National General Insurance Reviews

This National General Insurance review will cover National General Insurance ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. The National General Insurance A.M. Best rating is A-. To compare insurance rates from the best companies in your locale, enter your ZIP code below.

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Natasha McLachlan is a writer who currently lives in Southern California. She is an alumna of California College of the Arts, where she obtained her B.A. in Writing and Literature. Her current work revolves around insurance guides and informational articles. She truly enjoys helping others learn more about everyday, practical matters through her work.

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent

UPDATED: Nov 19, 2011

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Company Details
Address: 13736 Riverport Drive Suite 700
City: Maryland Heights
State: MO
ZIP Code: 63043
Phone Number: (336) 435-2000
Fax: (336) 435-2022
Website: Link
AM Best Rating: A-
Company Rating 2.14 (100 reviews)

Based in Winston-Salem, North Carolina, GMAC Insurance is affiliated with GMAC Mortgage (a home mortgage corporation) and GMAC Finance, which offers financing on new and used vehicles. GMAC Insurance is also a part of the General Motors (GM) Corporation, and was the first insurance company in the United States to be founded by an automobile manufacturer.

Based in Winston-Salem, North Carolina, GMAC Insurance is affiliated with GMAC Mortgage (a home mortgage corporation) and GMAC Finance, which offers financing on new and used vehicles. GMAC Insurance is also a part of the General Motors (GM) Corporation, and was the first insurance company in the United States to be founded by an automobile manufacturer.

GMAC Insurance is available throughout the United States. Although the company is affiliated with General Motors, you do not need to own a GM car in order to have them as your insurance provider. The GMAC Insurance website has a learning center full of information about every type of insurance that they offer, including:

  • Automobile Insurance
  • Home Insurance
  • Recreational Vehicle (RV) Insurance
  • Commercial Vehicle Insurance
  • Motorcycle Insurance
  • Mexico Insurance
  • Collector/Classic Car Insurance
  • Health Insurance

GMAC Insurance offers a number of different discounts to their policyholders. They fall into the following categories, including:

  • GM/GMAC Customer Discounts for those who have more than one GMAC account or who own a GM vehicle.
  • Paid-in-Full Discount for paying for your insurance policy up front rather than in installments.
  • Multi-Vehicle Discount for having more than one vehicle combined on a single policy. This includes RV’s, motorcycles, and automobiles.
  • GM Loyalty Discount for those who own only GM vehicles that are insured with GMAC Insurance.
  • Safe-Driver Discounts for people who have completed a safe-driver course or who have an active OnStar account.
  • Motorcycle Discounts for those who are considered safe riders, or who have multiple vehicles on their policy along with their motorcycles.
  • OnStar Subscriber Discounts for people who have an active OnStar account.
  • Low Mileage Discounts for people who only drive less than 15,000 total in a single year.
  • GM Family First Discounts for customers who either work for GM or have a direct family member who does.
  • Affinity Discounts for people who support various charities and organizations.
  • GM Supplier Discount for people who work for a company that supplies parts and other items to General Motors.

Besides the online learning center, the GMAC website also has an online claims center, and customer care section. You can receive an online quote, manage your policy, or find a local GMAC insurance agent to contact if you have additional questions.

100 Reviews

  1. MK July 29, 2020
  2. Marsha Herndon Landry May 26, 2020
  3. Leroy Travis May 23, 2020
  4. karen March 24, 2020
  5. Leesa A Ballentine February 12, 2020
  6. Helen Mangum December 5, 2019
  7. Anonymous November 26, 2019
  8. Anonymous November 12, 2019
  9. Anonymous November 9, 2019
  10. Christina October 24, 2019
  11. Rafie martin October 23, 2019
  12. Jane Weidenbenner October 15, 2019
  13. Kraftwerks October 15, 2019
  14. Anonymous October 3, 2019
  15. Dale W Cable September 17, 2019
  16. Anonymous July 27, 2019
  17. MS Huntsville Al July 12, 2019
  18. Jonny May 23, 2019
  19. Anonymous May 14, 2019
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  21. Joy Gonzales April 22, 2019
  22. Anonymous April 8, 2019
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  25. Roy Reno February 6, 2019
  26. Thomas brooks January 31, 2019
  27. Sandy Madrid January 9, 2019
  28. Linda Aubry January 1, 2019
  29. Anonymous December 10, 2018
  30. Anonymous December 2, 2018
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  33. Ana October 10, 2018
  34. Marie White July 28, 2018
  35. Helen July 5, 2018
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  40. David Thomas April 28, 2018
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  47. MIRIAN ATALA December 21, 2017
  48. Gary October 26, 2017
  49. Amber Hebert July 31, 2017
  50. Anonymous February 22, 2017
  51. Anonymous January 25, 2017
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  53. Anonymous January 3, 2017
  54. Anonymous December 23, 2016
  55. Candice December 10, 2016
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  57. Anonymous October 11, 2016
  58. HOWARD September 19, 2016
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  60. Anonymous August 11, 2016
  61. Dianne Letson August 9, 2016
  62. David July 29, 2016
  63. Mr. Jones July 11, 2016
  64. Anonymous June 23, 2016
  65. Victor Bruha June 22, 2016
  66. Owen May 31, 2016
  67. Shekita L Wilkins May 20, 2016
  68. Anonymous April 20, 2016
  69. Anonymous March 17, 2016
  70. SHEILA O December 1, 2015
  71. Matt November 13, 2015
  72. Anonymous January 21, 2015
  73. Frank P May 6, 2014
  74. PAT M March 22, 2014
  75. PAT M March 22, 2014
  76. William G March 17, 2014
  77. Anonymous January 9, 2014
  78. Anonymous October 8, 2013
  79. Lynnette S May 30, 2013
  80. James H May 28, 2013
  81. Richard S May 7, 2013
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  83. Anonymous March 13, 2013
  84. Ted C February 18, 2013
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  86. Lyle H January 23, 2013
  87. Dorothy L December 31, 2012
  88. Erasmo R November 1, 2012
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  95. dow r August 8, 2012
  96. Gerald W August 6, 2012
  97. Lisa H July 23, 2012
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  99. Anonymous July 2, 2012
  100. Anonymous March 13, 2012

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