Geico vs. Travelers Homeowners Insurance Review in 2024 (Head-to-Head: Discounts & Coverage)
You can find different benefits in cost and features between Geico vs. Travelers homeowners insurance. On average, Travelers is $37, and Geico is $30 monthly. Travelers provide more discounts, and Geico is better for digital tools and claims processing. Choose the best policy by comparing all of these factors.
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Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active life and health insurance licenses in seven states and over 20 years of experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ...
Licensed Agent & Financial Advisor
UPDATED: Nov 10, 2024
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 10, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
19,116 reviewsCompany Facts
Min. Coverage
A.M. Best Rating
Complaint Level
Pros & Cons
19,116 reviews
1,731 reviewsCompany Facts
Min. Coverage
A.M. Best Rating
Complaint Level
Pros & Cons
1,731 reviewsGeico vs. Travelers homeowners insurance highlights Geico’s competitive pricing at $30/month and strong digital tools for easy claims. While Geico offers excellent customer satisfaction and a seamless online experience, Travelers excels in discounts, averaging $37/month.
If you’re after affordability and convenience, you might lean towards Geico. On the other hand, if you’re looking for more chances to snag discounts, Travelers could be a better fit.
Geico vs. Travelers Homeowners Insurance Rating
| Rating Criteria |  |  |
|---|---|---|
| Overall Score | 4.5 | 4.4 |
| Business Reviews | 4.5 | 4.5 |
| Claim Processing | 4.8 | 4.5 |
| Company Reputation | 4.5 | 4.5 |
| Coverage Availability | 5.0 | 5.0 |
| Coverage Value | 4.4 | 4.3 |
| Customer Satisfaction | 4.5 | 4.1 |
| Digital Experience | 5.0 | 4.5 |
| Discounts Available | 4.7 | 5.0 |
| Insurance Cost | 4.4 | 4.0 |
| Plan Personalization | 4.5 | 4.5 |
| Policy Options | 4.1 | 4.1 |
| Savings Potential | 4.5 | 4.3 |
| Geico Review | Travelers Review |
To make sure you find the best car insurance for your situation, it’s always wise to compare multiple insurance quotes. so be sure to enter your ZIP code for accurate options.
- Geico vs. Travelers homeowners insurance shows Geico’s average rate is $30/month
- Travelers offer more discounts, averaging $37 per month for bundled policies
- Geico excels in digital tools for claim processing and policy management
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Coverage Cost: Geico vs. Travelers Homeowners Insurance
A handful of elements impact pricing when comparing Geico vs. Travelers homeowners insurance—the age, gender, and driving history of your household or national averages by state. Geico is also almost always more cost-effective, which can appeal to homeowners on a budget.
Geico is one of the cheapest companies available to all drivers, especially those with clean driving records and policyholders in middle-age brackets, and received a 4.5/5 rating. Older drivers with clean driving records will see better rates than younger drivers or drivers with violations.
Geico vs. Travelers Full Coverage Homeowners Insurance Monthly Rates by Age & Gender
| Age & Gender | | |
|---|---|---|
| Age: 16 Female | $298 | $719 |
| Age: 16 Male | $312 | $910 |
| Age: 30 Female | $90 | $99 |
| Age: 30 Male | $87 | $108 |
| Age: 45 Female | $90 | $98 |
| Age: 45 Male | $80 | $99 |
| Age: 60 Female | $73 | $89 |
| Age: 60 Male | $74 | $90 |
Although Travelers is rated a little more expensive at 4.4, that simply means it offers attentively broader coverage and discount features. This difference in pricing can grow larger, too, in states with tough insurance mandates or for people with less-than-perfect driving records.
Eric Stauffer Licensed Insurance Agent
Additionally, there are differences in insurance regulation by state; Traveler rates may fluctuate more significantly due to varying insurance requirements, while Geico provides more uniform rates across the country.
Geico offers lower rates for younger and high-risk drivers, but travelers may be better off for older drivers or households looking to bundle policies. Reading further will help you discover the best car insurance options tailored to your specific needs.
Coverage Options: Geico vs. Travelers Homeowners Insurance
Regarding coverage, Geico vs. Travelers homeowners insurance offers similar options, but the way they provide and structure those options is a bit different. Geico is typically associated with offering digital policy management and comes with the option of flexible and standard homeowners coverage, including full and comprehensive coverage policies.
Insurance Business Ratings & Consumer Reviews: Geico vs. Travelers
| Agency | | |
|---|---|---|
 | Score: 857 / 1,000 Above Avg. Satisfaction | Score: 860 / 1,000 Above Avg. Satisfaction |
 | Score: A+ Great Business Practices | Score: A+ Excellent Business Practices |
 | Score: 74/100 Good Customer Satisfaction | Score: 76/100 Good Customer Feedback |
 | Score: 0.55 Fewer Complaints Than Avg. | Score: 1.12 Avg. Complaints |
 | Score: A++ Superior Financial Strength | Score: A++ Superior Financial Strength |
Geico is an excellent option for homeowners looking for primary, solid coverage without too many bells and whistles. It earns a 4.5. Although you will need to speak to an agent when you first call, its online tools allow tech-savvy customers to manage all aspects of their policy easily online.
In contrast, Travelers, rated 4.4, has a broader range of specialized add-ons. You can also file an SR-22 with Travelers, which is excellent for people with complicated insurance needs or those looking to bundle their auto policy with multiple other policies.
The options available to its customers provide further customization, making it particularly useful for home insurance in high-risk areas or with specific coverage needs.
Geico coverage is geared more towards eliminating unnecessary steps to make purchasing more accessible for consumers. At the same time, Travelers offers a more specific and customizable coverage experience to fit any unique need. It would be best to read this to understand how companies approach full coverage car insurance and what options might work best for you.
Available Discounts: Geico vs. Travelers Homeowners Insurance
Discounts play a crucial role in determining the right insurance provider, and Travelers leads in this area with more discount options. However, Geico still offers competitive savings, especially for bundling policies like auto and renters insurance.
Geico, rated 4.5, is ideal for multi-policyholders, offering up to 25% off for bundling. Its discounts also extend to claim-free customers and safety features in homes, though it doesn’t provide an early signing discount. Travelers, rated 4.4, stands out with its variety of discounts, offering up to 30% for bundling, along with additional savings for safety features and up to 10% for early signing.
Travelers’ extensive discount options make it a better choice for homeowners looking to maximize their savings, particularly with safety features and early commitments. To find out the best car insurance discounts to ask about, you should consider how these savings can significantly impact your overall insurance costs.
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Customer Reviews: Geico vs. Travelers Homeowners Insurance
Customer reviews of Geico vs. Travelers homeowners insurance highlight the key strengths of both companies. Customer preference will determine the appeal of both providers to receive good feedback. Geico earned a 4.5 and is praised once again for its digital resources, especially its easy-to-use app and seamless claim experience.
Travelers is praised for its discounts and coverage options, resulting in a 4.4 rating. I often hear customers praise bundling policies and thank their provider for assistance when a claim gets complicated. However, reviews also criticized travelers’ digital experience, and some said the insurer could do more to match the fluidity of Geico’s online experience.
Michelle Robbins Licensed Insurance Agent
Travelers earn high marks for homeowners looking for coverage paths and savings opportunities. This is particularly important to note as you explore collision car insurance, where finding the right provider can significantly impact your overall savings and experience.
Business Reviews: Geico vs. Travelers
Business Ratings and Customer Reviews Are Important For Homeowners Insurance Evaluation With a score of 857 out of a possible 1,000 from J.D. Power and an A++ rating from A.M. Best, Geico performs well, thanks to low premiums and digital features.
Geico vs. Travelers Full Coverage Homeowners Insurance Monthly Rates by Driving Record
| Driving Record | | |
|---|---|---|
| Clean Record | $80 | $99 |
| Not-At-Fault Accident | $132 | $139 |
| Speeding Ticket | $106 | $134 |
| DUI/DWI | $216 | $206 |
Travelers is a close second, with a J.D. Power score of 860 and an A++, which gives it a very strong mark in feedback and customer service. Such ratings help customers select the right insurance provider. Both Geico and Travelers have excellent customer satisfaction ratings and reliability, so they are good options for homeowners insurance.
Consumers can weigh the two providers using Geico’s robust digital offerings and Travelers’ mustered customer feedback to choose the one with the attributes that matter most to them. This insight is essential for anyone looking for the cheapest car insurance companies, as understanding these options can lead to more informed decisions about coverage.
Geico Pros and Cons
If you’re considering coverage from Geico for homeowners insurance, here are the pros and cons to see if it can work for you. Here is a non-biased background on Geico.
Pros
- Competitive Costs: Geico offers affordable coverage and is an excellent budget-friendly option for most homeowners.
- Digital Tools: The company’s online platform makes it easy for customers to manage their policies and file claims.
- High Customer Service: Geico consistently gets high swimming pool satisfaction and help ratings, so their policyholders can be assured that whenever they need it, an agent is there for injury.
Cons
- Few Coverage Options: Some competitors have more coverage options you can customize.
- Discount Availability: While they do have discounts available, they are a bit more limited than other companies.
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Travelers Pros and Cons
With those features but also some downsides, Travelers is another strong part of the homeowners’ insurance equation. Take a look at what Travelers has to offer.
Pros
- Plenty of Discounts are Available: Travelers can save more than a few bucks on premiums.
- Customizable Coverage: The insurer offers a range of coverage options, which homeowners can use to customize their policies according to their particular needs.
- Good Customer Ratings: Travelers rate well for customer feedback and satisfaction, which is a sign of a reliable service experience.
Cons
- Above-Average Premiums: Travelers’ premiums are often higher than competitors’ as a whole, which might not work for budget shoppers.
- Slower Claims Processing: A handful of customers notice that the claims processing time is longer than for other options, which may result in a delay in getting the support you require.
Travelers offer many ways to save on your premium and allow homeowners to customize their coverage. Nevertheless, for some consumers, higher. To find the best car insurance in your state, it’s essential to explore these options and see how they fit your needs and budget.
Frequently Asked Questions
What is the difference between Geico and Travelers homeowners insurance?
Geico and Travelers are both well-known insurance companies that offer homeowners insurance. However, there are some differences between the two. Geico is primarily known for its auto insurance but also offers homeowners insurance as an add-on to its policies.
Travelers, on the other hand, is a dedicated insurance company that offers a wide range of insurance products, including homeowners insurance. If you’re looking for best good payer car insurance discounts, Travelers might be worth checking out, especially if you want to explore potential savings for responsible drivers.
What are common reviews for Geico home insurance?
Geico home insurance reviews are mixed, with positive comments on affordability and negative feedback on customer service in some cases.
Are Travelers home insurance reviews generally positive?
Travelers home insurance reviews are typically positive, highlighting strong customer service and reliable claims handling. Finding affordable car insurance doesn’t have to be a challenge. Enter your ZIP code into our free comparison tool to find the lowest prices in your area.
What is Geico’s home insurance rating?
Geico’s home insurance rating varies by source, but it generally receives solid ratings for affordability and range of coverages.
How do customers rate Travelers homeowners insurance?
Travelers homeowners insurance reviews are generally favorable, with high marks for coverage options and claims satisfaction. If you’re looking for ways to save, it’s worth reading about how the safety features car insurance discount can help lower your premiums, as it directly relates to keeping costs down while staying protected.
Can you bundle Travelers and Geico insurance policies?
Travelers and Geico do not offer joint bundles, but both provide discounts for bundling with other types of insurance within their networks.
Does Geico offer mobile home insurance?
Yes, Geico offers mobile home insurance, which can be customized to protect mobile and manufactured homes. Comparing quotes is the easiest way to find affordable car insurance. Simply enter your ZIP code into our free comparison tool to see rates in your area.
What are Geico Homesite insurance reviews like?
Geico Homesite insurance reviews vary, with customers noting reasonable prices but mixed experiences with customer support.
How can I get a Geico home insurance quote?
You can get a Geico home insurance quote online through their website or by calling their customer service. For those interested in mileage-based car insurance, it’s worth checking out because it offers a flexible option for low-mileage drivers, potentially saving you money.
Does Geico provide umbrella insurance?
Geico offers umbrella insurance to extend liability coverage beyond standard homeowners and auto insurance limits.
What is the relationship between Geico and Travelers?
Geico and Travelers are separate companies with no ownership relationship; each operates independently in the insurance market.
Does Geico offer jewelry insurance?
Geico offers coverage options for personal valuables, including jewelry, typically as an endorsement on a homeowners policy.
What is a Geico umbrella policy?
A Geico umbrella policy is an additional liability policy that protects against large claims not covered by primary insurance. If you’re searching for the best car insurance for young adults, understanding this type of policy is essential because it can provide extra peace of mind in case of costly accidents.
Does Geico provide mortgage protection insurance?
No, Geico does not offer mortgage protection insurance, but their homeowner’s policies may cover certain mortgage-related risks.
How is Geico’s homeowner’s insurance customer service?
Geico homeowners insurance customer service reviews are mixed; customers praise affordability but report varied experiences with claims.
Is Geico home insurance good?
Yes, Geico is often recommended for its affordability and accessibility, though coverage options may be limited.
Does Geico offer homeowners insurance directly?
Yes, Geico offers homeowners insurance through partnerships with other underwriters, such as Homesite and other providers. If you’re curious about how this might relate to a low mileage car insurance discount, it’s worth reading to see if bundling home and auto policies could maximize your savings.
Is Travelers insurance part of Geico?
No, Travelers is a separate insurance company not owned by Geico.
Does Geico own Travelers?
No, Geico and Travelers are separate companies and do not share ownership.
Is Geico a good home insurance company?
Geico is a reputable company, but third-party partners typically provide its homeowner’s insurance.
Does Geico or Travelers offer better discounts on homeowners insurance?
Both Geico and Travelers offer various discounts on homeowners insurance. The availability and extent of discounts may vary depending on your location, policy details, and eligibility criteria. It’s worth checking, especially if you’re considering roadside assistance coverage, as bundling options might offer even more savings.
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Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active life and health insurance licenses in seven states and over 20 years of experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ...
Licensed Agent & Financial Advisor
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
