Natasha McLachlan is a writer who currently lives in Southern California. She is an alumna of California College of the Arts, where she obtained her B.A. in Writing and Literature. Her current work revolves around insurance guides and informational articles. She truly enjoys helping others learn more about everyday, practical matters through her work.

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent

UPDATED: Nov 19, 2011

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Company Details
Address: 3350 Peachtree Road, NE
City: Atlanta
State: GA
ZIP Code: 30326
Phone Number: (404) 842-8000
Website: Link
AM Best Rating: A
S&P Global Ratings: AA-
Fitch Rating: A+
Company Rating 3.74 (1038 reviews)

The Blue Cross and Blue Shield Association is a cluster of companies offering health insurance products to residents of the United States and Puerto Rico. It is made up of 38 different independent companies located in the United States, all of which operate under either the full Blue Cross and Blue Shield name, or one of the permutations of it, including Blue Cross, Anthem Blue Cross, Regence Blue Shield and Premara Blue Cross.

The Blue Cross and Blue Shield Association is a cluster of companies offering health insurance products to residents of the United States and Puerto Rico. It is made up of 38 different independent companies located in the United States, all of which operate under either the full Blue Cross and Blue Shield name, or one of the permutations of it, including Blue Cross, Anthem Blue Cross, Regence Blue Shield and Premara Blue Cross.

Blue Cross and Blue Shield offers health insurance for both individuals and companies. Their products include:

  • Health Insurance for self-employed individuals with various deductible options
  • Health Insurance for companies and businesses with multiple people on a plan
  • Medicare Insurance

Discounts on insurance may be available, depending on the type of policy chosen and whether or not the policy is paid for in full, rather than billed monthly. In order to find out the specifics of any possible discounts, please contact your local Blue Cross and Blue Shield Association office.

The Blue Cross and Blue Shield Association website is extensive. There is a section where the answers to specific health insurance questions can be found, as well as a process to order health insurance by answering a series of questions and reviewing the available plans.

BlueCross BlueShield operates across all 50 states plus Washington D.C. Below is a list of each locally operated BCBS company: