IDS RiverSource Insurance Review & Ratings (2024)
Unbiased IDS RiverSource Insurance Review: User Ratings, Cost, Service, and Coverage Options. Is IDS RiverSource Insurance the right provider for you? Read our comprehensive review to make an informed decision. Find out about customer satisfaction, pricing, and available discounts. Compare rates from multiple insurers in your area by entering your zip code now.
Read moreDani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Sep 13, 2024
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Sep 13, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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IDS RiverSource Insurance
Average Monthly Rate For Good Drivers
N/AA.M. Best Rating:
N/AComplaint Level:
LowPros
- Long-standing history since 1894.
- Comprehensive coverage options, including auto, home, life, annuities, and more.
- Strong focus on financial planning and advice.
- Positive customer feedback, particularly praising customer service and claims process.
- Competitive pricing for insurance products.
- User-friendly mobile app for convenient policy management.
- Variety of discounts available, including multi-policy, safe driver, and loyalty discounts.
Cons
- Limited availability in terms of states covered (34 states).
- Some negative customer reviews, although overall sentiment is positive.
- Individual experiences may vary based on factors such as location and personal circumstances.
In conclusion, IDS RiverSource Insurance is a reputable insurance provider that offers a range of insurance products, including auto, home, and life insurance, to customers in select states across the United States.
The company has a long history of providing insurance products and services, and its mission is to help customers protect what matters most to them.
Overall, IDS RiverSource Insurance may be a good choice for customers who are looking for a reputable insurance provider that offers quality products and responsive customer service.
However, as with any insurance company, it is important for customers to carefully review their policy terms and conditions, as well as the company’s pricing and coverage options, to determine if it is the best fit for their individual insurance needs.
What You Should Know About IDS RiverSource Insurance
Welcome to our comprehensive IDS RiverSource Insurance review, where we delve into the key aspects of IDS RiverSource Insurance, including customer satisfaction, coverage options, pricing, and discounts. If you’re looking for reliable insurance coverage, this article will provide you with valuable insights to help you make an informed decision.
Discover how IDS RiverSource Insurance performs in terms of customer ratings, explore their wide range of coverage options, understand their pricing structure, and learn about available discounts.
- IDS RiverSource Insurance is a subsidiary of Ameriprise Financial, Inc., and has been providing insurance products since 1894.
- The company offers comprehensive car insurance coverage that includes liability, collision, and comprehensive insurance.
- IDS RiverSource Insurance is available in 48 states in the United States, and the company has received high ratings from customers for its excellent customer service.
To find the best rates from top insurance providers in your area, simply enter your zip code and gain access to a comparison tool that will save you time and money. Don’t miss out on protecting what matters most – start comparing rates now!
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History of IDS RiverSource Insurance
IDS RiverSource Insurance is a subsidiary of Ameriprise Financial, Inc., a leading financial services company that provides financial planning, investment management, and insurance products to customers worldwide.
The company’s history dates back to 1894 when it was founded as Investors Syndicate, a company that sold investment products through a network of independent agents.
In the early 1900s, Investors Syndicate began offering life insurance products to its customers and expanded its product offerings over the years to include annuities, disability income insurance, long-term care insurance, and property and casualty insurance.
In 1984, the company changed its name to IDS Financial Services to reflect its broader range of financial products and services.
In 2005, IDS Financial Services was acquired by American Express and later spun off as an independent company in 2005. In 2007, the company changed its name to Ameriprise Financial, Inc. to reflect its focus on financial planning and advice.
The Mission of IDS RiverSource Insurance
IDS RiverSource Insurance’s mission is to provide its customers with comprehensive and affordable insurance products that meet their needs.
The company’s focus on financial planning and advice is reflected in its insurance products, which are designed to help customers protect their assets and plan for their financial future.
IDS RiverSource Insurance’s commitment to customer service and satisfaction is reflected in its high ratings from customers and its reputation as a reliable insurance provider.
IDS RiverSource Insurance Coverage Options
IDS RiverSource Insurance offers a range of insurance products to customers, including:
- Auto insurance: IDS RiverSource Insurance provides comprehensive coverage for cars, trucks, SUVs, and other vehicles. Customers can choose from a range of coverage options that best meet their needs, including liability insurance, collision insurance, comprehensive insurance, and uninsured/underinsured motorist coverage.
- Homeowners insurance: IDS RiverSource Insurance offers coverage for homeowners, renters, and condo owners. Customers can choose from a range of coverage options, including property damage coverage, liability coverage, and additional living expenses coverage.
- Life insurance: IDS RiverSource Insurance offers a range of life insurance products, including term life insurance, whole life insurance, and universal life insurance. Customers can choose from a range of coverage options and customize their policies to meet their needs.
- Annuities: IDS RiverSource Insurance offers a range of annuity products, including fixed annuities, variable annuities, and indexed annuities. Annuities provide a guaranteed income stream in retirement and can help customers plan for their financial future.
- Long-term care insurance: IDS RiverSource Insurance offers long-term care insurance to help customers pay for the cost of long-term care, such as nursing home care, home health care, and assisted living.
- Disability income insurance: IDS RiverSource Insurance provides disability income insurance to help customers replace lost income in the event of a disability.
IDS RiverSource Insurance’s insurance products are designed to provide comprehensive coverage and protect customers’ assets. Customers can choose from a range of coverage options and customize their policies to meet their needs and budget.
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States Where IDS RiverSource Offers Coverage
IDS RiverSource Insurance offers insurance products in a limited number of states across the United States. The states where IDS RiverSource Insurance is currently licensed to do business include:
Arizona, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Illinois, Indiana, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin
It’s important to note that the availability of insurance products and discounts may vary by state, and customers should consult with a licensed agent or visit the IDS RiverSource Insurance website to learn more about the specific insurance products and services that are available in their state.
IDS RiverSource Insurance Rates Breakdown
The cost of insurance from IDS RiverSource Insurance will depend on a variety of factors, including the type of insurance product, coverage limits, deductibles, and the customer’s age, location, and driving record.
In general, IDS RiverSource Insurance strives to offer competitive pricing for its insurance products, and customers can expect to pay a fair market price for the coverage they receive.
However, it’s important to note that insurance premiums can vary widely from customer to customer based on the factors listed above.
To get an accurate quote for insurance from IDS RiverSource Insurance, customers can visit the company’s website or speak with a licensed agent.
By providing information about their driving record, location, and insurance needs, customers can receive a personalized quote and get a better idea of the cost of insurance from IDS RiverSource Insurance.
IDS RiverSource Insurance Discounts Available
IDS RiverSource Insurance offers a range of discounts to help customers save money on their insurance premiums.
Some of the available discounts include:
- Multi-policy discount: Customers who purchase multiple insurance products from IDS RiverSource Insurance, such as auto and home insurance, may qualify for a discount on their premiums.
- Safe driver discount: Customers who have a clean driving record and have not been involved in any accidents or traffic violations may qualify for a safe driver discount.
- Good student discount: Students who maintain a high GPA may be eligible for a discount on their auto insurance premiums.
- Anti-theft device discount: Customers who install anti-theft devices in their vehicles may qualify for a discount on their auto insurance premiums.
- Home safety discount: Homeowners who have installed safety features in their homes, such as smoke detectors or security systems, may qualify for a discount on their homeowners insurance premiums.
- Loyalty discount: Customers who have been with IDS RiverSource Insurance for a certain number of years may qualify for a loyalty discount on their insurance premiums.
- Group discount: Customers who are members of certain organizations or affinity groups may qualify for a discount on their insurance premiums.
It’s important to note that not all discounts are available in all states or for all customers, and the availability of discounts may vary depending on the type of insurance product.
Customers can speak with a licensed agent or visit the IDS RiverSource Insurance website to learn more about the discounts that are available and how they can qualify for them.
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Effortless Claims Handling With IDS RiverSource Insurance
Ease of Filing a Claim
IDS RiverSource Insurance offers multiple convenient methods for filing insurance claims. Customers can choose to file claims online through the company’s website, over the phone by contacting their customer service, or by using the mobile app provided by IDS RiverSource Insurance. This flexibility ensures that customers can select the method that best suits their preferences and needs.
Average Claim Processing Time
The average claim processing time with IDS RiverSource Insurance is an essential factor for customers seeking timely resolutions. IDS RiverSource Insurance strives to expedite claim processing to provide quick responses to its policyholders. However, specific processing times may vary depending on the complexity of the claim and the documentation provided.
Customer Feedback on Claim Resolutions and Payouts
Customer feedback plays a crucial role in evaluating an insurance provider’s performance in handling claims. IDS RiverSource Insurance generally receives positive reviews for its claim resolutions and payouts.
While there may be occasional negative experiences, the overall sentiment from customers is positive. As with any insurance company, individual experiences can vary based on factors such as the nature of the claim and the customer’s unique circumstances.
Evaluating Digital and Technological Features: IDS RiverSource Insurance
Mobile App Features and Functionality
IDS RiverSource Insurance offers a user-friendly mobile app that provides policyholders with convenient access to their insurance information. The app allows customers to view policy details, make payments, and even file claims directly from their mobile devices. It also offers features like bill reminders and policy document storage, enhancing the overall customer experience.
Online Account Management Capabilities
Managing insurance policies online is made easy with IDS RiverSource Insurance. Customers can log in to their online accounts through the company’s website to access and manage their policies. This includes updating personal information, reviewing coverage options, and making payments securely.
Digital Tools and Resources
IDS RiverSource Insurance provides a range of digital tools and resources to assist customers in making informed decisions about their insurance coverage. These resources may include educational articles, FAQs, and online calculators to help customers determine their insurance needs and understand policy terms.
How IDS RiverSource Insurance Ranks Among Providers
IDS RiverSource Insurance provides a variety of coverage options, including:
- Auto Insurance: Comprehensive coverage for various vehicles.
- Homeowners Insurance: Coverage for homeowners, renters, and condo owners.
- Life Insurance: Term life, whole life, and universal life insurance.
- Annuities: Fixed, variable, and indexed annuities for guaranteed income in retirement.
- Long-term Care Insurance: Coverage for nursing home care, home health care, and assisted living.
- Disability Income Insurance: Replacement of lost income due to disability.
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Customer Feedback for IDS RiverSource Insurance
IDS RiverSource Insurance has generally received positive customer reviews online. According to consumer review websites like Trustpilot, IDS RiverSource Insurance has an average rating of 4.5 out of 5 stars, based on customer reviews.
Here are some common themes that emerge from customer reviews of the company:
- Good customer service: Many customers have praised IDS RiverSource Insurance for its responsive and helpful customer service. Customers report that the company’s representatives are knowledgeable, friendly, and easy to work with.
- Competitive pricing: Several customers have noted that IDS RiverSource Insurance offers competitive pricing for its insurance products, particularly when compared to other insurance companies.
- Easy claims process: Many customers have had positive experiences with IDS RiverSource Insurance’s claims process. Customers report that the company makes it easy to file a claim and that their claims are processed quickly and efficiently.
- Customizable coverage: Customers appreciate the fact that IDS RiverSource Insurance allows them to customize their coverage to meet their specific needs. This allows customers to get the coverage they need without paying for coverage they don’t need.
While there are some negative reviews of IDS RiverSource Insurance online, the overall sentiment from customers is positive.
As with any insurance company, customers’ experiences may vary depending on a variety of factors, including their individual insurance needs, location, and driving history.
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Frequently Asked Questions
What is IDS RiverSource Insurance?
IDS RiverSource Insurance is a subsidiary of Ameriprise Financial, Inc. that provides financial planning, investment management, and insurance products to customers worldwide.
What types of insurance products does IDS RiverSource Insurance offer?
IDS RiverSource Insurance offers a range of insurance products, including life insurance, annuities, disability income insurance, long-term care insurance, and property and casualty insurance.
What is IDS RiverSource Insurance’s mission?
IDS RiverSource Insurance’s mission is to provide its customers with comprehensive and affordable insurance products that meet their needs.
How does IDS RiverSource Insurance ensure customer satisfaction?
IDS RiverSource Insurance has a reputation for reliability and high customer satisfaction ratings. The company’s focus on financial planning and advice is reflected in its insurance products, which are designed to help customers protect their assets and plan for their financial future.
How much does insurance from IDS RiverSource Insurance cost?
The cost of insurance from IDS RiverSource Insurance varies depending on several factors, including the type of insurance product, coverage limits, deductibles, and the customer’s age, location, and driving record. To get an accurate quote, customers can visit the company’s website or speak with a licensed agent.
Does IDS RiverSource Insurance offer discounts?
IDS RiverSource Insurance may offer discounts on its insurance products. Customers should speak with a licensed agent or visit the company’s website to learn more about available discounts.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.