Cheap Nissan Versa Car Insurance in 2024 (Unlock Big Savings From These 10 Companies!)
The leading providers of cheap Nissan Versa car insurance are State Farm, USAA, and Progressive, starting at $45 per month.. these top companies offer the most competitive and comprehensive coverage. State Farm leads overall, while USAA and Progressive provide excellent value for the Nissan Versa.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
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UPDATED: Oct 14, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Oct 14, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Company Facts
Min. Coverage for Nissan Versa
A.M. Best Rating
Complaint Level
Pros & Cons
Company Facts
Min. Coverage for Nissan Versa
A.M. Best Rating
Complaint Level
Pros & Cons
Company Facts
Min. Coverage for Nissan Versa
A.M. Best Rating
Complaint Level
Pros & Cons
The top pick overall for cheap Nissan Versa car insurance is State Farm, with USAA and Progressive also offering highly competitive rates starting at $45 per month.
These leading providers excel by combining affordability with comprehensive coverage, making them the best choices for Nissan Versa owners. Factors such as model year, location, and driving record can influence insurance costs, but these top companies consistently provide excellent value.
Our Top 10 Company Picks: Cheap Nissan Versa Car Insurance
Company | Rank | Monthly Rates | A.M. Best | Best For | Jump to Pros/Cons |
---|---|---|---|---|---|
#1 | $45 | B | Competitive Rates | State Farm | |
#2 | $47 | A++ | Military Discounts | USAA | |
#3 | $50 | A+ | Snapshot Program | Progressive | |
#4 | $52 | A+ | Drivewise Program | Allstate | |
#5 | $55 | A++ | Affordable Rates | Geico | |
#6 | $58 | A+ | Vanishing Deductible | Nationwide | |
#7 | $60 | A | Customizable Coverage | Farmers | |
#8 | $63 | A | RightTrack Program | Liberty Mutual | |
#9 | $65 | A | Member Discounts | AAA | |
#10 | $68 | A | KnowYourDrive Program | American Family |
By comparing quotes and taking advantage of available discounts, drivers can ensure they get the best coverage at the lowest price. Gain deeper insights by perusing our article named “Insurance Quotes Online.” Affordable car insurance rates are just a click away. Enter your ZIP code into our free quote tool above to find the best policy for you.
- Factors like model year, location, and driving record affect insurance costs
- State Farm is the top pick, offering coverage from $45 per month
- Compare quotes to find the best and cheapest Nissan Versa car insurance
Factors That Influence the Cost of Nissan Versa Car Insurance
The cost of insuring a Nissan Versa depends on several factors. The vehicle’s model year is significant; newer models generally have higher premiums due to their higher market value. Location impacts rates based on local accident and theft rates. Your driving history also affects premiums—clean records usually mean lower costs, while violations or accidents can increase them.
Coverage type matters as well; comprehensive coverage, which includes protection against theft, vandalism, and natural disasters, is more expensive than basic liability coverage. Vehicles with higher safety ratings, according to the Insurance Institute for Highway Safety (IIHS), typically have lower insurance rates.
Nissan Versa Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company | Minimum Coverage | Full Coverage |
---|---|---|
AAA | $65 | $155 |
Allstate | $52 | $130 |
American Family | $68 | $160 |
Farmers | $60 | $145 |
Geico | $55 | $135 |
Liberty Mutual | $63 | $150 |
Nationwide | $58 | $140 |
Progressive | $50 | $127 |
State Farm | $45 | $120 |
USAA | $47 | $123 |
Driver age and experience also influence rates. Younger, less experienced drivers often face higher premiums, while experienced drivers with clean records may receive discounts. To further lower insurance costs, defensive driving courses can lower your car insurance rates.
For reference, monthly insurance rates for a Nissan Versa vary by provider: State Farm offers the lowest premiums at $45 for minimum coverage and $120 for full coverage, while American Family has the highest rates at $68 for minimum coverage and $160 for full coverage. By entering your ZIP code below, you can get instant car insurance quotes from top providers
Impact of Deductible Amount on Nissan Versa Premiums
The deductible amount in your car insurance policy plays a crucial role in determining your monthly premium for a Nissan Versa. This deductible represents the sum you need to pay out of pocket before your insurance coverage takes effect. Generally, choosing a higher deductible can lead to lower monthly premiums since you’re agreeing to absorb more of the initial costs in the event of a claim.
On the other hand, a lower deductible means you’ll have higher monthly premiums because the insurance company will cover a greater portion of the costs if you need to make a claim.
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The Impact of Your Driving Record on Nissan Versa Car Insurance Premiums
Your driving record plays a significant role in determining car insurance premiums for your Nissan Versa. Insurance companies consider accidents, traffic violations, and claims history when calculating rates. Drivers with a clean record and no history of accidents or violations are often eligible for lower premiums.
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Maintaining a good driving record over time can lead to further discounts and reduced rates. Insurers value safe and responsible driving habits, which are reflected in lower premiums for customers with a proven track record of safe driving. By consistently demonstrating these habits, you can benefit from long-term savings on your car insurance.
You may also ask, “Can I add or remove drivers from my car insurance policy?” Yes, you can. Most insurance companies allow you to add or remove drivers at any time. Adding drivers with poor records could increase your premiums, while removing high-risk drivers might help lower your rates.
Comparing Car Insurance Quotes for the Nissan Versa
When seeking car insurance for your Nissan Versa, it’s essential to compare quotes from multiple insurance providers. Each insurer uses distinct algorithms and variables to calculate premiums, leading to significant variations in rates for the same vehicle. By obtaining quotes from various companies, you can ensure you find the most competitive rate and appropriate coverage for your needs.
Beyond just comparing prices, it’s crucial to evaluate other aspects such as customer service, coverage options, and available discounts. Many insurers offer additional savings through programs like the multi Vehicle car insurance discount, which can be especially beneficial if you insure more than one vehicle with the same provider.
Taking advantage of this discount can lead to significant savings and simplify the management of your high-risk car insurance policies. By evaluating factors such as coverage options, service quality, and overall value, you can select a provider that not only offers substantial financial benefits but also ensures that your specific coverage needs are met.
This approach helps you find a provider that balances cost-effectiveness with reliable service and comprehensive protection. See how much you’ll pay for car insurance by entering your ZIP code below into our free comparison tool.
Tips to Save Money on Nissan Versa Car Insurance
Finding ways to reduce your car insurance expenses is a smart financial move, especially if you’re driving a Nissan Versa. With various strategies available, you can effectively lower your insurance premiums without sacrificing coverage.
By understanding and utilizing these methods, you can make significant savings on your insurance costs while ensuring you have the protection you need on the road.
Here are five key strategies to help you save money on your Nissan Versa insurance:
- Increase Your Deductibles: Opting for a higher deductible can lower your monthly premiums. Be prepared to pay more out-of-pocket if you need to make a claim.
- Maintain a Clean Driving Record: Avoiding accidents and traffic violations can help you secure lower insurance rates, as insurers often reward safe driving.
- Bundle Policies: Combine your Nissan Versa insurance with other policies like homeowners or renters insurance to benefit from multi-policy discounts.
- Shop Around: Compare quotes from different insurance providers to find the best rates and discounts available.
- Check for Discounts: Take advantage of discounts for low mileage, safety features, or good student status, and consider usage-based insurance if you drive infrequently.
By implementing these strategies, you can reduce your Nissan Versa insurance costs and enjoy more savings. Regularly review your policy to ensure you’re getting the best deal. Find out more by reading our “Why You Should Always Take Pictures After a Car Accident.”
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Summary: Affordable Nissan Versa Car Insurance
Finding affordable car insurance for a Nissan Versa involves comparing quotes from top providers like State Farm, USAA, and Progressive, with rates starting from $45 per month. Key factors affecting insurance costs include the vehicle’s model year, location, driving record, and safety features. To get the best rates, explore different coverage options, increase deductibles, and use available discounts.
Understanding how your driving record and vehicle safety rating impact premiums helps in making an informed decision. Using a comparison tool can help find the most cost-effective policy for your needs. Unlock additional information in our “Safety Features Car Insurance Discount.” By entering your ZIP code below, you can get instant car insurance quotes from top providers.
Frequently Asked Questions
What factors affect the cost of Nissan Versa car insurance?
The cost of Nissan Versa car insurance can be influenced by several factors such as the driver’s age, location, driving record, credit score, coverage limits, deductible amount, and the insurance company’s pricing policies. For additional insights, refer to our “Does State Farm car insurance cover a stolen car?“
Is Nissan Versa considered an expensive car to insure?
No, the Nissan Versa is generally considered an affordable car to insure compared to many other vehicles. Its lower price tag and good safety ratings contribute to its lower insurance costs. Enter your ZIP code below into our free comparison tool to see how much car insurance costs in your area.
Are there any specific safety features of the Nissan Versa that can lower insurance premiums?
Yes, the Nissan Versa comes with various safety features that can potentially lower insurance premiums. These features may include anti-lock brakes, airbags, stability control, traction control, and a rearview camera.
Does the cost of Nissan Versa car insurance vary by location?
Yes, the cost of Nissan Versa car insurance can vary depending on the location. Factors such as the area’s crime rate, population density, and frequency of accidents can impact insurance rates. Gain deeper understanding through our article entitled “How much does Nissan 350Z car insurance cost?“
Can I get discounts on Nissan Versa car insurance?
Yes, you may be eligible for discounts on Nissan Versa car insurance. Insurance companies often offer discounts for having multiple policies with them, being a safe driver, having good grades (for student drivers), or installing anti-theft devices in your vehicle.
How does the model year of my Nissan Versa affect insurance rates?
Newer models typically have higher insurance rates due to their higher market value and potentially higher repair costs.
What factors influence the cost of insuring a Nissan Versa?
Factors include the vehicle’s model year, location, driving record, and safety features. Additionally, the type and amount of coverage chosen can impact costs. Find out more by reading our article titled “Best No Claims Car Insurance Discounts.“
How can increasing my deductible affect my insurance premiums?
Increasing your deductible generally lowers your monthly premiums. However, you will be responsible for paying a larger amount out of pocket if you make a claim.
Are there discounts available for Nissan Versa car insurance?
Yes, discounts may be available for safety features, defensive driving courses, and bundling your policy with other insurance products.
How does the safety rating of my Nissan Versa impact insurance costs?
Vehicles with higher safety ratings often qualify for lower insurance premiums because they are considered less risky to insure. Find the best comprehensive car insurance quotes by entering your ZIP code below into our free comparison tool today.
What should I consider when choosing car insurance coverage for my Nissan Versa?
Consider your coverage needs, deductible amounts, and the financial stability and customer service reputation of the insurance company. Explore further with our article entitled “Can I change my Erie Insurance car insurance coverage at any time?“
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.