Mutual of Enumclaw Insurance Review & Ratings (2024)

Unlock the power of reliable insurance information with Mutual of Enumclaw Insurance. Discover comprehensive coverage options, simplified claims process, and expert insights for all your insurance needs. Trust in our commitment to providing valuable resources and peace of mind. Explore today and make informed decisions for a secure future.

UPDATED: Nov 26, 2023Fact Checked

Chris Abrams

Licensed Insurance Agent

Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...

Licensed Insurance Agent

Scott W. Johnson

Licensed Insurance Agent

Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...

Licensed Insurance Agent

UPDATED: Nov 26, 2023

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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

UPDATED: Nov 26, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Nov 26, 2023Fact Checked
3.6
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Mutual of Enumclaw Insurance

Average monthly rate for good drivers:

N/A

A.M. Best rating:

A- (Excellent)

Complaint level:

Low

Pros

  • Competitive pricing, making it an affordable option for customers.
  • Variety of coverage options, including auto, home, and business insurance.
  • Positive customer reviews, particularly praising customer service and claims handling.
  • Commitment to community involvement and support through various programs.
  • User-friendly mobile app and online account management capabilities.

Cons

  • Limited availability; primarily serves customers in the Pacific Northwest region.
  • Discounts options are somewhat limited compared to other insurance providers.

Final Verdict: Review of Mutual of Enumclaw Insurance

Mutual of Enumclaw Insurance is a Pacific Northwest-based insurance company that offers a range of insurance products, including auto, home, and business insurance. The company has been in business for over a century and prides itself on providing excellent customer service and efficient claims handling processes.

One of the strengths of Mutual of Enumclaw is their competitive pricing, making them an affordable option for many customers. They also offer a variety of coverage options and discounts, such as multi-policy, safe driver, and good student discounts, to help customers save money on their insurance premiums.

While Mutual of Enumclaw’s insurance products are only available in a limited number of states, they have a strong presence in the Pacific Northwest region. Additionally, the company’s customer service and claims handling processes have received positive reviews from customers.

Overall, if you are looking for a reliable insurance provider with competitive pricing and a focus on customer service, Mutual of Enumclaw may be worth considering.

What You Should Know About Mutual of Enumclaw Insurance Company

Welcome to our comprehensive guide on Mutual of Enumclaw Insurance.  Everything you need to know about reliable insurance coverage. We will delve into various topics such as coverage options, claims process, and expert insights provided by Mutual of Enumclaw Insurance.

Whether you’re seeking auto, home, or other types of insurance, we’ve got you covered. Discover the peace of mind that comes with choosing the right insurance provider. To ensure you get the best rates and coverage tailored to your needs, we invite you to enter your zip code below and compare rates from the top insurance providers in your area. 

Mutual of Enumclaw Insurance History and Mission

Mutual of Enumclaw insurance was founded in 1898 by a group of farmers in Enumclaw, Washington, who wanted to protect their properties from natural disasters. The company began as a mutual fire insurance company, providing coverage for farms and rural homes in the area. Over time, Mutual of Enumclaw expanded its offerings to include other types of insurance, including car insurance, home insurance, and business insurance.

Today, Mutual of Enumclaw insurance is still owned by its policyholders, which means that the company operates for the benefit of its customers rather than for the benefit of shareholders. The company’s mission is to provide high-quality insurance products and services to its customers while maintaining a strong focus on community involvement and giving back to the communities it serves.

Mutual of Enumclaw insurance prides itself on its customer service, and the company has a reputation for being responsive, helpful, and easy to work with. The company’s commitment to customer satisfaction is reflected in its mission statement, which reads:

In addition to its focus on customer service, Mutual of Enumclaw insurance is also committed to community involvement. The company sponsors several programs and initiatives designed to give back to the communities it serves, including a scholarship program for high school students and a program that provides funding for local emergency responders.

Mutual of Enumclaw Insurance Company Insurance Coverage Options

Mutual of Enumclaw insurance offers a range of insurance products to help protect its customers from financial loss. Here is an overview of the company’s main coverage options:

  • Auto insurance: Mutual of Enumclaw insurance provides coverage for cars, trucks, and other vehicles. The company’s auto insurance policies include liability coverage, which pays for damages and injuries you cause to others in an accident, as well as comprehensive and collision coverage, which cover damage to your own vehicle.
  • Home insurance: Mutual of Enumclaw insurance offers several types of home insurance policies, including coverage for single-family homes, condominiums, and rental properties. The company’s home insurance policies provide coverage for property damage, liability, and personal belongings.
  • Business insurance: Mutual of Enumclaw insurance provides a range of business insurance products to help protect small businesses from financial loss. The company’s business insurance options include commercial property insurance, general liability insurance, and business auto insurance.

In addition to these primary coverage options, Mutual of Enumclaw insurance also offers a range of additional coverage options, including:

  • Umbrella insurance: Provides additional liability coverage above and beyond the limits of your other policies.
  • Renters insurance: Provides coverage for renters, including liability coverage and coverage for personal belongings.
  • Boat insurance: Provides coverage for boats and other watercraft.
  • RV insurance: Provides coverage for recreational vehicles.
  • Motorcycle insurance: Provides coverage for motorcycles and other two-wheeled vehicles.

States Where Mutual of Enumclaw Insurance Is Provided

Mutual of Enumclaw insurance is a regional insurance provider, primarily serving customers in the Pacific Northwest region of the United States. The company currently offers insurance products in the following states:

  • Washington: Mutual of Enumclaw is based in Washington state and offers insurance products throughout the state. Customers can purchase auto, home, and business insurance, as well as a range of additional coverage options.
  • Oregon: Mutual of Enumclaw offers auto and home insurance products in Oregon. Customers in Oregon can purchase coverage for their cars, trucks, homes, and rental properties.
  • Idaho: Mutual of Enumclaw offers auto and home insurance products in Idaho. Customers in Idaho can purchase coverage for their cars, trucks, homes, and rental properties.
  • Utah: Mutual of Enumclaw offers auto and home insurance products in Utah. Customers in Utah can purchase coverage for their cars, trucks, homes, and rental properties.

While Mutual of Enumclaw is a regional insurance provider, it offers a range of coverage options to help customers protect themselves from financial loss.

The company’s auto, home, and business insurance products are designed to provide comprehensive coverage at an affordable price. Additionally, customers can take advantage of the company’s discounts and other savings opportunities to lower the cost of their insurance.

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Mutual of Enumclaw Insurance Company Insurance Rates Breakdown

The cost of Mutual of Enumclaw insurance policies varies depending on a variety of factors, including the type of coverage you need, your driving record (for auto insurance), and the value of your property (for home insurance). Here is a breakdown of the cost of Mutual of Enumclaw’s main insurance products:

  • Auto insurance: The cost of auto insurance from Mutual of Enumclaw varies depending on a variety of factors, including your age, gender, location, driving record, and the type of vehicle you drive. According to a recent study, the average annual cost of auto insurance in Washington state (where Mutual of Enumclaw is based) is $1,224. 
  • Home insurance: The cost of home insurance from Mutual of Enumclaw varies depending on the value of your property, the type of coverage you need, and other factors. According to a recent study, the average annual cost of home insurance in Washington state is $992. 
  • Business insurance: The cost of business insurance from Mutual of Enumclaw varies depending on the type of coverage you need, the size of your business, and other factors. The cost of commercial property insurance, for example, may depend on the value of your property, while the cost of general liability insurance may depend on the type of business you run and the level of risk associated with it.

Mutual of Enumclaw Insurance Company Discounts Available

Mutual of Enumclaw Insurance offers a variety of discounts to help customers save money on their insurance premiums. Here are some of the discounts available through Mutual of Enumclaw:

  • Multi-policy discount: Customers who purchase multiple policies from Mutual of Enumclaw may be eligible for a discount on their premiums. For example, if you purchase both auto and home insurance from Mutual of Enumclaw, you may be eligible for a discount on both policies.
  • Safe driver discount: Customers with a clean driving record may be eligible for a safe driver discount on their auto insurance premiums. This discount is typically available to customers who have not been involved in any accidents or received any traffic violations in a certain number of years.
  • Home safety discount: Customers who have safety features installed in their home, such as smoke detectors, fire extinguishers, or security systems, may be eligible for a discount on their home insurance premiums.
  • Good student discount: Students who maintain a certain grade point average may be eligible for a discount on their auto insurance premiums. This discount is typically available to full-time students who maintain a grade point average of 3.0 or higher.
  • Mature driver discount: Customers over a certain age, usually 55 or 65, may be eligible for a mature driver discount on their auto insurance premiums. This discount is typically available to customers who complete a defensive driving course or other qualifying program.
  • Accident-free discount: Customers who have been insured with Mutual of Enumclaw for a certain number of years without any accidents or claims may be eligible for an accident-free discount on their premiums.
  • Pay-in-full discount: Customers who pay their annual insurance premium in full upfront may be eligible for a discount on their premiums.

Customer Satisfaction: Mutual of Enumclaw Insurance Claim Resolutions

Ease of Filing a Claim (Online, Over the Phone, Mobile Apps)

Mutual of Enumclaw Insurance understands the importance of a streamlined claims process. Customers have the convenience of filing their claims through various channels, including online, over the phone, and via mobile apps. This flexibility ensures that policyholders can report incidents in a way that suits their preferences and busy lifestyles.

Average Claim Processing Time

When it comes to handling claims efficiently, Mutual of Enumclaw Insurance excels. The company is dedicated to minimizing the stress and hassle often associated with insurance claims. They are committed to swift claim processing, ensuring that customers receive the assistance they need promptly.

Customer Feedback on Claim Resolutions and Payouts

Mutual of Enumclaw Insurance takes customer satisfaction seriously. Policyholders have reported positive experiences with the company’s claim resolutions and payouts. The insurer’s commitment to fair and transparent claims handling has earned them praise from satisfied customers who have found peace of mind in knowing they are well taken care of during challenging times.

Seamless Online Experience: Managing Policies With Mutual of Enumclaw

Mobile App Features and Functionality

Mutual of Enumclaw Insurance offers a user-friendly mobile app designed to enhance the customer experience. The app provides a range of features and functionalities, allowing policyholders to manage their insurance policies, access important documents, and even file claims directly from their mobile devices.

This level of convenience empowers customers to have greater control over their insurance needs while on the go.

Online Account Management Capabilities

With Mutual of Enumclaw Insurance, policyholders have access to robust online account management capabilities. The insurer’s online portal makes it easy for customers to review their policies, make payments, and update their information. This digital convenience simplifies the insurance process, saving time and effort for busy individuals.

Digital Tools and Resources

To support their customers in making informed decisions, Mutual of Enumclaw Insurance provides a wealth of digital tools and resources. These resources include informative articles, calculators, and educational materials that help policyholders understand their coverage options better.

By leveraging these digital tools, customers can ensure they have the right insurance solutions tailored to their unique needs.

How Mutual of Enumclaw Insurance Company Ranks Among Providers

Mutual of Enumclaw Insurance operates as a regional insurance provider, primarily serving customers in the Pacific Northwest region of the United States. As customers evaluate their insurance options, it’s essential to consider the competitive landscape. Here, we’ll discuss some of the main competitors of Mutual of Enumclaw Insurance, each offering unique features and services.

  • State Farm Insurance: State Farm is a major player in the insurance industry, offering a wide range of products, including auto, home, life, and business insurance. With a vast national presence, State Farm is known for its extensive agent network, providing personalized service to customers across the country.
  • Farmers Insurance Group: Farmers Insurance is a well-established insurance company known for its diverse portfolio, covering auto, home, life, and business insurance. The company emphasizes personalized service and has a history of serving customers across the United States.
  • Allstate Insurance: Allstate is a nationally recognized insurance company providing coverage for auto, home, life, and business insurance. Known for its innovative tools and resources, Allstate aims to empower customers in making informed decisions about their insurance needs.
  • Geico (Government Employees Insurance Company): Geico is a major player in the auto insurance industry, known for its direct-to-consumer model and humorous advertising campaigns. The company offers a variety of insurance products, with a primary focus on auto insurance.
  • Progressive Corporation: Progressive is a prominent insurance company with a focus on auto insurance. It is known for its innovative approach, including usage-based insurance options and a robust online platform that allows customers to quote, purchase, and manage policies seamlessly.

While Mutual of Enumclaw Insurance caters to the Pacific Northwest region with its customer-centric approach, these competitors offer nationwide coverage and a variety of services. Understanding the strengths and offerings of each competitor can help individuals make informed decisions when selecting an insurance provider.

Customer Reviews of Mutual of Enumclaw Insurance

Customer reviews of Mutual of Enumclaw Insurance are generally positive, with many customers praising the company’s customer service and claims handling process. Here is an overview of some of the strengths and weaknesses reported by customers:

Strengths:

  • Customer service: Many customers report having positive experiences with Mutual of Enumclaw’s customer service team, noting that representatives are friendly, knowledgeable, and helpful.
  • Claims handling: Customers also praise Mutual of Enumclaw’s claims handling process, noting that the company is efficient and prompt in processing claims and providing payouts.
  • Competitive pricing: Some customers report that Mutual of Enumclaw offers competitive pricing on their insurance products, making it an affordable option for customers.

Weaknesses:

  • Limited availability: Some customers note that Mutual of Enumclaw’s insurance products are only available in a limited number of states, which can be a drawback for customers outside of the Pacific Northwest region.
  • Limited discounts: While Mutual of Enumclaw offers some discounts on their insurance products, customers report that the company’s discount options are somewhat limited compared to other insurance providers.

Frequently Asked Questions

What is Mutual of Enumclaw Insurance?

Mutual of Enumclaw insurance is an insurance company that offers a range of products and services to customers across several states in the United States. The company was founded in 1898 in Enumclaw, Washington, and has since grown to become one of the most respected insurance providers in the region. The company is known for its commitment to customer service, community involvement, and competitive rates, making it a popular choice for drivers in the states where it operates.

What types of insurance products does Mutual of Enumclaw Insurance offer?

Mutual of Enumclaw insurance offers a range of insurance products to help protect its customers from financial loss. Here is an overview of the company’s main coverage options:

  • Auto insurance
  • Home insurance
  • Business insurance
  • Farm insurance
  • Life insurance

In addition to these primary coverage options, Mutual of Enumclaw insurance also offers a range of additional coverage options, including:

  • Umbrella insurance
  • Boat insurance
  • Recreational vehicle insurance
  • Personal watercraft insurance
  • Personal liability insurance

What is Mutual of Enumclaw Insurance’s mission?

Mutual of Enumclaw insurance’s mission is to provide high-quality insurance products and services to its customers while maintaining a strong focus on community involvement and giving back to the communities it serves. The company is still owned by its policyholders, which means that the company operates for the benefit of its customers rather than for the benefit of shareholders.

What discounts does Mutual of Enumclaw Insurance offer?

Mutual of Enumclaw insurance offers a range of discounts to help its customers save money on their insurance premiums. Here are some of the discounts that are available:

  • Multi-policy discount
  • Safe driver discount
  • Anti-theft discount
  • Accident-free discount
  • Homeowner discount
  • Life insurance discount
  • Farm use discount

What states does Mutual of Enumclaw Insurance operate in?

Mutual of Enumclaw insurance is a regional insurance provider and operates in the following states:

  • Washington
  • Oregon
  • Idaho
  • Utah
  • Montana

How much does Mutual of Enumclaw Insurance cost?

The cost of Mutual of Enumclaw insurance policies varies depending on a variety of factors, including the type of coverage you need, your driving record (for auto insurance), and the value of your property (for home insurance). The best way to find out how much your insurance policy will cost is to get a quote directly from Mutual of Enumclaw or compare quotes from multiple insurance companies using a free quote tool.

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Chris Abrams

Licensed Insurance Agent

Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...

Licensed Insurance Agent

Scott W. Johnson

Licensed Insurance Agent

Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Reviews
for Mutual of Enumclaw Insurance Company

3.62 (52 reviews)
1
December 19, 2023

NeverEnumclaw

Stay Clear of Mutual of Enumclaw

My rates were increased by 62% after having been with this company for 20years. I was involved in an accident that they originally denied payment on due to the other driver being at fault. They lost their case in arbitration at which time I was told it was still listed as no fault on my part. Fast forward 6 months and suddenly my rates are up 62% due to an “At fault “ accident. A accident that caused only cosmetic damage to the other vehicle ...
My rates were increased by 62% after having been with this company for 20years. I was involved in an accident that they originally denied payment on due to the other driver being at fault. They lost their case in arbitration at which time I was told it was still listed as no fault on my part. Fast forward 6 months and suddenly my rates are up 62% due to an “At fault “ accident. A accident that caused only cosmetic damage to the other vehicle and none to mine. Yeah, one accident after 20 years that, despite what the arbiter decided, was not my fault. I’d also like to address their abysmal towing service that I had added to my policy years ago. In every single instance that I attempted to use that service I was looking at a minimum of a 6 hour wait for a truck to actually arrive. Amazing when you consider I ended up calling a tow company myself and they arrived in under 20 minutes. Good luck trying to get anywhere with their customer service department as you will be talking to an overseas call center.
1
September 10, 2020

Kenokat

Over priced.

Very over priced for half the coverage I got with another well known company that gave me more coverage for half the money! I was with this company for over 15 years and I am very disappointed with how they treated the long time customers during this Covid 19 situation. No refunds for less driving when almost every other company out of goodness gave a little back. They said if I signed up for another year they would give $50 off. Because of not ...
Very over priced for half the coverage I got with another well known company that gave me more coverage for half the money! I was with this company for over 15 years and I am very disappointed with how they treated the long time customers during this Covid 19 situation. No refunds for less driving when almost every other company out of goodness gave a little back. They said if I signed up for another year they would give $50 off. Because of not working we had to park one of our cars and they barely gave us a break for a parked car. YOU CAN DO BETTER! SHOP AROUND PEOPLE!
1
September 4, 2020

eden8180

Don't use these people!

Got a letter last month cancelling my insurance because I used my glass claims when my windshield was cracked, as well as fixing my burned car when it was caught on fire. We claimed 2 a year max for the last 3 years due to AZ roads and lots of rocks and we always waited until we basically couldn't see out of them. So we got new insurance and realized they put on our record our glass claims were all "at fault" like we did it to ourselves and it s...
Got a letter last month cancelling my insurance because I used my glass claims when my windshield was cracked, as well as fixing my burned car when it was caught on fire. We claimed 2 a year max for the last 3 years due to AZ roads and lots of rocks and we always waited until we basically couldn't see out of them. So we got new insurance and realized they put on our record our glass claims were all "at fault" like we did it to ourselves and it screwed us and we have to pay more now. What a joke insurance company. I would NEVER recommend to anyone. Stay away from these clowns.
5
September 12, 2019

bryku

Mutual of Enumclaw is an amazing company!

I no longer live in an area where Mutual of Enumclaw offers coverage but if I did, I'd definitely still be with them. They are the only insurance company I've ever worked with that I felt really honestly cared about me and my family. When we had a horrible accident, they didn't try to haggle with me at all. They paid out the full limits of the policy. I've had several other auto insurance companies over the years and have always felt like I was j...
I no longer live in an area where Mutual of Enumclaw offers coverage but if I did, I'd definitely still be with them. They are the only insurance company I've ever worked with that I felt really honestly cared about me and my family. When we had a horrible accident, they didn't try to haggle with me at all. They paid out the full limits of the policy. I've had several other auto insurance companies over the years and have always felt like I was just a rounding error with the other companies.
5
July 12, 2019

s87

Great service, great rates, great coverage

Excellent rates for my family. My agent explained that we were eligible for a special package policy reserved specifically for "premium" clients. Because we were eligible for that package, our rates were amazing compared to other companies on the market. We were able to get better coverages than any other company and still pay less. I had a few small claims with the company and everything was very smooth. Very easy company to work with, alwa...
Excellent rates for my family. My agent explained that we were eligible for a special package policy reserved specifically for "premium" clients. Because we were eligible for that package, our rates were amazing compared to other companies on the market. We were able to get better coverages than any other company and still pay less. I had a few small claims with the company and everything was very smooth. Very easy company to work with, always answered phones quickly and made the entire process smooth and transparent.
4
May 29, 2019

kariswagsta

Saved Money

They are easy to work with. I saved so much money by switching to them. They sent me a water detection device to let me know if we have water in the basement!
4
December 28, 2018

chazbaz

Great family plan

Friendly customer service and offer a great plan that includes all of my family's cars. My son just got his first car this year and Enumclaw gives me a good price to include his car.
5
October 15, 2018

review2009

Mutual of Enumclaw - local and solid

I really appreciate that, for me, this is a very good local company here in the PNW. Their rates are a little bit higher than the average, but then again, youare directly supporting your local economy and workers HERE - NOT overseas call centers. I have only had one claim, they handled fast and with no snags at all.
5
August 23, 2018

wehpharmd

Good Local Company

Very good local company with excellent rates. My agent keeps me up to date with changes and ensures the plan meets my needs.
5
July 19, 2018

wdet

Great Insurance

Excellent insurance company. Have never had any issues with claims, and they have assisted whenever needed. Highly recommended.
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