AIU Insurance Review & Ratings (2024)
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Read moreBrad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Sep 26, 2024
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Sep 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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AIU Insurance (American International Underwriters Insurance)
Average Monthly Rate For Good Drivers
$67A.M. Best Rating:
AComplaint Level:
LowPros
- Diverse range of insurance products
- Competitive pricing and various discounts available
- Efficient claims processing and customer service
- Strong digital presence with user-friendly website and mobile app
- Recognition for financial stability and corporate social responsibility
Cons
- Potential confusion with policy options on the website
- Some customers find the website navigation challenging
AIU Insurance is a reputable car insurance company with a wide range of products and services to offer customers in multiple states. With competitive pricing and a variety of discounts available, AIU Insurance is a great choice for those looking to compare car insurance quotes.
The company’s customer service and claims process are highly rated by customers, however, the website and policy options can be confusing.
What You Should Know About Aiu
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- AIU Insurance was founded in 1997
- The company is headquartered in Atlanta, GA
- AIU Insurance offers a wide range of products and services to customers in multiple states
AIU Insurance is a car insurance company with a long history of providing quality products and services to customers in multiple states. Don’t miss out on the opportunity to protect your health and well-being. Enter your zip code now and find the perfect plan that suits your needs and budget.
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History of AIU Insurance
The company has a rich history of innovation and growth. Throughout its history, AIU has been instrumental in introducing new products and services to the insurance industry, such as the first property and casualty insurance policy for China in 1919 and the first aviation insurance policy in the 1920s.
AIU has been a major player in the insurance industry and has grown to become one of the largest insurance companies in the world. The company has been recognized for its strong financial performance and leadership in the industry. It has also been recognized for its commitment to corporate social responsibility and philanthropy.
The company faced a financial crisis in 2008, due to the subprime mortgage crisis, and was bailed out by the US government. After that, the company went through a restructuring process and it was able to come out of the crisis and continue to serve its customers and clients.
Mission of AIU Insurance
The company’s mission is to help customers protect their assets and prepare for the future by providing them with the best possible coverage at the most affordable prices. AIU Insurance’s mission is to provide customers with the best possible coverage at the most affordable prices, and they strive to make the process of purchasing car insurance as simple and straightforward as possible.
This mission is reflected in the company’s commitment to offering a wide range of products and services to customers, as well as their focus on providing excellent customer service.
Additionally, AIU Insurance strive to make the process of purchasing car insurance as simple and straightforward as possible by offering an easy to navigate website and clear policy options to help customers make informed decisions about their coverage.
Aiu Insurance Coverage Options
AIU Insurance offers a wide range of products and services to customers, including liability coverage, collision coverage, comprehensive coverage, and more. They also offer a variety of discounts to customers, including safe driver discounts, multi-car discounts, and more.
The cost of these services varies depending on the coverage and discounts that a customer chooses. AIU Insurance services are offered in multiple states, including Georgia, Florida, and Texas. Some of the main products and services offered by AIU Insurance include:
- Auto insurance: The company offers various types of car insurance, such as liability coverage, collision coverage, comprehensive coverage, and more.
- Homeowners insurance: This type of insurance covers the property and contents of a home, and can also provide liability coverage for accidents that occur on the property.
- Business insurance: The company offers a wide range of insurance products for businesses, such as general liability, professional liability, workers’ compensation, and more.
- Life insurance: The company offers different types of life insurance, such as term life insurance, whole life insurance, and universal life insurance.
- Health insurance: The company offers a variety of health insurance plans for individuals and families, such as PPOs, HMOs, and other types of coverage.
- Travel insurance: This type of insurance covers the expenses of unexpected events while traveling, such as trip cancellation, medical emergencies, and more.
It is important to note that the availability of products and services may vary depending on the location, the terms and conditions of the company and the regulations of the state. Additionally, they also offer coverages that include:
- Liability coverage: This type of coverage is typically required by law and provides protection for the other party in the event of an accident that is your fault. It covers the cost of medical expenses, property damage, and legal fees.
- Collision coverage: This type of coverage provides protection for your vehicle in the event of an accident, regardless of who is at fault. It covers the cost of repairs or replacement of your vehicle.
- Comprehensive coverage: This type of coverage provides protection for your vehicle in the event of non-collision damages, such as theft, vandalism, or natural disasters.
- Personal injury protection (PIP): This type of coverage provides protection for you and your passengers in the event of an accident, covering medical expenses and lost wages.
- Uninsured motorist coverage: This type of coverage provides protection for you in the event of an accident with an uninsured driver.
AIU Insurance also offers additional coverage options such as roadside assistance and rental car coverage. In addition, they provide a variety of discounts to customers such as safe driver discounts, multi-car discounts, and discounts for good students.
AIU Insurance also offers an easy to navigate website and responsive customer service team to assist customers with any questions or concerns they may have. They also have an easy claims process, which allow customers to quickly and efficiently get their claims resolved.
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States Where AIU Offers Insurance
AIU is licensed to sell insurance in all 50 states, so it is likely that the company offers its products and services in most states. However, some states may have different regulations or requirements for insurance providers, which could impact the availability of certain products or services.
It is always a good idea to check with the company or an agent to see which products and services are available in your state, and whether you qualify for them. Additionally, you can also check the company website, where you can find more detailed information about the coverage and services available in your state.
Aiu Insurance Rates Breakdown
The cost of insurance with AIU Insurance will vary depending on a number of factors such as the type of coverage selected, the make and model of the vehicle, the location and how much coverage the customer wants. Other factors that can affect the cost of insurance include the customer’s driving record, age, and credit score.
The company offers liability coverage which is typically required by law, and it is the least expensive coverage option. Collision and comprehensive coverage are optional but can provide added protection for the policy holder’s vehicle and can be more expensive than liability coverage.
Personal Injury Protection (PIP) and Uninsured Motorist Coverage are also optional but can provide added protection for the policy holder in the event of an accident.
To get an estimate of the cost of insurance with AIU Insurance, customers can use the company’s online quote tool, which allows them to input information about their vehicle and coverage needs to get a personalized quote. Additionally, customers can also speak with an agent to get a more accurate estimate and discuss different coverage options.
Aiu Discounts Available
AIU Insurance offers a variety of discounts to customers to help them save money on their car insurance. Some of the discounts available include safe driver discounts, multi-car discounts, and discounts for good students. To qualify for these discounts, customers must meet certain criteria, such as having a clean driving record or being a full-time student with a grade point average of 3.0 or higher.
AIU Insurance offers a variety of discounts to help customers save money on their car insurance. Some of the discounts available include:
- Safe driver discounts: This discount is available to customers who have a clean driving record, with no accidents or moving violations in the last three years.
- Multi-Car discounts: This discount is available to customers who insure more than one vehicle with AIU Insurance.
- Good student discounts: This discount is available to full-time students with a grade point average of 3.0 or higher.
- Defensive driver discounts: This discount is available to customers who have completed a defensive driving course.
- Bundling discounts: This discount is available to customers who bundle multiple insurance products with AIU Insurance.
- Loyalty discounts: This discount is available to customers who have been with the company for a certain period of time.
- Military discounts: This discount is available to customers who are active or retired military personnel.
It’s important to note that these discounts may vary depending on the state where you reside and the terms and conditions of the company, so it’s always a good idea to check with an agent to see which discounts are available in your area and whether you qualify for them. Some of the discounts may also be conditional and require certain documentation to be eligible.
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Proactive AIU Insurance Claims Management
Ease of Filing a Claim (Online, Over the Phone, Mobile Apps)
AIU Insurance offers a streamlined and convenient claims process for its customers. Policyholders have multiple options for filing a claim, including online submissions through the company’s user-friendly website, phone assistance through their dedicated claims hotline, and even through mobile apps for added convenience.
This multi-channel approach ensures that customers can choose the method that suits them best, making the claims process accessible to a wide range of policyholders.
Average Claim Processing Time
AIU Insurance prides itself on its efficiency when it comes to claim processing. The company is committed to minimizing the hassle for policyholders by aiming for a swift resolution of claims. While processing times may vary depending on the nature of the claim, customers generally report prompt responses and efficient handling, helping them get back on track after an unfortunate event.
Customer Feedback on Claim Resolutions and Payouts
Customer feedback on AIU Insurance’s claim resolutions and payouts has been largely positive. Many policyholders have expressed satisfaction with the company’s commitment to fair and prompt settlements. This positive feedback underscores AIU Insurance’s dedication to providing reliable support during times of need.
AIU Insurance Goes Digital
Mobile App Features and Functionality
AIU Insurance offers a feature-rich mobile app that allows policyholders to manage their insurance on the go. The app provides a range of functionalities, including easy access to policy information, the ability to file and track claims, make premium payments, and even obtain digital ID cards. With the AIU Insurance mobile app, customers have a powerful tool at their fingertips for convenient insurance management.
Online Account Management Capabilities
AIU Insurance’s online account management system offers customers a user-friendly platform for handling their insurance policies. Policyholders can log in to their accounts to review policy details, update personal information, and access important documents. This online portal enhances the overall customer experience by providing a convenient and efficient way to stay in control of their insurance coverage.
Digital Tools and Resources
AIU Insurance provides a range of digital tools and resources to assist policyholders in making informed decisions about their insurance needs. These resources may include educational materials, insurance calculators, and informative articles.
By offering these digital assets, AIU Insurance empowers its customers with the knowledge they need to choose the right coverage options and navigate the insurance landscape effectively.
How Aiu Ranks Among Providers
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AIU Insurance Customer Reviews
Customer Reviews: Overall, customer reviews of AIU Insurance are mostly positive. Many customers report that the company provides excellent customer service and that the claims process is quick and easy.
Customers also appreciate the variety of discounts available and the competitive pricing. However, some customers have reported that the company’s website can be difficult to navigate and that the policy options can be confusing.
Frequently Asked Questions
What is AIU Insurance?
AIU Insurance is an insurance company that provides commercial insurance products and services to businesses of all sizes. AIU stands for American International Underwriters and the company is a subsidiary of American International Group (AIG).
What types of insurance products does AIU offer?
AIU offers a range of commercial insurance products, including property insurance (such as commercial property insurance and builders risk insurance), casualty insurance (such as general liability insurance and workers’ compensation insurance), and marine insurance (such as ocean marine insurance and inland marine insurance).
How can I get a quote for AIU Insurance?
You can get a quote for AIU Insurance by contacting a licensed insurance agent who represents AIU. To get an accurate quote, you’ll need to provide information about your business, such as the type of industry you’re in, the size of your business, and any relevant details about your operations and assets.
Is AIU Insurance a good company?
AIU Insurance is a subsidiary of AIG, which has a strong financial position and stability. However, as with all insurance companies, the quality of customer service and claims handling can vary depending on individual experiences. It’s a good idea to read reviews and get recommendations from other business owners before choosing an insurance company.
How can I file a claim with AIU Insurance?
You can file a claim with AIU Insurance by contacting the company’s claims department or by using the online claims system. The claims process typically involves providing information about the incident, such as the location and time of the event, and any relevant details about the damage or injuries sustained.
Does AIU Insurance offer discounts?
AIU Insurance offers a range of discounts for commercial policyholders, such as discounts for bundling policies, safety and security discounts, and discounts for implementing risk management practices. Contact a licensed insurance agent who represents AIU to learn more about the available discounts and how you can qualify.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.