Country Financial Insurance Review & Ratings (2024)

Unlock a wealth of knowledge on insurance options and gain valuable insights with Country Financial's comprehensive resources. Whether you're a first-time insurance buyer or looking to enhance your existing coverage, our extensive collection of articles, guides, and expert advice is here to help. Discover in-depth information on various insurance types, including auto, home, life, and more.

UPDATED: Nov 21, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Nov 21, 2023Fact Checked

Travis Thompson

Licensed Insurance Agent

Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...

Licensed Insurance Agent

Kristen Gryglik

Licensed Insurance Agent

Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...

Licensed Insurance Agent

UPDATED: Nov 21, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

UPDATED: Nov 21, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Nov 21, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Nov 21, 2023Fact Checked
4.1
usinsuranceagents.com

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Country Financial Insurance

Average monthly rate for good drivers:

N/A

A.M. Best rating:

A+ (Superior)

Complaint level:

Low

Pros

  • Wide range of insurance and financial products
  • Competitive pricing and discounts
  • Excellent customer service
  • Positive customer reviews highlighting knowledgeable and friendly representatives
  • Affordable rates

Cons

  • Limited availability in certain states
  • Some customers report issues with the claims processing process being slow and difficult to navigate

Final Verdict: Review of Country Financial Insurance

Country Financial Insurance is a well-respected insurance company that has been providing quality insurance products to customers for nearly 100 years. Offering a wide range of insurance options, including auto insurance, homeowners insurance, life insurance, and more,

Country Financial is a one-stop shop for all your insurance needs. Their coverage is available in select states, and their competitive prices and excellent customer service make them a top choice for many customers.

According to customer reviews, the company is known for its friendly and knowledgeable representatives, as well as its affordability.

Although some customers have reported issues with the claims process, the majority of reviews are positive, making Country Financial a great option to consider when shopping for insurance.

What You Should Know About Country Financial

Welcome to our comprehensive guide on Country Financial Insurance, where we provide you with valuable insights and information to help you navigate the world of insurance. Whether you’re seeking auto, home, life, or other types of insurance coverage, understanding the offerings and benefits is crucial.

We will cover key topics such as the different types of insurance provided by Country Financial, their coverage options, policy features, and the advantages of choosing them as your insurance provider. 

Highlights:

  • Rich history dating back to 1925
  • Wide range of products and services
  • Competitive pricing and discounts

To ensure you find the best insurance coverage at competitive rates, we invite you to enter your zip code below. By doing so, you can compare quotes from the top insurance providers in your area and make an informed decision based on the options available to you. Don’t miss out on the opportunity to protect what matters most to you. Enter your zip code now and secure the coverage you need with Country Financial Insurance.

Country Financial Insurance History and Mission

Country Financial Insurance is a financial services company that was founded in 1925 by a group of Illinois farmers. The company was established with the mission of serving the insurance needs of rural communities and providing financial security and peace of mind to families and businesses.

Over the years, Country Financial has grown and expanded its services to 17 states across the United States, offering a wide range of financial products and services to its customers. The mission of Country Financial is to provide excellent service and financial stability to its customers, ensuring that they are protected and secure no matter what life may bring.

The company is committed to helping its customers achieve their financial goals and providing them with the tools and resources they need to make informed decisions about their financial futures. Whether you need auto insurance, homeowners insurance, life insurance, business insurance, retirement planning services, or investment advice, Country Financial has the experience and expertise to help.

Today, Country Financial is one of the largest and most respected financial services companies in the United States, with a reputation for providing high-quality products and services at competitive prices. The company is dedicated to serving its customers and making a positive difference in their lives and has earned a reputation for being a trusted and reliable partner for all of their insurance and financial needs.

Country Financial Insurance Coverage Options

Country Financial Insurance offers a comprehensive range of insurance and financial products and services designed to meet the needs of individuals, families, and businesses. The main products and services offered by the company include:

  • Auto insurance: Country Financial offers a range of auto insurance coverage options, including liability, collision, comprehensive, and uninsured/underinsured motorist coverage. Customers can customize their auto insurance coverage to meet their individual needs and budget.
  • Homeowners insurance: Country Financial offers homeowners insurance policies that protect your home, personal property, and liability. Customers can choose from a variety of coverage options, including standard homeowners coverage, rental property insurance, and flood insurance.
  • Life insurance: Country Financial offers life insurance policies that provide financial protection and peace of mind for you and your family in the event of your death. The company offers a variety of life insurance products, including term life insurance, whole life insurance, and universal life insurance.
  • Business insurance: Country Financial offers a range of business insurance products, including general liability insurance, property insurance, and workers’ compensation insurance. The company can help you protect your business and ensure that you have the coverage you need to stay in operation and succeed.
  • Retirement planning services: Country Financial offers a range of retirement planning services, including IRAs, annuities, and 401(k) plans. The company can help you plan for your retirement and ensure that you have the financial security and peace of mind you need in your golden years.
  • Investment advice: Country Financial offers investment advice and a range of investment products, including mutual funds, stocks, bonds, and exchange-traded funds (ETFs). The company can help you build and manage your investment portfolio, ensuring that your money is working hard for you.

Country Financial’s services are available in 17 states across the United States, including Arizona, Illinois, Indiana, Iowa, Kansas, Minnesota, Missouri, Montana, Nebraska, North Dakota, Ohio, Oklahoma, South Dakota, Wisconsin, and Wyoming.

The cost of Country Financial’s products and services varies depending on the coverage you choose and the type of product or service you are interested in. The company offers competitive pricing and flexible payment options to help you get the coverage you need at a price you can afford.

States Where Country Financial Insurance is Available

Country Financial Insurance services are currently available in the following 17 states across the United States:

  • Arizona
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Minnesota
  • Missouri
  • Montana
  • Nebraska
  • North Dakota
  • Ohio
  • Oklahoma
  • South Dakota
  • Wisconsin
  • Wyoming

Country Financial is dedicated to serving the insurance and financial needs of its customers in these states and has a long-standing reputation for providing high-quality products and services at competitive prices.

Whether you need auto insurance, homeowners insurance, life insurance, business insurance, retirement planning services, or investment advice, Country Financial has the experience and expertise to help you get the coverage and support you need.

Compare The Best Insurance Quotes In The Country

Compare quotes from the top insurance companies and save!

secured lock Secured with SHA-256 Encryption

Country Financial Insurance Rates Breakdown

The cost of insurance coverage through Country Financial varies depending on several factors, including the type of insurance, the coverage limits, and the location of the policyholder. That being said, Country Financial is known for offering high-quality insurance products at competitive prices, making them an affordable option for many customers.

Some of the factors that can impact the cost of your insurance coverage through Country Financial include:

  • Type of insurance: Different types of insurance, such as auto insurance, homeowners insurance, and life insurance, have different costs associated with them. The type of insurance you need will impact the overall cost of your coverage.
  • Coverage limits: The amount of coverage you need will also impact the cost of your insurance. The higher your coverage limits, the higher your insurance premiums will be. However, having higher coverage limits can provide you with greater peace of mind and financial security.
  • Location: The location where you live can impact the cost of your insurance coverage. Factors such as the cost of living, the local climate, and the rate of insurance claims in your area can all impact the cost of your insurance.
  • Deductible: The deductible is the amount you agree to pay out of pocket before your insurance coverage kicks in. Choosing a higher deductible can lower your insurance premiums, but it also means you’ll be responsible for paying more out of pocket in the event of a claim.
  • Driving record: Your driving record will impact the cost of your auto insurance coverage. If you have a good driving record, you may be eligible for lower insurance rates. On the other hand, if you have a history of accidents or traffic violations, your insurance premiums may be higher.

Country Financial Discounts Available

Country Financial Insurance offers a variety of discounts to its customers, allowing them to save money on their insurance coverage while still getting the protection they need.

Some of the discounts available through Country Financial include:

  • Multi-policy discount: If you have multiple insurance policies with Country Financial, you may be eligible for a discount on your coverage. By bundling your insurance needs, you can save money and simplify your insurance coverage.
  • Safe driver discount: If you have a good driving record, you may be eligible for a discount on your auto insurance coverage. Country Financial rewards safe drivers with lower insurance rates, so be sure to take advantage of this discount if you qualify.
  • Home safety discount: If you have taken steps to improve the safety and security of your home, you may be eligible for a discount on your homeowner’s insurance coverage. Country Financial offers discounts for features like smoke detectors, burglar alarms, and fire extinguishers.
  • Auto safety discount: If you drive a car with safety features like airbags, anti-lock brakes, and automatic seat belts, you may be eligible for a discount on your auto insurance coverage. Country Financial recognizes the value of safety and rewards customers who choose safe vehicles.
  • Claims-free discount: If you have a history of being claims-free, you may be eligible for a discount on your insurance coverage. Country Financial rewards customers who have a good track record of responsible insurance usage.

Read more: Country Financial Car Insurance Discounts

Country Financial Insurance Effortless Claims Process

Ease of Filing a Claim

Country Financial Insurance offers a user-friendly claims process that can be initiated through various channels, including online platforms, phone calls, and mobile apps. Their digital interfaces are designed for effortless navigation, allowing customers to report claims conveniently from the comfort of their homes.

Average Claim Processing Time

Country Financial is committed to swift claim resolutions. While specific processing times may vary based on the nature of the claim, their efficient procedures aim to minimize delays. Customers can expect timely responses and actions from the company’s dedicated claims team.

Customer Feedback on Claim Resolutions and Payouts

Customer satisfaction is paramount for Country Financial Insurance. Feedback from clients highlights their positive experiences with claim resolutions and payouts. The company’s commitment to addressing customer needs and ensuring fair settlements has earned them praise within their customer base.

Unveiling Digital and Technological Innovations of Country Financial Insurance

Mobile App Features and Functionality

Country Financial’s mobile app offers a plethora of features designed to enhance user experience. From filing claims to accessing policy information, the app provides a seamless interface. Users can also receive real-time updates on their claims, making the process transparent and convenient.

Online Account Management Capabilities

The online account management system by Country Financial empowers customers with comprehensive control over their policies. Policyholders can view, modify, and update their coverage details online. The platform also facilitates premium payments, policy renewals, and documentation management, ensuring a hassle-free experience.

Digital Tools and Resources

Country Financial equips its customers with a range of digital tools and resources. These include educational materials, interactive tools for coverage planning, and resources for understanding insurance terms. The company’s commitment to providing valuable online resources underscores its dedication to customer education and empowerment.

How Country Financial Ranks Among Providers

As you explore insurance options, it’s essential to consider a variety of providers to find the one that best suits your needs. Country Financial Insurance is a notable player in the industry, but understanding its competitors can offer a broader perspective. Here, we delve into the main competitors of Country Financial Insurance, highlighting their offerings and strengths.

  • State Farm Insurance: State Farm Insurance is a prominent competitor known for its extensive range of insurance products and financial services. With a history dating back to 1922, State Farm is one of the largest insurers in the United States. The company provides auto, home, life, and health insurance, as well as banking and investment services.
  • Allstate Insurance:  Allstate is another major player in the insurance industry, offering a diverse portfolio of coverage options. Established in 1931, Allstate provides auto, home, life, and business insurance. The company is distinguished for its innovative features, such as the “Claim Satisfaction Guarantee,” and it has a broad network of agents nationwide.
  • Farmers Insurance Group: Founded in 1928, Farmers Insurance Group is a well-established competitor in the insurance market. Known for its comprehensive coverage, Farmers provides auto, home, life, and business insurance. The company stands out with its commitment to risk management and disaster preparedness.
  • Progressive Insurance: Progressive Insurance has gained prominence for its innovative approach to auto insurance. Established in 1937, Progressive is recognized for introducing features like the usage-based Snapshot program. The company offers a wide array of insurance products, including auto, home, renters, and more.
  • Geico Insurance: Geico, or the Government Employees Insurance Company, is renowned for its direct-to-consumer model and witty advertising campaigns. Established in 1936, Geico has grown to become one of the largest auto insurers in the United States.

While Country Financial Insurance offers a robust set of products and services, exploring the offerings of its competitors can help you make an informed decision. Each competitor brings unique strengths to the table, from extensive agent networks to innovative digital tools.

Country Financial Insurance Customer Reviews

Country Financial Insurance has a strong reputation among its customers, with many reporting positive experiences with the company. Here are some of the strengths and weaknesses of the company according to customer reviews:

Strengths:

  • Excellent customer service: Many customers report that the customer service representatives at Country Financial are knowledgeable, friendly, and helpful. They say that the representatives are easy to reach and respond promptly to any questions or concerns they may have.
  • Affordable rates: Customers frequently mention that the rates offered by Country Financial are very competitive, making it easy for them to find coverage that fits their budget.
  • Wide range of products: Customers appreciate the wide range of insurance products offered by Country Financial, including auto insurance, homeowners insurance, life insurance, and more. They say that it’s easy to find the coverage they need to protect their assets.

Weaknesses:

  • Limited availability: Some customers have mentioned that the insurance products offered by Country Financial are only available in certain states, so they are not an option for everyone.
  • Claims processing: A few customers have reported that the claims processing process through Country Financial can be slow and difficult to navigate.

Despite these weaknesses, the majority of customer reviews for Country Financial are positive, with many customers praising the company for its excellent customer service and competitive rates. Overall, Country Financial Insurance is a well-regarded insurance company that is known for its high-quality insurance products and excellent customer service.

Frequently Asked Questions

What is Country Financial Insurance?

Country Financial Insurance is an insurance company that offers a range of insurance products, including auto insurance, home insurance, life insurance, and commercial insurance.

What types of auto insurance does Country Financial Insurance offer?

Country Financial Insurance offers a range of auto insurance products, including liability coverage, collision coverage, comprehensive coverage, and uninsured/underinsured motorist coverage. They also offer optional add-ons like rental car coverage and roadside assistance.

How can I get a quote for Country Financial Insurance?

You can get a quote for Country Financial Insurance by visiting their website, contacting their customer service department, or working with a local Country Financial representative.

What is the claims process for Country Financial Insurance?

The claims process for Country Financial Insurance typically involves reporting the claim to their claims department, providing any necessary documentation, and working with an adjuster to resolve the claim.

What is the customer service like at Country Financial Insurance?

Country Financial Insurance has a reputation for providing good customer service, with many customers reporting positive experiences with their representatives.

Does Country Financial Insurance offer discounts?

Country Financial Insurance may offer discounts for safe driving, multiple policies, and other factors. Contact their customer service department or your local representative for more information.

What is the financial strength of Country Financial Insurance?

Country Financial Insurance is rated A+ (Superior) by A.M. Best, which indicates that they have a strong financial position and are likely to be able to meet their financial obligations.

Compare The Best Insurance Quotes In The Country

Compare quotes from the top insurance companies and save!

secured lock Secured with SHA-256 Encryption

Travis Thompson

Licensed Insurance Agent

Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...

Licensed Insurance Agent

Kristen Gryglik

Licensed Insurance Agent

Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Reviews
for Country Financial

4.12 (442 reviews)
5
January 16, 2021

Mjaw87

Great company

I have always had a great experience with this company I have had the same agent since I got my own policy and have been with him ever since
5
November 25, 2020

Dogs2015

Great company

Great company and always available to help quickly with any questions or issues. Highly recommended.
5
October 18, 2020

mamdata

Country Financial Is There When You Need Them.

Great company. I have never had an issue with them on my auto or home insurance. I once had to have my van towed and they immediately reimbursed me within two weeks of the towing. I like that fact that they include towing on the car insurance coverage.
1
August 25, 2020

Shelbyray26

Do not go with Country!!

I paid for my policy upfront for 3 months and should have been covered May-August. August rolls around, and I reach out to see when I owed my next payment and I was informed that my policy was cancelled in May and they refunded me by mailing me a check that I had never even received. They tried to tell me I called in and cancelled this policy, which I did not. After trying to pull the call they determined it was a system error and I had been unco...
I paid for my policy upfront for 3 months and should have been covered May-August. August rolls around, and I reach out to see when I owed my next payment and I was informed that my policy was cancelled in May and they refunded me by mailing me a check that I had never even received. They tried to tell me I called in and cancelled this policy, which I did not. After trying to pull the call they determined it was a system error and I had been uncovered for almost 3 months. The worst part is nobody had informed me my policy was cancelled at any point in time. Because of this lapse in coverage due to their error I had CPI added onto my loan. Once the policy was reinstated, I noticed a second vehicle (not mine) and a renter’s insurance policy (not mine) and they let me know after removing these my payments would increase almost $100 from what I was originally paying because of their error. The communication is HORRIBLE, and they do not listen to customers frustrations whatsoever. Rates are incredibly high, and I will never insure with them EVER again. They admitted their fault but did not do much to make the situation better or make it right. Very disappointed.
4
February 23, 2020

Jenczap

Check out Country Financial

My agent and his office has been a huge help over the last many years. From changing cars to going from homeowners to renters...they have made everything so easy to understand.
5
February 4, 2020

Tammi1982

Country Financial is awesome

Country Financial is an awesome insurance company. Filed a claim with them 2016 for a car accident I was in and they were on top of everything. Whatever questions my fiance and I had they answered. They also helped replace my children's carseats. I would highly recommend them.
5
February 3, 2020

Burtondr

My Country Financial Review

I am happy with Country Financial. They have always helped when needed. No rate increases. Looking time customer.
5
January 30, 2020

Stotta

Great Insurance

Country has been an amazing insurance company and very personal which I love. I know my agent and could chat with him in the store if I ran into him!
1
January 28, 2020

NinaDon1010

DONT GO WITH COUNTRY

In the past three years. I have some true eye opening experiences with Country Financial. We have been involved in three separate claims where two of them we were not at fault, given statements and all paperwork and following their process and procedure. During the processes they show little concern of the wellbeing of customers. What really concerns me the lack of communication from adjusters, claim adjusters, and people in the arbitration off...
In the past three years. I have some true eye opening experiences with Country Financial. We have been involved in three separate claims where two of them we were not at fault, given statements and all paperwork and following their process and procedure. During the processes they show little concern of the wellbeing of customers. What really concerns me the lack of communication from adjusters, claim adjusters, and people in the arbitration offices. I mean NOTHING. Unless, you call and email and reach out. They feel that if sending a vague letter is sufficient. It truly made me realize that this company is out for themselves and doesn’t see that their lack of reaching out and communication any information hurts their customers. We pay insurance to get updated and be on the better side of any issues. Instead we are left in the dark unless we reach out. We just learned this past month, we are held liable for all any open claims… and they allowed a settlement to happen without getting any 2nd statements or updates from/for us, the customer. The claim agent stated to us that having two open claims is against us…. How is being hit while at a stop light our fault if the other insurance company is denying any fault due to reasons unknown. Isn’t that part of your job to fight for the cause and for your customer? How is having an open claim against us? It was a true shock to realize how they process information and hold it against you in the end. I asked for letter of explanation on a claim and a supervisor. A SUPERVISOR, send me the timeline of when we opened a claim….showing NOTHING to do with the timeline of the claims agent messing up communication and why they settled… It was baffling. I have come to realize through speaking with out customers having gone through similar situation if not exact. You pay a lot of money to have them and they pay out regardless of fault or not. So you get dinged in the end no matter what. I plan to switch insurance companies very soon- Country has taken steps to ruin our polices without even advising us what was going on. Our Agent was also baffled and then started to tell us that it’s best to wait till they drop off to move companies. She even stated they aren’t doing well due to the amount of claims in the past three years they paid out. They are known to pay out often. So having them as your insurance company, you can almost guarantee anyone and their mom can sue them with a lawyer and you’ll get money. And you as the customer are likely to be affected.
1
January 14, 2020

Kellyc92

Terrible do not use

Worst company to deal with for an automobile claim. Car accident occurred nearly a month ago and anytime I try to obtain updates I'm rerouted to voicemails by rude intake people. Communication is lacking substantially
↑ Back to Top

Write a Review

Policy Type?

Please select a `Policy Type!`
(Min. 100 Characters)

Company Overall Rating

When you submit this review, you will be asked to sign in/up for to your https://www.usinsuranceagents.com account. If your account is not currently verified, we will send a verification email to the email on file for your account. Please select the verification button in that email. If you do not see the email in your inbox, please check your spam or junk folder. Your review cannot be reviewed and accepted until you complete this verification step.

Free Insurance Comparison

Compare quotes from the top insurance companies and save!

secured lock Secured with SHA-256 Encryption