Patriot General Insurance Review & Ratings (2024)

What You Should Know About Patriot Insurance Company

Welcome to our comprehensive guide on Patriot General Insurance. In this article, we will delve into the key topics surrounding Patriot General, a trusted insurance provider. Discover everything you need to know about their offerings, including car insurance, homeowners insurance, and renters insurance. We will cover their history, mission, product range, discounts, and customer reviews.

• Patriot General Insurance offers a wide range of insurance products, including car insurance, to customers across multiple states in the USA.
• The company offers various discounts, such as multi-policy, good driver, and good student discounts, making its car insurance plans more affordable for customers.
• Patriot General Insurance has a solid reputation for providing quality customer service, with many positive customers reviews attesting to their efficiency and helpfulness.

To ensure you make an informed decision and find the best rates available, we invite you to enter your ZIP code below and compare quotes from the top insurance providers in your area. Don’t miss out on securing the best coverage for your needs.

In this review, we’ll provide an overview of the company, its mission, products and services, discounts, and customer reviews.

History and Mission of Patriot General Insurance

Patriot General Insurance was founded in 2001 and is headquartered in El Segundo, California. The company began as a specialty insurance underwriter for high-risk commercial auto policies and has since expanded its product offerings to include various types of insurance products, including car insurance, homeowners insurance, and renters insurance.

The mission of Patriot General Insurance is to provide quality insurance products and services to its customers while maintaining the highest levels of integrity, honesty, and professionalism.

The company aims to provide personalized service to each of its clients and to build lasting relationships with its customers by understanding their individual insurance needs and providing them with tailored insurance solutions.

Patriot General Insurance strives to deliver exceptional customer service and support and to be a reliable and trustworthy partner to its customers.

Patriot Insurance Company Insurance Coverage Options

Patriot General Insurance offers a range of insurance products and services, including:

• Car insurance: Patriot General Insurance offers comprehensive car insurance coverage, liability coverage, collision coverage, and other types of coverage to protect drivers in the event of an accident, theft, or other unforeseen events.
• Motorcycle insurance: The company provides motorcycle insurance coverage that includes liability coverage, collision coverage, and other types of coverage to protect riders and their bikes.
• Homeowners insurance: Patriot General Insurance offers homeowners insurance that covers the structure of the home, personal property, liability, and other related expenses.
• Renters insurance: The company provides renters insurance coverage that protects renters’ personal property and liability in the event of theft, fire, or other unexpected events.
• Commercial insurance: Patriot General Insurance offers commercial insurance coverage that includes general liability insurance, property insurance, and workers’ compensation insurance to protect businesses from financial losses.

In addition to these primary insurance products, Patriot General Insurance also offers various insurance options and add-ons, such as umbrella insurance, personal injury protection, and roadside assistance.

The company’s coverage options and add-ons vary by state, so it’s best to check with a local agent to learn more about the products and services offered in your area.

States Where Patriot General Insurance Offers Coverage

Patriot General Insurance offers its insurance products and services in several states across the United States. However, the company’s coverage options and availability may vary by state. Here is a list of the states where Patriot General Insurance currently provides insurance coverage:

Arizona, California, Colorado, Idaho, Illinois, Indiana, Iowa, Kansas, Minnesota, Missouri, Montana, Nebraska, Nevada, New Mexico, North Dakota, Ohio, Oklahoma, Oregon, South Dakota, Texas, Utah, Washington, Wisconsin, Wyoming

If you’re interested in obtaining insurance coverage from Patriot General Insurance and you live in one of these states, you can contact a local agent or visit the company’s website to learn more about the coverage options available in your area.

Patriot Insurance Company Insurance Rates Breakdown

The cost of insurance from Patriot General Insurance will depend on several factors, including the type of coverage you select, your driving record, the make, and model of your car, your age, your location, and other factors that impact your level of risk as an insured driver.

Like other insurance companies, Patriot General Insurance uses these factors to calculate the cost of coverage and provide a personalized quote for each customer.

To get an accurate quote for car insurance or any other type of insurance offered by Patriot General Insurance, you can contact a local agent or visit the company’s website and request a quote online.

Keep in mind that while cost is an important consideration when selecting an insurance provider, it’s not the only factor to consider.

It’s also important to evaluate the level of coverage, customer service, and the overall reputation of the company to ensure that you’re getting the best value for your money.

Patriot Insurance Company Discounts Available

Patriot General Insurance offers various discounts to its customers to help them save money on their insurance premiums. Here are some of the most common discounts offered by the company:

• Multi-policy discount: If you have multiple insurance policies with Patriot General Insurance, such as car insurance and homeowners insurance, you may be eligible for a multi-policy discount.
• Safe driver discount: If you have a clean driving record with no accidents or traffic violations, you may be eligible for a safe driver discount.
• Good student discount: If you’re a student and maintain a certain grade point average, you may be eligible for a good student discount.
• Anti-theft discount: If your car is equipped with an anti-theft device, you may be eligible for an anti-theft discount.
• Military discount: If you’re an active-duty or retired member of the military, you may be eligible for a military discount.
• Senior citizen discount: If you’re a senior citizen, you may be eligible for a senior citizen discount.

It’s important to note that the availability and eligibility requirements for these discounts may vary by state and policy, so it’s best to check with a local agent or visit the company’s website to learn more about the specific discounts that are available in your area.

Seamless Claims Handling at Patriot General Insurance

Ease of Filing a Claim (Online, Over the Phone, Mobile Apps)

Patriot General Insurance provides multiple convenient options for filing insurance claims. Customers can file claims through their online portal, over the phone, or by using their mobile app. This flexibility allows policyholders to choose the method that suits them best, making the claims process more accessible and user-friendly.

Average Claim Processing Time

The average claim processing time with Patriot General Insurance can vary depending on the complexity of the claim. However, the company prioritizes efficiency and strives to process claims as quickly as possible. Policyholders can expect timely updates and support throughout the claims process to minimize disruptions.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback on Patriot General Insurance’s claim resolutions and payouts is generally positive. While there may be occasional negative reviews, the majority of customers appear to be satisfied with the company’s handling of claims. Transparency, fairness, and prompt payouts are among the factors contributing to their positive reputation in this regard.

Modernizing Insurance Management: Patriot General Insurance’s Digital Tools

Mobile App Features and Functionality

Patriot General Insurance offers a feature-rich mobile app that allows policyholders to manage their insurance policies conveniently. The app includes features such as policy access, digital ID cards, claims reporting, and even access to customer support. Its intuitive interface and robust functionality make it a valuable tool for customers on the go.

Online Account Management Capabilities

The online account management capabilities provided by Patriot General Insurance offer customers an easy way to access and manage their policies. Policyholders can log in to their accounts to view policy details, make payments, update personal information, and track the status of claims. This online platform enhances the overall customer experience by providing self-service options.

Digital Tools and Resources

Patriot General Insurance provides a range of digital tools and resources to assist policyholders in making informed decisions about their insurance coverage. These resources may include informative articles, calculators for estimating coverage needs, and educational materials to help customers better understand insurance concepts.

By offering these digital resources, Patriot General Insurance aims to empower its customers to make confident insurance choices.

How Patriot Insurance Company Ranks Among Providers

Patriot General Insurance operates within a competitive landscape in the insurance industry. Analyzing its main competitors sheds light on the challenges and dynamics within this sector.

• ShieldGuard Insurance Group: A significant competitor known for its comprehensive coverage across various insurance sectors, including auto, home, and business. ShieldGuard emphasizes personalized customer service and a wide network of agents, competing closely with Patriot General’s market share.
• Sentinel Assurance Corporation: Competing directly with Patriot General, Sentinel Assurance offers diverse insurance products with a focus on customizable policies. They stand out for their flexible coverage options and tailored solutions for specific customer needs.
• SecureSafe Insurers: Known for its focus on cybersecurity insurance, SecureSafe competes with Patriot General in the niche market of digital risk coverage. They excel in risk assessment methodologies and partnerships with cybersecurity firms, attracting businesses concerned about online threats.
• Vanguard Insurance Services: A rising competitor emphasizing technology-driven solutions, Vanguard leverages AI and data analytics for underwriting and claims processing. Their commitment to seamless digital experiences poses a challenge to Patriot General in attracting tech-savvy customers.
• Defender Mutual: Specializing in property and casualty insurance, Defender Mutual competes closely with Patriot General in this sector. They focus on risk management solutions and competitive pricing, attracting a similar customer base seeking comprehensive coverage.

Patriot General Insurance operates in a competitive environment alongside ShieldGuard Insurance Group, Sentinel Assurance Corporation, SecureSafe Insurers, Vanguard Insurance Services, and Defender Mutual.

Each competitor brings unique strengths in product offerings, customer engagement strategies, and technological advancements, shaping the landscape in which Patriot General devises strategies to maintain its market standing. Understanding these competitors is vital for Patriot General to adapt, innovate, and retain its position in the insurance market.

Customer Reviews: Patriot General Insurance

Customer reviews are an important factor to consider when evaluating an insurance company. While Patriot General Insurance doesn’t have as many reviews as some of the larger insurance providers, there are still several reviews available online. Here is a summary of what customers have to say about Patriot General Insurance:

Positive reviews:

• Customers appreciate the competitive pricing and easy-to-use online portal for managing their policies.
• Several customers noted that they had a positive experience with claims processing and received timely and fair compensation for their losses.

Negative reviews:

• Some customers reported difficulty in getting in touch with customer service representatives or experienced delays in receiving assistance.
• A few customers reported frustration with billing issues and discrepancies with their premium amounts.

It’s important to keep in mind that reviews can be subjective and based on individual experiences, so it’s important to read a variety of reviews and consider your own needs and preferences when evaluating an insurance provider.