UPDATED: Jun 2, 2020
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Whether North Dakota car insurance premiums are increasing, decreasing or staying constant, you can find a fast and accurate rate quote at US Insurance Agents. Getting car insurance starts with learning the fundamental principles and finding out about discounts you might qualify for. Use our North Dakota Insurance Guide as a resource to help you select the best insurance.
Interested in home insurance? Read our North Dakota Homeowner’s Insurance guide.
Car Insurance Coverage
Minimum auto insurance coverage and rates vary from state to state. Compare state to state below:
|Minimum North Dakota Car Insurance Requirements|
|Bodily Injury Liability||$25,000 / $50,000 Limit|
|Property Damage Liability||$25,000 Limit|
|Uninsured/Underinsured Bodily Injury||$25,000 / $50,000 Limit|
|Personal Injury Protection||$30,000 Limit|
Average Monthly Car Insurance Rates in ND (Liability, Collision, Comprehensive)
Your average monthly car insurance rates by coverage may be cheaper than expected for additional coverage like comprehensive. Review rates for car insurance coverage below:
|Most Stolen Vehicles in North Dakota (2008)|
|1. 1996 Chevrolet Extended Cab 4×4 Pickup|
|2. 2001 Pontiac Grand Prix|
|3. 1989 Oldsmobile Cutlass|
|4. 2005 Ford Taurus|
|5. 1997 Honda Accord|
|6. 2001 Ford Explorer|
|7. 1991 Dodge Caravan|
|8. 2001 Pontiac Grand Am|
|9. 1995 Jeep Cherokee/Grand Cherokee|
|10. 1997 Dodge Intrepid|
How does ZIP code affect auto insurance? Factors like traffic, crime, and claim frequency in your area all matter. Find out how your ZIP code compares against other zips in ND.
Six major factors affect auto insurance rates in ND. Which car insurance factors will affect your rates the most? Find out below:
Which gender and age pays more for car insurance? Drivers under 25 years old are often in the highest risk class. See if the gender stereotype (males vs female auto insurance rates) holds true in North Dakota.
Now let’s see who is the cheapest car insurance company in North Dakota.
Who are the largest car insurance companies in North Dakota?
Important Contact Information
North Dakota Department of Insurance
State Capitol, fifth floor
600 E. Boulevard Ave.
Bismarck, ND 58505-0320
Phone: (800) 247-0560
North Dakota DMV
608 East Boulevard Avenue
Bismarck, ND 58505-0700
Phone: (701) 328-2500
Interested in health insurance? Read our North Dakota Health Insurance