How to Cancel Allstate Car Insurance in 2025 (5 Simple Steps)

Are you looking to cancel your Allstate car insurance? In this comprehensive guide, we will walk you through the process of how to cancel car insurance at Allstate.

From understanding how to cancel car insurance to securing a refund, we cover everything you need to know.

Allstate can be canceled by phone, mail, or in person with an agent. Most car insurance companies are more affordable than Allstate, and Allstate doesn’t charge a cancellation fee when you cancel.

Make sure to compare rates from the best insurance providers to ensure you’re getting the most competitive prices. Enter your ZIP code now to compare rates and find the insurance coverage that suits your needs.

5 Easy Steps to Cancel Allstate Car Insurance

Before you cancel Allstate auto insurance, you should learn how to avoid issues with the Allstate cancellation policy and how to secure insurance coverage at another company.

We cover five quick steps to follow when canceling Allstate insurance to help the process go as smoothly as possible.

Step #1: Find a New Insurer

If you are keeping your car, you will need to have a new insurance policy lined up before you cancel to ensure you don’t have an illegal gap in coverage. Compare car insurance quotes from other companies to Allstate car insurance quotes to see if you can get a better deal.

You may be getting affordable Allstate car insurance, but you won’t know how good it is if you don’t see what other insurance companies provide.

Let’s see how top companies compare to Allstate auto insurance.

Average Monthly Full Coverage and Liability-Only Car Insurance Rates

Allstate auto insurance rates are the most expensive for full coverage and liability-only insurance. But these are average monthly rates that will likely be different for each person.

Consider how much you’re paying at Allstate and compare it to what you could pay with another company.

If Allstate is too expensive, you should purchase another auto insurance policy. Although cheaper isn’t always better, you need an insurance policy that you can afford.

The good news is that you don’t have to pay for a policy in full. You can deposit money on a new policy to hold that car insurance policy until your Allstate plan is over.

Step #2: Decide on a Cancellation Date

Ask Allstate about your renewal date before you buy Allstate car insurance for another term. If you’re sure that you want to cancel, try to cancel close to the renewal date. We recommend that you choose an Allstate cancellation policy date.

You also want to make sure that your new auto insurance policy from one of the best insurance companies starts before your Allstate cancellation date.

Step #3: Contact Allstate

You can cancel Allstate auto insurance by phone, in person with an agent, or by mail. You can’t cancel your Allstate auto insurance through the Allstate app, however. You will need to sign in to your account on the website.

To cancel Allstate insurance by phone, contact the Allstate customer service phone number at 800-669-1552.

For agent cancellation, contact your agent and let them know you want to cancel. Your Allstate agent may ask you to submit something in writing.

Learn More: Does your insurance agent have your best interests in mind?

Be sure to include your name, address, Allstate insurance policy number, and the date you want to cancel.

If you want to cancel by mail, write an Allstate insurance cancellation letter stating that you want to cancel your Allstate auto insurance.

Use the same method as if you were writing a request to your agent by including personal information and your Allstate insurance policy number.

Step #4: Fill Out Cancellation Paperwork

You will need to sign cancellation paperwork to verify that you are canceling your Allstate insurance. It should only take a few minutes to do so.

Once you have everything set up, you can cancel your policy without creating a coverage gap, as almost every state requires car insurance (Learn More: What states require car insurance?). If you’ve done steps one through three without setting a cancellation date, you can cancel immediately.

Allstate customers can cancel any time they want. And the Allstate cancellation policy won’t charge you an Allstate cancellation fee.

Step #5: Step #5: Collect Refund if Applicable

If you decided to cancel your Allstate auto insurance policy early, you could receive a refund if you paid in full at the start of the policy (Read More: What does it mean when a policy is fully paid up?).

However, you won’t receive the total you paid when you cancel a policy at Allstate. Allstate will deduct the months where you used its insurance service.

For example, if you cancel two months into a six-month policy, you’ll receive four months’ worth of monthly payments.

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Reasons for Cancelling Allstate Car Insurance

Each driver is faced with various situations that may determine why they should cancel. Now that you know how to cancel an Allstate policy, here’s a list of reasons why you may want to contact Allstate to cancel insurance.

• Allstate car insurance rates have become too expensive.
• Your coverage need isn’t being met.
• You’ve sold your vehicle.
• You moved to a state where Allstate doesn’t do business.
• You don’t own a car.

These are only a few reasons to cancel your Allstate policy, but many others have unique reasons for leaving Allstate.

Check out our Allstate car insurance review for more details on Allstate.

What To Do If You Want to Keep Allstate Car Insurance

If Allstate auto insurance works better for you, renew your policy at the renewal date. Allstate Insurance Company is one of the top contenders in the car insurance market.

In addition to its large market share, Allstate provides multiple discounts you can use to your advantage and save hundreds of dollars per year.

For example, you can join the Allstate Drivewise program to try and earn a discount. If you aren’t happy with the program, you can leave it at any time.

Low-mileage drivers who want to keep Allstate may benefit from Allstate’s Milewise insurance, where you pay a base rate and then a per-mile fee.

3 Case Studies: Canceling Allstate Car Insurance

Now that we have covered how to cancel Allstate auto insurance, we want to take a look at some different scenarios of customers who canceled their Allstate car insurance policy.

• Case Study #1—John’s Customer Service Cancellation: John, a long-time customer of Allstate Car Insurance, discovered a better insurance deal and decided to cancel his policy. With the help of Allstate’s customer service, he successfully completed the cancellation.
• Case Study #2 – Mark’s Seamless Agent-Assisted Cancellation: Mark contacted his Allstate agent to address inquiries about his car insurance policy and ensure a smooth cancellation process. Mark appreciated the personalized service and successfully canceled his Allstate car insurance without any issues.
• Case Study #3 – Emily’s Mailed Cancellation Request: Preferring traditional methods, Emily chose to mail her cancellation request, drafted a formal cancellation letter, and sent it via certified mail. Within a week, she received confirmation of her policy cancellation, proving the effectiveness of this alternative method.

If you discover a better car insurance policy with another provider and want a smooth transition, following the five steps in the article will help you with canceling your Allstate car insurance and ensure a seamless switch without invalidating your car insurance coverage.

Read More: 6 Ways to Invalidate Your Car Insurance

By being proactive and understanding the cancellation requirements, you can smoothly transition to your new provider without coverage lapses, maintaining peace of mind.

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Ensuring Your Allstate Car Insurance Cancellation Goes Smoothly

Allstate gives you three different ways to cancel your auto insurance policy, from calling customer service to chatting with customer service online.

You should pick a date that you want to cancel. It’s essential to cover your bases by choosing new coverage from one of the cheapest car insurance companies before canceling to avoid a coverage lapse.

Now that you know how to cancel Allstate insurance, you’re ready to compare multiple companies. Use our free comparison quote tool to compare the best insurance companies in your area.

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