Ranger Insurance Review & Ratings (2024)

Ranger Insurance is a car insurance provider primarily based in Texas that also offers coverage in several other southern and western states, including Oklahoma, Arkansas, New Mexico, Louisiana, Missouri, and Kansas.

The company has a mission to provide affordable and reliable car insurance to drivers in its service areas, with a focus on customer satisfaction and ease of use. Ranger Insurance offers a range of coverage options, including liability, collision, and comprehensive coverage, as well as discounts for safe driving, multiple cars, good grades, anti-theft devices, and more.

Overall, Ranger Insurance appears to be a reputable and customer-focused car insurance provider, and drivers in its service areas may benefit from comparing its rates and coverage options with those of other insurance providers to find the best deal.

The company offers a variety of coverage options, discounts, and user-friendly tools to help you manage your policy. However, like any insurance company, there may be some drawbacks, so it’s important to do your research and compare quotes from multiple providers before making a decision.

What You Should Know About Ranger Insurance

Welcome to our comprehensive guide on insurance coverage, brought to you by Ranger Insurance. In this article, we will delve into various key topics related to insurance. Ensuring that you have all the information you need to make informed decisions about your coverage.

Additionally, we’ll touch upon essential aspects like understanding coverage limits, navigating claims processes, and optimizing your insurance protection. To find the best rates from top insurance providers tailored to your specific needs. Simply enter your zip code below and let us help you compare quotes effortlessly.

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Ranger Insurance History and Mission

Ranger Insurance was founded in 2010 in Texas with the mission of providing affordable and accessible car insurance to drivers in the state. The company was started by a group of insurance professionals who saw a need for a more customer-focused approach to car insurance.

They wanted to create a company that offered personalized service, competitive rates, and a commitment to helping drivers find the right coverage for their needs and budget.

Since its founding, Ranger Insurance has grown to become a regional provider of car insurance, expanding its services to several other states, including Arizona, California, Georgia, Illinois, New Mexico, Nevada, and Oklahoma. Despite its growth, Ranger Insurance has remained committed to its founding mission, providing affordable car insurance and personalized customer service to drivers in its service area.

One of Ranger Insurance’s core values is its dedication to making the car insurance process as easy and stress-free as possible for its customers. The company strives to provide simple, straightforward policies that are easy to understand, as well as user-friendly tools and resources to help customers manage their policies, make payments, and file claims.

Overall, Ranger Insurance’s history and mission reflect a commitment to providing high-quality, customer-focused car insurance services to drivers in its service area. By focusing on affordability, accessibility, and personalized service, Ranger Insurance has become a trusted provider of car insurance for drivers in several states.

Ranger Insurance Coverage Options

The company offers a range of car insurance products designed to meet the needs of drivers in its service area. Here are some of the main products and services offered by Ranger Insurance:

• Liability coverage: Liability coverage is required by law in most states and helps cover the costs of damages and injuries you may cause to others in an accident.
• Collision coverage: Collision coverage helps cover the cost of repairing or replacing your vehicle if it is damaged in an accident, regardless of who is at fault.
• Comprehensive coverage: Comprehensive coverage helps cover the cost of damage to your vehicle caused by non-collision events, such as theft, vandalism, or weather-related damage.
• Personal injury protection: Personal injury protection (PIP) helps cover the costs of medical expenses, lost wages, and other expenses if you or your passengers are injured in an accident, regardless of who is at fault.
• Uninsured/Underinsured motorist coverage: Uninsured/underinsured motorist coverage helps cover the costs of damages and injuries you may incur if you are hit by an uninsured or underinsured driver.

Ranger Insurance also offers several additional services to help customers manage their policies and make the car insurance process as easy as possible. These services include:

• Online policy management: Ranger Insurance’s website allows customers to manage their policies online, including making payments, filing claims, and updating policy information.
• 24/7 claims support: Ranger Insurance offers 24/7 claims support, so customers can file claims and get assistance whenever they need it.
• Roadside assistance: Ranger Insurance offers roadside assistance services, such as tire changes, jump-starts, and towing, to help drivers in need of emergency assistance.

All customers, regardless of coverage level or type, has access to these services. This means you are able to get in contact with your insurance provider at all times and through many different communication methods.

States Where Ranger Insurance is Offered

Ranger Insurance primarily operates in Texas, where it is based, but it also offers car insurance in several other states in the southern and western regions of the United States. Ranger Insurance is available in the following states:

• Texas
• Oklahoma
• Arkansas
• New Mexico
• Louisiana
• Missouri
• Kansas

It’s important to note that the availability of Ranger Insurance may vary by state and location, and the company may offer different types of coverage and discounts in different areas. Customers should contact Ranger Insurance directly or visit its website to learn more about the company’s products and services in their specific location.

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Ranger Insurance Rates Breakdown

The cost of Ranger Insurance’s car insurance policies can vary depending on several factors, including the driver’s age, driving record, location, and the type of coverage and deductible they choose. However, Ranger Insurance is known for offering competitive rates and affordable coverage options to drivers in its service area.

To get an accurate quote for Ranger Insurance’s car insurance policies, drivers can contact the company directly or use its online quote tool, which allows them to customize their coverage and see a range of pricing options.

In general, Ranger Insurance’s rates are competitive with those of other regional car insurance providers, and the company offers a range of discounts and other cost-saving options to help customers save on their premiums.

It’s important to note that the cost of car insurance can vary widely depending on the driver’s personal circumstances and the coverage options they choose, so it’s always a good idea to compare quotes from multiple providers to find the best coverage and rates for your needs.

By shopping around and comparing quotes, drivers can ensure that they are getting the most value for their car insurance dollar.

Ranger Insurance Discounts Available

Ranger Insurance offers a range of discounts to help customers save money on their car insurance premiums. Here are some of the main discounts available to Ranger Insurance customers:

• Multi-car discount: Customers who insure multiple cars with Ranger Insurance can qualify for a multi-car discount, which can help lower their overall premiums.
• Safe driver discount: Drivers who have a clean driving record and no recent accidents or traffic violations may be eligible for a safe driver discount, which can help lower their premiums.
• Good student discount: Students who maintain a high grade point average in school may be eligible for a good student discount, which can help lower their premiums.
• Anti-theft discount: Customers who install anti-theft devices, such as alarms or tracking systems, on their vehicles may be eligible for an anti-theft discount, which can help lower their premiums.
• Homeowners discount: Customers who own a home may be eligible for a homeowners discount, which can help lower their premiums.
• Military discount: Active-duty military personnel and veterans may be eligible for a military discount, which can help lower their premiums.

It’s important to note that the availability and amount of discounts may vary depending on the state in which the customer is located and other factors. Customers should contact Ranger Insurance directly or visit its website to learn more about the specific discounts available in their area and how to qualify for them.

By taking advantage of these discounts, customers can save money on their car insurance premiums and get the coverage they need at a price they can afford.

Streamlined Claim Procedures With Ranger Insurance

Ease of Filing a Claim (Online, Over the Phone, Mobile Apps)

Ranger Insurance understands the importance of a streamlined claims process, and they offer multiple convenient methods for policyholders to file claims. Whether you prefer the ease of online submissions, the convenience of a phone call, or the mobility of a mobile app, Ranger Insurance has you covered.

Their commitment to customer satisfaction extends to making the claims process as hassle-free as possible.

Average Claim Processing Time

When it comes to processing claims, time is of the essence. Ranger Insurance aims to swiftly handle claims to ensure that policyholders receive the support they need when they need it most. While specific processing times can vary based on the nature and complexity of the claim, Ranger Insurance strives for efficient and timely resolutions.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback is a crucial indicator of an insurance company’s performance, particularly in the realm of claim resolutions and payouts. Ranger Insurance has garnered positive reviews from satisfied customers who appreciate their commitment to fair and prompt claim resolutions.

Customer testimonials highlight their dedication to ensuring policyholders are adequately compensated when they file a claim, further solidifying Ranger Insurance’s reputation for reliability.

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Ranger Insurance’s Cutting-Edge Digital Offerings

Mobile App Features and Functionality

In today’s digital age, the ability to manage your insurance on-the-go is essential. Ranger Insurance offers a user-friendly mobile app equipped with features and functionality that empower policyholders. From accessing policy documents to filing claims and making payments, the mobile app provides a convenient and efficient way to handle your insurance needs anytime, anywhere.

Online Account Management Capabilities

Ranger Insurance recognizes the importance of online account management for policyholders’ convenience. Their online portal allows you to easily access and manage your insurance account. You can review policy details, update personal information, request policy changes, and even obtain quotes for additional coverage, all from the comfort of your own home.

Digital Tools and Resources

To further support their policyholders, Ranger Insurance provides a range of digital tools and resources. These tools are designed to enhance your insurance experience by offering valuable insights, educational materials, and resources to help you make informed decisions about your coverage.

Whether you’re looking for tips on reducing your premiums or guidance on understanding complex insurance concepts, Ranger Insurance’s digital resources have you covered.

How Ranger Insurance Ranks Among Providers

Ranking for Ranger Insurance among other insurance providers based on positive aspects such as affordable rates, friendly customer service, and easy-to-use online tools. The customer reviews section also indicates that Ranger Insurance has generally received positive feedback from satisfied customers.

Common rating agencies include A.M. Best, Moody’s, and Standard & Poor’s, which assess the financial strength and stability of insurance companies. Additionally, customer review platforms like J.D. Power or consumer review websites may offer insights into customer satisfaction and experiences with Ranger Insurance compared to other providers.

Customer Reviews of Ranger Insurance

Ranger Insurance has generally received positive reviews from customers who appreciate the company’s affordable rates, friendly customer service, and easy-to-use online tools. Here is a summary of some common themes and comments from customer reviews of Ranger Insurance:

• Affordable rates: Many customers have praised Ranger Insurance for its competitive rates and affordable coverage options, noting that they were able to save money compared to other insurance providers.
• Friendly customer service: Several customers have commented on the helpfulness and professionalism of Ranger Insurance’s customer service representatives, who are described as friendly, patient, and knowledgeable.
• Convenient online tools: Many customers have also appreciated the company’s online quote tool and other digital tools, which make it easy to get a quote, manage policies, and make payments.
• Mixed claims experiences: While many customers have had positive experiences with Ranger Insurance’s claims process, some have reported frustration with delays, denials, or difficulties in communicating with the company.

Overall, Ranger Insurance appears to be a reputable and customer-focused car insurance provider, with many satisfied customers in its service areas.

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