Plymouth Rock Assurance Insurance Review & Ratings (2024)

Plymouth Rock Assurance is an insurance company that provides a range of insurance products and services to customers in several states throughout the United States. The company offers auto insurance, home insurance, renters insurance, umbrella insurance, motorcycle insurance, business insurance, and life insurance policies.

Plymouth Rock Assurance also provides various online tools and resources, including mobile apps, online account management, and digital claims filing.

The cost of services from Plymouth Rock Assurance varies depending on several factors such as the type of insurance, coverage amount, deductibles, and the location of the insured individual.

The company also offers various discounts to customers on their insurance policies, including multi-policy discounts, safe driver discounts, paid-in-full discounts, paperless discounts, good student discounts, anti-theft discounts, and home safety features discounts.

What You Should Know About Plymouth Rock Assurance

Welcome to our comprehensive guide on Plymouth Rock Assurance Insurance and the key factors to consider when selecting the best insurance provider for your needs. In this article, we will delve into the various aspects of Plymouth Rock Assurance Insurance. Including its coverage options, customer satisfaction, claims process, and pricing.

We will also explore related topics such as discounts, policy customization, and the importance of comparing rates from different insurance providers. By the end, you’ll have a solid understanding of the essential factors to consider when choosing an insurance provider. To find the best rates for your specific location, we invite you to enter your zip code below and compare rates from the top insurance providers in your area.

Plymouth Rock Assurance Insurance History and Mission

Plymouth Rock Assurance Insurance was founded in 1982 by Jim Stone, a former insurance regulator in Massachusetts. Stone recognized the need for an insurance company that prioritized customer service and offered affordable insurance solutions to drivers.

He wanted to create a company that would simplify the insurance process and provide excellent customer service to clients. Today, Plymouth Rock Assurance Insurance is headquartered in Boston, Massachusetts, and offers insurance products and services in several states, including New Jersey, Pennsylvania, Connecticut, New Hampshire, and Massachusetts.

The company’s mission is to make insurance more accessible and affordable for everyone. They aim to provide easy-to-understand insurance solutions, simplify the claims process, and provide excellent customer service to their clients.

Plymouth Rock Assurance Insurance believes that by prioritizing their customers’ needs, they can create a better insurance experience for everyone.

Plymouth Rock Assurance Insurance Coverage Options

Plymouth Rock Assurance is an insurance company that offers a variety of insurance products and services to customers in several states throughout the United States. Here are some of the products and services offered by Plymouth Rock Assurance:

• Auto insurance: Plymouth Rock offers a range of car insurance coverage options including liability, collision, and comprehensive coverage. They also offer additional coverage options such as roadside assistance and rental car coverage.
• Home insurance: Plymouth Rock provides homeowners insurance policies that protect against damage to your home and personal property caused by events such as fire, theft, or weather-related incidents.
• Renters insurance: Plymouth Rock also offers renters insurance policies that protect your personal property and provide liability coverage for incidents that may occur in your rental property.
• Umbrella insurance: Plymouth Rock offers umbrella insurance policies that provide additional liability coverage beyond the limits of your primary insurance policies, such as auto or home insurance.
• Motorcycle insurance: Plymouth Rock provides motorcycle insurance coverage for all types of motorcycles, including cruisers, sport bikes, touring bikes, and more.
• Business insurance: Plymouth Rock offers a range of business insurance products designed to protect small and medium-sized businesses from various risks, such as liability, property damage, and loss of income.
• Life insurance: Plymouth Rock offers life insurance policies that provide financial protection for your loved ones in the event of your unexpected death.

Read more: Best Business Insurance for Bike Rental Shops

States Where Plymouth Rock Assurance Insurance is Offered

Plymouth Rock Assurance Insurance offers insurance in several states in the Northeastern United States, including:

• Connecticut
• Massachusetts
• New Hampshire
• New Jersey
• New York
• Pennsylvania
• Rhode IslanD

If you’re interested in finding out if Plymouth Rock Assurance Insurance provides insurance in your state, you can follow these six steps:

1. Start by visiting the Plymouth Rock Assurance Insurance website.
2. On the homepage, click on “Insurance Products” located in the top navigation menu.
3. From the list of insurance products, select “Auto Insurance” as this is the primary insurance product that Plymouth Rock Assurance Insurance provides.
4. You will then be prompted to enter your ZIP code to get a quote. Enter your ZIP code and click “Start Your Quote”.
5. Plymouth Rock Assurance Insurance will show you the results of their coverage availability in your area, along with pricing and other details.

If you have questions about coverage availability or would like more information about Plymouth Rock Assurance Insurance, you can also speak to a representative by calling their customer service line.

Plymouth Rock Assurance Insurance Rates Breakdown

Understanding insurance rates involves navigating various influential factors. Demographics, driving records, location, and vehicle specifics play pivotal roles in determining insurance premiums. Let’s delve into these elements to grasp their impact on insurance costs.

• Demographics: Factors like age, gender, and marital status may influence rates.
• Driving Record: Clean records typically yield lower premiums.
• Location: Geographic areas affect insurance costs due to varying risk factors.
• Vehicle Type: Type, model, and year impact insurance rates.

Plymouth Rock Assurance Discounts Available

Plymouth Rock car insurance discounts feature a variety of savings opportunities to customers on their insurance policies, including:

• Multi-policy discount: Customers who have multiple policies with Plymouth Rock Assurance can receive a discount on their insurance premiums. For example, customers who have both auto and home insurance policies with Plymouth Rock Assurance may be eligible for a discount on both policies.
• Safe driver discount: Customers who have a good driving record with no accidents or violations in the past few years may be eligible for a safe driver discount.
• Paid-in-full discount: Customers who pay their insurance premiums in full upfront may be eligible for a discount.
• Paperless discount: Customers who opt for paperless billing and policy documents may be eligible for a discount on their insurance premiums.
• Good student discount: Students who maintain a certain grade point average (typically a “B” average or higher) may be eligible for a discount on their auto insurance premiums.
• Anti-theft discount: Customers who have anti-theft devices installed in their vehicle may be eligible for a discount on their auto insurance premiums.
• Home safety features discount: Customers who have certain safety features installed in their home, such as a burglar alarm or fire alarm, may be eligible for a discount on their homeowner’s insurance premiums.

How Plymouth Rock Assurance Ranks Among Providers

In the landscape of insurance providers, Plymouth Rock Assurance encounters formidable competition from industry peers offering similar services. Understanding the company’s main competitors sheds light on the diverse options available to consumers seeking insurance solutions.

Main Competitors:

• State Farm: A prominent insurance provider offering a wide array of coverage options, known for its extensive agent network and diverse policies.
• Allstate: Recognized for comprehensive insurance coverage including auto, home, and life insurance, Allstate stands as a significant competitor.
• GEICO: Renowned for competitive pricing and online convenience, GEICO competes as a major player in the insurance market.
• Progressive: Known for innovative policies, including usage-based insurance, Progressive remains a key competitor, especially in the auto insurance sector.
• Liberty Mutual: Offering diverse coverage options and a strong emphasis on customer service, Liberty Mutual competes prominently in the insurance realm.

In a competitive insurance landscape, Plymouth Rock Assurance faces formidable contenders such as State Farm, Allstate, GEICO, Progressive, and Liberty Mutual. Understanding these main competitors enables consumers to explore a range of options, ensuring informed decisions regarding insurance coverage that best aligns with their needs and preferences.

Customer Reviews of Plymouth Rock Assurance Insurance

Customer reviews of Plymouth Rock Assurance Insurance are generally positive, with many customers praising the company’s customer service, competitive pricing, and ease of use. However, there are also some negative reviews that mention issues with claims handling and billing. Here is an overview of what customers are saying about Plymouth Rock Assurance Insurance:

Strengths:

• Good customer service: Many customers praise the company’s customer service, saying that representatives are friendly, helpful, and responsive.
• Competitive pricing: Several customers report that Plymouth Rock Assurance Insurance offers competitive pricing compared to other insurance companies.
• Easy to use: Customers appreciate that the Plymouth Rock Assurance Insurance website is easy to navigate and that the online quote process is quick and straightforward.

Weaknesses:

• Claims handling issues: Some customers report delays or difficulties with filing claims or getting claims approved.
• Billing issues: A few customers mention billing issues, such as incorrect charges or difficulty cancelling policies.
• Limited coverage options: A few customers note that Plymouth Rock Assurance Insurance doesn’t offer as many coverage options as some other insurance companies.