Cheap Toyota Corolla Cross Car Insurance in 2024 (Big Savings With These 10 Companies!)
For those seeking cheap Toyota Corolla Cross car insurance, USAA, Allstate, and Liberty Mutual stand out with rates starting at $67 per month. These top providers offer competitive pricing and comprehensive coverage options tailored specifically for Toyota Corolla Cross owners, ensuring peace of mind on the road.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
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UPDATED: Nov 4, 2024
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 4, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Min. Coverage for Toyota Corolla Cross
A.M. Best Rating
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3,607 reviews
If looking for cheap Toyota Corolla Cross car insurance, USAA, Allstate, and Liberty Mutual emerge as top choices, offering competitive pricing and comprehensive coverage options tailored for Toyota Corolla Cross owners.
This article explores the factors influencing insurance costs for this popular vehicle, including driver demographics, location, and coverage types. Learn more in our guide titled “What age do you get cheap car insurance?”
Our Top 10 Company Picks: Cheap Toyota Corolla Cross Car Insurance
Company Rank Monthly Rates Multi-Policy Discount Best For Jump to Pros/Cons
#1 $67 10% Military Families USAA
#2 $76 17% Overall Value Allstate
#3 $78 16% National Reach Liberty Mutual
#4 $85 14% Customer Service Auto-Owners
#5 $90 12% Snapshot Program Progressive
#6 $91 13% Coverage Options Travelers
#7 $99 25% Bundling Options State Farm
#8 $113 12% Comprehensive Care Geico
#9 $116 15% Local Focus American Family
#10 $155 10% Policy Customization Farmers
Prioritizing affordability or extensive protection helps secure the best insurance for your Toyota Corolla Cross.
Stop overpaying for car insurance. Our free quote comparison tool allows you to shop for quotes from the top providers near you by entering your ZIP code above.
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#1 – USAA: Top Overall Pick
Pros
- Affordable Rates: USAA offers the lowest monthly rate at $67 for Toyota Corolla Cross. Check out insurance savings in our complete “USAA Insurance Review & Ratings.”
- Generous Multi-Policy Discount: Enjoy a 10% discount when bundling Toyota Corolla Cross car insurance with other policies.
- Excellent Customer Service: USAA is renowned for its top-tier service among Toyota Corolla Cross owners.
Cons
- Limited Availability: Only available to military members, veterans, and their families for Toyota Corolla Cross coverage.
- Membership Requirements: You need to qualify as a military affiliate to access USAA’s Toyota Corolla Cross insurance services.
#2 – Allstate: Best for Overall Value
Pros
- Competitive Pricing: Allstate offers Toyota Corolla Cross insurance at $76 per month. Check out insurance savings in our complete article called “Allstate Insurance Review & Ratings.”
- Substantial Multi-Policy Discount: Save 17% by bundling Toyota Corolla Cross car insurance with other policies.
- Nationwide Coverage: Allstate provides extensive coverage options across the country for Toyota Corolla Cross.
Cons
- Higher Premiums for Some: Rates can be higher compared to USAA and other competitors for Toyota Corolla Cross insurance.
- Mixed Customer Service Reviews: Some Toyota Corolla Cross owners report varied experiences with Allstate’s service.
#3 – Liberty Mutual: Best for National Reach
Pros
- Reasonable Monthly Rates: Liberty Mutual offers Toyota Corolla Cross insurance starting at $78 per month. Discover more about offerings in our article titled “Liberty Mutual Review & Ratings.”
- Decent Multi-Policy Discount: Enjoy savings of 16% when bundling Toyota Corolla Cross insurance policies.
- Wide Network: Liberty Mutual provides coverage nationwide, ensuring accessibility for Toyota Corolla Cross owners.
Cons
- Average Customer Service: Reviews indicate occasional issues with customer service responsiveness for Toyota Corolla Cross insurance.
- Policy Customization Complexity: Customizing Toyota Corolla Cross insurance policies can be more complex compared to other insurers.
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#4 – Auto-Owners: Best for Customer Service
Pros
- Competitive Monthly Rates: Auto-Owners offers Toyota Corolla Cross insurance starting at $85 per month. Read up on the “Auto-Owners Insurance Review & Ratings” for more information.
- Good Multi-Policy Discount: Save 14% by bundling Toyota Corolla Cross car insurance with other policies.
- Strong Customer Service: Auto-Owners is known for its attentive and responsive customer service for Toyota Corolla Cross owners.
Cons
- Limited Availability: Auto-Owners operates in select states, which may limit coverage options for Toyota Corolla Cross.
- Online Tools: Some Toyota Corolla Cross owners find the online tools and interface less intuitive compared to competitors.
#5 – Progressive: Best for Snapshot Program
Pros
- Competitive Pricing: Progressive offers Toyota Corolla Cross insurance starting at $90 per month.
- Snapshot Program: Potential discounts through the Snapshot program based on safe driving habits for Toyota Corolla Cross. See more details on our guide “Progressive Insurance Review & Ratings.”
- Flexible Coverage Options: Progressive provides customizable coverage options to suit Toyota Corolla Cross owners’ needs.
Cons
- Varied Customer Service: Reviews on customer service for Toyota Corolla Cross insurance are mixed.
- Rate Increases: Some Toyota Corolla Cross owners experience rate increases over time with Progressive.
#6 – Travelers: Best for Coverage Options
Pros
- Reasonable Rates: Travelers offers Toyota Corolla Cross insurance starting at $91 per month. Read up on the “Travelers Insurance Review & Ratings” for more information.
- Flexible Coverage: Extensive options allow Toyota Corolla Cross owners to tailor coverage to specific needs.
- Strong Financial Stability: Travelers boasts excellent financial strength ratings, ensuring reliability for Toyota Corolla Cross coverage.
Cons
- Claim Processing Time: Toyota Corolla Cross owners may experience longer than average claim processing times.
- Premiums: Rates can be higher for certain coverage levels compared to competitors offering Toyota Corolla Cross insurance.
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#7 – State Farm: Best for Bundling Options
Pros
- Competitive Monthly Rates: State Farm offers Toyota Corolla Cross insurance starting at $99 per month.
- Generous Multi-Policy Discount: Save 25% by bundling Toyota Corolla Cross car insurance with other State Farm policies. Learn more in our article called “State Farm Insurance Review & Ratings.”
- Wide Coverage Options: State Farm provides extensive coverage options tailored to Toyota Corolla Cross owners’ needs.
Cons
- Premium Costs: Despite discounts, premiums for Toyota Corolla Cross insurance may still be relatively higher.
- Claim Processing: Some Toyota Corolla Cross owners report longer claim processing times with State Farm.
#8 – Geico: Best for Comprehensive Care
Pros
- Affordable Rates: Geico offers Toyota Corolla Cross insurance starting at $113 per month. Check out insurance savings in our complete “What car insurance discounts does GEICO Indemnity Company offer?“
- Comprehensive Coverage: Extensive coverage options ensure Toyota Corolla Cross owners are well-protected.
- Strong Financial Stability: Geico’s strong financial ratings ensure reliability in Toyota Corolla Cross insurance coverage.
Cons
- Customer Service: Mixed reviews regarding customer service for Toyota Corolla Cross insurance policies.
- Policy Adjustments: Toyota Corolla Cross owners may find policy adjustments and changes less flexible compared to other insurers.
#9 – American Family: Best for Local Focus
Pros
- Competitive Pricing: American Family offers Toyota Corolla Cross insurance starting at $116 per month.
- Community Involvement: Known for its local focus and support, appealing to Toyota Corolla Cross owners.
- Personalized Service: American Family provides personalized service and attention to Toyota Corolla Cross customers. Check out insurance savings in our complete article called “American Family Insurance Review & Ratings.”
Cons
- Limited Availability: Coverage may not be available in all regions, limiting options for Toyota Corolla Cross owners.
- Online Experience: Some Toyota Corolla Cross owners find the online experience less user-friendly compared to competitors.
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#10 – Farmers: Best for Policy Customization
Pros
- Flexible Coverage Options: Farmers offers tailored policies for Toyota Corolla Cross owners’ specific needs.
- Discount Opportunities: Opportunities for Toyota Corolla Cross owners to save with various discounts. Discover more about offerings in our article called “Farmers Insurance Review & Ratings.”
- Strong Customer Support: Farmers is known for responsive customer support for Toyota Corolla Cross insurance.
Cons
- Higher Premiums: Premiums for Toyota Corolla Cross insurance policies may be higher compared to some competitors.
- Claim Handling: Some Toyota Corolla Cross owners report delays in claim processing with Farmers.
Toyota Corolla Cross Insurance Rates: Minimum and Full Coverage Comparison
When considering car insurance for your Toyota Corolla Cross, understanding the monthly rates across different coverage levels is crucial. The table below outlines the minimum and full coverage rates offered by various insurance providers. These rates reflect both basic and comprehensive coverage options tailored to meet the specific needs of Toyota Corolla Cross owners.
Toyota Corolla Cross Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
Allstate $76 $161
American Family $116 $256
Auto-Owners $85 $180
Farmers $155 $301
Geico $113 $230
Liberty Mutual $78 $167
Progressive $90 $190
State Farm $99 $223
Travelers $91 $200
USAA $67 $146
Insurance providers offer varying rates for Toyota Corolla Cross insurance based on coverage levels. For minimum coverage, rates range from $67 with USAA to $155 with Farmers. Opting for full coverage increases costs, with premiums ranging from $146 (USAA) to $301 (Farmers).
These rates illustrate the spectrum of insurance costs available and highlight the importance of selecting coverage that aligns with your budget and protection needs.
Understanding these rates empowers Toyota Corolla Cross owners to make informed decisions when choosing insurance coverage. If you want to learn more about the company, head to our article called “How much is car insurance?”
Factors That Influence the Cost of Toyota Corolla Cross Car Insurance
Several factors contribute to the cost of car insurance for your Toyota Corolla Cross. These include the age and driving experience of the primary driver, the location where the vehicle is registered and driven, the coverage options and deductibles selected, and the driving record of the primary driver.
Younger drivers and those with less driving experience may face higher insurance premiums due to their perceived higher risk. Additionally, living in areas with higher crime rates or higher accident rates can also impact insurance rates. To learn more, explore our comprehensive resource on “What is Premium?”
The level of coverage and deductibles chosen can also affect insurance premiums. Comprehensive coverage, which protects against damage to your vehicle not caused by a collision, and collision coverage, which covers damage resulting from a collision, typically come with higher premiums.
On the other hand, selecting higher deductibles can lower premiums but may result in higher out-of-pocket costs in the event of a claim. It’s important to find the right balance between coverage and affordability.
Lastly, the driving record of the primary driver plays a significant role in determining the cost of car insurance for your Toyota Corolla Cross. Drivers with a history of accidents or traffic violations may face higher premiums due to their increased risk. On the other hand, drivers with a clean driving record can often qualify for lower insurance rates.
Another factor that can influence the cost of car insurance for your Toyota Corolla Cross is the annual mileage of the vehicle. Insurance companies often consider the average number of miles driven per year when calculating premiums. Vehicles that are driven more frequently are generally at a higher risk of being involved in accidents or experiencing wear and tear, which can result in higher insurance rates.
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The Importance of Car Insurance for Toyota Corolla Cross Owners
Car insurance is a crucial investment for Toyota Corolla Cross owners as it provides financial protection in case of accidents, theft, or other damages. Without adequate insurance coverage, you may be held personally liable for the cost of repairs or medical expenses resulting from an accident. To learn more, explore our comprehensive resource on “Car Accidents: What to do in Worst Case Scenarios.”
Car insurance can also provide coverage for legal expenses if you are sued as a result of an accident. Additionally, having car insurance is often a legal requirement in many jurisdictions, so it’s important to ensure you meet the minimum coverage requirements.
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Furthermore, car insurance can offer additional benefits such as roadside assistance, which can be especially helpful in case of a breakdown or flat tire. This service can provide you with peace of mind knowing that help is just a phone call away. Additionally, some car insurance policies may offer coverage for rental cars, allowing you to have a temporary replacement vehicle while your Toyota Corolla Cross is being repaired.
Types of Car Insurance Coverage for Toyota Corolla Cross
When considering car insurance for your Toyota Corolla Cross, it’s important to understand the different coverage options available. The most common types of coverage include liability coverage, which pays for damages to other vehicles or property in the event of an accident where you are at fault, and comprehensive and collision coverage mentioned earlier, which protect against damage to your own vehicle.
Additionally, you may also consider additional coverage options such as uninsured/underinsured motorist coverage, which protects you in case you are involved in an accident with a driver who does not have insurance or has insufficient coverage. Delve into our evaluation of “What is comprehensive coverage?”
Personal injury protection (PIP) coverage is another option that covers medical expenses for you and your passengers, regardless of fault. It’s important to carefully evaluate your individual needs and the legal requirements in your jurisdiction when choosing the right coverage options for your Toyota Corolla Cross.
Another coverage option to consider for your Toyota Corolla Cross is roadside assistance coverage. This type of coverage provides assistance in case your vehicle breaks down or you need help with a flat tire, dead battery, or running out of fuel. Roadside assistance coverage can give you peace of mind knowing that help is just a phone call away.
In addition to the coverage options mentioned above, you may also want to explore gap insurance. Gap insurance covers the difference between the actual cash value of your vehicle and the amount you owe on your car loan or lease. This can be particularly beneficial if your vehicle is totaled or stolen, as it can help bridge the gap and prevent you from being financially responsible for the remaining balance.
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Frequently Asked Questions
What factors affect the cost of Toyota Corolla Cross car insurance?
The cost of Toyota Corolla Cross car insurance can be influenced by several factors such as the driver’s age, location, driving history, coverage limits, deductible amount, and the insurance company’s rates.
Unlock details in our guide titled “Best Car Insurance for Drivers with Speeding Ticket in Washington.”
Are there any specific safety features on the Toyota Corolla Cross that can help lower insurance costs?
Yes, the Toyota Corolla Cross comes equipped with various safety features such as advanced airbags, anti-lock brakes, traction control, lane departure warning, and adaptive cruise control. These safety features may help reduce insurance costs as they can lower the risk of accidents or injuries.
Is the insurance cost for a Toyota Corolla Cross higher compared to other cars in its segment?
The insurance cost for a Toyota Corolla Cross may vary depending on the specific factors mentioned earlier. However, as a compact SUV, it could have slightly higher insurance costs compared to smaller sedans or hatchbacks due to factors such as repair costs and potential damage in accidents.
Do different insurance companies offer different rates for Toyota Corolla Cross car insurance?
Yes, insurance companies have their own unique rating systems and calculations for determining premiums. As a result, rates for Toyota Corolla Cross car insurance can vary between different insurance providers. It is advisable to compare quotes from multiple insurers to find the best coverage and rates.
Can I get discounts on Toyota Corolla Cross car insurance?
Yes, many insurance companies offer various discounts that may be applicable to Toyota Corolla Cross car insurance.
To find out more, explore our guide titled “Lesser Known Car Insurance Discounts.”
How can I find the best Toyota Corolla insurance rates?
To find the best Toyota Corolla insurance rates, compare quotes from multiple insurers, consider bundling policies, and look for discounts based on your driving history and safety features.
What is the average Toyota Cross insurance price?
The average Toyota Cross insurance price varies by provider and coverage level, but it typically ranges from $67 to $301 per month.
Why is a Toyota Corolla so expensive to insure?
A Toyota Corolla can be expensive to insure due to factors like high repair costs, frequent claims, and the car’s popularity, which may increase theft rates.
What is the Toyota Corolla Cross insurance cost?
The insurance cost for the Toyota Corolla Cross varies based on coverage level, driving history, and location, but it is generally affordable compared to similar SUVs.
To learn more, explore our comprehensive resource on “Insurance Quotes Online.”
What are the Toyota Corolla insurance rates?
Toyota Corolla insurance rates can differ, but typically range between $100 to $140 per month depending on the coverage and the driver’s profile.
What affects the Toyota Cross insurance price?
The Toyota Corolla Cross insurance price is influenced by factors such as the driver’s age, driving history, location, coverage level, and the car’s safety features.
Shop for the best liability-only car insurance with our free quote comparison tool. Enter your ZIP code below to begin.
Why is a Toyota Corolla so expensive to insure?
A Toyota Corolla can be more expensive to insure due to higher repair costs, its popularity leading to higher theft rates, and varying risk assessments by insurance providers.
What is the cheapest Toyota Corolla Cross insurance policy?
The cheapest Toyota Corolla Cross insurance policy usually offers basic liability coverage, which meets state requirements but provides minimal protection for the vehicle itself.
Access comprehensive insights into our guide titled “Liability Insurance: A Complete Guide.”
Which type of car insurance is best for the Toyota Corolla Cross?
Comprehensive car insurance is recommended for the Toyota Corolla Cross, as it provides extensive coverage including damage from accidents, theft, and natural disasters.
How much can I expect to pay monthly for Toyota Corolla Cross insurance?
Monthly insurance premiums for the Toyota Corolla Cross typically range from $100 to $140, depending on factors like location, driving record, and chosen coverage level.
What factors determine the Toyota Corolla Cross insurance cost?
Insurance costs for the Toyota Corolla Cross are influenced by factors such as the driver’s age, location, driving history, coverage selected, and the car’s safety features.
Why is the Toyota Corolla Cross insurance price variable?
The Toyota Corolla Cross insurance price varies due to factors like insurance company policies, regional risk assessments, car model specifications, and individual driver profiles.
Access comprehensive insights into our guide titled “Best Car Insurance by Vehicle.”
What is the most affordable Toyota Corolla Cross model?
The cost of the Toyota Corolla Cross varies between models, with prices ranging from R360,400 to R461,700.
What’s the reason behind the name Corolla Cross?
The 2024 Toyota Corolla Cross integrates the characteristics of the Corolla sedan and hatchback with the elevated height and increased storage capacity typical of a crossover SUV.
What type of car insurance offers the best coverage for the Toyota Corolla Cross?
For the Toyota Corolla Cross, comprehensive car insurance offers the best coverage. This policy not only covers third-party liabilities but also provides protection against damages to your vehicle. It’s ideal for ensuring comprehensive financial protection in various situations, including accidents, theft, and natural disasters.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
