Goodville Mutual Property Insurance Review & Ratings (2024)

Welcome to our comprehensive guide on Goodville Mutual Property Insurance. In this article, we will delve into the various aspects of Goodville Mutual’s reliable coverage options for homeowners and renters. We’ll explore the key topics of home protection, including coverage against fire, theft, and natural disasters.

• Goodville Mutual has been selling insurance since 1926
• They have many favorable reviews from happy customers
• Goodville Mutual Casualty Company has an ‘A Excellent’ grade from A.M. Best

Are you looking for affordable rates and top-notch coverage? Enter your zip code now to compare rates from the best insurance providers and secure your property with Goodville Mutual Insurance today.

Goodville Mutual Property Insurance Ratings

A.M. Best gives Goodville Mutual Casualty Company an ‘A Excellent’ report. A report like this will look into many factors. Research into insurance companies relies heavily on the company’s ability to pay claims. 

Data and research companies look at:

• Financial size
• Financial strength
• Long-term issuer credit 

AON Ward Benchmarking looks at insurance companies much the same way that A.M. Best does. They have given Goodville Mutual Casualty Company the distinction of being one of the 50 best property insurance companies in the U.S. 

Goodville Mutual Casualty Company has received this distinction for 11 years in a row. 

AON Ward Benchmarking looks at over five years of records when compiling their data. They use many of the same records as A.M. Best to gauge the financial standing of a company.

 AON Ward’s 50 Best logo shows words that also tie into their research method:

• Safety
• Consistency
• Performance

In insurance data research, these words are used as metrics to evaluate a company. They are also good guidance for a property insurance company. 

What this means to you is that Goodville Mutual Casualty Company is a solid company with a long-standing good business structure. If you need to make a claim, they will be able to pay.

Insurance ratings are done by companies that research and report findings. The findings made by these companies are not paid for by the companies evaluated. They also can’t be changed by the company. These findings can be used by states and financial groups. 

States regulate insurance companies to be sure they can pay claims on your insurance. They also must approve insurance companies before they can offer insurance in your state.

A.M. Best and AON Ward Benchmarking are two of these research groups.

Compare The Best Insurance Quotes In The Country

Compare quotes from the top insurance companies and save!

Auto Home Health Life Business Motorcycle Pet Medicare Rental

 Secured with SHA-256 Encryption

Gaining Insight Into Goodville Mutual Property Insurance Claims Procedure

Ease of Filing a Claim

Goodville Mutual Property Insurance offers various channels for filing claims, ensuring convenience for policyholders. You can file a claim online, over the phone, or through mobile apps, providing flexibility to choose the method that suits you best. Additionally, their user-friendly online portal and dedicated customer support team make the claims submission process hassle-free.

Average Claim Processing Time

Policyholders can expect efficient and timely claim processing from Goodville Mutual. While specific processing times may vary depending on the nature and complexity of the claim, the company is committed to delivering prompt service to its customers. Moreover, Goodville Mutual employs advanced technology and streamlined procedures to expedite claim settlements, minimizing any potential disruptions for policyholders.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback on claim resolutions and payouts for Goodville Mutual Property Insurance has been largely positive. Many customers appreciate the ease of filing claims and the company’s responsiveness in settling them. However, there have been occasional negative remarks related to the level of customer service and the time it took to process certain claims.

Goodville Mutual Property Insurance Tech-Forward Approach: Redefining Insurance Standards

Mobile App Features and Functionality

Goodville Mutual’s mobile app stands as a testament to their commitment to modernizing the insurance experience. This user-friendly app provides policyholders with the convenience of managing their insurance wherever they go. Users can effortlessly access vital policy information, keeping them informed about coverage details and premiums.

Furthermore, the app streamlines the claim filing process, allowing customers to report incidents and accidents in real-time, ensuring a prompt response from the insurer. Additionally, the app facilitates bill payments, making it hassle-free for policyholders to settle their premiums, reducing the risk of policy lapses.

Online Account Management Capabilities

Goodville Mutual’s online account management portal is a digital gateway that empowers policyholders with a wealth of convenient tools and resources. Through this intuitive platform, customers can access their insurance policies with ease, offering them a transparent and holistic view of their coverage. The portal enables policyholders to review policy details comprehensively, including coverage limits, deductibles, and renewal dates.

Additionally, the portal facilitates the tracking of claims, providing real-time updates on the status of ongoing claims and ensuring transparency in the claims process. With these robust online account management capabilities, Goodville Mutual’s customers have the freedom and flexibility to manage their insurance policies efficiently, fostering a sense of control and peace of mind.

Digital Tools and Resources

Goodville Mutual Property Insurance provides valuable digital tools and resources to help policyholders understand their coverage better. These resources include informative articles, FAQs, and online calculators, ensuring that customers have access to essential information for informed decision-making.

In addition to these digital tools and resources, Goodville Mutual Property Insurance also offers a user-friendly mobile app that allows policyholders to easily access their policy information, file claims, and receive important updates on the go. This commitment to technological convenience enhances the overall customer experience and empowers policyholders to manage their insurance needs efficiently.

Customer Reviews of Goodville Mutual Property Insurance 

We like to look at a company’s home city and state Better Business Bureau (BBB) report first. Even this report can be uneven as most people are not reaching out to the BBB to say nice things. 

Goodville Mutual Casualty Company has an A+ rating from the Better Business Bureau. 

The BBB report for Goodville Mutual Casualty Company is quite good for a company of its size. There are very few notes of any kind reported. Most of the reported problems are from other drivers not insured directly by Goodville Mutual Casualty Company. 

Goodville Mutual Insurance reviews are very good reviews across many other online platforms. Many good reviews include people appreciating the help from a long-term insurance agent as well as how easy it was to file a claim. 

Good reviews of Goodville Mutual Casualty Company include:

• Value
• Professionalism
• Responsiveness

For the negative reviews, we found a common theme in that they involved the level of customer service received and the time it took to process a claim.

It seems that of the few negative remarks we found, many can be traced back to Goodville Mutual Casualty Company-approved agents. These agents can represent many national insurance companies. 

Your insurance may carry the Goodville Mutual Casualty Company logo or letterhead, but when you call you will be connected to your authorized agent. Some authorized agents will include their names with the primary insurance company.

Authorized insurance agents’ names or site logos may read like this:

• John Smith Goodville Insurance
• John Smith Agency for Goodville Mutual

Some authorized agents will use their company name only. For all authorized agents, you may see other insurance logos on their site or homepage. You will want to look into the BBB report or reviews of the authorized agent to be sure of their standing. 

Reading customer reviews can be misleading because we can’t know all the facts, or if the reviews are from customers who have used a business’s services. 

Compare The Best Insurance Quotes In The Country

Compare quotes from the top insurance companies and save!

Auto Home Health Life Business Motorcycle Pet Medicare Rental

 Secured with SHA-256 Encryption

What types of coverage does Goodville Mutual offer?

If you want to bundle as many policies as possible with one insurance company, Goodville Mutual may be the right company for you. When shopping with Goodville Mutual, you’ll discover that you can purchase:

• Car insurance policies
• Home insurance policies
• Farm insurance policies
• Church insurance policies
• Business insurance policies
• Umbrella policies

While this company offers standard modern conveniences like a Goodville Mutual agent login and the ability to use your Goodville Mutual login to make online payments, the extra features make it stand out from the pack.

Car Insurance Coverage

Now, with a brief call to the Goodville Mutual phone number, you’ll find that not only will you be able to acquire outstanding coverages but also some additional perks like accident forgiveness, towing and labor, and trip interruption. You can even obtain a parked car collision deductible.

But the benefits of owning a Goodville auto insurance policy don’t end there. For instance, if you are involved in an accident with another Goodville driver, your collision deductible will be waived. Goodville Mutual even offers a Companion Policy Deductible Waiver. This waiver automatically accompanies your policies and will be applied if a loss involves two Goodville lines of coverage like your car and home insurance.

What does Goodville Mutual homeowners insurance cover?

Goodville Mutual homeowners insurance is a standard single-family home insurance policy. It provides all the coverage you would expect in a homeowners insurance plan with both liability covering you and your family members, and property for your physical dwellings.

Goodville Homeowners policy offers coverage across your property:

• Home structure
• Personal belongings
• Structures on your property 

 It will also cover, within the policy, the cost of temporary housing while you have your home repaired. The homeowners policy from Goodville Mutual Casualty Company can include many free coverage items. If you don’t qualify for free, you can add them as an upgrade. 

These items or events are in the Home Cover Plus plan or the Home Cover Extra plan:

• Landslide
• Debris removal extension
• Watercraft liability extension

Goodville Mutual homeowners insurance will also cover other types of homes and property. You can insure your home business providing you are the sole owner and have less than $40,000 in annual sales.

You can also insure a country home that is not a fully working farm. Also, any income from your country home must be secondary to the home being your residence. If you qualify, your insurance will also cover farm-type buildings and any 4H-type animals.

4H-type animals can include:

• Goats
• Horses 
• Beef and dairy cattle

Compare The Best Insurance Quotes In The Country

Compare quotes from the top insurance companies and save!

Auto Home Health Life Business Motorcycle Pet Medicare Rental

 Secured with SHA-256 Encryption

Business Insurance Coverage

If you own a business, whether you have an office on Main Street or work from home, Goodville can provide you the coverage that you need. Goodville’s business policies are customizable to fit whatever industry you’re in and offer liability as well as property coverage. You can even purchase a commercial auto policy through Goodville.

Farm Insurance Coverage

Goodville Mutual has its roots in Lancaster County, Pennsylvania, an area long known for farming. Therefore, it’s no surprise that Goodville offers farm policies as well. These policies provide a combination of home, farm equipment, livestock, and even crops coverage.

If you’ve been looking for a good farm insurance policy, you will want to examine what Goodville Mutual has to offer. With additional coverage options available, a Goodville Mutual farm policy might be a great choice for any farmer.

Read more: Best Business Insurance for Livestock Farms

Church Insurance Coverage

A church, like any other building, needs proper protection. And Goodville’s church insurance policy offers several coverages, which include:

• Liability
• Property
• Cemetery liability

Like the rest of Goodville’s policies, an extensive amount of additional coverages are available — such as worldwide coverage — which protects property used on a church-sponsored trip.

Compare The Best Insurance Quotes In The Country

Compare quotes from the top insurance companies and save!

Auto Home Health Life Business Motorcycle Pet Medicare Rental

 Secured with SHA-256 Encryption

Umbrella Insurance

Goodville offers umbrella policies that provide coverage starting at $1 million. While you may have liability coverage through your home or business insurance, an umbrella policy can raise your liability coverage to even higher limits.

What kind of company is Goodville Mutual Casualty Company?

In 1926, a group of Mennonite men saw a need for car insurance in their community. They used their community beliefs as a guide for their business.

Goodville Mutual Casualty Company was founded on the core beliefs of the Mennonite Community:

• Service to the community
• Sharing each other’s burdens
• Helping one another through service and aid

The headquarters and address of Goodville Mutual Casualty Company are 625 W Main St, New Holland, Pennsylvania, but Goodville Mutual Casualty Company was founded just down the road in Goodville, Pennsylvania. You can still find the unincorporated town of Goodville on a map, right between Churchtown and New Holland.

The Goodville Mutual Casualty Company still uses its core beliefs as a guide to doing business. Today, you’ll find that their homepage information highlights maintaining long relationships with customers and striving for excellent customer service.

You will find more of their core principles written on their site. These are presented as a guide to doing business, much like they were back in 1926.

These principles are listed on Goodville Mutual’s current home page:

• Love 
• Justice
• Integrity

Goodville Mutual Casualty Company has also been recognized by the award ‘Best Places to Work in PA’ for two years in a row. 

This is a newer addition to rating or recognizing businesses. Recognition is based on employee reviews of a company and employers following up if action is needed to improve a workplace. 

Does Goodville Mutual offer insurance nationwide?

No. Now Goodville Mutual Casualty Company is authorized to provide insurance in eight states. If you live outside of Pennsylvania, your insurance policy will still be written by Goodville Mutual, but contact may be with an authorized agent in your state. 

Goodville Mutual offers insurance in these eastern or southeastern states:

• Delaware
• Virginia
• Pennsylvania 

In the Midwest region, Goodville offers insurance in Ohio and these three states:

• Ohio
• Illinois
• Indiana

Goodville Mutual also offers insurance to Oklahoma residents.  

Compare The Best Insurance Quotes In The Country

Compare quotes from the top insurance companies and save!

Auto Home Health Life Business Motorcycle Pet Medicare Rental

 Secured with SHA-256 Encryption

How much do Goodville Mutual policies cost?

While there is a Goodville Mutual Casualty Company bill pay feature on Goodville’s website, you won’t be able to obtain a free quote directly from the site. You can, however, use the “find an agent” tool to locate a Goodville representative and acquire a free quote through them.

Does Goodville Mutual offer discounts?

If you’re concerned that your rates may be too high for your auto or home insurance policy, there’s no need to worry. Goodville Mutual offers a very generous supply of discounts. You can reduce the rates on your Goodville car insurance policy with discounts like these:

• Safe driver discount
• Tiers discounts
• Account discounts
• Anti-theft discounts
• Passive restraint discount
• Anti-lock braking system discount
• Good student discount
• Resident student discount
• Driver training discount
• Multi-car discount
• Driver improvement discount

Your car insurance rates aren’t the only fees that you can lower. Goodville also offers a new homes discount, a smoke detector discount, and a multi-policy discount so that you can acquire quality home insurance coverage at an affordable rate.

Compare The Best Insurance Quotes In The Country

Compare quotes from the top insurance companies and save!

Auto Home Health Life Business Motorcycle Pet Medicare Rental

 Secured with SHA-256 Encryption