Cheap Land Rover Defender 90 Car Insurance in 2024 (Secure Low Rates With These 10 Companies)
Safeco, AAA, and USAA are among our top picks for affordable and cheap Land Rover Defender 90 car insurance, with rates starting at just $65 per month. These insurers are also recognized for offering comprehensive coverage options. Read on to find out the cost of Land Rover Defender 90 car insurance.
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Oct 15, 2024
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Oct 15, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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1,171 reviewsCompany Facts
Min. Coverage for Land Rover Defender 90
A.M. Best Rating
Complaint Level
Pros & Cons
1,171 reviews
6,435 reviewsCompany Facts
Min. Coverage for Land Rover Defender 90
A.M. Best Rating
Complaint Level
Pros & Cons
6,435 reviews
For affordable Land Rover Defender 90 car insurance coverage, Safeco, AAA, and USAA provide some of the best rates, starting at $65 per month for comprehensive coverage.
To get the best car insurance for a cheap Land Rover Defender 90, it’s important to consider some factors like driving record, location, and coverage types.
Our Top 10 Company Picks: Cheap Land Rover Defender 90 Car Insurance
Company Rank Monthly Rates A.M. Best Best For Jump to Pros/Cons
#1 $65 A Diminishing Deductible Safeco
#2 $70 A Roadside Assistance AAA
#3 $72 A++ Military Savings USAA
#4 $78 B Good Student State Farm
#5 $86 A++ Bundling Policies Travelers
#6 $90 A+ Competitive Rates Progressive
#7 $94 A Loyalty Discounts American Family
#8 $100 A+ Accident Forgiveness Nationwide
#9 $106 A Safe-Driving Discounts Farmers
#10 $111 A Add-on Coverages Liberty Mutual
The cost of car insurance for a Land Rover Defender 90 can vary depending on several factors. It is important to understand these factors to get a clear idea of what to expect when insuring your Land Rover Defender 90. Enter your ZIP code now.
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#1 – Safeco: Top Overall Pick
Pros
- Competitive Rates: Offers some of the lowest rates starting at $65 per month, making it an attractive option for budget-conscious drivers. This helps customers save significantly on their monthly premiums.
- Diminishing Deductible: Provides a diminishing deductible feature, reducing out-of-pocket costs over time. This feature rewards long-term policyholders by decreasing their deductible for each claim-free period. Read more through our Safeco insurance review.
- Strong Financial Stability: Rated A by A.M. Best, indicating strong financial health. Customers can trust that Safeco has the capability to pay out claims reliably.
Cons
- Limited Availability: Coverage may not be available in all states, limiting options for some potential customers. This can be a significant drawback for those residing in areas where Safeco does not operate.
- Mixed Claim Handling Reviews: Some customers report issues with the claims process, leading to dissatisfaction during crucial times. These negative experiences can affect the overall customer satisfaction with the insurer.
#2 – AAA: Best for Roadside Assistance
Pros
- Competitive Rates: Offers affordable rates starting at $70 per month, making it a cost-effective choice. This pricing can attract drivers looking for budget-friendly insurance options.
- Roadside Assistance: Provides an excellent roadside assistance program, which is a major benefit for frequent travelers. This service can be invaluable during unexpected vehicle breakdowns.
- Additional Benefits: Offers discounts on travel and other services, adding value to their insurance packages. These benefits enhance the overall customer experience by providing additional savings.
Cons
- Membership Fee: Requires a membership fee, which can be a drawback for some potential customers. This additional cost might deter those looking for straightforward, no-extra-fees insurance.
- Higher Premiums for Some Drivers: AAA insurance review & ratings highlights that premiums can be higher for certain demographics compared to other providers. This could make AAA less appealing to drivers who fall into higher-risk categories.
#3 – USAA: Best for Military Savings
Pros
- Exclusive Discounts: Offers exclusive discounts for military members and their families, providing significant savings. These discounts make USAA particularly attractive to its target demographic.
- High Customer Satisfaction: As mentioned in our USAA insurance review & ratings, known for high customer satisfaction and excellent service, USAA consistently receives positive feedback. This reputation for quality service enhances customer trust and loyalty.
- Strong Financial Stability: Rated A++ by A.M. Best, ensuring reliable claim payments. This top-tier rating reflects USAA’s solid financial standing and dependability.
Cons
- Restricted Eligibility: Limited to military members and their families, excluding many potential customers. This restriction means many drivers cannot take advantage of USAA’s offerings.
- Higher Rates for Non-Military: Can have higher rates for those who do not qualify for military discounts. This makes USAA less competitive for non-military individuals compared to other insurers.
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#4 – State Farm: Best for Good Students
Pros
- Good Student Discounts: Offers substantial discounts for students with good grades, promoting academic achievement. This discount can significantly lower insurance costs for young drivers.
- Extensive Agent Network: Large network of agents offers personalized service and support, ensuring customers have access to help when needed. This network enhances the convenience and accessibility of State Farm’s services.
- Strong Financial Stability: Rated B by A.M. Best, indicating financial reliability. Despite the lower rating compared to some competitors, State Farm remains a stable choice for many drivers.
Cons
- Higher Rates for Some Drivers: Premiums can be higher for certain demographics compared to other providers. This could make State Farm less attractive to drivers in higher-risk categories. See more details on our State Farm car insurance review & ratings.
- Mixed Customer Service Reviews: Some customers report varying experiences with customer service quality. These inconsistent experiences can lead to dissatisfaction among policyholders.
#5 – Travelers: Best for Bundling Policies
Pros
- Bundling Discounts: Offers significant discounts for bundling auto and home insurance policies, providing substantial savings. This makes Travelers an attractive option for customers looking to consolidate their insurance needs.
- Wide Range of Coverage Options: Provides comprehensive coverage options to meet diverse needs, allowing for customizable policies. This flexibility ensures that customers can find the right coverage for their specific situations.
- Financial Stability: Rated A++ by A.M. Best, indicating excellent financial strength. This top-tier rating assures customers of Travelers’ capability to pay out claims reliably.
Cons
- Higher Standalone Auto Rates: Standalone auto insurance rates can be higher without bundling. This may deter customers who are only looking for auto insurance. As mentioned in our Travelers insurance review & ratings.
- Limited Availability in Some Areas: Coverage options may not be available in all regions, limiting choices for some customers. This could be a drawback for those living in areas where Travelers does not operate.
#6 – Progressive: Best for Competitive Rates
Pros
- Snapshot Program: Offers the Snapshot program, which can lead to additional savings based on driving habits. This usage-based insurance option rewards safe drivers with lower premiums.
- Competitive Rates: Known for competitive rates and numerous discount opportunities, making it a cost-effective choice. This affordability attracts a wide range of customers.
- Strong Financial Stability: Rated A+ by A.M. Best, reflecting its financial strength and reliability. Customers can trust Progressive’s ability to handle claims efficiently.
Cons
- Mixed Customer Service Reviews: Customer service experiences can vary, leading to mixed reviews. This inconsistency can affect overall customer satisfaction. Explore our Progressive car insurance review & ratings for more details.
- Higher Rates for High-Risk Drivers: Rates can be higher for drivers with poor driving records or high-risk profiles. This may make Progressive less appealing to high-risk individuals.
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#7 – American Family: Best for Loyalty Discounts
Pros
- Loyalty Discounts: Rewards long-term customers with substantial loyalty discounts, providing significant savings. This encourages customer retention and loyalty. Check out our page titled American Family insurance review & ratings to know more details.
- Strong Customer Relationships: Known for building strong relationships with customers through personalized service, enhancing customer satisfaction. This focus on personalized service helps American Family stand out.
- Financial Stability: Rated A by A.M. Best, indicating strong financial health. Customers can trust in the company’s ability to pay out claims reliably.
Cons
- Limited Availability: Coverage options may not be available in all states, limiting choices for some customers. This can be a significant drawback for those in areas where American Family does not operate.
- Higher Rates for Some Demographics: Premiums can be higher for certain demographics compared to other providers. This could make American Family less competitive for some drivers.
#8 – Nationwide: Best for Accident Forgiveness
Pros
- Accident Forgiveness: Offers accident forgiveness, which can prevent rate increases after an accident. This feature provides peace of mind for drivers concerned about premium hikes.
- Vanishing Deductible: Provides a vanishing deductible program, reducing out-of-pocket costs over time. This benefit rewards safe drivers with lower deductibles. Delve into our evaluation of Nationwide insurance review & ratings.
- Strong Financial Stability: Rated A+ by A.M. Best, indicating financial strength and reliability. Customers can feel secure knowing Nationwide has a robust financial foundation.
Cons
- Higher Standalone Rates: Standalone auto insurance rates can be higher without bundling. This may deter customers who are only looking for auto insurance.
- Limited Availability in Some Regions: Coverage options may not be available in all areas, limiting choices for some customers. This could be a drawback for those living in regions where Nationwide does not operate.
#9 – Farmers: Best for Safe-Driving Discounts
Pros
- Safe Driving Discounts: Provides discounts for safe driving, rewarding good driving behavior. This incentive encourages safe driving practices among policyholders.
- Extensive Agent Network: Large network of agents offers personalized service and support, ensuring customers have access to help when needed. This enhances the convenience and accessibility of Farmers’ services. Explore our Farmers insurance review & ratings for more details.
- Financial Stability: Rated A by A.M. Best, indicating strong financial health. Customers can trust in Farmers’ ability to pay out claims reliably.
Cons
- Higher Premiums Without Discounts: Premiums can be high without applicable discounts. This may make Farmers less attractive to those who do not qualify for discounts.
- Mixed Customer Service Reviews: Some customers report varying experiences with customer service quality. These inconsistent experiences can lead to dissatisfaction among policyholders
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#10 – Liberty Mutual: Best for Add-on Coverages
Pros
- Accident Forgiveness: Provides accident forgiveness, preventing rate increases after an accident. This feature offers peace of mind for drivers concerned about premium hikes.
- Comprehensive Coverage Options: Offers a wide range of coverage options to meet diverse needs, allowing for customizable policies. This flexibility ensures customers can find the right coverage for their situation.
- Financial Stability: Rated A by A.M. Best, indicating strong financial health. Customers can trust in Liberty Mutual’s ability to pay out claims reliably.
Cons
- Higher Rates for High-Risk Drivers: Rates can be higher for drivers with poor driving records or high-risk profiles. This may make Liberty Mutual less appealing to high-risk individuals.
- Mixed Customer Service Reviews: Customer service experiences can vary, leading to mixed reviews. This inconsistency can affect overall customer satisfaction. Learn more through our Liberty Mutual insurance review.
Understanding the Factors That Impact Land Rover Defender 90 Car Insurance Rates
The Role of Vehicle Make and Model in Determining Insurance Costs
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Exploring the Insurance Cost Variations for Different Land Rover Models
While the Land Rover Defender 90 is well-regarded for its unique design and performance, it’s important to note that insurance costs can vary even within the Land Rover brand. Insurance rates might be higher for models with more powerful engines or advanced safety features.
Similarly, the cost of insurance for newer Land Rover Defender 90 models might be higher due to the higher value of the vehicle. To ensure you get the best rate, it’s essential to compare car insurance quotes, considering these variations when obtaining insurance for your Land Rover Defender 90.
Analyzing the Specifications of the Land Rover Defender 90 and its Impact on Insurance Premiums
Frequently Asked Questions
What factors affect the cost of Land Rover Defender 90 car insurance?
The cost of Land Rover Defender 90 car insurance can vary based on several factors, including the driver’s age, driving history, location, coverage options, deductible amount, and the insurance provider’s policies.
Are Land Rover Defender 90 cars expensive to insure?
Insuring a Land Rover Defender 90 can be relatively expensive compared to other vehicles. Factors such as the car’s high value, repair costs, and its appeal to thieves can contribute to higher insurance premiums. Enter your ZIP code now to begin.
Does the Land Rover Defender 90’s safety features affect insurance costs?
Can I save money on Land Rover Defender 90 insurance by bundling it with other policies?
Yes, bundling your Land Rover Defender 90 car insurance with other policies, such as home or renters insurance, can often lead to discounts and cost savings. Many insurance providers offer multi-policy discounts for customers who insure multiple assets with them.
Are there any specific insurance discounts available for Land Rover Defender 90 owners?
Some insurance providers may offer specific discounts for Land Rover Defender 90 owners.
These discounts can vary but may include options such as safe driver discounts, loyalty discounts, or discounts for installing anti-theft devices or telematics systems in the vehicle. Enter your ZIP code now to begin.
What factors influence the cost of car insurance for a Land Rover Defender 90?
Which insurance company offers the lowest starting rates for the Land Rover Defender 90?
Safeco offers the lowest starting rates for the Land Rover Defender 90, with premiums beginning at $65 per month. This makes it a competitive option for budget-conscious drivers.
What are some specific insurance discounts available for Land Rover Defender 90 owners?
Specific insurance discounts available for Land Rover Defender 90 owners include safe driver discounts, loyalty discounts, and discounts for installing anti-theft devices or telematics systems.
Bundling policies with the same insurer can also lead to additional savings. Enter your ZIP code now.
How do the safety features of the Land Rover Defender 90 impact its insurance costs?
Why might younger drivers and male drivers face higher insurance premiums for the Land Rover Defender 90?
Younger drivers, particularly those under 25, often face higher insurance premiums due to their lack of driving experience and higher accident rates. Male drivers typically have higher rates because statistically, they are more likely to be involved in accidents and file more claims than female drivers.
Compare The Best Insurance Quotes In The Country
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
