Physicians Plus Insurance Review & Ratings (2024)

Find the Best Health Insurance: Physicians Plus Insurance Review & Ratings. Discover comprehensive coverage options, competitive rates, and exceptional customer satisfaction. Learn about Physicians Plus Insurance's history, mission, and the range of products and services they offer. Read real user ratings on overall satisfaction, claims, cost, billing, and service.

UPDATED: Dec 18, 2023Fact Checked

Jimmy McMillan

Licensed Insurance Agent

Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent life insurance brokerage. His company specializes in life insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast...

Licensed Insurance Agent

Heidi Mertlich

Licensed Insurance Agent

Heidi works with top-rated life insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the ...

Licensed Insurance Agent

UPDATED: Dec 18, 2023

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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

UPDATED: Dec 18, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 18, 2023Fact Checked
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Physicians Plus Insurance

Average monthly rate for good drivers:

N/A

A.M. Best rating:

N/A

Complaint level:

Low

Pros

  • Potential specialized coverage tailored to specific healthcare needs.
  • Potential focus on customer service and satisfaction.
  • Varied insurance options catering to different demographics.
  • Potential competitive rates for certain policies.

Cons

  • Limited coverage options compared to larger insurers.
  • Rates might vary and could be higher for certain policies.
  • Geographic limitations in coverage areas.
  • Policy restrictions or limitations might apply.

Final Verdict: Review of Physicians Plus Insurance

Physicians Plus Insurance is a Wisconsin-based health insurance company that offers a range of health care coverage options, including individual and family plans, Medicare Advantage plans, dental and vision coverage, and more.

The company’s mission is to provide high-quality, affordable health care coverage to Wisconsin residents, with a focus on promoting wellness and preventive care.

While Physicians Plus Insurance’s coverage area is primarily limited to certain counties within the state of Wisconsin, the company offers a range of discounts and incentives to help members save money on their healthcare costs.

These discounts may include wellness incentives, tobacco cessation programs, family discounts, prescription drug discounts, and more.

What You Should Know About Physicians Plus Insurance

Welcome to our comprehensive guide on Physicians Plus Insurance. In this article, we will delve into the key aspects of Physicians Plus Insurance, including its coverage options, customer satisfaction, and more. Discover the range of health insurance plans offered by Physicians Plus Insurance and learn about their commitment to providing quality healthcare.

Interesting Attributes of Physicians Plus insurance:

  • Provides a range of products and services that cater to the needs of individuals and families.
  • Offers various discounts and savings opportunities to their customers.
  • Has been providing quality healthcare coverage to its members for over 30 years.

To ensure you make an informed decision, we also provide real user ratings on overall satisfaction, claims, cost, billing, and service. Don’t miss the opportunity to find the best insurance coverage for your needs. Enter your zip code now to compare rates from the top insurance providers and secure the ideal health insurance plan for you and your family.

Physicians Plus insurance is a Wisconsin-based health insurance company that has been serving the community for over three decades. They offer a range of products and services that cater to the needs of individuals and families. As a reliable and trustworthy insurance company, Physicians Plus is worth considering for your healthcare coverage needs.

Physicians Plus Insurance History and Mission

Physicians Plus Insurance was founded in 1986 in Madison, Wisconsin, with the mission to improve the health and well-being of the communities they serve. The company began as a small, physician-led health plan and has since grown into a reputable health insurance provider with over 30 years of experience in the industry.

Physicians Plus operates as a subsidiary of Quartz Health Solutions, Inc., a Wisconsin-based health care organization that provides a wide range of health care services to individuals, families, and employers. As a not-for-profit health insurance company, Physicians Plus is committed to providing quality health care coverage to its members at an affordable cost.

Over the years, Physicians Plus has developed a reputation for excellence in the health insurance industry, with a focus on promoting wellness, preventive care, and disease management. The company works closely with health care providers to ensure that members receive the best possible care, and they offer a range of products and services that cater to the needs of individuals and families.

Physicians Plus Insurance Coverage Options

Physicians Plus Insurance offers a range of health insurance products and services to individuals and families in the state of Wisconsin. Their coverage options include:

  • Individual and family health insurance: Physicians Plus offers a range of individual and family health insurance plans that provide comprehensive coverage for medical expenses, hospitalization, prescription drugs, and more. Their plans are designed to meet the unique needs of individuals and families, with options for both high and low deductibles, copays, and coinsurance.
  • Medicare advantage plans: Physicians Plus offers a range of Medicare Advantage plans that provide comprehensive coverage for medical expenses, prescription drugs, and more. Their plans are designed to provide affordable, quality healthcare coverage to individuals who are eligible for Medicare.
  • Dental insurance: Physicians Plus offers dental insurance plans that cover routine cleanings, exams, and other dental services. Their plans are designed to help members maintain good oral health and prevent costly dental procedures.
  • Vision insurance: Physicians Plus offers vision insurance plans that cover eye exams, glasses, and contact lenses. Their plans are designed to help members maintain good eye health and prevent vision problems.

States Where Physicians Plus Insurance is Available

Physicians Plus Insurance is a Wisconsin-based health insurance company, and as such, their coverage is primarily available in the state of Wisconsin. However, their coverage area may vary depending on the specific type of plan selected.

For individual and family health insurance plans, Physicians Plus Insurance is available in the following Wisconsin counties:

  • Columbia
  • Dane
  • Dodge
  • Green
  • Iowa
  • Jefferson
  • Rock
  • Sauk
  • Walworth
  • Waukesha

For Medicare Advantage plans, Physicians Plus Insurance is available in the following Wisconsin counties:

  • Columbia
  • Dane
  • Dodge
  • Green
  • Iowa
  • Jefferson
  • Rock
  • Sauk
  • Walworth
  • Waukesha

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Physicians Plus Insurance Rates Breakdown

The cost of Physicians Plus Insurance depends on several factors, including the type of coverage selected, the level of coverage, deductibles, copayments, and coinsurance amounts, and the location of the insured individual or family. Additionally, discounts may be available to members who meet certain criteria.

  • Individual and family health insurance plans: The cost of coverage can range from around $200 to $800 per month, depending on the level of coverage selected. Higher levels of coverage typically come with higher monthly premiums but lower out-of-pocket costs, such as deductibles and copayments.
  • Medicare advantage plans: The cost of coverage can vary depending on the specific plan selected. Some plans may have $0 monthly premiums, while others may require members to pay a monthly premium in addition to their Medicare Part B premium. Additionally, Medicare Advantage plans may have deductibles, copayments, and coinsurance amounts that vary by plan.
  • Dental and vision insurance plans: The cost of coverage can range from around $10 to $50 per month, depending on the level of coverage selected. These plans typically have lower monthly premiums than health insurance plans but may have annual maximums on coverage amounts.

Physicians Plus Insurance Discounts Available

Physicians Plus Insurance offers a range of discounts and incentives to help members save money on their health care costs. These discounts may vary depending on the specific type of plan selected and individual eligibility requirements. Some of the discounts available from Physicians Plus Insurance include:

  • Wellness incentives: Physicians Plus offers wellness incentives to encourage members to take steps to improve their health and well-being. These incentives may include discounts on gym memberships, wellness classes, and other healthy lifestyle activities.
  • Tobacco cessation programs: Physicians Plus offers discounts to members who participate in tobacco cessation programs or quit smoking. These discounts may be in the form of reduced premiums or other incentives.
  • Family discounts: Physicians Plus offers discounts for families with multiple members on the same plan. These discounts can help families save money on their health insurance premiums.
  • Prescription drug discounts: Physicians Plus offers discounts on prescription drugs for members who use participating pharmacies. These discounts can help members save money on the cost of their medications.
  • Medicare part B premium reimbursement: Physicians Plus offers a reimbursement program to help Medicare Advantage members pay for their Medicare Part B premium. This program can help members save money on their health care costs.

Unpacking How Physicians Plus Insurance Manages Claims

Ease of Filing a Claim

Physicians Plus Insurance offers multiple convenient methods for filing insurance claims, ensuring a hassle-free experience for their policyholders. Policyholders can file claims through their online portal, over the phone, or via their mobile app. This flexibility allows individuals to choose the method that suits their preferences and needs, making it easy to initiate the claims process.

Average Claim Processing Time

The efficiency of the claims processing system is a critical factor for policyholders. Physicians Plus Insurance strives to provide a timely claims processing experience. While specific processing times may vary depending on the nature of the claim and its complexity, the company is committed to processing claims as quickly as possible to expedite payouts and provide peace of mind to their customers.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback on the claims resolution process is a valuable insight into the overall satisfaction of policyholders. Physicians Plus Insurance encourages feedback from their customers to continually improve their claims handling.

While individual experiences may vary, the company is dedicated to resolving claims fairly and promptly, ensuring policyholders receive the support they need during challenging times.

Elevating Insurance: Physicians Plus Insurance Digital and Technological Breakthroughs

Mobile App Features and Functionality

Physicians Plus Insurance offers a user-friendly mobile app that enhances the overall customer experience. The app provides policyholders with easy access to their insurance information, allowing them to view policy details, track claims, and even file claims directly from their mobile devices. The mobile app’s intuitive design ensures that policyholders can manage their insurance needs conveniently on the go.

Online Account Management Capabilities

Policyholders benefit from robust online account management capabilities through Physicians Plus Insurance’s website. They can log in to their accounts to review policy information, make premium payments, and access important documents. The online portal streamlines administrative tasks, empowering customers to have greater control over their insurance policies.

Digital Tools and Resources

Physicians Plus Insurance recognizes the importance of digital tools and resources in assisting policyholders in making informed decisions about their insurance coverage. Their website offers valuable resources such as educational articles, insurance calculators, and tools that help individuals understand their insurance needs better.

These digital resources contribute to a more transparent and informed insurance experience for customers.

How Physicians Plus Insurance Ranks Among Providers

In the highly competitive health insurance industry, Physicians Plus Insurance faces competition from several key players. Each competitor brings its unique strengths and offerings to the table. Let’s explore the main competitors of Physicians Plus Insurance.

  • Unity Health Insurance: Unity Health Insurance, based in Wisconsin, is a prominent competitor for Physicians Plus Insurance. As part of the larger UW Health system, Unity offers a range of health plans, including individual and family coverage, Medicare plans, dental insurance, and vision insurance. Unity Health Insurance is known for its extensive provider network and commitment to community health.
  • Dean Health Plan: Dean Health Plan, another significant player in Wisconsin’s health insurance landscape, competes directly with Physicians Plus Insurance. Offering a variety of health plans, Dean Health Plan focuses on providing comprehensive and affordable coverage. The company emphasizes preventive care and wellness programs to enhance the overall health of its members.
  • Anthem Blue Cross Blue Shield: Anthem Blue Cross Blue Shield operates on a national scale and is a major competitor for Physicians Plus Insurance, particularly in markets outside Wisconsin. Anthem offers a diverse range of health insurance products, including individual and family plans, Medicare options, dental, and vision coverage.
  • Humana: Humana, a national health insurance provider, competes with Physicians Plus Insurance, especially in the Medicare Advantage space. Humana is known for its Medicare plans, prescription drug coverage, and wellness programs. The company’s innovative approach to healthcare and its broad range of offerings make it a strong competitor in the industry.
  • Cigna: Cigna is a global health services organization that competes with Physicians Plus Insurance on a national and international scale. Cigna offers a variety of health insurance plans, including individual and family coverage, Medicare plans, dental, and vision insurance. The company’s emphasis on holistic health and well-being positions it as a formidable competitor.

In the dynamic landscape of health insurance, Physicians Plus Insurance contends with strong competitors such as Unity Health Insurance, Dean Health Plan, Anthem Blue Cross Blue Shield, Humana, and Cigna.

Each competitor brings its unique strengths, ranging from regional dominance to national and international reach. Understanding the offerings and strengths of these competitors is crucial for individuals and families seeking the best health insurance options for their needs.

Customer Reviews of Physicians Plus Insurance

Customer reviews of Physicians Plus Insurance are generally positive, with many customers reporting high levels of satisfaction with the company’s products and services. Some of the strengths reported by customers include:

  • Quality of care: Many customers report that Physicians Plus Insurance provides high-quality health care coverage, with access to a wide range of providers and services.
  • Customer service: Customers report positive experiences with Physicians Plus Insurance’s customer service team, noting that representatives are friendly, knowledgeable, and helpful.
  • Affordable pricing: Many customers report that Physicians Plus Insurance offers affordable health care coverage options, with reasonable premiums and out-of-pocket costs.
  • Range of services: Customers appreciate the wide range of health care services and products offered by Physicians Plus Insurance, including medical, dental, and vision insurance options.

However, there are some areas where customers report room for improvement, including:

  • Limited coverage area: As a Wisconsin-based health insurance company, Physicians Plus Insurance’s coverage area is limited to certain counties within the state. This can be a drawback for individuals living outside of these areas.
  • Provider networks: Some customers report difficulty finding in-network providers, particularly for specialized care.
  • Claims processing: Some customers report delays or issues with claims processing, which can be frustrating and time-consuming.

Frequently Asked Questions

What is Physicians Plus Insurance?

Physicians Plus Insurance is a Wisconsin-based health insurance company that provides coverage for individuals and families.

What types of health insurance plans does Physicians Plus Insurance offer?

Physicians Plus Insurance offers a variety of health insurance plans, including HMOs, PPOs, POS plans, and high-deductible health plans (HDHPs).

Is Physicians Plus Insurance available in all states?

No, Physicians Plus Insurance is only available in Wisconsin.

How can I enroll in a Physicians Plus Insurance plan?

You can enroll in a Physicians Plus Insurance plan online or by contacting their customer service team.

What is the coverage like with Physicians Plus Insurance?

Physicians Plus Insurance coverage varies depending on the plan you choose. However, they generally offer coverage for preventive care, hospitalization, prescription drugs, and more.

Does Physicians Plus Insurance offer dental or vision coverage?

Yes, Physicians Plus Insurance offers dental and vision coverage as add-ons to their health insurance plans.

How does Physicians Plus Insurance compare to other health insurance companies?

Physicians Plus Insurance has generally received positive reviews and ratings from customers and industry experts. However, it’s always a good idea to compare different health insurance companies to find the best fit for your needs and budget.

Does Physicians Plus Insurance offer any wellness programs or resources?

Yes, Physicians Plus Insurance offers a variety of wellness programs and resources, including fitness discounts, smoking cessation programs, and online health assessments.

How can I contact Physicians Plus Insurance if I have questions or concerns?

You can contact Physicians Plus Insurance by phone, email, or live chat on their website. They also have a customer service center where you can speak with a representative in person.

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Jimmy McMillan

Licensed Insurance Agent

Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent life insurance brokerage. His company specializes in life insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast...

Licensed Insurance Agent

Heidi Mertlich

Licensed Insurance Agent

Heidi works with top-rated life insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the ...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Free Insurance Comparison

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