Mutual Benefit Group Insurance Review & Ratings (2024)
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Justin Wright
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Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: Sep 17, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Sep 17, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Welcome to our comprehensive guide on Mutual Benefit Group Insurance and how it can provide you with the protection and peace of mind you deserve. In this article, we will delve into the key aspects of Mutual Benefit Group Insurance, including its coverage options, benefits, and why it is a top choice for individuals and businesses alike.
- Mutual Benefit Group has been providing insurance in Pennsylvania and Maryland for over 100 years
- Home, auto, and business insurance for both personal and commercial customers is the primary focus of this regionally small business
- Quality customer service and strong fiscal responsibility have established Mutual Benefit Group as a well-respected institution
Additionally, we will highlight the exceptional service and support you can expect from Mutual Benefit Group, backed by their extensive experience in the industry. To ensure you find the best insurance rates available, we invite you to enter your zip code and compare rates from the leading insurance providers.
Mutual Benefit Group
MBG began in a similar manner as that of the traditional mutual insurance company. A local group of 14 businessmen, who were looking to protect themselves from potential losses, decided to pool their resources to minimize risk. Now, more than 100 years later, the company is still owned by its policyholders and remains dedicated to serving its members.
Headquartered in Huntingdon, Pennsylvania, Mutual Benefit Group uses over 250 independent agents in both states of operation to provide home, auto, and business insurance. Today, the mutually-owned business serves 75,000 customers and counting.
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Mutual Benefit Group Insurance
Let’s examine the different types of home, auto, and business insurance that MBG provides. Each alternative provides various options designed to fit your coverage needs.
Mutual Benefit Group Home Insurance
In MBG’s homeowners insurance department, there are several packages to choose from. For the most affordable home insurance rates, you can begin with the base policy. This option covers those issues explicitly listed in your policy, as well as personal property and liability coverage.
A step up from the base is the preferred policy from Mutual Benefit Group. This plan increases the limits for payouts and covers more of your property.
The top tier to MBG’s homeowners insurance structure is the Promark program. Higher limits across the board are featured, as well as coverage for high-value personal items like jewelry, technology, etc. These policies have everything needed to protect high-end homes.
In addition to single-family homeowners insurance, MBG provides coverage for owners of townhouses, condominiums, and vacation homes. These policies protect personal property and the structures themselves. Renters can also purchase a policy from Mutual Benefit Group to protect against fire and property loss.
Mutual Benefit Group Personal Auto
MBG’s car insurance plans include standard options such as liability, collision, and comprehensive insurance, as well as several available add-ons to suit your needs. You can purchase repair or replacement cost coverage, gap insurance to cover your car lease, and several roadside assistance features including locksmith services and towing.
Mutual Benefit Group Business Insurance
MBG began as a way for local businessmen to protect each other from possible fire damage. That spirit of care for the needs of small businesses continues today. Business insurance options with Mutual Benefit Group include contractors insurance, commercial package plans, and business owners policies.
You can customize whichever package you select for your business with add-ons to suit your company’s needs. MBG offers coverage for your company’s vehicle fleet, equipment breakdowns, and more.
Each of these policy types comes with MBG’s personal service that builds value and compensates for potentially higher rates than other companies.
Mutual Benefit Group Insurance Rates
MBG is similar to most regional companies in that it does not offer instant online quotes for its rates. This company is run by independent agents who are committed to providing excellent customer service. Each agent is able and willing to help you find the right policy for your specifications.
Finding an agent to answer all your questions is easy with MBG’s website. The search function is built-in and enables you to access the one-on-one service that makes Mutual Benefit Group a highly trusted company. While MBG won’t necessarily be as affordable as the nationwide powerhouses, they do offer a substantial discount program to build loyalty and lower your rates.
Mutual Benefit Group Discounts
There are several ways to save on your policy with Mutual Benefit Group.
With Mutual Benefit Group insurance, you can receive discounts when you combine home and auto coverage. Your first at-fault car accident can be forgiven if you have been accident-free for five consecutive years. And you can receive up to 22% off when you add a second vehicle to your auto policy. Adding safety features like air bags, anti-theft devices, and anti-lock brakes will lower your rates as well.
Safe driving students can receive discounts for quality schoolwork. Students and drivers over 55 can also benefit from completing driver education and improvement courses.
There is a 10% discount for certain policies when rates are paid in full, and Mutual Benefit Group rewards loyalty and long-standing customer retention in its auto pricing structure.
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Filing a Claim With Mutual Benefit Group
From time to time, you may have to file a claim with your insurance company. Mutual Benefit Group customers can contact an agent or use the website. First, find your policy number on your insurance documents or your Mutual Benefit Group insurance card. Next, either call your agent or visit the claims department online.
For automobile glass-only claims, Mutual Benefit Group customers can file online and then receive service from Safelite. For all other claims, Mutual Benefit Group will handle the claims directly. Simply complete the information form on the company website and press submit. You will be contacted by your agent shortly thereafter.
Make a Payment With Mutual Benefit Group
While Mutual Benefit Group will accept payments over the phone, for your convenience they also offer the option to pay your bill online.
When it’s time to make your monthly payment, simply visit the Mutual Benefit Group website and click on the “Make A Payment” tab. Enter your Mutual Benefit Group login information, or create a new username and password if it’s your first time. You can also make a one-time payment using just your policy number and ZIP code. Mutual Benefit Group accepts Visa and Mastercard for online transactions.
Now let’s consider how Mutual Benefit Group compares to the competition.
Mutual Benefit Group Reviews and Ratings
MBG has an A- rating with A.M. Best. This rating factors in Mutual Benefit Group’s expected ability to cover reported claims and handle its general finances. This rating is considered “Excellent,” and the outlook for MBG is stable, according to A.M. Best.
Mutual Benefit also features an excellent track record with the Better Business Bureau, as they have very few customer complaints on file. This is true online as well, as the company regularly engages with those customers who complain of poor service or high prices.
As a small regional company, it is expected that — when compared with nationwide insurance providers — Mutual Benefit Group would not have a large number of customer interactions to deal with, and that is certainly the case. Still, they seem to maintain a good reputation overall.
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Mutual Benefit Group Jobs
If you are interested in a career with Mutual Benefit Group, you can access the “Careers” tab on the company website to get started. In addition to seeing actual job postings that you might be interested in, MBG offers insight into what it might be like to work for them.
Jobs at MBG are advertised as having competitive wages, comprehensive benefits, and incentives for personal health and continuing education. The corporate identity values honesty and integrity, personal responsibility, respect, and teamwork.
MBG wants to foster relationships with and among agents, staff, and policyholders. This environment features support for community involvement and wellness.
The Bottom Line on Mutual Benefit Group
If you live in Pennsylvania or Maryland, you may find Mutual Benefit Group a beneficial insurance provider for your needs. They may not offer the lowest prices in town, but a genuine, personal approach to fostering long-lasting relationships has helped MBG establish a strong reputation.
Frequently Asked Questions
What is Mutual Benefit Group?
Mutual Benefit Group is a regional property and casualty insurance carrier located in Pennsylvania. The company was founded in 1908 and offers a variety of personal and commercial insurance products.
What types of insurance products does Mutual Benefit Group offer?
Mutual Benefit Group offers a range of insurance products, including personal auto insurance, homeowners insurance, renters insurance, umbrella insurance, commercial auto insurance, commercial property insurance, commercial general liability insurance, and workers’ compensation insurance.
Where is Mutual Benefit Group insurance available?
Mutual Benefit Group operates in Pennsylvania and Maryland.
What is the financial strength rating of Mutual Benefit Group?
Mutual Benefit Group has been awarded an A- (Excellent) financial strength rating by A.M. Best, indicating a strong ability to meet its financial obligations.
How can I get a quote for Mutual Benefit Group insurance?
To get a quote for Mutual Benefit Group insurance, you can contact a local independent insurance agent who represents the company.
What is the claims process for Mutual Benefit Group insurance?
To file a claim with Mutual Benefit Group, policyholders can contact their independent insurance agent or call the company directly at 1-800-290-6361. Claims can also be filed online through the company’s website.
How is Mutual Benefit Group insurance rated by customers?
Mutual Benefit Group has received positive reviews from customers, with a 4.5-star rating on Google and a 4.2-star rating on Facebook.
Does Mutual Benefit Group offer any discounts on insurance premiums?
Yes, Mutual Benefit Group offers a variety of discounts on insurance premiums, including discounts for bundling multiple policies, having a good driving record, being a homeowner, and more. Contact a local independent insurance agent for more information on available discounts.
How long has Mutual Benefit Group been in business?
Mutual Benefit Group was founded in 1908, meaning the company has been in business for over 100 years.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.