Commercial Union Insurance Review & Ratings (2024)

Protect your business assets and ensure peace of mind with Commercial Union Insurance. As a trusted provider, we offer comprehensive coverage tailored to meet the unique needs of your business. Safeguard your property, equipment, and investments against unforeseen risks and liabilities. Our team understands the challenges faced by businesses, and we are dedicated to providing you with reliable insurance solutions that minimize financial disruptions.

UPDATED: Nov 27, 2023Fact Checked

Ty Stewart

Licensed Insurance Agent

Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about life insurance when he got his first policy for his own family. He has been featured as a life insurance expert speaker at agent conventions and in top publications.  As an independent licensed life insurance agent, he has helped clients nationwide to secure affordable coverage while making the...

Licensed Insurance Agent

Jeffrey Manola

Licensed Insurance Agent

Jeffrey Manola is an experienced life insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for life insurance with the most affordable term life insurance, permanent life insurance, no medical exam life insurance, and burial insurance. Not only does he strive to provide consumers with t...

Licensed Insurance Agent

UPDATED: Nov 27, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

UPDATED: Nov 27, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Nov 27, 2023Fact Checked
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Commercial Union Insurance

Average monthly rate for good drivers:

$67

A.M. Best rating:

A

Complaint level:

Low

Pros

  • Diverse range of insurance policies
  • Competitive rates for various coverage options
  • Strong financial stability and A.M. Best rating
  • Excellent customer service track record
  • Customizable policies catering to specific needs

Cons

  • Limited online account management features
  • May not be available in all states
  • Discounts may vary based on location and policy type
  • Policy options for specialized industries might be more limited
  • Mobile app functionality could be improved

Final Verdict: Review of Commercial Union Insurance

Commercial Union Insurance is a top provider of insurance services, offering a wide range of coverage options to meet the needs of its customers. From auto insurance to home insurance, and business insurance, Commercial Union Insurance provides comprehensive and affordable coverage to help protect what matters most.

With its commitment to customer satisfaction, the company has established a strong reputation in the industry, and is well-regarded by its customers.

While some customers have reported challenges with the company’s claims process and limited coverage options in certain states, the majority of reviews are positive, praising the company’s quality service and affordable pricing.

For those looking for quality insurance coverage at a fair price, Commercial Union Insurance is an excellent choice.

What You Should Know About Commercial Union Insurance

Welcome to our comprehensive guide on Commercial Union Insurance and how it can protect your business. In this article, we will delve into the key topics related to commercial insurance coverage, such as property protection, liability insurance, workers’ compensation, and professional indemnity.

We understand the importance of safeguarding your business assets and mitigating risks, which is why Commercial Union Insurance offers tailored solutions designed to meet your unique needs. Whether you’re a small start-up or a large corporation, our experienced team is here to provide reliable and comprehensive coverage that ensures peace of mind.

Highlights:

  • Over 200 years of experience
  • Comprehensive insurance services
  • Affordable rates and discounts available

To find the best insurance rates for your business, simply enter your zip code below and compare quotes from top-rated providers. Don’t wait any longer, protect your business today with Commercial Union Insurance.

Commercial Union Insurance History and Mission

Commercial Union Insurance is one of the oldest insurance companies in the world, established in 1797. The company has a long and rich history that is marked by innovation, stability, and a commitment to meeting the needs of its customers.

The mission of Commercial Union Insurance is to provide quality insurance services that meet the needs of its customers and help them secure their future. The company’s focus is on providing insurance coverage that is comprehensive, affordable, and tailored to meet the individual needs of its customers.

In addition to its commitment to providing quality insurance services, Commercial Union Insurance is also dedicated to giving back to the communities it serves. The company is involved in a number of philanthropic initiatives and works to make a positive impact on the world by supporting local communities and charitable organizations.

Throughout its long history, Commercial Union Insurance has been a leader in the insurance industry, and its commitment to quality, affordability, and customer satisfaction continues to this day. Whether you’re looking for insurance coverage for your home, car, or business, Commercial Union Insurance is a trusted and reliable choice.

Commercial Union Insurance Coverage Options

Commercial Union Insurance offers a wide range of insurance products and services designed to meet the needs of its customers. Some of the main coverage options offered by the company include:

  • Auto insurance: Commercial Union Insurance offers a variety of auto insurance options, including liability coverage, collision coverage, comprehensive coverage, and more. Customers can choose from a variety of insurance packages to find the coverage that best meets their needs and budget.
  • Home insurance: Commercial Union Insurance also offers home insurance coverage, including coverage for your home, personal property, and liability. The company’s home insurance policies can be customized to meet your specific needs, and you can choose from a variety of coverage options to ensure that your home is fully protected.
  • Business insurance: Commercial Union Insurance offers a range of business insurance options, including liability coverage, property coverage, workers’ compensation coverage, and more.

Areas Where Commercial Union Insurance Is Offered

Commercial Union Insurance is a regional insurance provider that operates in select states across the country. Currently, the company offers its insurance services in the following states:

  • Massachusetts
  • New Hampshire
  • Rhode Island

If you’re looking for Commercial Union Insurance in your area, there are a few different ways you can find a local office or representative.

  • Visit the company’s website: On the Commercial Union Insurance website, you can find a directory of local offices and agents. Simply enter your zip code or city and state to find the nearest office to your location.
  • Use an online directory: Several online directories list insurance providers by state, including Commercial Union Insurance. Simply search for “Commercial Union Insurance” and your state to find a local representative.
  • Contact the company directly: You can call Commercial Union Insurance at its toll-free customer service number to speak with a representative and ask about local office locations.

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Commercial Union Insurance Rates Breakdown

The cost of coverage from Commercial Union Insurance varies depending on several factors, including the type of insurance you need, your driving record, the make and model of your vehicle, and your location. Some common factors that can affect the cost of your insurance coverage include:

  • Type of coverage: The type of insurance coverage you choose, such as liability, collision, or comprehensive, can impact the cost of your policy.
  • Coverage limits: The amount of coverage you choose for each type of coverage can also impact the cost of your policy.
  • Deductibles: The amount you choose for your deductibles, which is the amount you pay out of pocket before your insurance coverage kicks in, can also affect the cost of your policy.
  • Driving record: Your driving record, including any traffic violations or accidents, can impact the cost of your insurance coverage.
  • Vehicle makes and model: The make and model of your vehicle can also affect the cost of your insurance coverage.

Commercial Union Insurance offers competitive pricing and a variety of discounts, including safe driver discounts, multi-policy discounts, and more.

Commercial Union Insurance Discounts Available

Commercial Union Insurance offers a variety of discounts to help make its insurance services more affordable for its customers. Some of the discounts available include:

  • Safe driver discount: If you have a safe driving record, you may be eligible for a discount on your auto insurance coverage.
  • Multiple policy discount: If you have multiple insurance policies with Commercial Union Insurance, you may be eligible for a discount on your overall insurance premium.
  • Home security discount: If you have a home security system installed, you may be eligible for a discount on your home insurance coverage.
  • Early bird discount: If you purchase your insurance coverage early, you may be eligible for a discount on your insurance premium.

In order to qualify for these discounts, you’ll need to meet certain eligibility requirements. The specific requirements will vary depending on the discount you’re interested in, so be sure to speak with a Commercial Union Insurance representative to learn more.

Commercial Union Insurance Claims Process: A Streamlined Approach for Swift Resolutions

Ease of Filing a Claim

Commercial Union Insurance offers a user-friendly and efficient claims process, allowing policyholders to file claims through multiple convenient channels. Whether it’s online, over the phone, or through mobile apps, the company ensures that filing a claim is a hassle-free experience.

Average Claim Processing Time

The average claim processing time with Commercial Union Insurance is notable for its promptness and efficiency. The company is committed to swiftly processing claims and providing timely resolutions to its policyholders, minimizing any disruptions to their business operations.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback regarding claim resolutions and payouts with Commercial Union Insurance has been largely positive. Clients appreciate the transparent and fair handling of claims, emphasizing the company’s dedication to satisfying its policyholders with reasonable payouts and satisfactory resolutions.

Explore Commercial Union Insurance: Unlocking Advanced Digital and Technological Features

Mobile App Features and Functionality

Commercial Union Insurance’s mobile app stands out for its robust features and user-friendly functionality. The app allows policyholders to manage their insurance policies on-the-go, providing access to important documents, claims filing, policy updates, and more, all at their fingertips.

Online Account Management Capabilities

The online account management system by Commercial Union Insurance offers policyholders easy access to their accounts, enabling them to view and manage their policies, track claims, make payments, and obtain necessary documentation. The online portal is designed for convenience and efficiency.

Digital Tools and Resources

Commercial Union Insurance provides a range of digital tools and resources to assist policyholders in understanding their insurance coverage better. These tools may include calculators, educational resources, and informative articles, empowering clients to make informed decisions about their insurance needs.

How Commercial Union Insurance Ranks Among Providers

Competitors for Commercial Union Insurance, which appears to offer a range of insurance products including property, liability, automobile, and workers’ compensation insurance, could include other well-established insurance companies with a similar focus. Some potential competitors may include:

  • State Farm: A large and well-known insurance provider offering a variety of coverage options, including auto, home, and business insurance.
  • Allstate: Another major insurance company providing a range of insurance products, including auto, home, and business coverage.
  • Progressive: Known for its auto insurance, Progressive also offers other insurance products, making it a competitor in multiple markets.
  • Chubb: A global insurance company that provides various types of insurance coverage for individuals and businesses.
  • Nationwide: A diversified insurance and financial services company offering auto, home, and business insurance.
  • Travelers: A company with a focus on property and casualty insurance, including business insurance for various industries.

It’s important to note that the competitiveness of these companies can vary based on factors such as coverage options, pricing, customer service, and regional presence.

Commercial Union Insurance Customer Reviews

Commercial Union insurance has received generally positive reviews from customers, who appreciate the company’s commitment to customer satisfaction and affordable rates.

Customers have reported that the company’s customer service is knowledgeable and responsive, and that the claims process is straightforward and easy to navigate.

However, some customers have reported that the company’s rates are higher than other insurance providers in the industry, and that certain types of coverage are not available.

Strengths:

  • Over 200 years of experience
  • Comprehensive insurance services
  • Affordable rates
  • Good customer service
  • Straightforward claims process

Weaknesses:

  • Higher rates than other insurance providers
  • Limited coverage options

Frequently Asked Questions

What is Commercial Union Insurance?

Commercial Union Insurance was an insurance company that operated in the United States until 1998, when it merged with another company to become CGU Insurance.

What was the financial strength of Commercial Union Insurance?

Commercial Union Insurance was rated A (Excellent) by A.M. Best, indicating that it had a strong financial position before its merger with CGU Insurance.

What is the customer service like at CGU Insurance?

Customer service experiences with CGU Insurance may vary. The company has a reputation for providing responsive and helpful customer service.

Is Commercial Union Insurance still in business?

 

No, Commercial Union Insurance is no longer in business.

What types of insurance did Commercial Union Insurance offer?

Commercial Union Insurance offered a wide range of insurance products, including property insurance, liability insurance, automobile insurance, and workers’ compensation insurance.

What was the customer service like at Commercial Union Insurance?

Customer service experiences with Commercial Union Insurance varied, as the company is no longer in business.

What is CGU Insurance?

CGU Insurance is an insurance company that was formed in 1998 through the merger of Commercial Union Insurance and General Accident Insurance.

What types of insurance does CGU Insurance offer?

CGU Insurance offers a wide range of insurance products, including property insurance, liability insurance, automobile insurance, and workers’ compensation insurance.

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Ty Stewart

Licensed Insurance Agent

Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about life insurance when he got his first policy for his own family. He has been featured as a life insurance expert speaker at agent conventions and in top publications.  As an independent licensed life insurance agent, he has helped clients nationwide to secure affordable coverage while making the...

Licensed Insurance Agent

Jeffrey Manola

Licensed Insurance Agent

Jeffrey Manola is an experienced life insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for life insurance with the most affordable term life insurance, permanent life insurance, no medical exam life insurance, and burial insurance. Not only does he strive to provide consumers with t...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Free Insurance Comparison

Compare quotes from the top insurance companies and save!

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