How to Add or Remove Drivers From Allstate Car Insurance Policy in 2025 (4 Easy Steps)
The first step in how to add or remove drivers from Allstate car insurance policy is to log into your account or contact an agent. Adding and removing drivers should be a quick process. When adding a new driver, you can expect an increased premium. Allstate's rates start at $63 per month.
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Jeffrey Manola
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Jeffrey Manola is an experienced life insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for life insurance with the most affordable term life insurance, permanent life insurance, no medical exam life insurance, and burial insurance. Not only does he strive to provide consumers with t...
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UPDATED: Apr 24, 2025
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Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Apr 24, 2025
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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The process of how to add or remove drivers from Allstate car insurance policy is a straightforward process that can be done either online or by contacting your local Allstate agent.
Understanding the steps involved and the impact it may have on your car insurance premium is essential. In this article, we will walk you through the process of adding or removing drivers from your Allstate policy and provide you with some key information to consider along the way.
- Step #1: Contact Allstate – Contact agent or log into account
- Step #2: Provide Driver Information – Name, driver’s license number, etc.
- Step #3: Review Changes – Confirm rate adjustments
- Step #4: Pay New Rate If Adding Driver – Rates will drop if removing driver
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4 Easy Steps to Adding or Removing a Driver from an Allstate Car Insurance Policy
Usually, adding or removing a driver can be done quickly if you contact Allstate to add a driver or remove one. If you need to add a driver to your Allstate car insurance policy, follow these steps:
Step #1: Contact Allstate
Adding or removing a driver can typically be done online through your Allstate account or by contacting your local Allstate agent for help with how to delete a driver from an Allstate account or add a driver (Read More: Can I add or remove drivers from my car insurance policy?).
In most cases, you can quickly add or remove a driver by signing into your Allstate account on the app or website. There will be options from Allstate to add a driver to the policy or remove them.
Step #2: Provide Driver Information
When removing a driver online, you can typically just select the driver from your list of covered drivers and follow the online prompts to remove them from your coverage.
If you are doing the Allstate add driver option, you will also need to provide the necessary information about the new driver, including their name, date of birth, and driver’s license number.
Read More: Adding a Friend to Your Car Insurance Policy
You will also need to provide information about past tickets or accidents that the driver may have on their record.
Step #3: Review Changes
Adding or dropping a driver from your Allstate policy will affect how much you pay. Rates should decrease when removing a driver, and will increase when adding a driver (Read More: How much is car insurance?).
Confirm the changes with Allstate and proceed with any necessary documents or paperwork.
Step #4: Pay New Rate if Adding Driver
After reviewing the changes made to your policy, you will need to confirm any adjustments to your premium. Adding a driver can lead to changes in the amount you pay for your car insurance. Factors such as the new driver’s age, driving history, and vehicle usage will be taken into account when determining the impact on your premium (Read More: How does the insurance company determine my premium?).
It’s important to carefully review these changes to understand how they may affect your budget.
If there are any additional premium charges due as a result of adding a driver, you will need to pay any additional premium due. This ensures that your policy remains active and that the new driver is covered under your Allstate car insurance policy. It’s essential to fulfill these financial obligations to avoid any gaps in coverage or potential legal consequences.
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Understanding Your Allstate Car Insurance Policy
Before diving into the process of adding or removing drivers, it’s important to have a solid understanding of your Allstate car insurance policy. Familiarize yourself with the key terms and definitions used in your policy. This will help you navigate through the process with ease.
When it comes to car insurance, there are many terms and definitions that can be confusing. However, taking the time to understand terms like deductible or premium is crucial in order to make informed decisions about your coverage.
Learn More: What is the difference between a deductible and a premium in car insurance?
Let’s take a closer look at some of the key terms you should be familiar with:
- Premium: The amount you pay for your car insurance coverage. Understanding how your premium is calculated can help you determine if you’re getting the best value for your money.
- Deductible: The amount you must pay out of pocket before your insurance coverage kicks in. A higher deductible can lower your premium, but it also means you’ll have to pay more out of pocket in the event of a claim.
- Policy Period: The duration for which your car insurance policy is effective. It’s important to know when your policy starts and ends, as well as any grace periods for payment. This will help you avoid any lapses in coverage.
- Coverage Limits: The maximum amount your insurance company will pay for a covered claim. Understanding your coverage limits is essential in order to know how much protection you have in different situations.
It’s important to review your coverage limits periodically to ensure they still meet your needs. Bear in mind that factors such as your age, driving record, and the type of car you drive can all affect your premium.
Types of Coverage and Their Importance
Allstate offers various types of coverage to protect you and your vehicle from different risks. All drivers will have to carry liability insurance in their state, as it is required by law in most states and is essential for protecting your financial assets in the event of a lawsuit.
Liability pays for damages to other people’s property or injuries they sustain in an accident you cause.
In addition to liability, some other basic coverages Allstate offers include:
- Collision: Covers the cost of repairs or replacement if your vehicle is damaged in a collision. This coverage is particularly important if you have a newer or more expensive vehicle.
- Comprehensive: Protects your vehicle from damages not caused by a collision, such as theft, vandalism, or natural disasters. This coverage can provide peace of mind knowing that you’re protected.
- Uninsured/Underinsured Motorist: Ensures you’re protected if you’re involved in an accident with a driver who doesn’t have sufficient insurance coverage to cover medical expenses and damages.
Understanding the different types of coverage available and their importance can help you make informed decisions about your car insurance policy (Read More: How much insurance coverage do I need?). It’s important to review your coverage periodically to ensure it still meets your needs and provides adequate protection.
How Changing Drivers Impacts Your Insurance Premium
When adding a driver to your Allstate car insurance policy, be prepared for potential changes to your premium. The new driver’s age, driving history, and vehicle usage will all be factors in determining the impact on your premium. It’s wise to compare insurance rates from different companies online to save money and find the best rates.
Read More: Cheapest Car Insurance Companies
Take a look at the average rates at popular companies below and see how much is Allstate car insurance compared to other competitors.
Average Monthly Full Coverage and Liability-Only Car Insurance Rates
| Company | Full Coverage Car Insurance Rates | Liability-Only Car Insurance Rates |
|---|---|---|
 | $161 | $63 |
 | $113 | $52 |
 | $125 | $47 |
 | $84 | $38 |
 | $137 | $52 |
 | $95 | $37 |
 | $98 | $43 |
 | $100 | $41 |
 | $109 | $46 |
 | $101 | $38 |
Adding a driver to your car insurance policy is an important decision that can have various implications. By adding a driver, you are expanding the coverage of your policy to include another individual. This can be beneficial in many situations, such as when you have a family member or a friend who frequently uses your vehicle. However, it’s crucial to understand the process and the potential impact on your insurance premium.
When you log into your Allstate account or contact your local Allstate agent, you will be guided through the process of adding a driver. This ensures that you provide all the necessary information accurately and efficiently. The information required includes the new driver’s name, date of birth, and driver’s license number.
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Once you have provided the necessary information, you will need to specify the type of coverage the new driver will have. This decision depends on various factors, such as the driver’s experience and the level of risk associated with their driving history. Choosing the appropriate coverage ensures that both you and the new driver are adequately protected in the event of an accident or other unforeseen circumstances.
How to Save on Allstate Insurance After Adding a Driver
While adding a driver to your Allstate Insurance Company policy may result in an increase in your premium, it’s important to remember that there are ways to save money.
For example, you can participate in Allstate’s Drivewise program that rewards good driving with a discount. Joining the Allstate Drivewise program is ideal when buying Allstate insurance for new drivers, as Allstate new driver insurance costs will be higher due to driving inexperience.
Allstate also offers mileage-based insurance with Milewise, which is a good option for low-mileage drivers who travel fewer than 10,000 miles per year.
Comparing insurance rates from different companies online can help you find the best rates and potentially reduce your overall premium. It’s worth exploring your options to ensure that you are getting the most value for your money.
By following these steps and considering the necessary information and potential impact on your insurance premium, you can successfully add a driver to your Allstate car insurance policy. It’s important to stay informed and make decisions that align with your specific needs and circumstances. With the right coverage in place, you can have peace of mind knowing that you and your additional driver are protected on the road.
When To Remove an Allstate Driver
When should you consider removing a driver? There are several situations where removing a driver from your Allstate car insurance policy may be necessary:
- If the driver no longer uses the insured vehicle
- If the driver has moved out of your household
- If the driver has obtained their own car insurance policy
When a driver is removed from your Allstate car insurance policy, it can have an impact on your premium. The magnitude of this impact will depend on various factors, including the driver’s driving history and the number of drivers remaining on your policy.
Be sure to review any changes to your premium and compare car insurance quotes with the free tool to ensure you’re getting the best rates.
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Making the Process of Adding and Removing Allstate Drivers Go Smoothly
When looking into how to add or remove drivers from Allstate car insurance policy, the first step is to log into your account or call your agent. You will be guided through the steps of how to add or remove a driver.
Now that you have a clear understanding of how to add or remove drivers from your Allstate Insurance Company policy, you can make informed decisions based on your specific needs.
Remember to review your policy regularly to ensure it still aligns with your changing circumstances and compare quotes online from the best insurance companies to secure the best coverage at the best price.
Shop for affordable auto insurance today by entering your ZIP in our free tool.
Frequently Asked Questions
How do I add a driver to my Allstate car insurance policy?
To add a driver to your Allstate car insurance policy, you can contact your Allstate Corporation agent or call the Allstate customer service number. They will guide you through the process and provide you with the necessary forms and information required to add a driver to your policy.
What information do I need to provide when adding a driver to my Allstate car insurance policy?
When adding a driver to your Allstate Corporation car insurance policy, you will typically need to provide their full name, date of birth, driver’s license number, and driving history information. Allstate may also require additional details about the driver, such as their relationship to you and their primary residence.
How much does it cost to add a driver to car insurance at Allstate?
Adding a driver to your Allstate car insurance policy may result in an additional cost. The specific amount will depend on various factors, including the driver’s age, driving history, and the type of coverage you have.
It’s best to contact your Allstate agent or customer service for accurate information regarding any potential cost increase. Read our Allstate car insurance review for more information about rates and services.
How do I remove a driver from my Allstate car insurance policy?
To remove a driver from your Allstate car insurance policy, you can contact your Allstate agent or call the Allstate customer service number. They will assist you in the process and provide you with the necessary steps to remove a driver from your policy.
Can I remove a driver from my Allstate car insurance policy at any time?
Yes, you can generally remove a driver from your Allstate car insurance policy at any time using your Allstate insurance online account. However, it’s important to note that certain circumstances, such as a recently licensed driver or a driver with a poor driving record, may have specific requirements or restrictions for removal.
It’s recommended to consult with your Allstate agent or customer service to understand any potential limitations.
Will removing a driver from my Allstate car insurance policy affect my premium?
Removing a driver from your Allstate car insurance policy may have an impact on your premium. If the driver being removed was considered high-risk or had a history of accidents or violations, it is possible that your premium could decrease. However, if the driver being removed was a low-risk driver, your premium may remain relatively unchanged unless you change your coverage (Read More: Can I change my Allstate car insurance coverage at any time?).
It’s best to discuss the specific details with your Allstate agent or customer service to understand the potential impact on your premium. Shop for low-cost car insurance today by entering your ZIP in our free tool.
Does Allstate have permissive use?
Yes, you can add a driver to your Allstate car insurance policy temporarily. Allstate offers temporary driver coverages, often referred to as “permissive use” or “guest driver” coverages. Allstate permissive use provides temporary protection for drivers who occasionally use your insured vehicle.
What happens if I don’t add a new driver?
If you don’t add a new driver to your Allstate car insurance policy and they end up being involved in an accident while driving your insured vehicle, it may adversely affect your coverage. It’s important to add all eligible drivers to your policy to ensure proper protection.
Is there an Allstate grace period for car insurance payments?
Yes, there is a grace period for nonpayment before Allstate will cancel a policy (Learn More: How to Pay Your Allstate Insurance Premium). There is also an Allstate new car grace period, which means you have a few days to add your new car to your insurance.
Can I remove a driver and add them back later?
Yes, you can remove a driver from your Allstate car insurance policy and add them back at a later time. However, keep in mind that the removal and re-addition of a driver may result in adjustments to your premium. It’s always a good idea to discuss any changes with your Allstate agent to understand the potential impact on your policy and premium.
Can I insure a car not in my name at Allstate?
Yes, you can get non-owner car insurance from Allstate Vehicle and Property Ins. Co.
Can I add a car to my Allstate policy?
Yes, you can use the online Allstate add a vehicle option to add a car. The Allstate add a car process is similar to adding a driver, as you will need to give information about the car’s make, model, and year.
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Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced life insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for life insurance with the most affordable term life insurance, permanent life insurance, no medical exam life insurance, and burial insurance. Not only does he strive to provide consumers with t...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.