QBE Renters Insurance Review & Ratings (2024)

Explore a comprehensive review of QBE Renters Insurance, providing you with valuable insights into their ratings, customer satisfaction levels, claims process, cost analysis, and a host of other important factors. Gain a deeper understanding of the coverage they offer, the quality of their service, and the overall value they provide. Make an informed decision by delving into the extensive information available in our review that meets your needs and offers peace of mind.

UPDATED: Sep 26, 2024Fact Checked

Daniel S. Young

Insurance Content Managing Editor

Daniel S. Young began his professional career as chief editor of The Chanticleer, a Jacksonville State University newspaper. He also contributed to The Anniston Star, a local newspaper in Alabama. Daniel holds a BA in Communication and is pursuing an MA in Journalism & Media Studies at the University of Alabama. With a strong desire to help others protect their investments, Daniel has writt...

Insurance Content Managing Editor

Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

Licensed Insurance Producer

UPDATED: Sep 26, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

UPDATED: Sep 26, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Sep 26, 2024Fact Checked
2.2
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QBE Insurance Corporation

Average Monthly Rate For Good Drivers

$135

A.M. Best Rating:

A

Complaint Level:

Low

Pros

  • Competitive rates
  • Personalization options for policy customization
  • Additional coverage options for high-value possessions, college student residences, nursing homes, identity theft, and libel protection
  • Discount opportunities through policy bundling

Cons

  • Limited acceptance by landlords, available only in select networks
  • Recent customer complaints affecting the A.M. Best rating
  • Dissatisfaction with claims processing and customer service responsiveness
  • Potential inaccessibility in some areas and states due to limited acceptance
QBE renters insurance

QBE Renters Insurance covering key aspects such as ratings, customer satisfaction, claims process, and cost analysis. Authored by Chris Tepedino and reviewed by Laura Walker, it highlights QBE’s coverage options, including personal injury, personal liability, and additional features such as coverage for high-value possessions and identity theft protection.

The review notes the company’s competitive rates but raises concerns about accessibility, with QBE not being accepted by all landlords in certain areas. The article also mentions customer reviews expressing dissatisfaction with claim payouts and customer service response times.

Despite mixed reviews, the article suggests that individual experiences may vary, emphasizing the importance of considering personal needs and circumstances when choosing insurance.

What You Should Know About Qbe Insurance Corporation

The Rundown

  • If you already have a policy with QBE for auto or homeowners insurance, you can get a discount for bundling with QBE renters insurance.
  • There are a few different add-ons that can help cover the cost of lost or damaged property if it is not already covered by your standard policy.
  • There are quite many reviews from within the last year negatively rating QBE’s customer service and claims payouts.

If you’re looking for affordable and reliable renters insurance, QBE Renters Insurance may be a great option for you. In this article, we’ll take a closer look at QBE Renters Insurance and what it has to offer. We’ll explore the coverage options, pricing, and customer service to help you make an informed decision.

Don’t forget to enter your zip code at the end of the article to compare rates from top insurance providers and find the best deal for your needs. Protect your home and your belongings with QBE Renters Insurance today!

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QBE Insurance Overview

A.M. Best: A

Better Business Bureau: B

Standard & Poor’s: A+

Qbe Insurance Corporation Insurance Coverage Options

QBE renters insurance is a standard renters insurance according to the typical market. With QBE, personal injury, personal liability, as well as a few other coverage options, are available to renters.

Renters can get insurance from QBE everywhere in the United States except Alaska and Florida. The only downside, is that QBE is not accepted by every landlord and is only available to select networks. However, if your landlord does accept QBE, these are some of the options that are covered:

  • Personal liability
  • Personal injury
  • Personal property
  • Theft
  • Vandalism
  • Property damage
  • Credit card theft / financial fraud (up to $1,000)
  • Medical payments
  • Protection against fire damage

Along with these, there are some additional coverage options, which include extra coverage for high-value possessions, insurance tailored to college student residences as well as nursing homes, extra identity theft and libel protection, and a higher reimbursement rate for your things.

These add-ons will cost an extra fee to your baseline renters insurance. Pricing, coverage and deductibles will also be based on your region and may fluctuate.

Qbe Insurance Corporation Insurance Rates Breakdown

There are not any quotes listed on QBE’s website for an example, but the average cost in the U.S. for renters insurance ranges from $15-25 per month. Since QBE’s reputation remains relatively on-trend with the insurance market, it is safe to say that the cost for their renters insurance is around the same price point.

This however is never a definite and may be subject to fluctuate based on your state and region.

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Qbe Insurance Corporation Discounts Available

With QBE’s many policy options, the best way to receive the maximum discount is to bundle your policies.

Along with this, your rates will not increase as long as you do not file a claim. This can help drive your rates down over time.

How do I file a claim with QBE?

There are a few different ways that you can start a claim once you’ve received your QBE renters insurance login.

After reporting your claim, a QBE Claim Professional will contact you within approximately one business day. A claims specialist will then verify the details of your claim and discuss deductibles, potential coverage exceptions and coverage limits with you.

This QBE renters insurance quote will give you a rough estimate on the cost of repairs as well as what can or cannot be replaced under your policy.

If you feel that after you have received this information your policy is not correctly covering damages or property loss, you can call the QBE renters insurance phone number (866-251-5389) to speak with a representative about further coverage.

How Qbe Insurance Corporation Ranks Among Providers

QBE Insurance Corporation provides a mixed assessment of the company’s standing among insurance providers. While A.M. Best gives QBE a high financial strength rating of A, indicating stability, there are notable customer complaints that have somewhat diminished its past reputation.

The Better Business Bureau rates QBE at A+ for customer satisfaction, but customer reviews on the BBB platform reflect dissatisfaction with claims processing and customer service responsiveness. The article highlights the discrepancy between the company’s claim response time claims and recent customer experiences.

Overall, the review suggests that QBE has competitive rates and personalization options but emphasizes the importance of considering individual circumstances and landlord acceptance when choosing QBE as a renters insurance provider.

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QBE Renters Insurance Reviews

A.M. Best has QBE listed at a high A rating for financial strength. However, there are quite a bit of customer complaints from within the last few years that have started to decline the high rating that QBE has received in the past.

The Better Business Bureau rates QBE at an A+ for customer satisfaction, but QBE’s customer complaints on BBB, which don’t factor into its A+ rating, reflect a high ratio of complaints. Most of these reviews reflect the dissatisfaction of claims not being paid out as well as customer service not getting back to customers in a timely manner.

On QBE’s website, they boast about their claim response time frame as approximately one business day after a claim is filed. However, according to recent reviews, this promise has not been upheld.

Their online customer service is available 24/7 to make filing claims much more convenient and live hours have a wide range during the day, Monday-Friday.

Frequently Asked Questions

What is QBE renters insurance?

QBE renters insurance is a type of insurance policy that provides coverage for personal belongings and liability protection for renters.

Does QBE renters insurance cover water damage?

Yes, QBE renters insurance typically covers water damage caused by unexpected and accidental events, such as burst pipes, leaks, and flooding. However, the exact coverage and limits may vary based on your policy and region. It’s important to review your policy documents and contact QBE customer service if you have any questions.

Can I cancel my QBE renters insurance policy?

Yes, you can cancel your QBE renters insurance policy at any time. However, you may be subject to fees or penalties if you cancel before the end of your policy term. It’s important to review your policy documents and contact QBE customer service to understand the terms of your policy and any fees or penalties associated with canceling.

What is personal liability coverage with QBE renters insurance?

Personal liability coverage with QBE renters insurance can help protect you if you are legally responsible for causing bodily injury or property damage to someone else. For example, if someone slips and falls in your rental unit and sues you for medical expenses, personal liability coverage can help cover those expenses, up to the limits of your policy. It’s important to review your policy documents and contact QBE customer service if you have any questions.

Are there any discounts for QBE renters insurance?

The best way to receive a discount on QBE renters insurance is to bundle your policies. Rates will not increase as long as you do not file a claim, which can help lower your rates over time.

Should I get QBE renters insurance?

QBE offers competitive rates and personalization options that make buying a policy less stressful. However, it is essential to ensure that your landlord accepts QBE as a form of renters insurance.

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Daniel S. Young

Insurance Content Managing Editor

Daniel S. Young began his professional career as chief editor of The Chanticleer, a Jacksonville State University newspaper. He also contributed to The Anniston Star, a local newspaper in Alabama. Daniel holds a BA in Communication and is pursuing an MA in Journalism & Media Studies at the University of Alabama. With a strong desire to help others protect their investments, Daniel has writt...

Insurance Content Managing Editor

Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

Licensed Insurance Producer

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Reviews
for Qbe Insurance Corporation

2.21 (61 reviews)
5
August 18, 2019

jjcounter

QBE stood by us

we were in a small fender bender with an individual that has sued many insurance companies in the past. QBE insurance not only stepped up, they took everything over, and when this individual sued us, they hired an attorney, and together we fought this law suit. I was never upset because QBE stood by us the whole time. We have a really good accident and no ticket record, and they went to bat for us. It was ultimately decided by a mediator, but the...
we were in a small fender bender with an individual that has sued many insurance companies in the past. QBE insurance not only stepped up, they took everything over, and when this individual sued us, they hired an attorney, and together we fought this law suit. I was never upset because QBE stood by us the whole time. We have a really good accident and no ticket record, and they went to bat for us. It was ultimately decided by a mediator, but the settlement was very small and we were all statisfied.
5
September 24, 2018

GrandSlambert

Affordable Insurance and Painless Claims

I have not had any issues working with this company. They were quick to process the one and only claim I have had to make and although there is no online method to handle this, I only had to make one phone call and answer three emails to get the damages covered. While I would prefer to do this online or through a phone app, the rates are very competitive and the agents are very easy to work with.
5
June 20, 2018

Squidy

Good company!

So far my experience with QBE has been positive. My insurance agent is very professional and responds to my requests in a timely manner. They offer competitive discounts.
5
May 26, 2018

Jenigrl

First insurance

This is the insurance company I had when I first got my lisence. They were really nice and never had issue
5
February 7, 2018

CKCK

QBE is excellent company

Excellent company to do claims with. Love that I can pay my premium yearly and receive a discount for doing so.
5
January 26, 2018

bitterbabe

affordable quality insurance

If I have any problems I can call or go in person and resolved quickly. They also surprisingly give me discounts for like paying early etc.
3
November 13, 2017

shirlmon

Confusing Billing

Ended up overpaying my premium this fall because of confusion over how much I was supposed to pay. When I called customer service, the person who answered couldn't seem to help me, so I gave up and decided to send an email. I got much better service that way from someone who promised to fix the problem. Also, got a refund check in the mail. I hope paying the bill for the next renewal goes more smoothly!
4.5
September 29, 2017

joanni

My car insurance

I got this company through a local company that helps people find insurance. I did not like the prices on my previous one. QBE has been good for me. They do not just raise the rate because I have been with them for a while. Others give a good rate for a year per two and them raise it. They can be paid at the broker's office or mail or online. They are pleasant to interact with.
3.5
May 9, 2017

deered

accident report

they called me several times telling me that it was not their clients fault and it was they got a ticket not me
1.5
April 20, 2017

clintwes

Small insurance company is just that!!

I started using QBE because they policy was offered through my bank (Wells Fargo) and at the time it was the cheapest insurance I could find. Recently I was backed into by another vehicle so I got in touch with my insurance company. Needless to the say the process took forever and I found myself having to call them instead of the other way around. Once the claim got turned over to the other drivers insurance company due to fault I never once r...
I started using QBE because they policy was offered through my bank (Wells Fargo) and at the time it was the cheapest insurance I could find. Recently I was backed into by another vehicle so I got in touch with my insurance company. Needless to the say the process took forever and I found myself having to call them instead of the other way around. Once the claim got turned over to the other drivers insurance company due to fault I never once received another call from my insurance company to see if the issue got resolved. I feel like they didn't care about me and my accident. They are there to collect my money and nothing more. I am currently shopping other insurance offers and hoping to be with another company soon.
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