Cheap Ford Excursion Car Insurance in 2024 (Lower Your Rates With These 10 Top Companies)
State Farm, Progressive, and AAA are our top providers of affordable and cheap Ford Excursion car insurance, with rates starting at $54 per month. These insurers focus on offering cost-effective yet extensive coverage plans to deliver outstanding value and security to their clients, ensuring their peace of mind.
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Ty Stewart
Licensed Insurance Agent
Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about life insurance when he got his first policy for his own family. He has been featured as a life insurance expert speaker at agent conventions and in top publications. As an independent licensed life insurance agent, he has helped clients nationwide to secure affordable coverage while making the...
Licensed Insurance Agent
UPDATED: Oct 15, 2024
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Oct 15, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
17,759 reviewsCompany Facts
Min. Coverage for Ford Excursion
A.M. Best Rating
Complaint Level
Pros & Cons
17,759 reviews
13,128 reviewsCompany Facts
Min. Coverage for Ford Excursion
A.M. Best Rating
Complaint Level
Pros & Cons
13,128 reviews
State Farm is highly regarded as a leading option for cheap Ford Excursion car insurance, providing competitive rates starting at just $54 per month for minimum coverage.
Working alongside Progressive and AAA, these insurers offer affordable and comprehensive auto insurance plans aimed at prioritizing customer satisfaction and security.
Our Top 10 Company Picks: Cheap Ford Excursion Car Insurance
Company Rank Monthly Rates Safe Driver Discount Best For Jump to Pros/Cons
#1 $54 10% Many Discounts State Farm
#2 $59 12% Online Convenience Progressive
#3 $65 15% Local Agents AAA
#4 $66 10% Cheap Rates Geico
#5 $74 15% 24/7 Support Erie
#6 $77 11% Deductible Reduction Auto-Owners
#7 $81 15% Military Savings USAA
#8 $84 10% Customizable Polices Liberty Mutual
#9 $90 12% Local Agents Farmers
#10 $94 15% Usage Discount Nationwide
Collision car insurance is an essential expense for any vehicle owner, and when it comes to insuring a Ford Excursion, it is important to understand the factors that determine the cost. Whether you are a new owner of a Ford Excursion or considering purchasing one, knowing the ins and outs of car insurance prices for this model can help you make informed decisions and save money in the long run. Enter your ZIP code now to begin.
- State Farm offers liability coverage starting at just $54 per month
- Explore top-rated and affordable auto insurance options
- Rely on advisors to help you select the most cost-effective car insurance
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#1 – State Farm: Top Overall Pick
Pros
- Affordable Rates: Competitive pricing starting at $54 per month for Ford Excursion insurance.
- Extensive Network: Wide availability and numerous local agents for personalized service. Learn more through our State Farm insurance review.
- Customer Satisfaction: Generally high customer satisfaction ratings and reliable claims service.
Cons
- Limited Online Tools: Some customers may find their online tools and mobile app less advanced compared to other providers.
- Premiums Can Increase: Rates may rise significantly after accidents or traffic violations.
#2 – Progressive: Best for Online Convenience
Pros
- Innovative Tools: Advanced online quote and policy management tools.
- Discount Opportunities: Offers various discounts such as Snapshot® and bundling discounts.
- Good for Tech-Savvy Users: Appeals to customers who prefer managing their policies online.
Cons
- Average Customer Service: Mixed reviews regarding customer service experiences. Learn more through our Progressive insurance review.
- Rates Might Increase: Progressive’s rates could increase for some drivers over time.
#3 – AAA: Best for Local Agents
Pros
- Member Benefits: Discounts and perks available to AAA members beyond insurance.
- Local Agents: Access to local agents for personalized service and support. Read more through our AAA insurance review.
- Reliable Roadside Assistance: Comprehensive roadside assistance services included with policies.
Cons
- Membership Required: Must be a AAA member to access insurance policies.
- Limited Availability: Availability may vary depending on location, not available nationwide.
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#4 – Geico: Best for Cheap Rates
Pros
- Competitive Rates: Offers competitive pricing with rates starting at $66 per month.
- Easy Online Management: User-friendly website and mobile app for policy management.
- Discounts Available: Multiple discount opportunities for policyholders. Learn more through our Geico insurance review.
Cons
- Limited Local Agents: Geico primarily operates online, which may not appeal to customers who prefer face-to-face interactions.
- Claims Process: Some customers report mixed experiences with the claims process.
#5 – Erie: Best for Cheap Rates
Pros
- Stable Premiums: Known for stable premiums and consistent pricing.
- High Customer Satisfaction: Strong reputation for customer service and claims handling.
- Coverage Options: Offers a range of coverage options to meet various needs.
Cons
- Regional Availability: Limited availability in certain states. Read more through our Erie insurance review.
- Limited Online Presence: Online quote and policy management tools may be less robust compared to larger insurers.
#6 – Auto-Owners: Best for Deductible Reduction
Pros
- Personalized Service: Strong reputation for personalized customer service through local agents.
- Stable Rates: Known for stable premiums and customer retention.
- Coverage Options: Offers a variety of coverage options including specialized coverages.
Cons
- Availability: Limited availability in certain regions, primarily operates in specific states. Learn more through our Auto-Owners insurance review.
- Digital Tools: Online tools may not be as advanced as larger national insurers.
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#7 – USAA: Best for Military Savings
Pros
- Military Focus: Dedicated to serving military members and their families. Learn more through our USAA insurance review.
- Customer Satisfaction: High ratings for customer satisfaction and claims handling.
- Financial Strength: Strong financial stability and reputation.
Cons
- Membership Limitations: Only available to current and former military members and their families.
- Limited Availability: Not available to the general public, which restricts accessibility.
#8 – Liberty Mutual: Best for Customizable Policies
Pros
- Customizable Policies: Offers a wide range of customizable policy options.
- Discounts and Savings: Various discount opportunities available to policyholders.
- Good for Bundling: Benefits for customers bundling multiple policies.
Cons
- Higher Premiums: Premiums may be higher compared to some other insurers. Follow us more through our Liberty Mutual insurance review.
- Customer Service: Mixed reviews regarding customer service experiences.
#9 – Farmers: Best for Local Agents
Pros
- Local Agents: Access to local agents for personalized service and support.
- Coverage Options: Offers a variety of coverage options to meet different needs. Read more through our Farmers insurance review.
- Discounts Available: Discounts available for bundling and safe driving.
Cons
- Premiums Can Be Higher: Some customers may find premiums higher compared to other insurers.
- Claims Process: Some mixed reviews regarding the claims process.
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#10 – Nationwide: Best for Usage Discount
Pros
- Nationwide Availability: Available across the country, providing consistent service.
- Discount Opportunities: Offers various discounts to help lower premiums.
- Financial Strength: Strong financial stability and reputation.
Cons
- Customer Service: Mixed reviews regarding customer service experiences. Learn more through our Nationwide insurance review.
- Premiums May Fluctuate: Rates may vary based on individual circumstances and location.
Factors That Determine the Cost of Ford Excursion Car Insurance
Understanding the Insurance Rates for Ford Excursion
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Comparing Car Insurance Prices for Ford Excursion Models
When comparing car insurance prices for Ford Excursion models, it’s essential to consider several factors. These include the specific model, year, trim level, optional features, and the driver’s personal information like age, driving history, and location. Insurance companies assess these details to determine rates based on associated risks.
Additionally, the choice of car insurance coverage types, such as liability, comprehensive, and collision, also impacts premiums. It’s advisable to obtain quotes from multiple providers to compare prices and coverage options effectively. This approach ensures you find the most suitable and cost-effective insurance for your Ford Excursion.
The Average Cost of Insuring a Ford Excursion
Frequently Asked Questions
What factors affect the cost of Ford Excursion car insurance?
The cost of Ford Excursion car insurance can be influenced by several factors, including the driver’s age, location, driving record, coverage limits, deductible amount, and the specific insurance provider’s rates.
Are Ford Excursions expensive to insure?
Insurance rates for Ford Excursions can vary depending on the factors mentioned earlier. However, due to its larger size and potentially higher repair costs, insurance premiums for Ford Excursions might be higher compared to smaller vehicles. Enter your ZIP code now to begin.
Can I get discounts on Ford Excursion car insurance?
Yes, according to our Car Insurance: A Complete Guide, there are various discounts that you may be eligible for when insuring your Ford Excursion. These can include multi-vehicle discounts, safe driver discounts, bundling discounts, and loyalty discounts. It’s best to check with your insurance provider to see which discounts you qualify for.
Is it necessary to have comprehensive coverage for a Ford Excursion?
While comprehensive coverage is not legally required, it is highly recommended for Ford Excursions. Comprehensive coverage helps protect against damages caused by events other than collisions, such as theft, vandalism, natural disasters, or falling objects.
How can I find affordable car insurance for my Ford Excursion?
To find affordable car insurance for your Ford Excursion, it is advisable to shop around and compare quotes from multiple insurance providers. Additionally, maintaining a clean driving record, opting for a higher deductible, and taking advantage of available discounts can help reduce your insurance costs. Enter your ZIP code now to start.
How do State Farm, Progressive, and AAA compare in terms of starting rates for Ford Excursion car insurance?
What factors besides the vehicle’s size influence insurance premiums for a Ford Excursion?
Besides the vehicle’s size, factors influencing insurance premiums for a Ford Excursion include the driver’s age, location, driving history, credit score, coverage levels, safety features, annual mileage, and occupation.
What are some discount opportunities mentioned for insuring a Ford Excursion?
Discount opportunities for insuring a Ford Excursion can include multi-vehicle discounts, safe driver discounts, bundling discounts (combining auto and renters insurance), and loyalty discounts. Enter your ZIP code now to begin.
Why is comprehensive coverage recommended for a Ford Excursion?
Comprehensive coverage, as written in our The Hartford insurance review, is recommended for a Ford Excursion to protect against damages from events other than collisions, such as theft, vandalism, natural disasters, or falling objects, given the potential higher repair costs due to its size.
How does the availability of local agents impact customer satisfaction with insurance providers like Farmers and Auto-Owners?
Availability of local agents impacts customer satisfaction with insurers like Farmers and Auto-Owners by providing personalized service, support, and easier access for inquiries or claims handling, contributing positively to overall customer experience.
Compare The Best Insurance Quotes In The Country
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Ty Stewart
Licensed Insurance Agent
Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about life insurance when he got his first policy for his own family. He has been featured as a life insurance expert speaker at agent conventions and in top publications. As an independent licensed life insurance agent, he has helped clients nationwide to secure affordable coverage while making the...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
