Best Medicare Companies in Kentucky (2024)
Find the best medicare companies in kentucky for comprehensive coverage and affordable rates. Explore a wide range of options from top insurance providers, compare plans and benefits, and make an informed decision for your healthcare needs. Ensure you receive quality care and access to a network of healthcare professionals in your area.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Oct 16, 2024
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UPDATED: Oct 16, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Welcome to our comprehensive guide on the best Medicare companies in Kentucky. If you’re seeking reliable healthcare coverage, this article will help you navigate through the top insurance providers in the state.
We understand the importance of finding the right Medicare company that offers the perfect balance of quality care and affordable rates. In this guide, we will discuss the key topics including plan options, benefits, network coverage, and more. Our goal is to provide you with all the necessary information to make an informed decision about your Medicare coverage.
To get started and find the best Medicare company in Kentucky for your specific needs, simply enter your ZIP code and compare rates from top providers. Don’t miss out on the opportunity to secure the best healthcare coverage for yourself or your loved ones.
Medicare Advantage by Company in Kentucky
Medicare Advantage in Kentucky allows you to choose a plan administered by a health insurance company that combines Parts A and B and includes added benefits. Many Advantage plans include Part D coverage for Kentucky residents, and they often also include dental, hearing, and vision coverage. Take a look at the KY Medicare Advantage plans listed by company here.
Medicare Advantage Companies in Kentucky
| Company | Number of Plans | Counties |
|---|---|---|
| Aetna | 1 | Greenup, Shelby, Jefferson, Carter, Boyd, Fayette, Kenton, Nelson, Scott, Boone, Madison, Rowan, Hardin, Spencer, Bullitt, Campbell, Oldham, Jessamine |
| Aetna Medicare | 5 | Grant, Hopkins, Wayne, Grayson, Lewis, Greenup, Nicholas, Shelby, Franklin, Jefferson, Carter, Gallatin, Barren, Boyd, Fayette, Mason, Taylor, Kenton, Nelson, Floyd, Meade, Christian, Scott, Logan, Breckinridge, Harrison, Pulaski, Pike, Boone, Warren, Robertson, Madison, Hancock, Rowan, Hardin, Martin, Clark, Henry, Spencer, Bracken, McCracken, Knott, Bullitt, Anderson, Edmonson, Campbell, Carroll, Bourbon, Pendleton, Trimble, Russell, Woodford, Larue, Oldham, Ohio, Butler, Hart, Letcher, Henderson, Montgomery, Jessamine |
| Anthem | 1 | Grant, Hopkins, Webster, Elliott, Bath, Wayne, Grayson, Cumberland, Adair, Lewis, Powell, Union, Greenup, Marion, Nicholas, Clinton, Calloway, Shelby, Graves, Franklin, Laurel, Jefferson, Fulton, Livingston, Carter, Gallatin, Barren, Lee, Boyd, Jackson, Fayette, Mason, Taylor, Mercer, Carlisle, Kenton, Marshall, Nelson, Owsley, Lawrence, Floyd, Meade, Christian, Scott, Breathitt, Rockcastle, Hickman, Lyon, Caldwell, Logan, Breckinridge, Harrison, Casey, Pulaski, Green, Boyle, Simpson, Pike, Morgan, Boone, Magoffin, Warren, Knox, Robertson, Madison, Hancock, Todd, Rowan, Perry, Hardin, Clay, Harlan, Martin, Clark, Bell, Henry, Spencer, Monroe, Fleming, Johnson, Bracken, McCracken, Knott, Bullitt, Garrard, Anderson, Edmonson, Campbell, Carroll, Bourbon, Pendleton, Trimble, Leslie, Ballard, Russell, Washington, Allen, Estill, Trigg, McLean, McCreary, Woodford, Whitley, Larue, Lincoln, Oldham, Wolfe, Owen, Ohio, Daviess, Butler, Muhlenberg, Hart, Letcher, Henderson, Crittenden, Montgomery, Menifee, Metcalfe, Jessamine |
| Anthem Blue Cross and Blue Shield | 5 | Grant, Hopkins, Webster, Elliott, Bath, Wayne, Grayson, Cumberland, Adair, Lewis, Powell, Union, Greenup, Marion, Nicholas, Clinton, Calloway, Shelby, Graves, Franklin, Laurel, Jefferson, Fulton, Livingston, Carter, Gallatin, Barren, Lee, Boyd, Jackson, Fayette, Mason, Taylor, Mercer, Carlisle, Kenton, Marshall, Nelson, Owsley, Lawrence, Floyd, Meade, Christian, Scott, Breathitt, Rockcastle, Hickman, Lyon, Caldwell, Logan, Breckinridge, Harrison, Casey, Pulaski, Green, Boyle, Simpson, Pike, Morgan, Boone, Magoffin, Warren, Knox, Robertson, Madison, Hancock, Todd, Rowan, Perry, Hardin, Clay, Harlan, Martin, Clark, Bell, Henry, Spencer, Monroe, Fleming, Johnson, Bracken, McCracken, Knott, Bullitt, Garrard, Anderson, Edmonson, Campbell, Carroll, Bourbon, Pendleton, Trimble, Leslie, Ballard, Russell, Washington, Allen, Estill, Trigg, McLean, McCreary, Woodford, Whitley, Larue, Lincoln, Oldham, Wolfe, Owen, Ohio, Daviess, Butler, Muhlenberg, Hart, Letcher, Henderson, Crittenden, Montgomery, Menifee, Metcalfe, Jessamine |
| CareSource | 3 | Shelby, Franklin, Jefferson, Fayette, Mercer, Kenton, Scott, Boone, Madison, Spencer, Bullitt, Anderson, Campbell, Woodford, Jessamine |
| Humana | 34 | Grant, Kenton, Boone, Campbell, Pendleton, Hopkins, Cumberland, Adair, Union, Greenup, Clinton, Calloway, Graves, Fulton, Livingston, Carter, Gallatin, Boyd, Mercer, Marshall, Owsley, Floyd, Meade, Christian, Hickman, Logan, Casey, Green, Simpson, Pike, Morgan, Magoffin, Perry, Clay, Harlan, Martin, Monroe, Johnson, Knott, Edmonson, Carroll, Trimble, Leslie, Allen, Whitley, Owen, Daviess, Butler, Hart, Letcher, Crittenden, Henderson, Bracken, Webster, Elliott, Bath, Wayne, Grayson, Lewis, Powell, Marion, Nicholas, Shelby, Franklin, Laurel, Jefferson, Barren, Lee, Jackson, Fayette, Mason, Taylor, Carlisle, Nelson, Lawrence, Scott, Breathitt, Rockcastle, Lyon, Caldwell, Breckinridge, Harrison, Pulaski, Boyle, Warren, Knox, Robertson, Madison, Hancock, Todd, Rowan, Hardin, Clark, Bell, Henry, Spencer, Fleming, McCracken, Bullitt, Garrard, Anderson, Bourbon, Ballard, Russell, Washington, Estill, Trigg, McLean, McCreary, Woodford, Larue, Lincoln, Oldham, Wolfe, Ohio, Muhlenberg, Montgomery, Menifee, Metcalfe, Jessamine |
| Lasso Healthcare | 2 | Grant, Hopkins, Webster, Elliott, Bath, Wayne, Grayson, Cumberland, Adair, Lewis, Powell, Union, Greenup, Marion, Nicholas, Clinton, Calloway, Shelby, Graves, Franklin, Laurel, Jefferson, Fulton, Livingston, Carter, Gallatin, Barren, Lee, Boyd, Jackson, Fayette, Mason, Taylor, Mercer, Carlisle, Kenton, Marshall, Nelson, Owsley, Lawrence, Floyd, Meade, Christian, Scott, Breathitt, Rockcastle, Hickman, Lyon, Caldwell, Logan, Breckinridge, Harrison, Casey, Pulaski, Green, Boyle, Simpson, Pike, Morgan, Boone, Magoffin, Warren, Knox, Robertson, Madison, Hancock, Todd, Rowan, Perry, Hardin, Clay, Harlan, Martin, Clark, Bell, Henry, Spencer, Monroe, Fleming, Johnson, Bracken, McCracken, Knott, Bullitt, Garrard, Anderson, Edmonson, Campbell, Carroll, Bourbon, Pendleton, Trimble, Leslie, Ballard, Russell, Washington, Allen, Estill, Trigg, McLean, McCreary, Woodford, Whitley, Larue, Lincoln, Oldham, Wolfe, Owen, Ohio, Daviess, Butler, Muhlenberg, Hart, Letcher, Henderson, Crittenden, Montgomery, Menifee, Metcalfe, Jessamine |
| Passport Advantage | 1 | Grayson, Marion, Shelby, Jefferson, Nelson, Meade, Breckinridge, Hardin, Henry, Spencer, Bullitt, Carroll, Trimble, Washington, Larue, Oldham |
| Signature Advantage | 2 | Jefferson, Lee, Jackson, Fayette, Mercer, Nelson, Scott, Rockcastle, Casey, Boyle, Warren, Hardin, Clark, Spencer, Anderson, Carroll, Trimble, Larue, Daviess |
| UnitedHealthcare | 10 | Grant, Marion, Shelby, Jefferson, Taylor, Kenton, Nelson, Meade, Boone, Hardin, Henry, Spencer, Bullitt, Campbell, Pendleton, Larue, Oldham, Franklin, Fayette, Floyd, Pike, Knox, Madison, Perry, Harlan, Bell, Knott, Anderson, Leslie, Woodford, Whitley, Letcher, Jessamine, Webster, Elliott, Bath, Adair, Lewis, Powell, Union, Greenup, Nicholas, Laurel, Livingston, Carter, Gallatin, Lee, Boyd, Jackson, Mason, Mercer, Carlisle, Owsley, Lawrence, Scott, Breathitt, Rockcastle, Caldwell, Harrison, Casey, Pulaski, Boyle, Morgan, Magoffin, Robertson, Hancock, Rowan, Clay, Martin, Clark, Fleming, Johnson, Bracken, Garrard, Carroll, Bourbon, Trimble, Ballard, Russell, Washington, Estill, McLean, McCreary, Lincoln, Wolfe, Owen, Ohio, Daviess, Muhlenberg, Henderson, Montgomery, Menifee, Christian |
| WellCare | 9 | Grant, Hopkins, Wayne, Grayson, Greenup, Calloway, Shelby, Graves, Franklin, Laurel, Jefferson, Fulton, Carter, Gallatin, Barren, Boyd, Fayette, Taylor, Mercer, Carlisle, Kenton, Marshall, Nelson, Floyd, Meade, Christian, Scott, Hickman, Caldwell, Logan, Breckinridge, Harrison, Pulaski, Boyle, Simpson, Pike, Boone, Warren, Knox, Madison, Hancock, Todd, Perry, Hardin, Clay, Harlan, Clark, Bell, Henry, Spencer, Johnson, McCracken, Knott, Bullitt, Garrard, Anderson, Edmonson, Campbell, Carroll, Bourbon, Pendleton, Trimble, Leslie, Ballard, Washington, Allen, Trigg, McLean, McCreary, Woodford, Whitley, Lincoln, Oldham, Owen, Ohio, Daviess, Butler, Muhlenberg, Hart, Letcher, Henderson, Montgomery, Jessamine |
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Medicare Part D by Company in Kentucky
Medicare Part D Kentucky prescription drug plans are available as a standalone plan that you can add to either your original Medicare or KY Medicare Advantage plan. They offer a range of deductibles and copay options, and there are plans for every budget. Take a look at the Medicare prescription drug plans in Kentucky compared here.
Standalone Medicare Part D Plans in Kentucky
| Plan | Details | Tiers |
|---|---|---|
| AARP MedicareRx Preferred (PDP) S5820 – 014 – 0 by UnitedHealthcare |
Monthly Premium: $81.60 Annual Deductible: $0 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $5.00 Tier 2: $10.00 Tier 3: $45.00 Tier 4: 40% Tier 5: 33% |
| AARP MedicareRx Saver Plus (PDP) S5921 – 360 – 0 by UnitedHealthcare |
Monthly Premium: $27.70 Annual Deductible: $445 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $5.00 Tier 3: $35.00 Tier 4: 40% Tier 5: 25% |
| AARP MedicareRx Walgreens (PDP) S5921 – 396 – 0 by UnitedHealthcare |
Monthly Premium: $33.10 Annual Deductible: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $6.00 Tier 3: $40.00 Tier 4: 40% Tier 5: 25% |
| Anthem MediBlue Rx Enhanced (PDP) S5596 – 074 – 0 by Anthem MediBlue Rx (PDP) |
Monthly Premium: $25.30 Annual Deductible: $300 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: Yes |
Tier 1: $0.00 Tier 2: $2.00 Tier 3: 20% Tier 4: 38% Tier 5: 26% |
| Anthem MediBlue Rx Plus (PDP) S5596 – 018 – 0 by Anthem MediBlue Rx (PDP) |
Monthly Premium: $58.70 Annual Deductible: $0 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $3.00 Tier 3: $43.00 Tier 4: 45% Tier 5: 33% |
| Anthem MediBlue Rx Standard (PDP) S5596 – 017 – 0 by Anthem MediBlue Rx (PDP) |
Monthly Premium: $57.50 Annual Deductible: $330 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $2.00 Tier 3: $34.00 Tier 4: 33% Tier 5: 25% |
| Cigna Secure Rx (PDP) S5617 – 222 – 0 by Cigna |
Monthly Premium: $29.40 Annual Deductible: $445 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $2.00 Tier 3: $32.00 Tier 4: 50% Tier 5: 25% |
| Cigna Secure-Essential Rx (PDP) S5617 – 294 – 0 by Cigna |
Monthly Premium: $23.70 Annual Deductible: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $2.00 Tier 3: 18% Tier 4: 45% Tier 5: 25% |
| Cigna Secure-Extra Rx (PDP) S5617 – 260 – 0 by Cigna |
Monthly Premium: $48.50 Annual Deductible: $100 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: Yes |
Tier 1: $4.00 Tier 2: $10.00 Tier 3: $42.00 Tier 4: 50% Tier 5: 31% |
| Clear Spring Health Premier Rx (PDP) S6946 – 041 – 0 by Clear Spring Health |
Monthly Premium: $15.40 Annual Deductible: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $3.00 Tier 3: $40.00 Tier 4: 41% Tier 5: 25% |
| Clear Spring Health Value Rx (PDP) S6946 – 012 – 0 by Clear Spring Health |
Monthly Premium: $27.00 Annual Deductible: $445 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $3.00 Tier 3: $42.00 Tier 4: 33% Tier 5: 25% |
| Elixir RxPlus (PDP) S7694 – 133 – 0 by Elixir Insurance |
Monthly Premium: $14.30 Annual Deductible: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $6.00 Tier 3: $43.00 Tier 4: 45% Tier 5: 25% |
| Elixir RxSecure (PDP) S7694 – 015 – 0 by Elixir Insurance |
Monthly Premium: $27.80 Annual Deductible: $445 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $7.00 Tier 3: 15% Tier 4: 33% Tier 5: 25% |
| Express Scripts Medicare – Choice (PDP) S5660 – 185 – 0 by Express Scripts Medicare |
Monthly Premium: $78.90 Annual Deductible: $100 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: Yes |
Tier 1: $2.00 Tier 2: $7.00 Tier 3: $42.00 Tier 4: 50% Tier 5: 31% |
| Express Scripts Medicare – Saver (PDP) S5660 – 231 – 0 by Express Scripts Medicare |
Monthly Premium: $22.60 Annual Deductible: $285 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $2.00 Tier 2: $7.00 Tier 3: $35.00 Tier 4: 50% Tier 5: 28% |
| Express Scripts Medicare – Value (PDP) S5660 – 117 – 0 by Express Scripts Medicare |
Monthly Premium: $26.40 Annual Deductible: $445 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $3.00 Tier 3: $31.00 Tier 4: 50% Tier 5: 25% |
| Humana Basic Rx Plan (PDP) S5884 – 138 – 0 by Humana |
Monthly Premium: $28.50 Annual Deductible: $445 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $1.00 Tier 3: 20% Tier 4: 35% Tier 5: 25% |
| Humana Premier Rx Plan (PDP) S5884 – 161 – 0 by Humana |
Monthly Premium: $61.70 Annual Deductible: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $4.00 Tier 3: $45.00 Tier 4: 49% Tier 5: 25% |
| Humana Walmart Value Rx Plan (PDP) S5884 – 194 – 0 by Humana |
Monthly Premium: $17.20 Annual Deductible: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $4.00 Tier 3: 19% Tier 4: 35% Tier 5: 25% |
| Mutual of Omaha Rx Plus (PDP) S7126 – 014 – 0 by Mutual of Omaha Rx |
Monthly Premium: $68.00 Annual Deductible: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $3.00 Tier 3: 20% Tier 4: 37% Tier 5: 25% |
| Mutual of Omaha Rx Premier (PDP) S7126 – 084 – 0 by Mutual of Omaha Rx |
Monthly Premium: $23.60 Annual Deductible: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $2.00 Tier 3: 23% Tier 4: 46% Tier 5: 25% |
| SilverScript Choice (PDP) S5601 – 030 – 0 by Aetna Medicare |
Monthly Premium: $26.20 Annual Deductible: $325 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $5.00 Tier 3: $35.00 Tier 4: 40% Tier 5: 27% |
| SilverScript Plus (PDP) S5601 – 031 – 0 by Aetna Medicare |
Monthly Premium: $58.70 Annual Deductible: $0 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: Yes |
Tier 1: $0.00 Tier 2: $2.00 Tier 3: $47.00 Tier 4: 50% Tier 5: 33% |
| SilverScript SmartRx (PDP) S5601 – 190 – 0 by Aetna Medicare |
Monthly Premium: $7.30 Annual Deductible: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $19.00 Tier 3: $46.00 Tier 4: 45% Tier 5: 25% |
| WellCare Classic (PDP) S4802 – 086 – 0 by WellCare |
Monthly Premium: $26.50 Annual Deductible: $445 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $2.00 Tier 3: $30.00 Tier 4: 34% Tier 5: 25% |
| WellCare Medicare Rx Saver (PDP) S5810 – 049 – 0 by WellCare |
Monthly Premium: $36.00 Annual Deductible: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $6.00 Tier 3: $40.00 Tier 4: 40% Tier 5: 25% |
| WellCare Medicare Rx Select (PDP) S5810 – 289 – 0 by WellCare |
Monthly Premium: $23.20 Annual Deductible: $415 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $3.00 Tier 3: $47.00 Tier 4: 42% Tier 5: 25% |
| WellCare Medicare Rx Value Plus (PDP) S5768 – 138 – 0 by WellCare |
Monthly Premium: $73.20 Annual Deductible: $0 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $4.00 Tier 3: $47.00 Tier 4: 46% Tier 5: 33% |
| WellCare Value Script (PDP) S4802 – 150 – 0 by WellCare |
Monthly Premium: $17.70 Annual Deductible: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $6.00 Tier 3: $43.00 Tier 4: 47% Tier 5: 25% |
| WellCare Wellness Rx (PDP) S4802 – 184 – 0 by WellCare |
Monthly Premium: $15.80 Annual Deductible: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $5.00 Tier 3: $40.00 Tier 4: 46% Tier 5: 25% |
Medicare Supplement by Company in Kentucky
Kentucky Medicare supplement plans, also known as Medigap, help cover the out-of-pocket costs that come with original Medicare. Medicare supplement plans in KY are standardized, but companies can determine their own rates, so it’s best to shop around. Take a look at the Medigap companies in Kentucky and see which plans they offer here.
Medigap Companies in Kentucky
| Company | Plans |
|---|---|
| AARP – UnitedHealthcare Insurance Company (Level 1) | Medigap Plan A, Medigap Plan B, Medigap Plan C, Medigap Plan F, Medigap Plan G, Medigap Plan K, Medigap Plan L, Medigap Plan N |
| AARP – UnitedHealthcare Insurance Company (Level 2) | Medigap Plan A, Medigap Plan B, Medigap Plan C, Medigap Plan F, Medigap Plan G, Medigap Plan K, Medigap Plan L, Medigap Plan N |
| AARP – UnitedHealthcare Insurance Company (Standard) | Medigap Plan A, Medigap Plan B, Medigap Plan C, Medigap Plan F, Medigap Plan G, Medigap Plan K, Medigap Plan L, Medigap Plan N |
| Accendo Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G, Medigap Plan N |
| Aetna Health and Life Insurance Company | Medigap Plan A, Medigap Plan B, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G, Medigap Plan N |
| American Benefit Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G, Medigap Plan N |
| American Financial Security Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G, Medigap Plan N |
| American Retirement Life Insurance Company (CIGNA) | Medigap Plan A, Medigap Plan F, Medigap Plan G, Medigap Plan N |
| American Retirement Life Insurance Company (CIGNA) (Standard II) | Medigap Plan A, Medigap Plan F, Medigap Plan G, Medigap Plan N |
| American Retirement Life Insurance Company (CIGNA) (Standard III) | Medigap Plan A, Medigap Plan F, Medigap Plan G, Medigap Plan N |
| Anthem Blue Cross Blue Shield – Kentucky | Medigap Plan A, Medigap Plan F, Medigap Plan G, Medigap Plan N |
| Assured Life Association | Medigap Plan A, Medigap Plan F, Medigap Plan G, Medigap Plan N |
| Atlantic Coast Life Insurance Company | Medigap Plan A, Medigap Plan C, Medigap Plan F, Medigap Plan G, Medigap Plan N |
| Atlantic Coast Life Insurance Company (Household) | Medigap Plan A, Medigap Plan C, Medigap Plan F, Medigap Plan G, Medigap Plan N |
| Bankers Fidelity Assurance Company (Preferred) | Medigap Plan A, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G, Medigap Plan N |
| Bankers Fidelity Assurance Company (Standard) | Medigap Plan A, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G, Medigap Plan N |
| CSI Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G, Medigap Plan N |
| Capitol Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G, Medigap Plan N |
| Central States Health and Life Co. of Omaha | Medigap Plan A, Medigap Plan D, Medigap Plan F, Medigap Plan N |
| Cigna Health & Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G, Medigap Plan N |
| Colonial Penn Life Insurance Company | Medigap Plan A, Medigap Plan B, Medigap Plan D, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G, Medigap Plan G-high deductible, Medigap Plan K, Medigap Plan L, Medigap Plan M, Medigap Plan N |
| Colonial Penn Life Insurance Company (Substandard) | Medigap Plan A, Medigap Plan B, Medigap Plan D, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G, Medigap Plan G-high deductible, Medigap Plan K, Medigap Plan L, Medigap Plan M, Medigap Plan N |
| Combined Insurance Company of America | Medigap Plan A, Medigap Plan F, Medigap Plan G, Medigap Plan N |
| Erie Family Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G, Medigap Plan N |
| Federal Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G, Medigap Plan N |
| GPM Health and Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G, Medigap Plan N |
| Garden State Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G, Medigap Plan G-high deductible, Medigap Plan M, Medigap Plan N |
| Globe Life and Accident Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G, Medigap Plan G-high deductible, Medigap Plan N |
| Great Southern Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G, Medigap Plan N |
| Great Southern Life Insurance Company (Class 1) | Medigap Plan A, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G, Medigap Plan N |
| Guarantee Trust Life Insurance Company | Medigap Plan A, Medigap Plan C, Medigap Plan F, Medigap Plan G, Medigap Plan N |
| Heartland National Life Insurance Company | Medigap Plan A, Medigap Plan C, Medigap Plan G, Medigap Plan N |
| Humana Achieve (CompBenefits Insurance Company) | Medigap Plan A, Medigap Plan F, Medigap Plan G, Medigap Plan G-high deductible, Medigap Plan N |
| Humana Achieve (CompBenefits Insurance Company) (Household) | Medigap Plan A, Medigap Plan F, Medigap Plan G, Medigap Plan G-high deductible, Medigap Plan N |
| Independence American Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G, Medigap Plan N |
| Lumico Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G, Medigap Plan N |
| Magna Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G, Medigap Plan N |
| Manhattan Life Assurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G, Medigap Plan N |
| Medico Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G, Medigap Plan G-high deductible, Medigap Plan N |
| Nassau Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G, Medigap Plan N |
| National Guardian Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G, Medigap Plan N |
| National Health Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G, Medigap Plan N |
| Pan-American Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G, Medigap Plan N |
| Pekin Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G, Medigap Plan N |
| Prosperity Life Group | Medigap Plan A, Medigap Plan F, Medigap Plan G |
| Puritan Life Insurance Company of America | Medigap Plan A, Medigap Plan F, Medigap Plan G, Medigap Plan N |
| Sentinel Security Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G, Medigap Plan N |
| Shenandoah Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G, Medigap Plan N |
| Southern Guaranty Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G, Medigap Plan N |
| State Farm Mutual Automobile Insurance Company | Medigap Plan A, Medigap Plan C, Medigap Plan D, Medigap Plan F, Medigap Plan G, Medigap Plan N |
| Transamerica Life Insurance Company (Direct) | Medigap Plan A, Medigap Plan B, Medigap Plan C, Medigap Plan D, Medigap Plan F, Medigap Plan G, Medigap Plan K, Medigap Plan L, Medigap Plan M, Medigap Plan N |
| USAA Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G, Medigap Plan N |
| Union Security Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G, Medigap Plan N |
| United American Insurance Company | Medigap Plan A, Medigap Plan B, Medigap Plan C, Medigap Plan D, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G, Medigap Plan G-high deductible, Medigap Plan K, Medigap Plan L, Medigap Plan N |
| United Commercial Travelers of America | Medigap Plan A, Medigap Plan B, Medigap Plan C, Medigap Plan D, Medigap Plan F, Medigap Plan G, Medigap Plan N |
| United Insurance Company of America | Medigap Plan A, Medigap Plan D, Medigap Plan F, Medigap Plan G, Medigap Plan G-high deductible, Medigap Plan N |
| United States Fire Insurance Company | Medigap Plan A, Medigap Plan B, Medigap Plan F, Medigap Plan G, Medigap Plan G-high deductible, Medigap Plan K, Medigap Plan L, Medigap Plan N |
| United World Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G, Medigap Plan G-high deductible, Medigap Plan N |
| Anthem Blue Cross Blue Shield – Kentucky (Innovative) | Medigap Plan F |
Medicare Supplement Coverage by Plan in Kentucky
Not sure what each of the standard KY Medicare supplement plans covers? Take a look at the breakdown below.
Medicare Supplement Plans in Kentucky
| Plan Name | Monthly Cost | Copays Coinsurance | Deductibles | Plan Benefits |
|---|---|---|---|---|
| Medigap Plan A | Premiums range from $67-$1,230 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services | $1,484 Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: No
Part A deductible: No Part B deductible: No Part B excess charges: No Foreign travel emergency: No |
| Medigap Plan B | Premiums range from $119-$867 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services | $0 Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: No
Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: No |
| Medigap Plan C | Premiums range from $126-$1,365 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services | $0 Hospital (Part A) deductible, $0 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: Yes Part B excess charges: No Foreign travel emergency: Yes |
| Medigap Plan D | Premiums range from $113-$711 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services | $0 Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: Yes |
| Medigap Plan F | Premiums range from $112-$1,683 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services | $0 Hospital (Part A) deductible, $0 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: Yes Part B excess charges: Yes Foreign travel emergency: Yes |
| Medigap Plan F-high deductible | Premiums range from $31-$596 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services after you pay $2,370 deductible | $2,370 total plan deductible. After, you pay: $0 Hospital (Part A) deductible, $0 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: Yes Part B excess charges: Yes Foreign travel emergency: Yes |
| Medigap Plan G | Premiums range from $97-$1,340 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services | $0 Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: No Part B excess charges: Yes Foreign travel emergency: Yes |
| Medigap Plan G-high deductible | Premiums range from $31-$530 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services after you pay $2,370 deductible | $2,370 total plan deductible. After, you pay: $0 Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: No Part B excess charges: Yes Foreign travel emergency: Yes |
| Medigap Plan K | Premiums range from $47-$242 depending on your age, sex, health status, and when you buy. | 10% Generally your cost for approved Part B services up to $6,220. Then, you’ll pay $0 for the rest of the year. | $742 (50% of Part A deductible) Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: No |
| Medigap Plan L | Premiums range from $64-$359 depending on your age, sex, health status, and when you buy. | 5% Generally your cost for approved Part B services up to $3,110. Then, you’ll pay $0 for the rest of the year. | $371 (25% of Part A deductible) Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: No |
| Medigap Plan M | Premiums range from $96-$545 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services | $742 (50% of Part A deductible) Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: Yes |
| Medigap Plan N | Premiums range from $73-$1,019 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services with some $20 and $50 copays | $0 Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: Yes |
Shop for Medicare Coverage in Kentucky
Once you know what type of Kentucky Medicare plan you want to buy, it’s time to shop and compare rates. You may want to compare an original Medicare plan in KY combined with Medicare supplement coverage to Kentucky Medicare Advantage plans to see which option gives you the best combination of price and coverage.
Get started with Medicare rates in Kentucky to compare for your needs right now. Just enter your ZIP code to see free KY Medicare quotes now.
Explore Medicare Companies in Kentucky
This comprehensive table compares Medicare company rates across multiple cities in Kentucky, providing valuable insights for individuals seeking healthcare coverage options. With detailed information tailored to specific locations, it offers a localized perspective to aid in decision-making.
Frequently Asked Questions
What are Medicare companies in Kentucky?
Medicare companies are private insurance companies that offer Medicare Advantage plans, Medicare Part D prescription drug plans, and Medicare Supplement plans to beneficiaries in Kentucky. Some of the top Medicare companies in Kentucky include Humana, Anthem Blue Cross Blue Shield, Aetna, Cigna, and United Healthcare.
What is a Medicare Advantage plan?
A Medicare Advantage plan is an alternative to Original Medicare (Parts A and B) that is offered by private insurance companies. Medicare Advantage plans typically include additional benefits such as vision, hearing, dental, and prescription drug coverage, and may have lower out-of-pocket costs than Original Medicare.
What is a Medicare Part D plan?
A Medicare Part D plan is a prescription drug plan offered by private insurance companies that covers the cost of prescription medications. Part D plans are available to Medicare beneficiaries who have Original Medicare, as well as those who have a Medicare Advantage plan that does not include prescription drug coverage.
What is a Medicare Supplement plan?
A Medicare Supplement plan, also known as a Medigap plan, is a type of insurance policy that is designed to help cover some of the out-of-pocket costs associated with Original Medicare. Medigap plans are offered by private insurance companies and may cover expenses such as deductibles, coinsurance, and copayments.
How do I choose a Medicare company in Kentucky?
Choosing a Medicare company in Kentucky can depend on a variety of factors, including your healthcare needs and budget. It’s important to research different Medicare plans and companies to compare costs, coverage options, and network providers. You can also consult with a licensed insurance agent who can provide personalized recommendations based on your specific needs.
What is the enrollment period for Medicare in Kentucky?
The initial enrollment period for Medicare in Kentucky is typically a seven-month period that begins three months before the month of your 65th birthday and ends three months after the month of your 65th birthday. There are also annual enrollment periods for Medicare Advantage and Medicare Part D plans, which typically run from October 15 to December 7 each year.
How do I apply for Medicare in Kentucky?
You can apply for Medicare in Kentucky by visiting the Social Security Administration website or by visiting your local Social Security office. If you are already receiving Social Security benefits, you will be automatically enrolled in Medicare Parts A and B. If you are not yet receiving Social Security benefits, you will need to enroll in Medicare through the Social Security Administration.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
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