UPDATED: Jun 1, 2020
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn't influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
Searching for the best insurance coverage in Iowa begins with knowing the fundamental principles. US Insurance Agents has state by state resources to help educate our visitors on state specific insurance rules and regulations to help them make their quotingexperience a good one. You may also obtain multiple insurance rates by using our car insurance quote form.
Interested in home insurance? Read our Iowa Homeowner’s Insurance
Car Insurance Coverage
Minimum auto insurance coverage and rates vary from state to state. Compare state to state below:
|Minimum Iowa Car Insurance Requirements|
|Bodily Injury Liability||$20,000 / $40,000 Limit|
|Property Damage Liability||$15,000 Limit|
Average Monthly Car Insurance Rates in IA (Liability, Collision, Comprehensive)
Your average monthly car insurance rates by coverage may be cheaper than expected for additional coverage like comprehensive. Review rates for car insurance coverage below:
|Most Stolen Vehicles in Iowa (2008)|
|1. 1995 Ford F150 Pickup|
|2. 1997 Ford Taurus|
|3. 2001 Dodge Ram Pickup|
|4. 1997 Chevrolet Cavalier|
|5. 1999 Pontiac Grand Am|
|6. 1993 Chevrolet Lumina|
|7. 1997 Pontiac Grand Prix|
|8. 2001 Ford Explorer|
|9. 1998 Jeep Cherokee/Grand Cherokee|
|10. 2000 Chevrolet 4×4 Pickup|
How does ZIP code affect auto insurance? Factors like traffic, crime, and claim frequency in your area all matter. Find out how your ZIP code compares against other zips in IA.
Six major factors affect auto insurance rates in IA. Which car insurance factors will affect your rates the most? Find out below:
Which gender and age pays more for car insurance? Drivers under 25 years old are often in the highest risk class. See if the gender stereotype (males vs female auto insurance rates) holds true in Iowa.
Who is the cheapest car insurance company in IA? Review the average auto insurance rates by company below:
Who are the largest auto insurance companies in IA?
Important Contact Information
Iowa Department of Insurance
330 Maple St.
Des Moines, IA 50319-0065
Phone: (515) 281-5705
800 Lincoln Way
Ames, IA 50010
Phone: (515) 239-1101
Interested in health insurance? Read our Iowa Health Insurance
Insurance Guides for Nearby States
- Minnesota Insurance
- Missouri Insurance
- Nebraska Insurance
- South Dakota Insurance
- Wisconsin Insurance
- Illinois Insurance
Iowa Insurance Agents
Des Moines Car Insurance | Cedar Rapids Car Insurance | Davenport Car Insurance | Sioux City Car Insurance | Iowa City Car Insurance | Waterloo Car Insurance | Ames Car Insurance | West Des Moines Car Insurance | Council Bluffs Car Insurance | Dubuque Car Insurance | Ankeny Car Insurance | Urbandale Car Insurance | Cedar Falls Car Insurance | Marion Car Insurance | Bettendorf Car Insurance | Marshalltown Car Insurance | Mason City Car Insurance | Clinton Car Insurance