Bolt Insurance Review & Ratings (2024)

Unleash the power of comprehensive and flexible insurance coverage with Bolt Insurance. Safeguard your assets and embrace peace of mind knowing that you're protected by tailored policies that cater to your specific needs. Gain access to trustworthy information that empowers your insurance decisions. Don't settle for ordinary coverage; choose Bolt Insurance for extraordinary protection.

UPDATED: Nov 26, 2023Fact Checked

Scott W. Johnson

Licensed Insurance Agent

Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...

Licensed Insurance Agent

Jeff Root

Licensed Insurance Agent

Jeff is a well-known speaker and expert in life insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading...

Licensed Insurance Agent

UPDATED: Nov 26, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

UPDATED: Nov 26, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Nov 26, 2023Fact Checked
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Bolt Insurance

Average monthly rate for good drivers:

N/A

A.M. Best rating:

A (Excellent)

Complaint level:

Low

Pros

  • Comprehensive Coverage
  • Discounts
  • User-Friendly Claims Process
  • Digital Advancements
  • Positive Customer Feedback

Cons

  • Customer Service Improvement Needed
  • Limited Geographical Coverage
  • Lack of Specific Pricing Information
  • Limited Information on Optional Coverages

Final Verdict: Review of Bolt Insurance

In conclusion, Bolt Insurance is a fast-growing car insurance company that offers comprehensive coverage options and a wide range of discounts to its customers. Bolt Insurance has helped bring car insurance into the modern age.

Bolt’s mission to simplify car insurance and make it more accessible for all drivers. This mission is reflected in its user-friendly website and mobile app, and its exceptional customer service. They are dedicated to making the process of buying and managing car insurance as simple and straight-forward as possible.

Bolt Insurance offers a fast and easy online quote process, a variety of coverage options, and many discounts. If you’re looking for an affordable and comprehensive car insurance policy, Bolt Insurance is a great option to consider.

What You Should Know About Bolt Insurance

Welcome to our article on Bolt Insurance and how it can provide you with the best coverage for your needs. In this informative piece, we will delve into the key topics surrounding Bolt Insurance, including its benefits, coverage options, and how it compares to other insurance providers.

  • Comprehensive coverage options
  • Wide range of discounts for customers

Whether you’re looking for auto, home, or life insurance, we’ve got you covered. Discover how Bolt Insurance can offer you peace of mind and financial security. Ready to find the perfect insurance plan? Simply enter your zip code below to compare rates from the best insurance providers in your area and make an informed decision today.

Bolt Insurance Coverage Options

Bolt Insurance offers a wide range of products and services to its customers, including liability coverage, collision coverage, comprehensive coverage, personal injury protection, and more. The cost of these services varies depending on factors such as your location, driving history, and the type of vehicle you drive.

Bolt Insurance’s services are available in several states across the country. Bolt Insurance offers insurance products and services to its customers that include:

  • Liability coverage: Liability coverage is the most basic type of car insurance and is required by law in most states. It provides protection against financial losses if you are found to be at fault in an accident and are sued for damages or medical expenses.
  • Collision coverage: Collision coverage provides protection for damages to your own vehicle in the event of an accident, regardless of who is at fault.
  • Comprehensive coverage: Comprehensive coverage provides protection for damages to your vehicle from non-collision events such as theft, vandalism, or natural disasters.
  • Personal injury protection (PIP): PIP coverage provides financial protection for medical expenses and lost wages if you or your passengers are injured in an accident, regardless of who is at fault.
  • Uninsured/Underinsured motorist coverage: This type of coverage provides protection if you are involved in an accident with an uninsured or underinsured driver and are unable to collect damages from them.

In addition to these core coverage options, Bolt Insurance also offers optional coverage options such as roadside assistance, rental car coverage, and more. The specific products and services offered by Bolt Insurance may vary depending on your state of residence.

The cost of Bolt Insurance varies depending on several factors, including your location, driving history, the type of vehicle you drive, and the coverage options you choose. Some other factors that can impact the cost of your car insurance policy include your age, gender, marital status, and credit score.

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Bolt Insurance Rates Breakdown

These are the general breakdown of factors that typically influence insurance rates and how they might apply to Bolt Insurance or any other insurance provider:

  • Coverage Type: Different types of coverage (liability, collision, comprehensive, etc.) have varying costs. Comprehensive coverage is usually more expensive than liability, for example.
  • Driving History: Your driving record significantly affects your insurance rates. A clean record with no accidents or traffic violations often results in lower premiums.
  • Age: Young and inexperienced drivers typically face higher insurance premiums due to a higher likelihood of accidents. Conversely, older, more experienced drivers may enjoy lower rates.
  • Gender: Historically, gender has been a factor in determining insurance rates. Statistically, certain age and gender demographics may be associated with different risk levels.
  • Vehicle Type: The make and model of your vehicle impact insurance costs. High-performance or luxury cars usually have higher premiums due to increased repair costs and theft risk.
  • Location: Your geographic location influences rates. Urban areas may have higher rates due to increased traffic and higher chances of accidents or theft.
  • Credit Score: In some regions, insurance companies consider credit scores when determining rates. Better credit may lead to lower premiums.
  • Discounts: Qualifying for discounts, such as safe driver, multi-policy, or good student discounts, can significantly reduce your overall insurance costs.
  • Coverage Limits and Deductibles: Adjusting your coverage limits and deductibles affects your premiums. Higher deductibles often lead to lower premiums, but it means you’ll pay more out of pocket in the event of a claim.
  • Marital Status: Married individuals may receive lower rates as they are perceived to be more responsible and less prone to risky behavior.
  • Driving Habits: The number of miles you drive annually and your usage patterns (commuting, leisure, etc.) can impact your rates.
  • Claims History: Your history of filing insurance claims can influence rates. Those with a record of frequent claims may face higher premiums.

It’s crucial to note that these factors can vary between insurance companies, and each company may use a unique formula to calculate rates. For accurate information on Bolt Insurance rates, it’s recommended to use their online quote tool or contact a representative directly.

Bolt Insurance Discounts Available

Bolt Insurance offers a variety of discounts to its customers, including discounts for safe driving, bundling multiple policies, and more. To qualify for these discounts, you may need to meet certain criteria such as having a clean driving record or owning multiple vehicles. Some of the discounts that may be available include:

  • Safe driver discount: Drivers who have a clean driving record and a history of safe driving may be eligible for a safe driver discount.
  • Multi-policy discount: Customers who bundle their car insurance with other insurance policies, such as homeowners insurance, may be eligible for a multi-policy discount.
  • Good student discount: Full-time students with a good academic record may be eligible for a good student discount.
  • Military discount: Active duty military members and veterans may be eligible for a military discount.
  • Anti-theft discount: Vehicles equipped with anti-theft devices may be eligible for an anti-theft discount.

These are just a few examples of the discounts that may be available through Bolt Insurance. The specific discounts offered by the company may vary depending on your state of residence. To find out which discounts you may be eligible for, it’s best to get a quote from Bolt Insurance and speak with a representative directly.

How Bolt Insurance Ranks Among Providers

Bolt Insurance positions itself as a competitive player in the insurance industry, offering a range of coverage options, user-friendly services, and a commitment to customer satisfaction. While specific rankings among insurance providers are not explicitly mentioned, Bolt Insurance has garnered positive attention for several key aspects:

  • Comprehensive Coverage: Bolt Insurance stands out for providing a diverse array of coverage options, catering to the varying needs of customers. Its comprehensive offerings contribute to its competitive position in the market.
  • Discount Programs: The company’s commitment to offering discounts, including safe driver, multi-policy, and good student discounts, enhances its appeal among cost-conscious consumers.
  • User-Friendly Claims Process: Bolt Insurance emphasizes a user-friendly claims process, leveraging online, phone, and mobile app platforms. This commitment to ease of use contributes to positive customer experiences.
  • Technological Advancements: With a mobile app, online account management, and digital tools, Bolt Insurance demonstrates a commitment to leveraging technology to enhance customer convenience and engagement.
  • Positive Customer Feedback: Customer feedback highlights Bolt Insurance’s strengths, including an easy quote process, efficient claims processing, and overall satisfaction with the provided coverage.

While specific numerical rankings or direct comparisons with other providers are not provided in the article, the positive aspects mentioned position Bolt Insurance as a noteworthy choice in the insurance landscape. For the most accurate and up-to-date comparative information, individuals are encouraged to explore independent insurance rating agencies or conduct their research.

Customer Reviews of Bolt Insurance

Bolt Insurance has received positive feedback from its customers for its easy quote process, comprehensive coverage options, and affordable prices. Some customers have reported that the company’s customer service could be improved, but overall, Bolt Insurance has received positive reviews from its customers.

Frequently Asked Questions

What is Bolt Insurance?

Bolt Insurance is an online insurance broker that offers a range of insurance products for small businesses, including general liability insurance, professional liability insurance, workers’ compensation insurance, commercial auto insurance, and more.

What types of businesses can get coverage from Bolt Insurance?

Bolt Insurance provides coverage for a variety of small businesses, including retail shops, restaurants, contractors, consultants, and many more. They offer customizable insurance policies to fit the unique needs of each business.

How does Bolt Insurance compare to other insurance brokers?

The best way to compare Bolt Insurance to other insurance brokers is to research their policies, rates, and customer reviews. It’s also a good idea to consult with a licensed insurance broker who can help you evaluate your options and find the best insurance coverage for your business.

How can I get a quote for insurance from Bolt Insurance?

You can get a quote for insurance from Bolt Insurance by visiting their website and filling out a brief form with some basic information about your business. Once you submit the form, a representative from Bolt Insurance will contact you to provide a quote.

What is the claims process like with Bolt Insurance?

If you need to file a claim with Bolt Insurance, you can do so by contacting their claims department by phone or email. A claims adjuster will review your claim and work with you to resolve the issue as quickly and efficiently as possible.

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Scott W. Johnson

Licensed Insurance Agent

Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...

Licensed Insurance Agent

Jeff Root

Licensed Insurance Agent

Jeff is a well-known speaker and expert in life insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Free Insurance Comparison

Compare quotes from the top insurance companies and save!

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