Cheap Maserati Levante Car Insurance in 2024 (Big Savings With These 10 Companies!)
Discover the top providers for cheap Maserati Levante car insurance with minimum monthly rates starting at $107. Progressive, Travelers, and State Farm stand out for their competitive pricing and comprehensive coverage options. Find out how these leaders in Car Insurance can save you money.
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Daniel Walker
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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring tha...
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UPDATED: Oct 15, 2024
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Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Oct 15, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
13,128 reviewsCompany Facts
Min. Coverage for Levante
A.M. Best Rating
Complaint Level
Pros & Cons
13,128 reviews
1,731 reviewsCompany Facts
Min. Coverage for Levante
A.M. Best Rating
Complaint Level
Pros & Cons
1,731 reviews
17,759 reviewsCompany Facts
Min. Coverage for Levante
A.M. Best Rating
Complaint Level
Pros & Cons
17,759 reviews
When seeking cheap Maserati Levante car insurance, understanding the top providers is crucial. Progressive, Travelers, and State Farm emerge as the leading choices, renowned for their competitive rates and extensive coverage options tailored for luxury vehicles like the Maserati Levante.
This article delves into what makes these insurers stand out and how to secure affordable coverage without compromising on quality.
Our Top 10 Company Picks: Cheap Maserati Levante Car Insurance
Company Rank Monthly Rates A.M. Best Best For Jump to Pros/Cons
#1 $107 A+ Qualifying Coverage Progressive
#2 $112 A++ Bundling Policies Travelers
#3 $118 B Customer Service State Farm
#4 $123 A+ Multi-Policies Allstate
#5 $127 A Roadside Assistance AAA
#6 $132 A Customizable Policies Farmers
#7 $136 A+ Vanishing Deductible Nationwide
#8 $141 A 24/7 Support Liberty Mutual
#9 $149 A Loyalty Rewards American Family
#10 $154 A+ Exclusive Benefits The Hartford
In this article, we will explore the various factors that influence the cost of Maserati Levante car insurance and provide tips on how to find affordable coverage.
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#1 – Progressive: Top Overall Pick
Pros
- Competitive Monthly Rates: Starting at $107 per month with Progressive who offers affordable premiums.
- Diverse Coverage Options: Progressive provides extensive coverage options suitable for various needs.
- Strong Financial Stability: Rated A+ by A.M. Best, ensuring reliability and financial strength. More information is available about this provider in our guide titled “Progressive Insurance Review & Ratings.”
Cons
- Customer Service Variances: Some customers report mixed experiences with Progressive’s customer service.
- Claims Process Complexity: The claims process may be perceived as more complicated compared to other insurers.
#2 – Travelers: Best for Bundling Policies
Pros
- Excellent Bundling Discounts: Travelers offers significant savings for bundling multiple insurance policies for car insurance.
- High Customer Satisfaction: Known for superior customer service and claims handling, insurance companies prioritize safe driving histories for Maserati Levante owners to ensure lower insurance premiums.
- A++ Rating: Travelers holds a top-notch A++ rating from A.M. Best for financial stability. Delve into our evaluation of “Travelers Insurance Review & Ratings.”
Cons
- Higher Premiums: Despite bundling discounts, Travelers’ premiums may be higher than some competitors.
- Limited Online Tools: Some customers find Travelers’ online tools and website interface less user-friendly.
#3 – State Farm: Best for Customer Service
Pros
- Comprehensive Customer Service: State Farm is praised for its dedicated customer support and local agents.
- Bundling Discounts: Offers substantial savings when bundling home and auto insurance.
- Wide Range of Coverage: Provides diverse coverage options tailored to individual needs. See more details on our article called “State Farm Insurance Review & Ratings.”
Cons
- Higher Premiums for Some: Despite discounts, State Farm’s premiums can be relatively higher for certain coverage levels.
- Limited Discounts: The multi-policy discount at State Farm may not be as competitive as other insurers.
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#4 – Allstate: Best for Multi-Policies
Pros
- Multi-Policy Savings: Allstate offers significant discounts for bundling multiple policies. Discover insights in our guide titled “Allstate Insurance Review & Ratings.”
- Strong Financial Rating: A+ rated by A.M. Best, ensuring financial stability and reliability.
- Nationwide Presence: Allstate’s extensive network provides accessibility across the country.
Cons
- Higher Premiums for Young Drivers: Young drivers may face higher premiums compared to other insurers.
- Mixed Customer Reviews: Some customers report varied experiences with claims processing and customer service.
#5 – AAA: Best for Roadside Assistance
Pros
- Robust Roadside Assistance: AAA is renowned for its comprehensive roadside assistance coverage.
- Competitive Rates: Offers competitive rates, starting at $127 per month.
- Membership Benefits: Additional perks and discounts for AAA members. Read up on the “AAA Insurance Review & Ratings” for more information.
Cons
- Limited Availability: AAA membership is required for full access to all benefits.
- Regional Availability: Coverage and services may vary by region, affecting availability.
#6 – Farmers: Best for Customizable Policies
Pros
- Tailored Coverage Options: Farmers offers highly customizable policies to meet specific needs.
- Strong Financial Stability: Rated A by A.M. Best, ensuring reliability in coverage.
- Discount Programs: Various discount programs available to help lower premiums. Unlock details in our article called “Farmers Insurance Review & Ratings.”
Cons
- Higher Premiums in Some Areas: Premiums may be higher in certain regions or for certain demographics.
- Customer Service Variability: Customer service experiences can vary depending on the local agent.
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#7 – Nationwide: Best for Vanishing Deductible
Pros
- Vanishing Deductible Program: Nationwide offers a unique vanishing deductible program that rewards safe driving.
- Nationwide Network: Extensive network of agents and service centers across the country.
- Strong Financial Rating: Rated A+ by A.M. Best for financial stability. Check out insurance savings in our complete “Nationwide Insurance Review & Ratings.”
Cons
- Higher Premiums: Nationwide’s premiums may be higher compared to some competitors.
- Limited Discounts: Some customers report fewer available discounts compared to other insurers.
#8 – Liberty Mutual: Best for 24/7 Support
Pros
- Round-the-Clock Support: Liberty Mutual provides 24/7 customer support for claims and inquiries.
- Customizable Coverage: Offers flexible coverage options to tailor policies to individual needs.
- Strong Financial Stability: Rated A by A.M. Best, ensuring financial strength and reliability. Access comprehensive insights into our article called “Liberty Mutual Review & Ratings.”
Cons
- Higher Premiums: Liberty Mutual’s premiums may be higher compared to other insurers.
- Claims Processing Time: Some customers report longer processing times for claims.
#9 – American Family: Best for Loyalty Rewards
Pros
- Loyalty Discounts: American Family rewards customer loyalty with various discount programs.
- Personalized Service: Known for personalized customer service and dedicated agents.
- A Rated: Rated A by A.M. Best for financial stability and claims-paying ability. Read up on the “American Family Insurance Review & Ratings” for more information.
Cons
- Limited Availability: Coverage options and discounts may vary by location.
- Higher Premiums for Some: Premiums could be higher for certain demographics or coverage levels.
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#10 – The Hartford: Best for Exclusive Benefits
Pros
- Exclusive Benefits: The Hartford offers unique benefits such as lifetime renewability and RecoverCare.
- A+ Rating: Rated A+ by A.M. Best for financial strength and stability. Learn more in our guide titled “The Hartford Insurance Review & Ratings.”
- Bundle Discounts: Significant savings available through bundling home and auto policies.
Cons
- Costly Premiums: The Hartford’s premiums may be higher compared to some competitors.
- Limited Online Tools: Some customers find the online interface less intuitive compared to other insurers.
Comparative Monthly Rates for Maserati Levante Car Insurance
When considering car insurance for your Maserati Levante, understanding the cost implications at different coverage levels is crucial. The table below outlines monthly insurance rates offered by various providers for both minimum and full coverage options. This information helps you compare costs and choose the best coverage that suits your needs and budget.
Maserati Levante Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
AAA $127 $328
Allstate $123 $314
American Family $149 $368
Farmers $132 $337
Liberty Mutual $141 $355
Nationwide $136 $346
Progressive $107 $289
State Farm $118 $305
The Hartford $154 $379
Travelers $112 $297
Choosing between minimum and full coverage can significantly impact your monthly insurance costs for the Maserati Levante. For instance, Progressive offers the lowest rates at $107 per month for minimum coverage and $289 per month for full coverage, making it a competitive option for budget-conscious drivers.
Conversely, The Hartford presents higher premiums with $154 per month for minimum coverage and $379 per month for full coverage, reflecting its focus on exclusive benefits and extensive coverage options.
Understanding these rates allows you to make an informed decision based on your insurance needs and financial considerations. Check out insurance savings in our complete guide titled “Compare Car Insurance Quotes.”
Factors That Influence the Cost of Maserati Levante Car Insurance
There are several factors that insurance companies take into consideration when determining the cost of insuring a Maserati Levante. These factors include:
- Vehicle Value: The high price tag of the Maserati Levante means that insurance companies will have to pay a significant amount if the vehicle is stolen or damaged beyond repair. As a result, the insurance premiums for this luxury SUV will be higher compared to more affordable vehicles.
- Driving History: Your driving history impacts Maserati Levante insurance rates significantly. A clean record with no accidents or violations leads to lower premiums. Conversely, a history of incidents increases perceived risk, resulting in higher insurance costs.
- Age and Gender: Younger drivers and male drivers are statistically more likely to be involved in accidents. As a result, insurance companies typically charge higher rates for younger drivers and male policyholders. However, these factors may vary depending on the specific insurance company and region.
- Coverage Options: Your Maserati Levante’s insurance costs depend heavily on the coverage options and levels you choose. Comprehensive coverage, safeguarding against theft and non-collision damage, is pricier than basic liability. Opting for higher coverage limits and lower deductibles will also raise your premiums.
- Security Features: Security features in your Maserati Levante, like anti-theft devices and advanced safety tech (automatic emergency braking, lane departure warning, adaptive cruise control), can lower insurance costs due to discounts and reduced accident risks.
Understanding these factors is essential for making informed decisions about Maserati Levante insurance coverage. More information is available about this provider in our guide titled “Safety Features Car Insurance Discount.”
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Understanding the Insurance Premiums for Maserati Levante
Now that we’ve explored the factors that influence the cost of Maserati Levante car insurance, let’s take a closer look at how insurance premiums for this luxury SUV are calculated.
Insurance premiums are determined based on a variety of factors, including the ones we mentioned earlier. The insurance company will consider the risk associated with insuring a Maserati Levante and evaluate the potential cost of claims. They will then use complex algorithms and actuarial tables to calculate the premium amount.
Check out insurance savings in our complete guide titled “How to Document Damage for Car Insurance Claims?”
The premium for Maserati Levante car insurance is usually paid annually, semi-annually, or monthly, depending on the insurance company and policy. Keep in mind that paying your premium annually or semi-annually can help you save money, as some insurance companies offer discounts for these payment options.
In addition to the factors mentioned earlier, your age, credit score, occupation, and annual mileage can also impact your insurance premiums for the Maserati Levante. Insurance companies may also take into consideration the safety features and anti-theft devices installed in your vehicle, as these can reduce the risk of theft or accidents.
Another factor that can affect the insurance premiums for the Maserati Levante is your driving record. Insurance companies will typically review your past driving history to assess your risk as a driver. If you have a clean driving record with no accidents or traffic violations, you may be eligible for lower premiums. On the other hand, if you have a history of accidents or traffic violations, your premiums may be higher.
Discover more about offerings in our article called “Car Driving Safety Guide for Teens and Parents.”
The Importance of Shopping Around for Maserati Levante Car Insurance
When it comes to insuring your Maserati Levante, it’s crucial to shop around and compare quotes from different insurance companies. The cost of car insurance can vary significantly from one company to another, so taking the time to get multiple quotes can help you find the best coverage at the most affordable price.
Start by contacting several insurance providers that specialize in luxury car insurance or offer coverage for high-end vehicles. Provide them with the necessary information about your Maserati Levante, including the vehicle identification number (VIN), your personal details, and the coverage options you’re interested in.
It’s important to note that while cost is a significant factor, it shouldn’t be the only consideration when choosing an insurance company. You should also take into account the company’s reputation, customer service, financial stability, and claims handling process.
Once you’ve received multiple quotes, carefully review the coverage details and compare them side by side. Look for any differences in deductibles, coverage limits, and additional benefits offered. Remember to consider your personal needs and priorities when selecting the right insurance policy for your Maserati Levante.
Laura Walker Former Licensed Agent
Another important factor to consider when shopping around for Maserati Levante car insurance is the type of coverage you need. Depending on your individual circumstances and preferences, you may want to consider options such as comprehensive coverage, collision coverage, or uninsured/underinsured motorist coverage. Assess your needs and determine the level of protection that is appropriate for your Maserati Levante.
In addition to comparing quotes and coverage options, it can be beneficial to research and understand the insurance requirements specific to your state or region. Each jurisdiction may have different minimum coverage requirements or additional regulations that you need to be aware of. Familiarize yourself with these requirements to ensure that you are meeting all legal obligations while also protecting your Maserati Levante.
Tips for Finding Affordable Car Insurance for Your Maserati Levante
If you’re looking to save money on Maserati Levante car insurance, here are some tips that can help you find more affordable coverage:
- Improve Your Driving Record: Maintaining a clean driving record by avoiding accidents and traffic violations can lead to lower insurance premiums. Consider taking defensive driving courses to improve your skills and demonstrate your commitment to safe driving.
- Consider a Higher Deductible: Opting for a higher deductible can lower your insurance premiums. However, keep in mind that this means you’ll have to pay a higher out-of-pocket amount if you need to file a claim.
- Bundling Insurance Policies: If you have multiple insurance policies, such as home or life insurance, consider bundling them with your Maserati Levante car insurance. Many insurance companies offer discounts for customers who have multiple policies with them.
- Shop Around Regularly: Insurance rates can change over time, so it’s a good idea to shop around for new quotes periodically, even if you’re already insured. This will help ensure that you’re still getting the best possible deal on your Maserati Levante car insurance.
- Consider Usage-Based Insurance: Certain insurers provide usage-based insurance programs for vehicles like the Maserati Levante, using telematics to monitor mileage, speed, and driving behaviors. Safe drivers can qualify for reduced premiums based on their good driving habits.
By following these tips and exploring your options, you can find affordable car insurance for your Maserati Levante without compromising on coverage or quality of service. Delve into our evaluation of “How does the insurance company determine my premium?”
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Evaluating Maserati Levante Insurance Quotes: Key Considerations
When comparing insurance quotes for your Maserati Levante, it’s crucial to consider more than just the price. While cost is important, also evaluate the coverage options, deductibles, and the insurer’s reputation. Here are key factors to assess:
Firstly, compare the coverage options to ensure each quote offers the same level of protection tailored to your Maserati Levante’s needs. Scrutinize the policy details to find the most comprehensive coverage.
Secondly, examine the deductibles associated with each quote. Opting for a lower deductible might increase your premium but could be beneficial if you prefer to minimize out-of-pocket expenses in the event of a claim.
Lastly, research the reputation of each insurance company. Read customer reviews, check ratings, and gather feedback to gauge their reliability, customer service quality, and claims handling efficiency. Choosing a reputable insurer ensures peace of mind and a streamlined experience during challenging circumstances. Learn more by reading our guide titled “Insurance Quotes Online.”
Common Mistakes to Avoid When Insuring Your Maserati Levante
Insuring a luxury vehicle like the Maserati Levante can be a significant investment, so it’s important to avoid common mistakes that could potentially cost you more in the long run. One common mistake to avoid is underinsuring your Maserati Levante.
While it may be tempting to opt for a lower coverage to save on premiums, it can leave you financially vulnerable in the event of an accident or theft. Make sure to accurately assess the value of your vehicle and choose a coverage that adequately protects your investment. Unlock details in our guide titled “Collision vs. Comprehensive Car Insurance: Which coverage is right for you?”
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Frequently Asked Questions
What factors affect the cost of Maserati Levante car insurance?
The cost of Maserati Levante car insurance is influenced by several factors, including the driver’s age, location, driving record, credit history, coverage limits, deductible amount, and the insurance company’s pricing policies.
For additional details, explore our comprehensive resource titled “Best Car Insurance for 21-Year-Old Drivers.”
Are Maserati Levante car insurance rates higher than average?
Insurance rates for the Maserati Levante tend to be higher than average due to its luxury status, high repair costs, and powerful engine. Additionally, insurance companies consider factors such as theft rates and accident statistics when determining rates.
Can I get discounts on Maserati Levante car insurance?
Yes, you may be eligible for discounts on Maserati Levante car insurance. Insurance companies often offer discounts for factors such as having multiple policies with the same insurer, being a safe driver, having anti-theft devices installed, or completing a defensive driving course. It’s best to check with different insurance providers to see what discounts they offer.
How can I find affordable Maserati Levante car insurance?
To find affordable Maserati Levante car insurance, it is recommended to shop around and compare quotes from multiple insurance companies. Additionally, maintaining a clean driving record, opting for a higher deductible, and considering bundling your insurance policies with the same provider can help lower your premiums.
Is it necessary to have comprehensive coverage for a Maserati Levante?
While comprehensive coverage is not legally required, it is highly recommended for a Maserati Levante. Comprehensive coverage provides protection against theft, and vandalism.
To find out more, explore our guide titled “Is car theft covered by car insurance?”
Is Maserati Levante a luxury car?
Yes, Maserati Levante: Italy’s Premier Luxury SUV
Is maintaining a Maserati expensive?
Rusnak Maserati in Pasadena, California, reports that Maseratis average $1,625 annually for maintenance in their first four years, which is over $700 more than the average car’s $891 yearly maintenance and repair cost, according to RepairPal.
Why is a Maserati so expensive?
Maserati cars are ultra-premium luxury vehicles, commanding high prices due to factors such as brand reputation, quality, and manufacturing methods. However, the primary reason for their steep cost, compared to competitors, is their extensive customization options, second only to Rolls Royce.
What is the most economical Maserati?
Maserati MPG Estimates: Among the four models, the Maserati Ghibli GT stands out with a combined fuel economy of 20 mpg, making it the most fuel-efficient Maserati.
To learn more, explore our comprehensive resource on “Full Coverage Car Insurance: A Complete Guide.”
Does Maserati hold value?
Do Maseratis retain their value? No, Maseratis do not retain much of their value after the warranty period. Maserati cars depreciate at a similar rate to other luxury vehicles, with an average three-year depreciation rate of around 45 percent.
Who owns Maserati Levante?
Maserati Levante is owned by Stellantis.
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Is Maserati Levante a safe car?
In 2023, the Maserati Levante includes standard front, front-side, and curtain airbags. It also features standard forward collision warning with pedestrian detection, automatic braking, and adaptive cruise control.
What is the most common problem with Maserati?
The brand isn’t renowned for its reliability, facing various issues, particularly in electrical systems and axle and suspension components. Despite growing popularity, Maserati’s reliability hasn’t seen notable improvements.
Learn more by reading our guide titled “Adjuster won’t pay dealership repair price. What are my options?”
Can you daily drive a Maserati?
Regardless of your frequency of use, driving the Maserati Quattroporte ensures confidence in safety with features like forward collision warning, automatic emergency braking, and adaptive cruise control, alongside other advanced functionalities.
Do Maseratis depreciate a lot?
Maserati versus Pre-Owned Maserati prices are now stabilizing, with depreciation aligning closely with other luxury brands. Vehicle History reports that Maserati experiences an average depreciation of only 45% over three years across its lineup.
Is A Maserati A Good car to buy?
Certainly, Maserati vehicles, including cars and SUVs, are among the most impressive and exclusive automobiles available. Opting for such a rare and prestigious vehicle entails higher costs for repairs and parts compared to what most drivers typically incur.
Why is Maserati so special?
Maserati is renowned for crafting luxurious and stylish vehicles, which aligns with its reputation as an Italian automaker known for its ties to Ferrari, now owned by Stellantis. Renowned for its dramatic designs and exhilarating performance, Maserati maintains a distinctive presence despite its limited model range.
Access comprehensive insights into our guide titled “Lesser Known Car Insurance Discounts.”
Which is more expensive Jaguar or Maserati?
Although specific pricing details for certain Maserati models require inquiry, Jaguar generally offers more budget-friendly options compared to Maserati. Both brands present a wide array of choices, allowing you to select the ideal vehicle based on your preferences and needs.
How long do Maseratis last?
Certain models have been observed to exceed 100,000 miles with dedicated owners who invest time and money maintaining their vehicles in excellent condition. However, these cars often experience frequent early issues, making future repair costs unpredictable and potentially expensive.
What is special about Maserati Levante?
The Levante features a sophisticated air quality system that blocks contaminated air and noxious gases, enhancing passenger comfort.
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Daniel Walker
Licensed Insurance Agent
Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring tha...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
