Best New Hampshire Insurance Agents & Brokers (2024)

New Hampshire homeowners insurance is a type of insurance policy that protects your home and personal property in the event of damage or loss caused by a covered peril, such as fire, theft, or storm damage.

A New Hampshire homeowners insurance policy typically covers damage to your home and personal property, liability for injuries or damage caused to others, and additional living expenses if you’re unable to live in your home due to a covered loss.

Common perils covered by New Hampshire homeowners insurance include fire, lightning, windstorms, hail, theft, and vandalism.

Factors that can affect the cost of New Hampshire homeowners insurance include the age and condition of your home, the location of your home, the amount of coverage you choose, and your credit score.

Yes, you can typically customize your New Hampshire homeowners insurance policy to meet your specific needs. Options may include adding additional coverage for high-value items, increasing liability coverage, or adding coverage for a home business.

A deductible is the amount you pay out of pocket before your New Hampshire homeowners insurance coverage kicks in. The higher your deductible, the lower your insurance premiums will be.

Yes, many insurance companies offer discounts on New Hampshire homeowners insurance policies. Common discounts include bundling home and auto insurance, installing security systems, and maintaining a good credit score.