Atlantic Indemnity Insurance Review & Ratings (2024)

This Atlantic Indemnity Insurance Review will cover Atlantic Indemnity Insurance ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. The Atlantic Indemnity Insurance A.M. Best rating is A-. To compare insurance rates from the best companies in your area, enter your ZIP code below.

UPDATED: Nov 26, 2023

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Nov 26, 2023Fact Checked

Ty Stewart

Licensed Insurance Agent

Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about life insurance when he got his first policy for his own family. He has been featured as a life insurance expert speaker at agent conventions and in top publications.  As an independent licensed life insurance agent, he has helped clients nationwide to secure affordable coverage while making the...

Licensed Insurance Agent

Jeff Root

Licensed Insurance Agent

Jeff is a well-known speaker and expert in life insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading...

Licensed Insurance Agent

UPDATED: Nov 26, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

UPDATED: Nov 26, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Nov 26, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Nov 26, 2023Fact Checked
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22 reviews

4.0
usinsuranceagents.com

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Atlantic Indemnity Insurance

Average monthly rate for good drivers:

N/A

A.M. Best rating:

A (Excellent)

Complaint level:

Low

Pros

  • Established in 1936 with over 80 years of industry experience
  • Offers a range of car insurance coverage options
  • Affordable rates with multiple discounts available
  • Comprehensive policies tailored to individual needs
  • Strong reputation for stability and reliability
  • Mission focused on providing peace of mind to customers
  • User-friendly mobile app for convenient policy management
  • Competitive claim processing times
  • Positive customer feedback on fair claim resolutions

Cons

  • Limited information on the specific states served; customers need to check coverage availability in their area
  • Some customer feedback mentions concerns with the speed and navigation of the claims process

Final Verdict: Review of Atlantic Indemnity Insurance

In conclusion, Atlantic Indemnity Insurance is a trusted and reputable car insurance provider with a rich history dating back to 1936. The company offers a range of comprehensive coverage options and affordable rates, making it a great choice for those in need of car insurance.

While the company does have some areas for improvement, such as the claims process, it is overall a great choice for those looking for reliable and affordable car insurance.

What You Should Know About Atlantic States Insurance Company

Atlantic Indemnity Insurance is a trusted car insurance company that provides quality coverage at an affordable price. The company has built a strong reputation for its comprehensive policies and excellent customer service.

This comprehensive review covers the history and mission of Atlantic Indemnity Insurance, its products and services, the cost, discounts available, and a comprehensive analysis of customer reviews.

Highlights of Atlantic Indemnity Insurance:

  • Established in 1936 with a rich history
  • Offers a range of car insurance coverage options
  • Provides affordable rates with multiple discounts available

Atlantic Indemnity Insurance is a leading car insurance provider that has been in the industry for over 80 years. The company has a rich history of providing quality insurance coverage to its customers at an affordable price.

The company’s mission is to provide peace of mind to its customers by protecting their vehicles and ensuring they are covered in case of any unforeseen circumstances.

History and Mission of Atlantic Indemnity Insurance

Atlantic Indemnity Insurance was founded in 1936 and has a rich history of providing quality insurance coverage to its customers. Throughout the years, the company has evolved and adapted to meet the changing needs of its customers and to provide the most comprehensive coverage options available.

Atlantic Indemnity Insurance has a strong reputation for its stability and reliability, making it a trusted and reputable choice for those in need of car insurance.

The mission of Atlantic Indemnity Insurance is to provide its customers with peace of mind by protecting their vehicles and ensuring they are covered in case of any unforeseen circumstances.

The company’s goal is to provide quality insurance coverage at an affordable price and to be there for its customers whenever they need it. The company is committed to delivering excellent customer service and helping its customers make informed decisions about their insurance coverage.

Whether you are insuring your first car or your tenth, Atlantic Indemnity Insurance is there to help you get the coverage you need to protect yourself and your vehicle.

Atlantic States Insurance Company Insurance Coverage Options

Atlantic Indemnity Insurance currently serves customers in a limited number of states. The exact number of states and the specific states served by the company are not specified.

However, the company is continuously expanding its reach and is looking to serve more states in the future. If you are interested in obtaining insurance from Atlantic Indemnity Insurance, it is best to check with the company directly to see if they offer coverage in your area.

Products and Services Offered by Atlantic Indemnity Insurance

Atlantic Indemnity Insurance offers a wide range of insurance products and services, including car insurance. The company offers various coverage options, including liability coverage, collision coverage, comprehensive coverage, and more.

Additionally, the company provides customers with the option to customize their insurance policies to meet their specific needs and budget.

Types of Car Insurance Coverage:

  • Liability coverage: This type of coverage provides protection in the event that the policyholder is found to be at fault in an accident. Liability coverage typically includes coverage for bodily injury and property damage.
  • Collision coverage: This type of coverage helps to pay for repairs to the policyholder’s vehicle in the event of an accident. Whether you are involved in a collision with another vehicle or a stationary object, collision coverage can help to ensure that your vehicle is repaired and back on the road as soon as possible.
  • Comprehensive coverage: This type of coverage provides protection for your vehicle in the event of non-collision events such as theft, fire, or natural disasters.
  • Uninsured/underinsured motorist coverage: This type of coverage helps to protect you in the event that you are involved in an accident with a driver who does not have insurance or does not have enough insurance to cover the cost of the damages.
  • Personal injury protection: This type of coverage provides financial assistance to policyholders in the event of an accident, regardless of who is at fault. PIP typically covers medical expenses, lost wages, and other related expenses.

These are some of the insurance options available through Atlantic Indemnity Insurance. To determine the best coverage options for your needs and budget, it is best to speak directly with a representative from the company.

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Atlantic States Insurance Company Insurance Rates Breakdown

The cost of Atlantic Indemnity Insurance depends on a variety of factors, including the type of coverage, the make and model of the vehicle being insured, and the driving history of the policyholder. Some other factors that can impact the cost of insurance include the age of the driver, the location of the vehicle, and the coverage limits that were chosen.

In general, the cost of insurance from Atlantic Indemnity Insurance is competitive with other insurance providers in the market. The company offers a range of coverage options and is committed to helping its customers find the coverage they need at a price they can afford.

To get a more accurate estimate of the cost of insurance from Atlantic Indemnity Insurance, it is best to get a quote from the company directly. This can typically be done online or by speaking with a representative from the company.

Atlantic States Insurance Company Discounts Available

Atlantic Indemnity Insurance offers a range of discounts to help customers save on their insurance costs. Some of the discounts available through the company include:

  • Multi-policy discount: Customers who have multiple insurance policies with Atlantic Indemnity Insurance may be eligible for a discount on their premium.
  • Safe driver discount: Drivers with a safe driving record may be eligible for a discount on their premium. This discount is typically available to drivers who have not had any accidents or moving violations in a certain period of time.
  • Good student discount: Full-time students who maintain a good grade point average may be eligible for a discount on their insurance premiums.
  • Anti-theft device discount: Customers who install an anti-theft device on their vehicle may be eligible for a discount on their premium.

These are some of the discounts available through Atlantic Indemnity Insurance. The exact discounts available and the terms and conditions associated with each discount can vary by state and by individual policy. To determine if you are eligible for any discounts, it is best to speak directly with a representative from the company.

Claims Process With Atlantic Indemnity Insurance: Effortless Claim Filing & Swift Processing

Ease of Filing a Claim

Atlantic Indemnity Insurance offers multiple convenient options for filing a claim. Customers can file a claim online through the company’s user-friendly website, over the phone by reaching out to the claims department, or through mobile apps available for download. This variety of channels ensures that customers can choose the method that suits them best, enhancing the ease and accessibility of the claims process.

Average Claim Processing Time

The average claim processing time with Atlantic Indemnity Insurance is competitive within the industry. While specific processing times may vary based on the complexity and nature of the claim, the company strives to handle claims efficiently and promptly. Customers can expect a reasonable turnaround time for their claims to be processed and resolved.

Customer Feedback on Claim Resolutions and Payouts

Customers generally express satisfaction with Atlantic Indemnity Insurance’s claim resolutions and payouts. The company is known for providing fair and reasonable settlements to policyholders. However, as with any insurance provider, there may be occasional concerns regarding the claims process. Some customers have mentioned that the process could be improved for smoother and faster claim resolutions.

Digital and Technological Features: Exploring Atlantic Indemnity Insurance’s Cutting-Edge Offerings

Mobile App Features and Functionality

Atlantic Indemnity Insurance offers a feature-rich mobile app that provides convenient access to various services. The app allows policyholders to view and manage their policies, report and track claims, access important documents, and even make premium payments. The user-friendly interface and seamless functionality make it easy for customers to navigate and utilize the app for their insurance needs on the go.

Online Account Management Capabilities

The online account management platform provided by Atlantic Indemnity Insurance offers comprehensive features for policyholders to manage their accounts efficiently. Customers can log in to their accounts to view policy details, update personal information, make policy changes, and access billing and payment information.

This online portal provides a convenient and centralized platform for policy management and information retrieval.

Digital Tools and Resources

Atlantic Indemnity Insurance offers a range of digital tools and resources to support their customers. These include educational resources on insurance topics, informative blog articles, and interactive tools to help customers understand insurance policies and coverage options.

The company’s website is a valuable resource hub that empowers policyholders to make informed decisions and navigate their insurance coverage effectively.

How Atlantic States Insurance Company Ranks Among Providers

Atlantic Indemnity Insurance’s competitors, I can provide a general overview of potential competitors in the car insurance industry. Please note that the competitive landscape can vary by region, and the information provided is based on common industry dynamics:

Geico:

  • Known for competitive rates and a variety of coverage options.
  • Utilizes a strong online presence and marketing campaigns.

State Farm:

  • One of the largest auto insurers in the U.S.
  • Offers a wide range of coverage options and discounts.
  • Emphasizes a network of local agents for personalized service.

Progressive:

  • Renowned for its innovative approach, including usage-based insurance (Snapshot).
  • Provides a variety of discounts and online tools for customers.

Allstate:

  • Offers diverse coverage options and additional features like accident forgiveness.
  • Utilizes a network of agents for in-person assistance.

USAA (for military personnel and families):

  • Known for excellent customer service and specialized coverage for military members.
  • Limited to military personnel and their families.

Liberty Mutual:

  • Offers standard coverage options and additional features like better car replacement.
  • Utilizes both local agents and an online platform.

Nationwide:

  • Provides a range of coverage options and discounts.
  • Stresses a commitment to customer satisfaction.

Farmers:

  • Offers various coverage options, including specialized policies like rideshare insurance.
  • Employs both local agents and online services.

It’s important to consider factors such as coverage options, pricing, customer service, and regional availability when comparing Atlantic Indemnity Insurance to its competitors. Additionally, customer reviews and satisfaction ratings can offer valuable insights into the strengths and weaknesses of each insurer.

Overall, customers are generally satisfied with the services provided by Atlantic Indemnity Insurance. The company has a strong reputation for its comprehensive coverage options and affordable rates.

However, some customers have reported issues with the company’s claims process, stating that it can be slow and difficult to navigate.

Frequently Asked Questions

What is Atlantic Indemnity Insurance Company?

Atlantic Indemnity Insurance Company is a property and casualty insurance company that was founded in 1986 in Raleigh, North Carolina. The company provides commercial insurance products, including liability, property, and workers’ compensation insurance.

How is Atlantic Indemnity Insurance rated?

The financial strength and stability of Atlantic Indemnity Insurance is rated by independent rating agencies. As of 2023, Atlantic Indemnity Insurance has been rated “A-” (Excellent) by A.M. Best, a leading rating agency for the insurance industry.

What types of commercial insurance does Atlantic Indemnity Insurance offer?

Atlantic Indemnity Insurance offers a range of commercial insurance products to meet the needs of businesses of all sizes. These products include general liability insurance, property insurance, commercial auto insurance, workers’ compensation insurance, and more.

How can I get a quote for Atlantic Indemnity Insurance?

To get a quote for Atlantic Indemnity Insurance, you can contact the company directly by phone or email. You can also work with an independent insurance agent who can help you compare quotes from multiple insurance companies, including Atlantic Indemnity Insurance.

What are the benefits of choosing Atlantic Indemnity Insurance?

Atlantic Indemnity Insurance is a reputable and financially stable company with a long history of serving businesses. They offer a range of commercial insurance products to meet the needs of businesses of all sizes, and their policies can provide financial protection and peace of mind. Additionally, Atlantic Indemnity Insurance has a strong commitment to customer service and claims handling.

How do I file a claim with Atlantic Indemnity Insurance?

To file a claim with Atlantic Indemnity Insurance, you can contact their claims department directly by phone or email. They will guide you through the process and help you submit the necessary documentation to process your claim.

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Ty Stewart

Licensed Insurance Agent

Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about life insurance when he got his first policy for his own family. He has been featured as a life insurance expert speaker at agent conventions and in top publications.  As an independent licensed life insurance agent, he has helped clients nationwide to secure affordable coverage while making the...

Licensed Insurance Agent

Jeff Root

Licensed Insurance Agent

Jeff is a well-known speaker and expert in life insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Reviews
for Atlantic States Insurance Company

4.04 (22 reviews)
5
December 30, 2018

Aemila

Good company, responsive, easy to work with.

Atlantic States has been our insurance provider for a couple years. They have provided us with excellent service. I needed a windshield replaced and it was very easy to claim and have the glasswork completed.
3
February 17, 2018

TMB9616

Claimer Report

I was a member of this company for two years, during which I had bought a car used. Almost year later, it was totaled in an accident caused by another driver and I was not able to receive a proper return to cover the damages due to problems involving the two statements I gave about the incident. The first occurred directly after and I had been knocked out during the accident so my recollection wasn't entirely clear. The second was taken a few da...
I was a member of this company for two years, during which I had bought a car used. Almost year later, it was totaled in an accident caused by another driver and I was not able to receive a proper return to cover the damages due to problems involving the two statements I gave about the incident. The first occurred directly after and I had been knocked out during the accident so my recollection wasn't entirely clear. The second was taken a few days later.
5
November 9, 2017

Bob121

Good experience with this insurance company

After a car wreck, I got my car up&running in no time thanks to the promptitude of atlantic states insurance company
4.5
September 29, 2017

debs

insurance that looks out for you

I have had the same ins. ( auto &home owners) for a few years....Last year I received a phone call from them telling me that they reviewed my policy and wearable to save me a couple hundred dollars!! They did this on their own! 
5
August 1, 2017

cegelmj0

Great Customer Service

I have never had an accident until I hit a deer. The experience with my insurance company was actually good. I have taken lots of pictures of the car right after it happened to prove it was a deer. But the adjuster said that he could definitely tell it was a deer. He recommended several places to do the work and there was no problem with payment.
5
July 10, 2017

JoeM

Great service

Had a bad experience but my insurance fixed it all quick. No complaints, good service, fast and convenient
5
July 8, 2017

jimele

insurance at great cost

called agent, she saved me a ton of money. about i was paying with a popular company with lots of advertising.
4.5
June 22, 2017

AhSa

Good Job

They did a great job telling me about the package and getting the lowest price within our range to help
5
June 21, 2017

et251

the greatest

its the greatest insurance company tey treat me like family and look out for me no matter what i love them
3
May 28, 2017

finals99

Insurance

It's not that bad sometiems I call them and they don't answer for a few hours so I have to wait a long time but other than that it's fine.
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