AmeriHealth Insurance Review & Ratings (2024)
Delve into the intricacies of different insurance plans, understand the benefits and limitations, and make informed decisions that align with your unique needs. Our extensive resources provide valuable information on topics such as plan types, network coverage, prescription drug benefits, preventive care, and more.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Sep 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Sep 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Amerihealth Insurance Company
Average Monthly Rate For Good Drivers
$100A.M. Best Rating:
AComplaint Level:
LowPros
- Diverse range of insurance products
- Emphasis on wellness and preventive care programs
- Competitive rates for bundled policies
- Extensive network of healthcare providers
Cons
- Limited availability in certain states
- Some customers reported delays in claim processing
- Discounts may vary based on individual circumstances
AmeriHealth Insurance is a provider of a variety of insurance products, including health insurance, life insurance, dental insurance, and Medicare Advantage plans. The company has been in operation for over 25 years and offers insurance options in several states across the U.S.
AmeriHealth prides itself on offering insurance options at affordable prices and providing high-quality customer service to its policyholders. While some customers have reported high satisfaction with AmeriHealth Insurance, others have had negative experiences with the company.
As with any insurance provider, it is important to carefully research and compare AmeriHealth’s offerings with other options before making a decision.
What You Should Know About Amerihealth Insurance Company
Welcome to our comprehensive AmeriHealth Insurance review and ratings guide. We’ll delve into the key topics, such as the types of insurance plans offered, including individual and family plans, employer-sponsored plans, and Medicare plans.
We’ll also explore the network of healthcare providers, prescription drug coverage, preventive care services, and additional benefits AmeriHealth Insurance offers.
- Wide range of insurance products and services
- Affordable prices and discounts
- Reliable customer support and services
Our review will also delve into the provider networks, prescription drug coverage, and the claims process to give you a complete understanding of what to expect with AmeriHealth Insurance. To compare rates from the best insurance providers in your area, enter your zip code below and secure the ideal insurance coverage for your needs. Take charge of your healthcare journey today!
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Overview of Amerihealth Insurance
Amerihealth Insurance is a well-known insurance company that provides insurance services to a large number of customers across the United States. The company offers a wide range of insurance products, including car insurance.
In this article, we will provide a comprehensive overview of Amerihealth Insurance, including its history, mission, products, and services, cost, discounts, customer reviews, and strengths and weaknesses.
Amerihealth Insurance History and Mission
AmeriHealth Insurance is a health insurance company that has been providing quality insurance services for over 30 years. It was established in the early 1980s and has since grown to become one of the largest insurance providers in the United States.
The company is committed to providing its customers with a wide range of insurance products, including health insurance, life insurance, and more, as well as a high level of customer support. The company strives to make insurance accessible and affordable for all, regardless of income or health status.
Amerihealth Insurance Company Insurance Coverage Options
Amerihealth Insurance stands as a reliable provider offering a diverse array of coverage options tailored to meet the varying needs of individuals, families, small businesses, and Medicare-eligible individuals across the United States. Exploring these coverage options unveils a spectrum of choices aimed at fostering well-being, financial security, and peace of mind for policyholders.
- Health insurance: AmeriHealth offers a range of health insurance plans, including individual and family plans, as well as plans for small businesses. They provide coverage for a range of health services, including preventative care, hospitalization, prescription drugs, and more.
- Life insurance: AmeriHealth also provides life insurance coverage, which can help provide financial security for loved ones in the event of death.
- Behavioral health: AmeriHealth offers behavioral health services, which include mental health and substance abuse treatment.
- Dental insurance: AmeriHealth offers dental insurance plans that cover preventive, diagnostic, and restorative services.
- Medicare advantage plans: AmeriHealth offers Medicare Advantage plans for those who are eligible for Medicare and want to enroll in a private health insurance plan instead of traditional Medicare.
AmeriHealth Insurance demonstrates a commitment to delivering robust coverage across health, life, dental, behavioral health, and Medicare Advantage plans. Their expansive coverage options cater to diverse needs, empowering individuals and families with access to essential healthcare services, financial protection, and comprehensive support.
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Amerihealth Insurance Company Insurance Rates Breakdown
Amerihealth Insurance employs a diverse range of factors when determining insurance rates across its various coverage options. Understanding these criteria can help individuals anticipate and assess the cost of insurance premiums.
- Health Insurance Rates: For health insurance plans, factors such as age, location, tobacco use, plan type (HMO, PPO, etc.), coverage level, and family size significantly impact premiums. Generally, older individuals may face higher premiums, while non-smokers might qualify for reduced rates.
- Life Insurance Rates: Life insurance premiums are influenced by age, health condition, type of policy (term or whole life), coverage amount, and sometimes lifestyle habits. Healthier individuals and those at a younger age might receive more favorable rates.
- Dental Insurance Rates: Dental insurance premiums often depend on the level of coverage desired, the type of services included (preventive, restorative, orthodontic), and the individual or family coverage selected.
- Medicare Advantage Rates: Premiums for Medicare Advantage plans may vary based on the plan type (HMO, PPO), geographical location, additional benefits offered, and specific coverage needs.
By incorporating these internal linking opportunities, readers can navigate seamlessly through the complexities of insurance rates and understand the various factors that influence premium costs across different coverage options provided by AmeriHealth Insurance.
Amerihealth Insurance Company Discounts Available
AmeriHealth Insurance is committed to ensuring accessible and affordable insurance coverage for its policyholders. Understanding the financial implications of insurance, AmeriHealth extends a variety of discounts designed to empower individuals and families in managing their insurance costs.
- Multi-Policy Discount: Customers can save by bundling multiple insurance policies, such as combining health and life insurance or health and dental insurance, under AmeriHealth Insurance.
- Non-Smoker Discount: Individuals who do not use tobacco or nicotine products may qualify for discounted rates on health or life insurance premiums.
- Healthy Lifestyle Incentives: AmeriHealth encourages healthy behaviors and often provides discounts for participating in wellness programs, engaging in fitness activities, or maintaining specific health goals.
- Family Plan Savings: Families opting for comprehensive health coverage may be eligible for discounted rates by enrolling multiple family members under a single plan.
- Health Savings Accounts (HSAs): AmeriHealth offers HSAs, allowing individuals to save pre-tax dollars for medical expenses, thus potentially reducing overall healthcare costs.
- Preventive Care Incentives: Engaging in preventive care services, such as routine check-ups and screenings, might lead to reduced premiums or cost-sharing incentives for policyholders.
- Cost-Sharing Programs: AmeriHealth provides cost-sharing programs that enable policyholders to share healthcare costs with other members, potentially lowering out-of-pocket expenses.
- Policy Renewal Discounts: Loyalty discounts or incentives may be available for policyholders who renew their insurance plans with AmeriHealth.
- Good Driving Record (Auto Insurance): For car insurance policies, maintaining a clean driving record without accidents or violations might qualify individuals for discounted premiums.
Exploring these discount options reflects AmeriHealth’s endeavor to empower individuals and families in securing quality coverage while mitigating financial burdens, fostering a sense of security and peace of mind among its policyholders.
Effortless Claims Handling With AmeriHealth Insurance
Ease of Filing a Claim (Online, Over the Phone, Mobile Apps)
AmeriHealth Insurance offers multiple convenient methods for filing claims, including online, over the phone, and through mobile apps. This flexibility allows policyholders to choose the most convenient option based on their preferences and circumstances.
Whether you prefer the simplicity of an online submission, the personal touch of a phone call, or the convenience of a mobile app, AmeriHealth aims to streamline the claims process to meet your needs.
Average Claim Processing Time
AmeriHealth Insurance strives to provide efficient claim processing to minimize delays for policyholders. The exact processing time may vary depending on the complexity of the claim and the documentation required. However, the company’s commitment to timely resolutions ensures that most claims are handled promptly, allowing policyholders to receive their benefits as soon as possible.
Customer Feedback on Claim Resolutions and Payouts
Customer feedback on claim resolutions and payouts with AmeriHealth Insurance varies. Some customers have reported high satisfaction with the company’s claim resolutions, citing knowledgeable and responsive customer service representatives. However, it’s important to note that others have reported issues with claim processing and the company’s network of healthcare providers.
Before choosing AmeriHealth Insurance, prospective policyholders should carefully research and compare the company’s offerings with other insurance providers to determine the best fit for their individual needs and circumstances.
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Exploring Digital and Technological Innovations of AmeriHealth Insurance
Mobile App Features and Functionality
AmeriHealth Insurance offers a mobile app designed to enhance the user experience and provide easy access to essential features. The app allows policyholders to manage their insurance on the go, offering functionalities such as viewing policy details, checking claims status, and even accessing virtual ID cards.
With the convenience of the mobile app, policyholders can stay informed and in control of their insurance at their fingertips.
Online Account Management Capabilities
AmeriHealth Insurance provides robust online account management capabilities through its website. Policyholders can log in to their accounts to perform various tasks, including reviewing policy information, making payments, and updating personal details. This online portal simplifies the insurance management process, offering a user-friendly interface for easy navigation.
Digital Tools and Resources
In addition to its mobile app and online account management, AmeriHealth Insurance offers various digital tools and resources to assist policyholders. These resources may include educational materials, health and wellness resources, and tools to estimate healthcare costs or find in-network providers.
By leveraging digital technology, AmeriHealth aims to empower its policyholders with the information and resources they need to make informed healthcare decisions.
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How Amerihealth Insurance Company Ranks Among Providers
The main competitors of AmeriHealth Insurance vary across different insurance sectors, including health insurance, life insurance, dental insurance, and Medicare plans. Here are some of the primary competitors:
- UnitedHealth Group: One of the largest health insurance companies in the United States, UnitedHealth Group offers a wide range of health insurance plans, including individual and family plans, employer-sponsored plans, Medicare, and Medicaid coverage. They have a vast network of healthcare providers and offer various wellness programs.
- Anthem, Inc.: Operating under various Blue Cross Blue Shield brands in different states, Anthem provides health insurance coverage to millions of individuals and families. They offer a diverse portfolio of health plans, including HMOs, PPOs, and Medicare Advantage plans.
- Aetna, a CVS Health Company: Aetna offers a comprehensive range of health insurance plans, including individual and group plans, Medicare, and international coverage. They focus on digital innovation and wellness programs, offering various tools to manage healthcare needs.
- Cigna Corporation: Cigna provides a wide array of health insurance plans and services, including medical, dental, behavioral health, pharmacy, and Medicare plans. They emphasize integrated health services and global health benefits.
- Humana Inc.: Known for its Medicare Advantage plans, Humana offers various health insurance products for individuals, families, and seniors. They focus on wellness initiatives and innovative healthcare delivery models.
- Metlife: A significant provider of life insurance, Metlife offers term life, whole life, and universal life insurance policies. They also provide dental insurance, group benefits, and retirement solutions.
- Delta Dental: As a leader in dental insurance, Delta Dental offers dental coverage plans for individuals, families, and employers. They have a vast network of dentists and focus exclusively on dental insurance products.
These competitors vary in their offerings, market presence, and strengths within specific insurance sectors. Factors such as the breadth of coverage, network size, pricing, customer service, and innovative solutions differentiate these companies within the competitive landscape.
Customers often compare these providers based on their individual needs, preferences, and the specific benefits each company offers.
Amerihealth Insurance Customer Reviews
AmeriHealth Insurance has received mixed reviews from customers. On one hand, some customers have reported high satisfaction with the company’s customer service, stating that representatives are knowledgeable, helpful, and quick to respond to inquiries.
Additionally, some customers have reported that AmeriHealth provides a wide range of insurance products at affordable prices, making it an accessible and affordable option for those in need of insurance coverage.
Before choosing AmeriHealth Insurance, it is important to research and compares the company’s offerings with other insurance providers to find the best fit for your individual needs and circumstances.
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Frequently Asked Questions
What is AmeriHealth Insurance?
AmeriHealth Insurance is a health insurance company that provides coverage to individuals and families in the states of New Jersey, Delaware, and Pennsylvania.
What types of insurance does AmeriHealth Insurance offer?
AmeriHealth Insurance offers a variety of health insurance plans, including HMO, PPO, and EPO plans. They also offer Medicare Advantage and Medicaid plans.
How is AmeriHealth Insurance rated?
AmeriHealth Insurance has been rated by major rating agencies such as A.M. Best and Standard & Poor’s. Their ratings are generally in the A to A+ range, indicating strong financial stability.
Is AmeriHealth Insurance a reputable company?
AmeriHealth Insurance has a strong financial foundation and has been in business for over 25 years, indicating a level of stability and reliability. The company has also received awards for their customer service and member satisfaction.
How can I get a quote for insurance coverage from AmeriHealth Insurance?
To get a quote from AmeriHealth Insurance, you can visit their website or contact their customer service department by phone.
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.