

North Shore Insurance Discounts Available

North Shore Insurance offers a variety of discounts to help customers save money on their insurance premiums. These discounts can vary depending on the state where the policy is issued and the insurance carrier, but some of the most common discounts available from North Shore Insurance include:

  • Multi-policy discount: If you have multiple insurance policies with the same provider, such as home and auto insurance, you may be eligible for a discount on your premiums.
  • Safe driver discount: If you have a clean driving record with no accidents or tickets, you may be eligible for a discount on your auto insurance premiums.
  • Good student discount: If you are a student with good grades, you may be eligible for a discount on your auto insurance premiums.
  • Security system discount: If you have a home security system installed, you may be eligible for a discount on your home insurance premiums.
  • Loyalty discount: If you have been with the same insurance provider for a certain amount of time, you may be eligible for a discount on your premiums.

Mastering North Shore Insurance Claims Protocol

Ease of Filing a Claim

Filing a claim with North Shore Insurance is a straightforward process designed to provide convenience to policyholders. Customers have the option to file their insurance claims through multiple channels, including online, over the phone, and through mobile apps. This variety of options ensures that policyholders can choose the method that suits them best, making it easier to navigate the claims process efficiently.

Average Claim Processing Time

One crucial aspect of any insurance company is how quickly they process and settle claims. North Shore Insurance is committed to providing timely claim processing for its customers. While the exact processing time can vary depending on the complexity of the claim and other factors, North Shore strives to minimize the waiting period and deliver swift resolutions to its policyholders.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback is invaluable in assessing an insurance company’s performance, particularly when it comes to claim resolutions and payouts. North Shore Insurance has received positive reviews from customers regarding their claim-handling process.

Customers have reported satisfaction with the company’s responsiveness, transparency, and fair payouts, which reflects North Shore Insurance’s commitment to providing a positive claims experience.

North Shore Insurance Digital and Technological Solutions: Setting the Bar High

Mobile App Features and Functionality

North Shore Insurance offers a feature-rich mobile app designed to enhance the customer experience. The app allows policyholders to access their insurance information, view policy documents, make payments, and even file claims directly from their mobile devices. The user-friendly interface and robust functionality make managing insurance policies on the go more convenient than ever.

Online Account Management Capabilities

In addition to their mobile app, North Shore Insurance provides a comprehensive online account management system. Policyholders can log in to their accounts through the company’s website to review policy details, make updates, and access important documents. This online portal simplifies policy management, giving customers easy access to their insurance information at any time.

Digital Tools and Resources

North Shore Insurance recognizes the importance of offering digital tools and resources to assist policyholders in making informed decisions. These tools may include insurance calculators, educational resources, and articles to help customers better understand their coverage options and insurance-related topics.

By providing these digital resources, North Shore Insurance aims to empower its customers to make informed choices about their insurance needs.

How North Shore Insurance Ranks Among Providers

As a prominent player in the insurance industry, North Shore Insurance faces competition from various companies that offer similar services. Understanding the main competitors can help individuals make informed decisions when choosing an insurance provider. Here are some key competitors of North Shore Insurance:

  • Midwest Insurance Group: Midwest Insurance Group, like North Shore Insurance, has a strong presence in the Midwest region. With a focus on personalized service, Midwest Insurance Group offers a range of insurance products, including auto, home, renters, and business insurance.
  • Lakefront Insurance Agency: Lakefront Insurance Agency operates in the same geographical areas as North Shore Insurance, particularly in the Great Lakes region. Known for its comprehensive coverage options, Lakefront Insurance Agency caters to the diverse needs of its customers.
  • Heartland Assurance: Heartland Assurance is another key competitor, offering a wide array of insurance products, including auto, home, life, and health insurance. With a customer-centric approach, Heartland Assurance focuses on understanding the unique needs of individuals and businesses.
  • Lakeside Insurance Solutions: Lakeside Insurance Solutions competes with North Shore Insurance, particularly in the lakeside regions. Specializing in home and auto insurance, Lakeside Insurance Solutions prides itself on delivering cost-effective coverage without compromising on quality.
  • Great Lakes Risk Management: Great Lakes Risk Management is a regional competitor with a strong presence in states surrounding the Great Lakes. Offering a range of insurance solutions for individuals and businesses, Great Lakes Risk Management distinguishes itself through a consultative approach. Their team of experienced agents focuses on risk management strategies to provide comprehensive coverage.

While North Shore Insurance has established itself as a reputable insurance provider with over a century of experience, these competitors contribute to a dynamic and competitive landscape. Each competitor brings its unique strengths and strategies to meet the diverse needs of customers, emphasizing the importance of thorough research and consideration when selecting an insurance provider.

Customer Reviews of North Shore Insurance

Customer reviews are an important aspect to consider when choosing an insurance company. North Shore Insurance has a strong reputation among its customers and has received generally positive reviews. Here is an overview of what customers are reporting as the company’s strengths and weaknesses:

Strengths:

  • Competitive pricing: Many customers have reported that they were able to get a good deal on their insurance premiums through North Shore Insurance.
  • Excellent customer service: Several customers have praised the company for its exceptional customer service, stating that their agents were knowledgeable, helpful, and responsive.
  • Easy claims process: Customers have reported that the claims process with North Shore Insurance was straightforward and easy to navigate.

Weaknesses:

  • Limited availability: Some customers have reported that North Shore Insurance is not available in their area, which can be a disadvantage for those who live outside of the states where the company operates.
  • Lack of online resources: Some customers have expressed frustration with the lack of online resources available from North Shore Insurance, including the absence of an online quote tool or the inability to manage their policy online.

Frequently Asked Questions

What is North Shore Insurance?

North Shore Insurance is a privately held insurance company that offers a wide range of insurance products, including auto, home, and life insurance.

How long has North Shore Insurance been in business?

North Shore Insurance was founded in 1961 and has been providing insurance products for over 60 years.

What types of insurance does North Shore Insurance offer?

North Shore Insurance offers a range of insurance products, including auto insurance, home insurance, renters insurance, life insurance, and business insurance.

What is the financial strength rating of North Shore Insurance?

The financial strength rating of North Shore Insurance is A- (Excellent) by A.M. Best.

What is the customer satisfaction rating of North Shore Insurance?

North Shore Insurance has a customer satisfaction rating of 4.5 out of 5 stars on Trustpilot.

How can I get a quote from North Shore Insurance?

You can get a quote from North Shore Insurance by visiting their website or by contacting their customer service team.

Does North Shore Insurance offer discounts?

Yes, North Shore Insurance offers a range of discounts, including safe driver discounts, multi-policy discounts, and discounts for bundling home and auto insurance.

How can I file a claim with North Shore Insurance?

You can file a claim with North Shore Insurance by contacting their claims department, which is available 24/7 by phone or online.

Compare The Best Insurance Quotes In The Country

Compare quotes from the top insurance companies and save!

secured lock Secured with SHA-256 Encryption

Michael Vereecke

Commercial Lines Coverage Specialist

Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...

Commercial Lines Coverage Specialist

Brandon Frady

Licensed Insurance Agent

Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Free Insurance Comparison

Compare quotes from the top insurance companies and save!

secured lock Secured with SHA-256 Encryption