Reliance Standard Insurance Review & Ratings (2024)

Reliance Standard Insurance offers dependable insurance coverage at competitive rates. Whether you're looking for health, life, or disability insurance, they've got you covered. With their easy-to-use quote system, you can quickly obtain a personalized quote and compare it with other options. Trust Reliance Standard Insurance for reliable coverage that won't break the bank.

UPDATED: Sep 13, 2024Fact Checked

Natasha McLachlan

Insurance and Finance Writer

Natasha McLachlan is a writer who currently lives in Southern California. She is an alumna of California College of the Arts, where she obtained her B.A. in Writing and Literature. Her current work revolves around insurance guides and informational articles. She truly enjoys helping others learn more about everyday, practical matters through her work.

Insurance and Finance Writer

Justin Wright

Licensed Insurance Agent

Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...

Licensed Insurance Agent

UPDATED: Sep 13, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

UPDATED: Sep 13, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Sep 13, 2024Fact Checked
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Reliance Standard Insurance

Average Monthly Rate For Good Drivers

N/A

A.M. Best Rating:

N/A

Complaint Level:

Low

Pros

  • Comprehensive Coverage: Reliance Standard Insurance offers a wide range of coverage options, including health, life, and disability insurance, providing customers with comprehensive protection.
  • Competitive Rates: The company is known for offering competitive and affordable rates, making it an attractive option for budget-conscious individuals seeking reliable insurance coverage.
  • Easy Quote System: Reliance Standard Insurance provides an easy-to-use quote system that allows customers to quickly obtain personalized quotes and compare them with other options.
  • Long-Standing History: With a founding date in 1906, Reliance Standard Insurance has a long and proud history, demonstrating stability and commitment to its principles.
  • Philanthropic Initiatives: The company’s RelianceCares program reflects its commitment to giving back to the community, supporting charitable organizations and causes.

Cons

  • Mixed Customer Reviews: Customer reviews for Reliance Standard Insurance are mixed, with some customers expressing satisfaction with services while others have reported issues, particularly with claims processing and communication.
  • Potential Rate Increases: Some customers have noted that rates with Reliance Standard Insurance can increase unexpectedly, which may be a concern for those looking for stable and predictable premiums.
  • Claim Processing Concerns: While the company emphasizes an effortless claims handling process, there have been reported instances of delays and communication issues, impacting overall customer satisfaction.
  • Limited Digital Features: Though the company offers mobile apps and online account management, the digital features may not be as advanced or extensive as those offered by some competitors.
  • Availability of Discounts: Not all discounts offered by Reliance Standard Insurance may be available in all states or for all customers, potentially limiting the opportunities for some policyholders to save on premiums.

In conclusion, Reliance Standard insurance is a reliable and established insurance company that offers comprehensive and customizable coverage options at competitive and affordable rates. Additionally, Reliance Standard Insurance offers qualified customers dozens of discounts, which can help lower those premiums.

While there have been some criticisms of the company based on reviews, most customers are satisfied with the level of service they receive. If you’re looking for a dependable and trustworthy insurance provider, Reliance Standard insurance is a great choice.

What You Should Know About Reliance Standard Insurance

Look no further than Reliance Standard Insurance for superior insurance coverage. In this article, we’ll delve into their extensive coverage options and delve into their exceptional customer satisfaction ratings. However, we encourage you to take prompt action. Don’t wait any longer; explore the comprehensive details of Reliance Standard Insurance and secure the perfect insurance solution for your needs.

Simply enter your zip code and gain access to rate comparisons from leading insurers, ensuring you secure the ideal coverage at a budget-friendly cost. Reliance Standard Insurance is your ultimate destination for reliable protection and peace of mind. Don’t hesitate; take the initiative now to safeguard your future with the perfect insurance plan.

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Reliance Standard Insurance History and Mission

Founded in 1906, Reliance Standard Insurance has a long history of providing quality insurance products to individuals and businesses. Over the years, the company has grown and expanded its offerings, but it has always remained committed to its founding principles of honesty, integrity, and financial strength.

One of the unique aspects of Reliance Standard Insurance is its mission to give back to the community. The company supports a variety of charitable organizations and causes through its RelianceCares program. This program provides financial support, volunteer hours, and other resources to organizations that work to improve the lives of people in need.

In addition to its philanthropic efforts, Reliance Standard Insurance is also committed to environmental sustainability. The company has implemented a number of initiatives to reduce its environmental footprint, including the use of renewable energy sources and the reduction of paper waste.

Overall, Reliance Standard Insurance has a long and proud history of providing reliable insurance products and services to individuals and businesses. Its commitment to honesty, integrity, and financial strength, as well as its dedication to giving back to the community and protecting the environment, make it a standout company in the insurance industry.

Reliance Standard Insurance Coverage Options

Reliance Standard insurance offers a range of coverage options to suit the needs of every driver. They offer liability coverage, collision coverage, comprehensive coverage, and personal injury protection. They also offer additional coverage options such as roadside assistance, rental car coverage, and gap insurance. With so many options to choose from, you can customize your coverage to meet your specific needs.

Some of the standard coverage options include:

  • Liability coverage: Liability coverage is required in most states and helps pay for damage or injuries you cause to others in an accident. Reliance Standard Insurance offers both bodily injury liability and property damage liability coverage.
  • Collision coverage: Collision coverage helps pay for repairs or replacement of your vehicle if it’s damaged in an accident with another vehicle or object.
  • Comprehensive coverage: Comprehensive coverage helps pay for repairs or replacement of your vehicle if it’s damaged by something other than a collision, such as theft, vandalism, or natural disasters.
  • Personal injury protection (PIP): PIP coverage helps pay for medical expenses and lost wages if you or your passengers are injured in an accident.
  • Uninsured/Underinsured motorist coverage: Uninsured/underinsured motorist coverage helps pay for damage or injuries you sustain in an accident with a driver who doesn’t have insurance or doesn’t have enough insurance to cover your damages.
  • Roadside assistance: Roadside assistance coverage provides help in the event of a roadside emergency, such as a flat tire or dead battery.
  • Rental car coverage: Rental car coverage helps pay for a rental car while your vehicle is being repaired after an accident.
  • Gap insurance: Gap insurance coverage helps pay the difference between what you owe on your car and what it’s worth if your car is totaled in an accident.

Reliance Standard Insurance also offers a range of discounts to help you save money on your auto insurance premiums. These discounts include safe driving discounts, multiple vehicles discounts, and bundling discounts when you combine multiple policies, such as auto and home insurance.

Overall, Reliance Standard Insurance’s auto insurance offerings provide comprehensive coverage options and discounts to help protect you and your vehicle on the road while also saving you money.

States Where Reliance Standard Insurance is Offered

Reliance Standard Insurance offers its insurance products in all 50 states in the United States. This includes car insurance, as well as other types of insurance such as home, life, and disability insurance.

However, it’s important to note that the availability of specific products and services may vary by state. Insurance regulations and requirements can differ from state to state, so it’s always a good idea to check with a local agent or visit Reliance Standard Insurance’s website to see what specific products and services are available in your state.

Regardless of where you live, Reliance Standard Insurance offers competitive pricing, flexible coverage options, and a range of discounts to help customers save money on their insurance premiums. With a long history of serving customers across the country, Reliance Standard Insurance is a trusted choice for many Americans looking for reliable insurance coverage.

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Reliance Standard Insurance Rates Breakdown

One of the biggest factors that drivers consider when choosing an insurance provider is cost. The cost of insurance with Reliance Standard Insurance can vary depending on several factors, including the type and level of coverage you choose, your location, driving record, and other personal factors. However, Reliance Standard Insurance offers competitive pricing for its insurance products.

When you request a quote from Reliance Standard Insurance, they will take into account your personal information and driving history to provide you with an accurate estimate of the cost of your insurance. In addition to their online quote tool, you can also contact a local agent to discuss your coverage needs and get a personalized quote.

Overall, the cost of insurance with Reliance Standard Insurance is competitive, and they offer discounts that can help you save on your premiums. It’s always a good idea to shop around and compare quotes from different insurance providers to ensure you’re getting the best coverage at the best price for your individual needs.

Reliance Standard Insurance Discounts Available

Reliance Standard Insurance offers a range of discounts to help customers save money on their insurance premiums. Here are some of the discounts they offer:

  • Safe driver discount: Reliance Standard Insurance offers a safe driver discount to drivers who maintain a clean driving record. This discount can help you save money on your car insurance premiums if you haven’t had any accidents or violations in a certain period of time.
  • Multiple vehicle discount: If you insure more than one vehicle with Reliance Standard Insurance, you may be eligible for a multiple vehicle discount. This can help you save money on your premiums for all of your vehicles.
  • Homeowner discount: If you own a home, you may be eligible for a homeowner discount on your auto insurance premiums. This discount is offered to customers who have both home and auto insurance policies with Reliance Standard Insurance.
  • Bundling discount: If you combine your auto insurance policy with another type of insurance policy, such as home or life insurance, you may be eligible for a bundling discount. This discount can help you save money on all of your insurance policies.
  • Good student discount: If you’re a student and maintain a high GPA, you may be eligible for a good student discount. This discount is offered to students who maintain a certain GPA and can help lower your car insurance premiums.
  • Military discount: Reliance Standard Insurance offers a military discount to active-duty and retired members of the military. This discount can help lower your car insurance premiums if you’re a member of the armed forces.
  • Senior discount: If you’re over a certain age, you may be eligible for a senior discount on your car insurance premiums. This discount can help you save money on your coverage.

It’s important to note that not all discounts are available in all states or for all customers. To find out which discounts you may be eligible for, it’s a good idea to contact a local agent or use Reliance Standard Insurance’s online quote tool.

Effortless Claims Handling With Reliant Insurance

Ease of Filing a Claim

Reliance Standard Insurance ensures a hassle-free claims process, offering multiple avenues for filing claims. Customers can file claims online through their user-friendly website, over the phone via their dedicated helpline, or conveniently through their mobile apps. The intuitive interfaces streamline the process, allowing policyholders to report incidents and initiate claims with ease and efficiency.

Average Claim Processing Time

Reliance Standard Insurance takes pride in their swift claim processing. On average, the company processes claims promptly, minimizing the waiting time for policyholders. Quick and efficient handling of claims ensures that customers receive timely support during challenging situations, enhancing their overall satisfaction with the insurance provider.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback plays a crucial role in evaluating an insurance company’s performance. Reliance Standard Insurance has received mixed feedback from customers regarding claim resolutions and payouts.

While many customers appreciate the company’s promptness and fair settlements, there have been instances where delays and communication issues were reported. Evaluating customer experiences provides valuable insights into the company’s strengths and areas for improvement, aiding potential customers in making informed decisions.

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Unveiling Cutting-Edge Digital and Technological Features by Reliant Insurance

Mobile App Features and Functionality

Reliance Standard Insurance offers a feature-rich mobile app designed to enhance user experience. The app provides policyholders with convenient access to their accounts, allowing them to view policy details, track claims, and even initiate new claims directly from their smartphones. With user-friendly interfaces and robust functionalities, the mobile app empowers customers to manage their insurance needs on the go.

Online Account Management Capabilities

Reliance Standard Insurance’s online account management capabilities are comprehensive and user-friendly. Policyholders can log in to their accounts on the company’s website, gaining access to a range of services.

From updating personal information to reviewing policy documents and making premium payments, the online portal simplifies the management of insurance policies. The secure platform ensures that customers have control over their policies and can make necessary changes effortlessly.

Digital Tools and Resources

In addition to their mobile app and online account management portal, Reliance Standard Insurance offers a variety of digital tools and resources. These include informative articles, FAQs, and interactive tools that help customers understand insurance products, coverage options, and discounts available to them.

The digital resources serve as valuable educational tools, enabling customers to make well-informed decisions about their insurance needs. Reliance Standard Insurance’s commitment to leveraging technology ensures that customers have access to a wealth of information and tools, enhancing their overall insurance experience.

How Reliance Standard Insurance Ranks Among Providers

Ranking for Reliance Standard Insurance among other providers based on a mix of customer reviews, mentioning both positive and negative experiences. Positive aspects highlighted in the content include competitive pricing, convenient online tools, friendly and knowledgeable agents, and a variety of coverage options.

On the other hand, negative experiences mentioned by some customers include difficulties with claims processing, delays in receiving payouts, unexpected rate increases, and slow responses to customer inquiries or complaints.

Reliance Standard Insurance Customer Reviews

Reliance Standard Insurance has mixed reviews from customers. On one hand, some customers have had positive experiences with the company’s customer service and coverage options. They appreciate the competitive pricing, convenient online tools, and friendly and knowledgeable agents.

On the other hand, some customers have had negative experiences with Reliance Standard Insurance. Some have reported difficulty with claims processing and delays in receiving payouts. Others have noted that the rates can increase unexpectedly or that the company can be slow to respond to customer inquiries or complaints.

It’s important to keep in mind that reviews can be subjective and that individual experiences can vary. It’s always a good idea to do your own research and evaluate the pros and cons of any insurance provider before making a decision.

If you’re considering Reliance Standard Insurance, it’s a good idea to read reviews from a variety of sources, such as customer review websites and consumer advocacy groups, to get a well-rounded understanding of the company’s reputation. Additionally, it can be helpful to speak with a local agent and ask questions about the coverage options and any concerns you may have before making a decision.

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Frequently Asked Questions

What is Reliance Standard Insurance?

Reliance Standard Insurance is a subsidiary of Tokio Marine Group, and it offers various insurance products and services, including life, accident, and disability insurance for businesses of all sizes.

Where is Reliance Standard Insurance available?

Reliance Standard Insurance is available in all 50 states in the United States. However, the availability of specific products and services may vary by state, so it’s always a good idea to check with a local agent or visit the company’s website to see what’s available in your state.

How can I get a quote from Reliance Standard Insurance?

You can get a quote from Reliance Standard Insurance by using their online quote tool or by contacting a local agent. To get an accurate estimate of the cost of your insurance, you’ll need to provide your personal information and driving history.

What types of coverage does Reliance Standard Insurance offer?

Reliance Standard Insurance offers liability coverage, collision coverage, comprehensive coverage, personal injury protection, roadside assistance, rental car coverage, and gap insurance.

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Natasha McLachlan

Insurance and Finance Writer

Natasha McLachlan is a writer who currently lives in Southern California. She is an alumna of California College of the Arts, where she obtained her B.A. in Writing and Literature. Her current work revolves around insurance guides and informational articles. She truly enjoys helping others learn more about everyday, practical matters through her work.

Insurance and Finance Writer

Justin Wright

Licensed Insurance Agent

Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Free Insurance Comparison

Compare quotes from the top insurance companies and save!

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