Cheap Hyundai XG350 Car Insurance in 2024 (Big Savings With These 10 Companies!)
If looking for cheap Hyundai XG350 car insurance, State Farm, USAA, and Progressive offer some of the best rates, with State Farm starting as low as $47 per month. These companies stand out for their competitive pricing and comprehensive coverage options, making them top choices for car insurance.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Nov 4, 2024
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 4, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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If seeking for cheap Hyundai XG350 car insurance, State Farm, USAA, and Progressive stand out as the top picks overall. State Farm, starting at just $56 per month, leads the pack with its competitive pricing and comprehensive coverage options.
USAA and Progressive also offer affordable rates and a range of benefits, making them excellent choices for Hyundai XG350 owners looking to save on car insurance.
Our Top 10 Company Picks: Cheap Hyundai XG350 Car Insurance
Company Rank Monthly Rates A.M. Best Best For Jump to Pros/Cons
#1 $47 B Safe Driving State Farm
#2 $52 A++ Military Discounts USAA
#3 $56 A+ Snapshot Program Progressive
#4 $61 A+ New Car Allstate
#5 $64 A Signal App Farmers
#6 $67 A+ Vanishing Deductible Nationwide
#7 $70 A RightTrack Program Liberty Mutual
#8 $73 A++ IntelliDrive Program Travelers
#9 $76 A Member Discounts AAA
#10 $79 A+ AARP Benefits The Hartford
These companies are known for their exceptional customer service and hassle-free claims process, providing peace of mind to drivers.
Learn more in our “What car insurance discounts does Digital Advantage Insurance Company offer?”
Get the right car insurance at the best price — enter your ZIP code above to shop for coverage from the top insurers.
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#1 – State Farm: Top Overall Pick
Pros
- Bundling Policies: State Farm offers significant discounts for bundling multiple insurance policies.
- High Low-Mileage Discount: State Farm provides a substantial discount for low-mileage usage.
- Wide Coverage: State Farm offers various coverage options tailored for different business needs. See more details on our “State Farm Insurance Review & Ratings.”
Cons
- Limited Multi-Policy Discount: The multi-policy discount of State Farm is not as high compared to some competitors.
- Premium Costs: Despite discounts, State Farm’s premiums might still be relatively higher for certain coverage levels.
#2 – USAA: Best for Military Discounts
Pros
- Competitive Rates: USAA offers some of the most competitive rates in the industry.
- Top-Rated Customer Service: USAA is known for its exceptional customer service. Read up on the “USAA Insurance Review & Ratings” for more information.
- Military Discounts: USAA provides special discounts and benefits for military members and their families.
Cons
- Limited Membership: USAA membership is limited to military members, veterans, and their families.
- Online-Only Services: USAA primarily operates online and through its mobile app, which may not suit everyone’s preferences.
#3 – Progressive: Best for Snapshot Program
Pros
- Competitive Rates: Offers competitive pricing and various discounts.
- Snapshot Program: Progressive’s Snapshot program rewards safe driving habits with lower rates.
- Name Your Price Tool: Progressive’s tool helps customers find a policy that fits their budget. More information is available about this provider in our “Progressive Insurance Review & Ratings.”
Cons
- Rate Increases: Progressive has been known to increase rates significantly after the first term.
- Limited Local Agents: Progressive primarily operates online, which may be a disadvantage for those who prefer face-to-face interaction.
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#4 – Allstate: Best for New Car
Pros
- New Car Replacement: Allstate offers new car replacement coverage, which replaces your vehicle with a new one of the same make and model.
- Accident Forgiveness: Allstate provides accident forgiveness, so your rates won’t increase after your first at-fault accident. Discover insights in our “Allstate Insurance Review & Ratings.”
- Drivewise Program: Allstate’s Drivewise program offers discounts for safe driving habits.
Cons
- Higher Premiums: Allstate’s premiums can be higher compared to some competitors.
- Coverage Options: Some customers may find that Allstate’s coverage options are not as customizable as they would like.
#5 – Farmers: Best for Signal App
Pros
- Signal App: Farmers offers the Signal app, which tracks your driving habits and can lead to discounts for safe driving.
- Customizable Policies: Farmers allows customers to customize their policies to fit their specific needs.
- Customer Service: Farmers is known for its excellent customer service. Unlock details in our “Farmers Insurance Review & Ratings.”
Cons
- Coverage Limitations: Some customers may find that Farmers’ coverage options are limited compared to other providers.
- Rates: Farmers’ rates may be higher for certain demographics or locations.
#6 – Nationwide: Best for Vanishing Deductible
Pros
- Vanishing Deductible: Nationwide offers a vanishing deductible program, which lowers your deductible for safe driving. Check out insurance savings in our complete “Nationwide Insurance Review & Ratings.”
- Bundle Discounts: Nationwide provides discounts for bundling multiple policies.
- Wide Range of Coverage: Nationwide offers a wide range of coverage options to meet different needs.
Cons
- Costs: Nationwide’s premiums may be higher compared to some competitors.
- Customer Satisfaction: Nationwide has received mixed reviews regarding its customer service.
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#7 – Liberty Mutual: Best for RightTrack Program
Pros
- RightTrack Program: Liberty Mutual’s RightTrack program offers discounts for safe driving habits. Access comprehensive insights into our “Liberty Mutual Review & Ratings.”
- Customizable Policies: Liberty Mutual allows customers to customize their policies to fit their specific needs.
- Accident Forgiveness: Liberty Mutual provides accident forgiveness, so your rates won’t increase after your first at-fault accident.
Cons
- Rates: Liberty Mutual’s rates may be higher compared to some competitors.
- Limited Availability: Liberty Mutual may not be available in all states or areas.
#8 – Travelers: Best for IntelliDrive Program
Pros
- IntelliDrive Program: Travelers offers the IntelliDrive program, which tracks your driving habits and can lead to discounts for safe driving. Delve into our evaluation of “Travelers Insurance Review & Ratings.”
- Variety of Discounts: Travelers provides a variety of discounts to help customers save on their premiums.
- Strong Financial Stability: Travelers has a strong financial stability rating, ensuring they can meet their financial obligations.
Cons
- Customer Service: Some customers have reported issues with Travelers’ customer service.
- Limited Availability: Travelers may not be available in all states or areas.
#9 – AAA: Best for Member Discounts
Pros
- Member Discounts: AAA offers discounts for its members on car insurance and other services.
- Roadside Assistance: AAA provides roadside assistance as part of its membership benefits.
- Strong Reputation: AAA is known for its strong reputation and customer satisfaction. Check out insurance savings in our complete “AAA Insurance Review & Ratings.”
Cons
- Membership Required: AAA’s car insurance is only available to AAA members.
- Limited Coverage Options: Some customers may find that AAA’s coverage options are limited compared to other providers.
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#10 – The Hartford: Best for AARP Benefits
Pros
- AARP Benefits: The Hartford offers benefits and discounts for AARP members.
- Customer Service: The Hartford is known for its excellent customer service. Learn more in our “The Hartford Insurance Review & Ratings.”
- Variety of Coverage Options: The Hartford offers a wide range of coverage options to meet different needs.
Cons
- Costs: The Hartford’s premiums may be higher compared to some competitors.
- Limited Availability: The Hartford may not be available in all states or areas.
Hyundai XG350 Insurance Rates: Coverage & Provider Comparison
When it comes to insuring your Hyundai XG350, the monthly rates can vary significantly depending on the coverage level and insurance provider.
Hyundai XG350 Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
AAA $76 $142
Allstate $61 $116
Farmers $64 $119
Liberty Mutual $70 $131
Nationwide $67 $124
Progressive $56 $112
State Farm $47 $93
The Hartford $79 $147
Travelers $73 $136
USAA $52 $101
For minimum coverage, State Farm offers the most affordable option at $47 per month, followed closely by USAA at $52. For full coverage, State Farm again leads the pack with a rate of $93 per month, showcasing their competitive pricing and comprehensive coverage options. On the other hand, The Hartford has the highest rates for both minimum and full coverage at $79 and $147 per month, respectively.
It’s essential to compare quotes from different providers to find the best coverage at the most affordable price for your Hyundai XG350. Discover more about offerings in our “How To Get Free Insurance Quotes Online.”
Factors That Determine Hyundai XG350 Car Insurance Rates
When it comes to insuring your Hyundai XG350, there are various factors that insurance companies take into account to determine your car insurance rates. These factors can differ from one insurance provider to another, but some common ones include:
- Age and Gender: Younger drivers, especially males, are generally considered riskier to insure and may face higher insurance premiums.
- Driving Record: Your driving history plays a significant role in determining your insurance rates. A clean driving record with no accidents or traffic violations will generally help lower your premiums.
- Location: The area where you live also affects your insurance rates. If you reside in a high-crime area or an area with a high rate of accidents, your insurance premiums may be higher.
- Vehicle Model and Age: The make, model, and age of your Hyundai XG350 will impact your insurance rates. Newer and more expensive cars may require higher coverage, resulting in higher premiums.
- Credit Score: Some insurance companies may consider your credit score when determining your rates. A lower credit score could potentially lead to higher premiums.
- Driving Experience: Another factor that insurance companies consider when determining car insurance rates for a Hyundai XG350 is the driver’s level of driving experience. Drivers with more years of experience and a clean driving record are often seen as less risky to insure, which can result in lower insurance premiums.
Access comprehensive insights into our “How do I add or remove drivers from my State car insurance Companies car insurance policy?”
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Understanding Car Insurance Coverage for Hyundai XG350
Before delving into the costs associated with Hyundai XG350 car insurance, it’s important to have a solid understanding of different coverage options available for your vehicle. Car insurance typically consists of several types of coverage:
- Liability Coverage: This coverage is essential and typically required by law. It provides compensation for injuries and damages to others in case you are at fault in an accident.
- Collision Coverage: Collision coverage pays for damages to your Hyundai XG350 caused by an accident, regardless of who is at fault.
- Comprehensive Coverage: Comprehensive coverage protects your vehicle from non-collision incidents such as theft, vandalism, or natural disasters.
- Personal Injury Protection (PIP): PIP coverage provides medical expenses and lost wages coverage for you and your passengers in the event of an accident.
- Uninsured/Underinsured Motorist Coverage: This coverage protects you if you are involved in an accident with a driver who has insufficient insurance or no insurance at all.
When determining the appropriate car insurance coverage for your Hyundai XG350, it’s important to consider factors such as the age and condition of your vehicle. Older vehicles may not require comprehensive coverage, as the cost of repairs may exceed the value of the car.
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Additionally, if you have a loan or lease on your Hyundai XG350, your lender may require you to carry certain types and amounts of coverage.
It’s also worth noting that car insurance rates can vary based on factors such as your driving record, location, and credit history. It’s a good idea to shop around and compare quotes from different insurance providers to ensure you’re getting the best coverage at the most affordable price.
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Frequently Asked Questions
What factors affect the cost of Hyundai XG350 car insurance?
The cost of Hyundai XG350 car insurance can be influenced by several factors including the driver’s age, driving record, location, coverage options, deductible amount, and the insurance company’s rates.
For additional details, explore our comprehensive resource titled “What age do you get cheap car insurance?”
Are there any discounts available for Hyundai XG350 car insurance?
Yes, many insurance companies offer various discounts for Hyundai XG350 car insurance. These discounts can be based on factors such as the driver’s age, driving history, safety features of the vehicle, bundling multiple policies, and more.
What is the average cost of Hyundai XG350 car insurance?
The average cost of Hyundai XG350 car insurance can vary depending on multiple factors. It is recommended to obtain quotes from different insurance providers to get an accurate idea of the cost based on your specific circumstances.
Is it more expensive to insure a Hyundai XG350 compared to other car models?
The cost of insuring a Hyundai XG350 can vary depending on the insurance company and the driver’s profile. It is advisable to compare insurance rates for different car models to determine if the Hyundai XG350 is relatively more expensive or not.
How can I find affordable Hyundai XG350 car insurance?
To find affordable Hyundai XG350 car insurance, it is recommended to shop around and compare quotes from multiple insurance companies. Additionally, maintaining a good driving record, opting for higher deductibles, and taking advantage of available discounts can help reduce insurance costs.
To find out more, explore our guide titled “Best Car Insurance for Drivers with Speeding Ticket in Wisconsin.”
Who is known for the cheapest car insurance?
USAA, Nationwide, Travelers, Erie, Geico, and Progressive rank as the most affordable car insurance providers across the country, based on our recent analysis published on June 11, 2024, titled “The Most Economical Car Insurance in June 2024
Which is the most expensive form of car insurance?
Usually, third-party insurance has a lower premium compared to third-party fire and theft cover, with comprehensive insurance being the most costly. Insurers may also provide optional additional coverage that can raise your premium.
Which Hyundai is safest?
Starting with the compact Hyundai Venue receiving the Top Safety Pick award, other models like the electric Hyundai IONIQ 5, Hyundai Tucson, Hyundai Santa Fe, and Hyundai Palisade all achieved Top Safety Pick ratings.
Which Hyundai models are high theft?
According to the report, more than 48,000 thefts were reported for Hyundai Elantra compact cars, nearly 43,000 for Hyundai Sonata sedans, and over 30,000 for Kia Optima sedans. These figures are based solely on police-reported thefts.
To learn more, explore our comprehensive resource on “Best Anti Theft System Car Insurance Discounts.”
Which car is best of Hyundai?
The Creta, Venue, Verna, Exter, and i20 are among Hyundai’s top-selling cars, comprising a significant portion of the company’s sales.
Is Hyundai cheap quality?
Hyundai’s focus on reliability, safety, and affordability has solidified its reputation for quality, leading to increased loyalty among customers. This commitment is reflected in consumer data, which shows excellent results in repair frequency, cost of ownership, and crash test performance.
Our free online comparison tool below allows you to compare cheap car insurance quotes instantly — just enter your ZIP code to get started.
Which type of car insurance is best?
Comprehensive auto insurance provides extensive coverage for your vehicle, including protection against damage from third parties as well as damage to your own vehicle, ensuring comprehensive protection.
What Colours of cars are most expensive for insurance?
This suggests that vehicles in white or black colors may have higher insurance costs due to their popularity. The color of your car can also indirectly influence insurance rates in various ways. Additionally, certain vehicles are less attractive to thieves, which can positively impact insurance premiums.
Learn more by reading our guide titled “How much insurance coverage do I need?”
What are the disadvantages of Hyundai cars?
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
