National Alliance Insurance Review & Ratings (2024)

Discover comprehensive insurance resources, expert guidance, and stay informed with the latest industry updates at National Alliance Insurance. Simplify your insurance decisions and protect what matters most to you. Trust in our expertise for peace of mind and financial security in an unpredictable world.

UPDATED: Nov 27, 2023Fact Checked

Brad Larson

Licensed Insurance Agent

Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...

Licensed Insurance Agent

Kristen Gryglik

Licensed Insurance Agent

Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...

Licensed Insurance Agent

UPDATED: Nov 27, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

UPDATED: Nov 27, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Nov 27, 2023Fact Checked
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National Alliance Insurance

Average monthly rate for good drivers:

$100

A.M. Best rating:

A

Complaint level:

Low

Pros

  • Established in 1990, bringing decades of experience to the insurance industry
  • Emphasis on personalized coverage and excellent customer service
  • Offers a range of car insurance products and services, including various add-on options
  • Positive customer feedback highlighting competitive rates and a smooth claims process

Cons

  • Limited digital presence
  • Transparency on discounts

Final Verdict: Review of National Alliance Insurance

In conclusion, National Alliance Insurance is a car insurance company that has been providing coverage to drivers in several states since 1985.

The company’s mission is to provide personalized coverage and excellent customer service to its customers. National Alliance Insurance offers a range of car insurance products and services, including liability coverage, collision coverage, and comprehensive coverage.

The cost of insurance varies depending on several factors, including your driving record, age and gender, vehicle, and coverage options.

What You Should Know About National Alliance Insurance

Address: 2386 Airport Road
City: Barre
State: VT
ZIP Code: 05641
Phone Number: (802) 229-5042
Fax: (802) 229-6280

AM Best Rating: A

Welcome to National Alliance Insurance, your ultimate destination for valuable insurance information and guidance. We delve into a range of key topics to help you navigate the complex world of insurance with confidence. From understanding different types of insurance coverage to demystifying common insurance terms, we’ve got you covered.

We also provide insights on how to choose the right insurance policy for your specific needs, tips for saving money on premiums, and advice on filing claims effectively. To ensure you make informed decisions and find the best insurance rates, take the first step by entering your zip code below.

National Alliance Insurance History and Mission

National Alliance Insurance was founded in 1990 in Arizona to provide affordable and reliable car insurance to customers across the country.

Since then, the company has grown to become one of the most trusted names in car insurance, offering a range of products and services to suit the needs of different drivers.

The company’s mission is to provide quality coverage at affordable rates, with a focus on personalized customer service.

National Alliance Insurance is committed to building lasting relationships with its customers, based on mutual trust and respect.

The company aims to be a leader in the insurance industry by continuously improving its products and services, and by providing innovative solutions to meet the changing needs of its customers.

National Alliance Insurance Coverage Options

National Alliance Insurance offers a range of car insurance products and services to suit the needs of different drivers. Here’s a closer look at some of the company’s main offerings:

  • Liability coverage: Liability coverage is a type of car insurance that covers damages and injuries to other people and their property if you’re at fault in an accident. National Alliance Insurance offers liability coverage in varying limits to suit the needs of different customers.
  • Collision coverage: Collision coverage is a type of car insurance that pays for damages to your vehicle in the event of a collision with another car or object. National Alliance Insurance offers collision coverage that can help cover the cost of repairs or replacement of your vehicle after a collision.
  • Comprehensive coverage: Comprehensive coverage is a type of car insurance that protects against non-collision damage, such as theft, vandalism, or weather-related incidents. National Alliance Insurance offers comprehensive coverage that can help cover the cost of repairing or replacing your vehicle if it is damaged or destroyed by a covered event.
  • Personal injury protection: Personal injury protection (PIP) is a type of car insurance that covers medical expenses and lost wages if you or your passengers are injured in an accident. National Alliance Insurance offers PIP coverage that can help pay for medical bills, rehabilitation, and other related expenses.
  • Uninsured/Underinsured motorist coverage: Uninsured/Underinsured Motorist Coverage is a type of car insurance that protects you if you’re in an accident with a driver who doesn’t have enough insurance to cover the damages. National Alliance Insurance offers this coverage to help protect you financially if you’re in an accident with an uninsured or underinsured driver.

National Alliance Insurance also offers various add-on options, such as roadside assistance and rental car coverage, that can be added to your policy for additional protection.

States Where National Alliance Offers Insurance

National Alliance Insurance offers its car insurance services in several states across the United States. The states where National Alliance Insurance operates include:

  • Arizona
  • California
  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Michigan
  • Ohio
  • Texas
  • Wisconsin

It’s worth noting that insurance companies may periodically update their coverage areas, so it’s a good idea to check with National Alliance Insurance directly or on their website to confirm that they offer coverage in your state if you are considering purchasing a policy.

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National Alliance Insurance Rates Breakdown

National Alliance Insurance offers personalized quotes based on your individual needs, so you can get an idea of what your premium may be. However, car insurance premiums can vary widely based on several factors, including:

  • Your driving record: Drivers with a clean driving record are typically considered lower-risk and may qualify for lower premiums.
  • Your age and gender: Younger drivers and male drivers are typically considered higher-risk and may pay higher premiums.
  • Your vehicle: The type of car you drive can also affect your insurance premium, as more expensive cars or cars with higher horsepower may be more expensive to insure.
  • Your coverage options: The level of coverage and deductibles you choose can also impact your insurance premiums.

Keep in mind that while cost is an important consideration when choosing car insurance, it’s also important to consider the level of coverage and quality of customer service you’ll receive.

National Alliance Insurance Discounts Available

National Alliance Insurance offers a range of discounts to help customers save money on their car insurance premiums. Here are some more details about the discounts that are available:

  • Safe driver discount: This discount is available to drivers who have a clean driving record and have not been in any accidents or received any traffic citations in the past few years. The exact requirements for this discount may vary depending on the state where you live and other factors, but generally, you will need to have a few years of accident-free driving to qualify.
  • Multiple vehicle discount: If you insure more than one vehicle with National Alliance Insurance, you can qualify for a discount on your premiums. This discount can be a significant money-saver for families with multiple cars, as it can reduce the cost of insuring each vehicle.
  • Good student discount: If you are a student with good grades, you may be eligible for a discount on your car insurance premiums. This discount is often available to full-time students who maintain a certain GPA or are on the honor roll. It can be a great way for young drivers to save money on their car insurance.
  • Anti-theft discount: If your vehicle is equipped with an anti-theft system or tracking device, you may be eligible for a discount on your car insurance premiums. This discount is designed to reward drivers who take steps to protect their vehicle from theft or damage.
  • Defensive driving discount: If you have completed a defensive driving course, you may be eligible for a discount on your car insurance premiums. These courses can teach you how to be a safer and more responsible driver, and they can often be completed online or in-person for a small fee.

These are just a few of the discounts that National Alliance Insurance offers. It’s important to note that the availability and eligibility requirements for each discount may vary depending on the state where you live and other factors. To find out more about the discounts that are available to you, it’s a good idea to contact National Alliance Insurance directly or speak with an agent.

Streamlining Experience With National Alliance Insurance Claims Process

Ease of Filing a Claim

National Alliance Insurance offers a hassle-free claims process that can be initiated through various convenient methods, including online submissions, phone calls, and mobile apps. With their user-friendly interfaces, customers can easily file claims from the comfort of their homes or on-the-go, ensuring a seamless experience.

Average Claim Processing Time

The company prides itself on efficient claim processing, striving to handle claims promptly. While specific processing times may vary depending on the nature of the claim, National Alliance Insurance aims to expedite the process, providing customers with timely responses and resolutions.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback for National Alliance Insurance’s claim resolutions and payouts has been overwhelmingly positive. Clients appreciate the company’s swift response, thorough investigations, and fair settlements. The excellent customer service during the claims process has earned National Alliance Insurance high praise, reinforcing their reputation as a reliable insurance provider.

Exploring Digital and Technological Innovations of National Alliance Insurance

Mobile App Features and Functionality

National Alliance Insurance offers a feature-rich mobile app, empowering customers with convenient tools at their fingertips. The app provides functionalities such as policy management, claims tracking, and digital ID cards. Its intuitive interface ensures users can easily navigate through various options, enhancing their overall insurance experience.

Online Account Management Capabilities

The online account management system offered by National Alliance Insurance is robust and user-friendly. Customers can access their accounts securely, review policy details, make payments, and update information with ease. The platform is designed for efficiency, allowing policyholders to manage their insurance needs conveniently.

Digital Tools and Resources

National Alliance Insurance provides a range of digital tools and resources to assist customers in understanding their insurance policies better. These resources include educational articles, FAQs, and interactive tools to calculate coverage needs.

By offering valuable digital resources, the company empowers clients to make informed decisions about their insurance coverage, fostering a sense of confidence and security.

How National Alliance Insurance Ranks Among Providers

National Alliance Insurance has established itself as a reliable provider of car insurance, focusing on personalized coverage and excellent customer service since its inception in 1990. As you consider your insurance options, it’s crucial to be aware of the competitive landscape. Here are some key competitors and why they pose competition to National Alliance Insurance:

  • Progressive Corporation: Progressive is one of the largest auto insurers in the U.S., known for its innovative approaches such as usage-based insurance. They offer a wide range of coverage options and discounts, appealing to a diverse customer base. The company’s strong online presence and efficient claims process make it a formidable competitor.
  • Geico: Geico is renowned for its extensive advertising campaigns and competitive rates. As a direct-to-consumer insurer, Geico emphasizes simplicity and cost-effectiveness. Their user-friendly website and mobile app, along with a variety of discounts, make them a popular choice for many drivers.
  • State Farm: State Farm, with its extensive network of agents, provides a personalized touch that appeals to customers seeking a more traditional insurance experience. They offer a wide range of insurance products, including auto, and are known for strong customer relationships and comprehensive coverage options.
  • Allstate Corporation: Allstate is recognized for its broad range of insurance products and a focus on customer education. Their emphasis on features like Drivewise, a telematics program, attracts customers looking for technology-driven ways to save on premiums. Allstate’s comprehensive coverage options add to its competitive edge.

In the dynamic landscape of car insurance, National Alliance Insurance competes with industry giants, each offering unique features and strengths. Whether it’s Progressive’s innovation, Geico’s simplicity, State Farm’s personal touch, or Allstate’s tech-driven solutions, understanding the options helps consumers make informed choices.

As you explore insurance providers, consider your specific needs, preferences, and the distinctive offerings of these competitors.

Customer Feedback for National Alliance Insurance

National Alliance Insurance has received mostly positive reviews from its customers, who praise the company’s excellent customer service and competitive rates.

Many customers have also reported that National Alliance Insurance makes the claims process quick and easy, providing them with the support they need when they need it most.

It’s important to keep in mind that customer reviews can be subjective and may not represent the experience that every customer will have.

It’s a good idea to read a variety of reviews and consider multiple factors when choosing a car insurance provider.

Frequently Asked Questions

When was National Alliance Insurance founded?

National Alliance Insurance was founded in 1990 in Arizona.

What is the mission of National Alliance Insurance?

The mission of National Alliance Insurance is to provide quality coverage at affordable rates, with a focus on personalized customer service.

In which states does National Alliance Insurance offer coverage?

National Alliance Insurance offers car insurance coverage in several states across the United States. It is recommended to check with the company directly or on their website to confirm coverage availability in your state.

What types of car insurance coverage does National Alliance Insurance offer?

National Alliance Insurance offers liability coverage, collision coverage, comprehensive coverage, and various add-on options such as roadside assistance and rental car coverage.

How can I get a quote from National Alliance Insurance?

To get a personalized quote from National Alliance Insurance, you can contact the company directly or visit their website to request a quote.

What factors can affect the cost of insurance with National Alliance Insurance?

The cost of insurance with National Alliance Insurance can vary based on factors such as your driving record, age, gender, vehicle, and coverage options.

What discounts are available at National Alliance Insurance?

National Alliance Insurance offers various discounts, including safe driver discounts, multi-policy discounts, and good student discounts, among others. The availability and eligibility requirements for each discount may vary depending on the state and other factors.

What do customers say about National Alliance Insurance?

Customers have generally provided positive reviews for National Alliance Insurance, highlighting its excellent customer service, competitive rates, and smooth claims process. It’s advisable to read a variety of reviews and consider multiple factors when choosing an insurance provider.

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Brad Larson

Licensed Insurance Agent

Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...

Licensed Insurance Agent

Kristen Gryglik

Licensed Insurance Agent

Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Free Insurance Comparison

Compare quotes from the top insurance companies and save!

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