Cheap Mercedes-Benz GLC Car Insurance in 2024 (Big Savings With These 10 Companies!)
To find cheap Mercedes-Benz GLC car insurance, consider Nationwide, Progressive, and Liberty Mutual. With rates starting at $60/mo, these insurers stand out for their competitive pricing and comprehensive coverage options. Compare quotes from these top providers for the best Mercedes-Benz GLC car insurance deal.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
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UPDATED: Oct 14, 2024
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Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Oct 14, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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3,019 reviewsCompany Facts
Min. Coverage for Mercedes-Benz GLC
A.M. Best Rating
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3,019 reviews
13,128 reviewsCompany Facts
Min. Coverage for Mercedes-Benz GLC
A.M. Best Rating
Complaint Level
Pros & Cons
13,128 reviews
3,607 reviewsCompany Facts
Min. Coverage for Mercedes-Benz GLC
A.M. Best Rating
Complaint Level
Pros & Cons
3,607 reviews
Finding cheap Mercedes-Benz GLC car insurance involves selecting from top providers like Nationwide, Progressive, and Liberty Mutual. These insurers are known for offering competitive rates and comprehensive coverage options tailored to luxury vehicle owners.
Whether you prioritize affordability, customer service, or specific coverage needs, comparing quotes from these leading companies ensures you find the best Mercedes-Benz GLC car insurance deal.
Our Top 10 Company Picks: Cheap Mercedes-Benz GLC Car Insurance
Company Rank Monthly Rates A.M. Best Best For Jump to Pros/Cons
#1 $60 A+ Bundle Policies Nationwide
#2 $63 A++ Comprehensive Cover Progressive
#3 $65 A Low Rates Liberty Mutual
#4 $66 A Flexible Payment Safeco
#5 $68 A New Drivers Travelers
#6 $70 B Customer Service State Farm
#7 $72 A++ Military Families USAA
#8 $75 A++ Young Drivers American Family
#9 $79 A Membership Benefits AAA
#10 $80 A+ Variety Discounts Erie
In this article, we will take a detailed look at the factors that impact Mercedes-Benz GLC car insurance rates and provide tips on how to save money on your insurance premiums. Learn more in our article called “What is Premium?”
Finding cheap car insurance quotes is easy. Just enter your ZIP code into our free comparison tool above to instantly compare quotes near you.
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#1 – Nationwide: Top Overall Pick
Pros
- Bundling Policies: Nationwide offers significant discounts when bundling Mercedes-Benz GLC car insurance with other policies. Learn more in our guide titled “Nationwide Insurance Review & Ratings.”
- High A.M. Best Rating: With an A+ rating, Nationwide ensures reliable coverage for your vehicle.
- Wide Coverage Options: Nationwide provides extensive coverage options tailored to the needs of Mercedes-Benz GLC owners.
Cons
- Premium Costs: Despite discounts, Nationwide’s premiums may be higher compared to competitors offering similar coverage levels for Mercedes-Benz GLC.
- Limited Low-Mileage Discount: Nationwide’s low-mileage discount for Mercedes-Benz GLC drivers might not be as substantial as other insurers.
#2 – Progressive: Best for Comprehensive Cover
Pros
- Comprehensive Coverage: Progressive offers comprehensive coverage options specifically designed for Mercedes-Benz GLC, ensuring extensive protection.
- Competitive Rates: Progressive provides Mercedes-Benz GLC car insurance at competitive monthly rates, starting at $63. See more details on our guide “Progressive Insurance Review & Ratings.”
- A.M. Best Rating: Progressive boasts an impressive A++ rating, reflecting financial stability and strong customer service.
Cons
- Limited Bundle Discounts: Progressive’s multi-policy discounts for Mercedes-Benz GLC owners might not be as generous as those offered by some competitors.
- Coverage Options: Some Mercedes-Benz GLC owners may find Progressive’s coverage options less flexible compared to other insurers.
#3 – Liberty Mutual: Best for Low Rates
Pros
- Low Rates: Liberty Mutual offers affordable Mercedes-Benz GLC car insurance, starting at $65 per month.
- A.M. Best Rating: With an A rating, Liberty Mutual provides reliable coverage and customer service.
- Customizable Policies: Liberty Mutual allows customization of policies to suit the specific needs of Mercedes-Benz GLC owners. Check out insurance savings in our complete guide titled “Liberty Mutual Review & Ratings.”
Cons
- Customer Service: Reviews suggest that Liberty Mutual’s customer service for Mercedes-Benz GLC insurance may not always meet expectations.
- Limited Discounts: While Liberty Mutual offers low rates, its discount options for Mercedes-Benz GLC policies might be less extensive compared to other insurers.
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#4 – Safeco: Best for Flexible Payment
Pros
- Flexible Payment Options: Safeco offers convenient payment plans for Mercedes-Benz GLC car insurance.
- A.M. Best Rating: Safeco maintains an A rating, ensuring solid financial stability and reliable coverage.
- Discount Opportunities: Mercedes-Benz GLC owners may qualify for various discounts with Safeco. Discover more about offerings in our article called “Safeco Insurance Review & Ratings.”
Cons
- Coverage Limitations: Safeco’s coverage options for Mercedes-Benz GLC might be more limited compared to other insurers.
- Customer Service: Reviews indicate variability in customer service quality, impacting satisfaction levels for Mercedes-Benz GLC policyholders.
#5 – Travelers: Best for New Drivers
Pros
- Specialized Policies: Travelers provides tailored policies for new Mercedes-Benz GLC drivers. Discover more about offerings in our article titled “Travelers Insurance Review & Ratings.”
- A.M. Best Rating: With an A rating, Travelers offers dependable coverage and financial stability.
- Discounts: Mercedes-Benz GLC owners can benefit from multiple discount opportunities with Travelers.
Cons
- Premium Costs: Travelers’ premiums for Mercedes-Benz GLC might be higher than average, despite available discounts.
- Claims Processing: Some Mercedes-Benz GLC owners report longer wait times for claims processing with Travelers.
#6 – State Farm: Best for Customer Service
Pros
- Customer Service: State Farm is renowned for its excellent customer service in handling Mercedes-Benz GLC insurance claims. See more details on our article called “State Farm Insurance Review & Ratings.”
- High Low-Mileage Discount: State Farm provides a substantial discount for low-mileage usage, making it a great option for those who drive a Mercedes-Benz GLC less frequently.
- Wide Coverage: State Farm offers various options tailored to different business needs, ensuring comprehensive protection.
Cons
- Premium Costs: State Farm’s premiums for Mercedes-Benz GLC coverage may be higher compared to some competitors.
- Limited Discounts: Some Mercedes-Benz GLC owners may find State Farm’s discount offerings less extensive than expected.
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#7 – USAA: Best for Military Families
Pros
- Specialized Coverage: USAA offers tailored coverage options specifically for military families owning a Mercedes-Benz GLC. Discover more about offerings in our article called “USAA Insurance Review & Ratings.”
- A.M. Best Rating: With an A++ rating, USAA guarantees financial stability and excellent customer service.
- Discounts: Mercedes-Benz GLC owners affiliated with the military can access exclusive discounts with USAA.
Cons
- Membership Limitation: USAA membership is restricted to military personnel and their families, excluding others from their Mercedes-Benz GLC insurance options.
- Coverage Area: USAA’s coverage for Mercedes-Benz GLC might be limited to certain regions, impacting availability and service.
#8 – American Family: Best for Young Drivers
Pros
- Tailored Policies: American Family offers specialized policies catering to young Mercedes-Benz GLC drivers. Access comprehensive insights into our article called “American Family Insurance Review & Ratings.”
- A.M. Best Rating: American Family maintains an A++ rating, ensuring strong financial stability and reliability.
- Discount Programs: Mercedes-Benz GLC owners benefit from various discount programs with American Family.
Cons
- Premiums: Young Mercedes-Benz GLC drivers may face higher premiums with American Family compared to other insurers.
- Policy Options: American Family’s policy options for Mercedes-Benz GLC might not be as flexible as competitors.
#9 – AAA: Best for Membership Benefits
Pros
- Membership Benefits: AAA provides additional benefits and services alongside Mercedes-Benz GLC car insurance.
- A.M. Best Rating: AAA holds an A rating, reflecting solid financial strength and stability. Delve into our evaluation of “AAA Insurance Review & Ratings.”
- Discounts: Mercedes-Benz GLC owners who are AAA members can access exclusive discounts.
Cons
- Membership Requirement: AAA’s benefits are limited to members, excluding non-members from Mercedes-Benz GLC insurance benefits.
- Coverage Limitations: AAA’s coverage options for Mercedes-Benz GLC might be less comprehensive compared to other insurers.
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#10 – Erie: Best for Variety Discounts
Pros
- Discount Variety: Erie offers a wide range of discounts for Mercedes-Benz GLC owners, helping to lower overall costs.
- A.M. Best Rating: With an A+ rating, Erie assures strong financial backing and reliable service. Check out insurance savings in our complete guide titled “Erie Insurance Review & Ratings.”
- Customer Satisfaction: Mercedes-Benz GLC policyholders often report high satisfaction with Erie’s customer service.
Cons
- Regional Availability: Erie’s Mercedes-Benz GLC insurance coverage may be limited to certain regions, affecting availability and service.
- Policy Limitations: Some Mercedes-Benz GLC owners may find Erie’s policy options less flexible compared to other insurers.
Mercedes-Benz GLC Car Insurance Monthly Rates Overview
The table below provides an overview of Mercedes-Benz GLC car insurance monthly rates based on different coverage levels offered by various providers. Whether you’re seeking minimum coverage or full coverage, these rates can help you understand the financial implications of insuring your vehicle. To learn more, explore our comprehensive resource on “How much insurance coverage do I need?”
Mercedes-Benz GLC Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
AAA $79 $180
American Family $75 $195
Erie $80 $190
Liberty Mutual $65 $175
Nationwide $60 $185
Progressive $63 $178
Safeco $66 $165
State Farm $70 $160
Travelers $68 $192
USAA $72 $170
When considering insurance for your Mercedes-Benz GLC, the monthly rates vary significantly depending on the coverage level and insurance provider. For those opting for minimum coverage, rates range from $60 with Nationwide to $80 with Erie. This basic coverage typically includes liability protection, ensuring you meet state requirements without additional comprehensive or collision coverage.
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On the other hand, full coverage options, encompassing comprehensive and collision insurance, are pricier. State Farm offers one of the lowest rates at $160 per month, while Travelers provides the highest at $192. Full coverage ensures broader protection, covering damages to your GLC from accidents, theft, and other unforeseen events.
Choosing the right coverage level is crucial for balancing protection and affordability based on your driving habits and financial situation.
Factors That Impact Mercedes-Benz GLC Car Insurance Rates
Insurance companies consider various factors when determining the cost of car insurance for a Mercedes-Benz GLC. These factors can include the age and driving record of the policyholder, the location where the car is primarily driven, the model and trim level of the GLC, and the coverage options chosen. Let’s delve into each of these factors to help you understand how they can affect your insurance rates.
- Age and Driving Record: Younger drivers and those with a history of traffic violations or accidents may face higher insurance premiums. Insurance companies view these drivers as higher risk and therefore charge higher rates to mitigate potential losses. On the other hand, mature drivers with clean driving records may enjoy lower insurance rates.
- Location: Your location significantly influences insurance rates. Urban areas, with dense populations and traffic, generally mean higher premiums due to increased accidents and theft. Additionally, areas prone to severe weather or high crime rates can also raise insurance costs.
- Model and Trim Level: The model and trim of your Mercedes-Benz GLC affect insurance rates, factoring in repair costs, theft risk, and higher rates for models like the GLC AMG.
- Coverage Options: Choosing comprehensive and collision coverage for your Mercedes-Benz GLC impacts rates, potentially increasing premiums but providing crucial financial protection in accidents or theft.
- Driving Experience: Driver experience affects Mercedes-Benz GLC insurance rates. Insurers assess years driving and advanced training. Experienced, trained drivers may qualify for lower premiums
Understanding these factors helps in making informed decisions to manage insurance rates effectively. Discover insights in our article called “Defensive Driving Courses Can Lower Your Car Insurance Rates.”
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Understanding the Insurance Requirements for the Mercedes-Benz GLC
Before purchasing car insurance for your Mercedes-Benz GLC, it is essential to understand the insurance requirements set by your state and the lender if you are financing the vehicle. Most states have mandatory minimum liability insurance requirements, which cover damages to other people’s property or injuries sustained by others in an accident you are deemed responsible for.
Additionally, if you are financing the GLC, the lender may require you to carry comprehensive and collision coverage to protect their investment in the vehicle.
It is essential to review your state’s minimum insurance requirements and consult with your lender to ensure you meet their insurance obligations. Failing to maintain the required coverage could result in legal consequences and potentially the repossession of your vehicle. Discussing your needs with an insurance agent can help you determine the appropriate coverage levels for your Mercedes-Benz GLC.
When considering car insurance for your Mercedes-Benz GLC, it is also important to take into account the potential cost of repairs and replacement parts. Luxury vehicles like the GLC often have higher repair costs due to the use of specialized materials and advanced technology.
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This means that comprehensive and collision coverage may be particularly beneficial in protecting your investment and ensuring that you can afford necessary repairs in the event of an accident. Read up on the “Collision vs. Comprehensive Car Insurance: Which coverage is right for you?” for more information.
Furthermore, it is worth noting that insurance premiums for the Mercedes-Benz GLC can vary based on factors such as your driving record, location, and the level of coverage you choose. It is advisable to obtain quotes from multiple insurance providers to compare rates and coverage options.
Additionally, some insurers may offer discounts for safety features installed in the GLC, such as advanced driver assistance systems or anti-theft devices.
The Average Cost of Insuring a Mercedes-Benz GLC
The cost of insuring a Mercedes-Benz GLC can vary depending on several factors. However, to provide you with a general idea, we can look at the average insurance rates for this popular luxury SUV. On average, the annual insurance premiums for a Mercedes-Benz GLC range from $1,500 to $3,000, but this can be significantly influenced by the factors discussed earlier.
It is important to note that these figures are just estimates and may not reflect the exact pricing you will receive from insurance providers. Insurance rates are personalized based on individual circumstances, so it is always advisable to obtain quotes from multiple insurance companies to get a better understanding of the costs specifically tailored to your profile.
Factors that can influence the cost of insuring a Mercedes-Benz GLC include the driver’s age, driving history, location, and the level of coverage chosen. Younger drivers or those with a history of accidents or traffic violations may face higher insurance premiums. Delve into our evaluation of “Why You Should Always Take Pictures After a Car Accident.”
Additionally, living in an area with a high crime rate or a high number of accidents can also impact insurance rates. The level of coverage chosen, such as liability-only or comprehensive coverage, will also affect the cost of insurance.
Tips to Save Money on Mercedes-Benz GLC Car Insurance
While the cost of insuring a Mercedes-Benz GLC may seem significant, there are several strategies you can employ to save money on your car insurance premiums. Here are some tips to consider:
- Shop Around: Don’t settle for the first insurance quote you receive. Take the time to compare rates from multiple insurance companies. Each insurer has its own underwriting criteria and pricing algorithms, so you may be able to find a better deal by shopping around.
- Bundle Policies: Consider bundling your Mercedes-Benz GLC car insurance with other policies, such as home or renters insurance, from the same insurance provider. Insurers often offer multi-policy discounts, which can result in significant savings.
- Increase Deductibles: By opting for a higher deductible, you can lower your insurance premiums. However, keep in mind that a higher deductible means you will have to pay more out of pocket in the event of a claim.
- Take Advantage of Discounts: Inquire about available discounts for your Mercedes-Benz GLC. Insurance companies often offer discounts for features such as anti-theft devices, advanced safety features, good student grades, or completing a defensive driving course.
- Maintain a Good Driving Record: Avoid traffic violations and accidents to maintain a clean driving record. Many insurance companies offer discounts to policyholders with a history of safe driving.
Implementing these money-saving tips can help you reduce the cost of insuring your Mercedes-Benz GLC without compromising on coverage. If you want to learn more about the company, head to our article called “Types of Car Insurance Coverage.”
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Frequently Asked Questions
What factors affect the cost of Mercedes-Benz GLC car insurance?
The cost of Mercedes-Benz GLC car insurance can be influenced by various factors such as the driver’s age, location, driving history, coverage options, deductible amount, and the insurance provider’s policies.
For additional details, explore our comprehensive resource titled “What is the difference between a deductible and a premium in car insurance?”
Are Mercedes-Benz GLC cars expensive to insure?
Mercedes-Benz GLC cars generally have higher insurance costs compared to average vehicles due to their luxury status, higher repair costs, and potentially higher theft rates. However, the actual insurance cost can vary depending on individual circumstances.
Can I get discounts on Mercedes-Benz GLC car insurance?
Yes, it is possible to obtain discounts on Mercedes-Benz GLC car insurance. Insurance providers often offer discounts for factors such as having a good driving record, installing anti-theft devices, bundling multiple policies, or completing defensive driving courses. It’s advisable to check with different insurers to explore available discounts.
How can I find affordable insurance for a Mercedes-Benz GLC?
To find affordable insurance for a Mercedes-Benz GLC, it is recommended to compare quotes from multiple insurance providers. Additionally, maintaining a clean driving record, selecting a higher deductible, and considering different coverage options can help lower the insurance premium.
Should I choose comprehensive coverage for my Mercedes-Benz GLC?
Choosing comprehensive coverage for your Mercedes-Benz GLC is a personal decision based on factors such as the vehicle’s value, your budget, and your risk tolerance. Comprehensive coverage provides protection against theft, vandalism, and non-collision incidents, but it may increase the insurance premium.
To find out more, explore our guide titled “Your Insurance Agent’s Role in the Claims Process.”
Is it worth it to buy a GLC?
The GLC ranks highly among our preferred small luxury SUVs, boasting smooth and efficient performance, a refined interior, and a host of useful tech features. However, the latest GLC has seen a price increase, and some rival SUVs offer better value for money.
Is GLC a luxury car?
The GLC-class is highly rated for its luxury, offering greater practicality with its SUV design compared to its sedan counterpart.
Are Mercedes GLC expensive to maintain?
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
