Cheap Mercedes-Benz CL-Class Car Insurance in 2024 (Earn Savings With These 10 Companies)
State Farm, USAA, and Progressive are our top picks for cheap Mercedes-Benz CL-Class car insurance, with State Farm's rates beginning at $145 per month. These insurers are recognized for their high customer satisfaction, making them the preferred choice for insuring your Mercedes-Benz CL-class.
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Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Licensed Insurance Agent
UPDATED: Oct 15, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Oct 15, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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State Farm, USAA, and Progressive are the leading choices for affordable and cheap Mercedes-Benz CL-Class car insurance. These companies offer great value with low rates and extensive coverage options.
Explore the highlights how these companies excel in customer service, coverage flexibility, and financial reliability, guiding you to make the best choice for your Mercedes-Benz CL-Class.
Our Top 10 Company Picks: Cheap Mercedes-Benz CL-Class Car Insurance
Company Rank Monthly Rates A.M. Best Best For Jump to Pros/Cons
#1 $145 B High-Value Coverage State Farm
#2 $150 A++ Exclusive Discounts USAA
#3 $157 A+ Usage-Based Discounts Progressive
#4 $162 A+ Vanishing Deductible Nationwide
#5 $168 A Tailored Coverage American Family
#6 $173 A+ High-Value Program Allstate
#7 $179 A Extensive Options Liberty Mutual
#8 $185 A Customizable Policies Farmers
#9 $190 A++ Superior Coverage Chubb
#10 $195 A++ Agreed Value Travelers
In this article, we will delve into the various aspects that determine the insurance rates for Mercedes-Benz CL-Class vehicles and provide you with valuable tips on getting comprehensive coverage without compromising on protection. Enter your ZIP code now.
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#1 – State Farm: Top Overall Pick
Pros
- Wide Network: State Farm’s extensive network ensures personalized service and support tailored to Mercedes-Benz CL-Class owners, no matter their location.
- Good Customer Service: Mercedes-Benz CL-Class drivers appreciate State Farm’s dedicated customer service, known for its responsiveness and support in handling claims and inquiries efficiently.
- Multiple Discount Options: In our State Farm insurance review & ratings, State Farm offers discounts that cater specifically to Mercedes-Benz CL-Class features like advanced safety systems, rewarding owners with potential premium savings.
Cons
- Premium Rates: While competitive, State Farm’s premiums may be higher for Mercedes-Benz CL-Class drivers with less-than-perfect driving records or in certain high-risk areas.
- Limited Online Tools: Mercedes-Benz CL-Class enthusiasts may find State Farm’s online tools less comprehensive compared to other insurers, potentially impacting convenience for tech-savvy customers.
#2 – USAA: Best for Exclusive Discounts
Pros
- Exclusive Discounts: USAA offers unique savings opportunities tailored for Mercedes-Benz CL-Class owners in the military community, including discounts for safe driving and vehicle storage during deployments.
- Top-Rated Customer Service: With an A++ rating from A.M. Best, USAA excels in customer satisfaction among Mercedes-Benz CL-Class drivers, providing specialized support and understanding of military lifestyles.
- Flexible Coverage Options: USAA offers customizable policies that cater specifically to the unique needs of Mercedes-Benz CL-Class drivers and military families, ensuring comprehensive protection.
Cons
- Membership Restrictions: Membership limited to military personnel, veterans, and their families excludes non-military Mercedes-Benz CL-Class owners from accessing USAA’s specialized benefits and coverage.
- Limited Physical Locations: Mercedes-Benz CL-Class drivers may find USAA’s physical locations sparse, potentially limiting in-person interaction and support for those who prefer face-to-face service. Learn more through our USAA insurance review.
#3 – Progressive: Best for Usage-Based Discounts
Pros
- Usage-Based Discounts: Progressive’s usage-based insurance options like Snapshot appeal to Mercedes-Benz CL-Class drivers interested in personalized premium rates based on their driving habits.
- Financial Strength: Based on our Progressive insurance review & ratings, with an A+ rating from A.M. Best, Progressive provides Mercedes-Benz CL-Class owners confidence in financial stability and reliability in handling claims.
- Digital Services: Mercedes-Benz CL-Class enthusiasts appreciate Progressive’s robust online tools and mobile apps, providing convenient access to policy management and claims support.
Cons
- Potential Premium Increases: Usage-based insurance rates from Progressive may rise if driving habits differ from initial expectations, affecting Mercedes-Benz CL-Class owners’ overall cost savings.
- Complex Discount Structure: Mercedes-Benz CL-Class drivers may find Progressive’s discount eligibility criteria and application process more intricate compared to other insurers, potentially requiring more effort to maximize savings.
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#4 – Nationwide: Best for Vanishing Deductible
Pros
- Vanishing Deductible: According to our Nationwide insurance review & ratings, Nationwide offers a vanishing deductible program that can appeal to Mercedes-Benz CL-Class owners, potentially reducing deductibles over time for safe driving.
- Financial Strength: Rated A+ by A.M. Best, Nationwide provides Mercedes-Benz CL-Class drivers confidence in financial stability and claims reliability.
- Customer Service: Nationwide is recognized for its customer service, providing Mercedes-Benz CL-Class owners with support and guidance through the insurance process.
Cons
- Premium Rates: While competitive, Nationwide’s premiums for Mercedes-Benz CL-Class insurance may not always be the lowest available, depending on individual factors like location and driving record.
- Limited Discounts: Mercedes-Benz CL-Class owners may find Nationwide’s discount offerings less extensive compared to other insurers, potentially limiting potential savings opportunities.
#5 – American Family: Best for Tailored Coverage
Pros
- Tailored Coverage: Discover our American Family insurance review & ratings because American Family specializes in offering personalized coverage options that can be beneficial for Mercedes-Benz CL-Class owners seeking specific protection for their luxury vehicle.
- Financial Stability: Rated A by A.M. Best, American Family provides Mercedes-Benz CL-Class owners assurance of strong financial backing and claims reliability.
- Discounts: American Family offers various discounts that can help Mercedes-Benz CL-Class owners save on premiums, including multi-policy and vehicle safety discounts.
Cons
- Regional Availability: American Family’s coverage options and physical locations may be limited to certain regions, potentially impacting accessibility for Mercedes-Benz CL-Class owners in other areas.
- Premium Rates: Mercedes-Benz CL-Class drivers may find American Family’s premium rates slightly higher compared to insurers with broader national coverage or larger market presence.
#6 – Allstate: Best for High-Value Program
Pros
- High-Value Program: For our Allstate insurance review & ratings, Allstate offers a high-value program that includes additional benefits and coverage options that may appeal to Mercedes-Benz CL-Class owners seeking comprehensive protection.
- Customer Service: Allstate is recognized for its customer service excellence, providing Mercedes-Benz CL-Class owners with personalized support and efficient claims processing.
- Discounts: Allstate offers a variety of discounts that can help Mercedes-Benz CL-Class owners save on premiums, including safe driver and vehicle safety discounts.
Cons
- Premium Rates: Allstate’s premiums for Mercedes-Benz CL-Class insurance may be higher compared to some competitors, particularly for drivers with less-than-perfect records or in high-risk areas.
- Complex Pricing: Mercedes-Benz CL-Class owners may find Allstate’s pricing structure and rate adjustments more complex compared to insurers with simpler pricing models.
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#7 – Liberty Mutual: Best for Extensive Options
Pros
- Extensive Options: Explore our Liberty Mutual insurance review & ratings because Liberty Mutual offers a wide range of coverage options that can be tailored to the specific needs of Mercedes-Benz CL-Class owners, ensuring comprehensive protection.
- Financial Strength: Rated A by A.M. Best, Liberty Mutual provides Mercedes-Benz CL-Class drivers confidence in financial stability and claims reliability.
- Customer Service: Liberty Mutual is known for its customer service excellence and responsive claims handling, providing Mercedes-Benz CL-Class owners with peace of mind.
Cons
- Premium Rates: While competitive, Mercedes-Benz CL-Class owners may find Liberty Mutual’s premiums slightly higher compared to other insurers, depending on individual circumstances.
- Complex Claims Process: Some Mercedes-Benz CL-Class drivers may experience a more complex claims process with Liberty Mutual compared to insurers known for streamlined procedures.
#8 – Farmers: Best for Customizable Policies
Pros
- Customizable Policies: Farmers Insurance allows Mercedes-Benz CL-Class owners to customize their policies with various coverage options, ensuring tailored protection.
- Financial Strength: Rated A by A.M. Best, Farmers Insurance provides Mercedes-Benz CL-Class drivers confidence in financial stability and claims reliability.
- Discounts: Within our Farmers insurance review & ratings, Farmers Insurance offers multiple discounts that can help Mercedes-Benz CL-Class owners save on premiums, including multi-policy and loyalty discounts.
Cons
- Premium Rates: Mercedes-Benz CL-Class owners may find Farmers Insurance premiums to be slightly higher compared to insurers with more aggressive pricing strategies or larger discount offerings.
- Coverage Limitations: Some Mercedes-Benz CL-Class drivers may encounter coverage limitations or exclusions that could affect their insurance experience with Farmers Insurance.
#9 – Chubb: Best for Superior Coverage
Pros
- Superior Coverage: Chubb specializes in providing high-end, superior coverage options that can be beneficial for Mercedes-Benz CL-Class owners seeking extensive protection. Read more through our Chubb insurance review.
- Customer Service: Chubb offers personalized customer service and support, ensuring Mercedes-Benz CL-Class owners receive attentive care and efficient claims processing.
- Discounts: While not as widely publicized, Chubb may offer exclusive discounts or savings opportunities for Mercedes-Benz CL-Class owners, tailored to their unique needs.
Cons
- Premium Rates: Chubb’s premiums for Mercedes-Benz CL-Class insurance are typically higher due to the company’s focus on high-value, superior coverage options.
- Accessibility: Mercedes-Benz CL-Class owners may find Chubb’s services and coverage options more limited or exclusive compared to larger insurers with broader market reach.
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#10 – Travelers: Best for Agreed Value
Pros
- Agreed Value Coverage: Take a look at our Travelers insurance review & ratings that offers agreed value coverage for Mercedes-Benz CL-Class owners, ensuring that policyholders receive the full agreed-upon value in the event of a total loss.
- Customer Service: Travelers is known for its responsive customer service and efficient claims handling, providing Mercedes-Benz CL-Class owners with peace of mind.
- Discounts: Travelers offers various discounts that can help Mercedes-Benz CL-Class owners save on premiums, including multi-policy and safe driver discounts.
Cons
- Premium Rates: Mercedes-Benz CL-Class owners may find Travelers’ premiums slightly higher compared to some competitors, depending on individual factors like location and driving history.
- Complex Policies: Travelers’ policies for Mercedes-Benz CL-Class owners may include more complex terms and conditions, requiring thorough review and understanding.
Factors That Influence the Cost of Mercedes-Benz CL-Class Car Insurance
Understanding the Insurance Rates for Mercedes-Benz CL-Class Vehicles
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Comparing Car Insurance Quotes for Mercedes-Benz CL-Class Cars
When comparing car insurance quotes for your Mercedes-Benz CL-Class, provide accurate information and specify your desired coverage options. Consider factors beyond price, such as customer service, claims process, and financial stability. Reading reviews and seeking recommendations from friends and family can also be helpful.
Additionally, understand the different types of car insurance coverage available, including liability coverage for damages to others, comprehensive coverage for non-collision events like theft or natural disasters, and collision coverage for damages from accidents.
Tips for Getting Affordable Insurance for Your Mercedes-Benz CL-Class
Frequently Asked Questions
What factors affect the cost of Mercedes-Benz CL-Class car insurance?
The cost of Mercedes-Benz CL-Class car insurance can be influenced by various factors, including the driver’s age, driving record, location, coverage options, deductible amount, and the specific model and year of the CL-Class.
Are Mercedes-Benz CL-Class cars expensive to insure?
Mercedes-Benz CL-Class cars are generally considered to be luxury vehicles, which can lead to higher insurance rates compared to average cars. However, the actual cost of insurance will depend on individual factors and can vary. Enter your ZIP code now.
Does the safety rating of the Mercedes-Benz CL-Class affect insurance rates?
Can I lower the insurance cost for my Mercedes-Benz CL-Class?
There are a few ways to potentially lower the insurance cost for your Mercedes-Benz CL-Class. You can consider increasing your deductible, maintaining a clean driving record, qualifying for discounts, bundling your car insurance with other policies, and comparing quotes from multiple insurance providers.
Are there any specific insurance discounts available for Mercedes-Benz CL-Class owners?
Insurance companies may offer various discounts specifically for Mercedes-Benz CL-Class owners. These discounts can include safe driver discounts, multi-policy discounts, anti-theft device discounts, and loyalty discounts.
It’s recommended to inquire about available discounts when obtaining insurance quotes. Enter your ZIP code now.
How do insurers like State Farm and USAA cater specifically to Mercedes-Benz CL-Class owners?
What are the advantages of choosing Progressive for Mercedes-Benz CL-Class insurance, particularly with their usage-based discounts?
Progressive stands out for Mercedes-Benz CL-Class owners with its usage-based discounts, which personalize premiums based on individual driving behaviors, potentially lowering costs for safer driving.
Can you explain how Nationwide’s vanishing deductible program benefits Mercedes-Benz CL-Class drivers?
Nationwide’s vanishing deductible program gradually reduces deductibles for Mercedes-Benz CL-Class drivers who maintain safe driving habits, rewarding them with potential savings over time. Enter your ZIP code now.
What specific coverage options does American Family offer that are tailored for Mercedes-Benz CL-Class vehicles?
How does Chubb differentiate itself in providing insurance coverage for high-end vehicles like the Mercedes-Benz CL-Class?
Chubb differentiates itself by offering superior coverage tailored to high-end vehicles like the Mercedes-Benz CL-Class, emphasizing exceptional service and protection that meets the exacting standards of luxury car owners.
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Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
