Cheap Volvo XC70 Car Insurance in 2024 (Save Big With These 10 Companies!)
Progressive, Erie, and Travelers offer the best rates for cheap Volvo XC70 car insurance, starting at just $57 a month. Discover why these companies lead with cost-effective policies for your Volvo XC70, providing comprehensive coverage and excellent customer service at competitive prices.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Nov 4, 2024
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Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 4, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Min. Coverage for Volvo XC70
A.M. Best Rating
Complaint Level
Pros & Cons
1,814 reviews
1,731 reviewsCompany Facts
Min. Coverage for Volvo XC70
A.M. Best Rating
Complaint Level
Pros & Cons
1,731 reviews
The top picks for cheap Volvo XC70 car insurance are Progressive, Erie, and Travelers, known for their affordable rates and reliable coverage.
Car insurance for a Volvo XC70 can vary based on personal factors. Additionally, seeking the best electric vehicle (EV) car insurance discount can help reduce premiums if you own an EV, as insurers often offer discounts for their advanced safety features.
Our Top 10 Company Picks: Cheap Volvo XC70 Car Insurance
Company Rank Monthly Rates A.M. Best Best For Jump to Pros/Cons
#1 $57 A+ Discount Variety Progressive
#2 $59 A+ Affordable Rates Erie
#3 $61 A++ Policy Bundling Travelers
#4 $64 B Customer Loyalty State Farm
#5 $65 A Competitive Pricing Mercury
#6 $68 A+ Membership Discounts Nationwide
#7 $69 A Flexible Options Farmers
#8 $70 A+ Comprehensive Coverage Allstate
#9 $71 A Customer Discounts Liberty Mutual
#10 $77 A Loyalty Rewards American Family
In this article, we will discuss the different factors that can affect the cost of Volvo XC70 car insurance and provide you with valuable insights and tips on finding affordable coverage for your Volvo XC70. Enter your ZIP code now to begin comparing.
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#1 – Progressive: Top Overall Pick
Pros
- Competitive Pricing: Progressive offers rates starting at $57 per month, which is budget-friendly for Volvo XC70 drivers. This affordability helps keep overall insurance costs manageable and provides savings for those who are cost-conscious. Read up on the “Progressive Insurance Review & Ratings” for more information.
- Discount Opportunities: Progressive provides a variety of discounts, including for safe driving and bundling policies. For Volvo XC70 owners, the Snapshot® program can further lower premiums by tracking driving habits, which is particularly beneficial for those with a clean driving record.
- Innovative Tools: The Snapshot® program provides insights into driving behavior, helping Volvo XC70 drivers potentially earn discounts based on safe driving practices. This tool not only offers potential savings but also encourages safer driving habits.
Cons
- Customer Service: Some Volvo XC70 drivers have reported mixed experiences with Progressive’s customer service, particularly during the claims process, which can be a drawback for those seeking reliable support. Delays and miscommunication can lead to frustration and potentially affect the quality of coverage.
- Premium Increases: Even with a clean driving record, Progressive has been known to increase premiums upon renewal for some drivers, including those of the Volvo XC70, which could affect long-term affordability. This can lead to unexpected cost increases for long-term policyholders.
#2 – Erie: Best for Affordable Rates
Pros
- Affordable Rates: Erie offers competitive rates starting at $59 per month, making it an economical choice for Volvo XC70 owners who want to keep insurance costs low. This affordability is ideal for drivers looking for quality coverage without breaking the bank.
- Strong Customer Service: Known for excellent customer service and efficient claims handling, Erie provides a positive experience for Volvo XC70 drivers. This strong support ensures that issues are resolved quickly and effectively, enhancing overall customer satisfaction.
- Local Agents: Erie’s network of local agents offers personalized service, helping Volvo XC70 owners understand and select the best coverage for their needs. This local presence allows for tailored advice and more personalized interactions. Read more through our Erie insurance review.
Cons
- State Availability: Erie’s services are limited in some states, which might restrict access for Volvo XC70 drivers in those areas. This geographic limitation can be a significant drawback for those who move or travel frequently.
- Online Services: The online management and claims process can be less intuitive compared to other insurers, potentially affecting the ease of use for Volvo XC70 enthusiasts. This could lead to a less streamlined experience for tech-savvy users.
#3 – Travelers: Best for Policy Bundling
Pros
- Policy Bundling: Travelers offers benefits for bundling multiple insurance policies, which can be advantageous for Volvo XC70 owners looking to save on overall insurance costs. Bundling can lead to significant discounts and simplify policy management.
- Diverse Coverage Options: The company provides a wide range of coverage options, allowing Volvo XC70 drivers to tailor their insurance to meet specific needs. This variety ensures that all aspects of coverage can be addressed, from basic to extensive protection.
- Financial Stability: With an A++ rating from A.M. Best, Travelers is a reliable choice for Volvo XC70 drivers seeking financial stability in their insurance provider. This high rating reflects the company’s strong financial health and ability to handle claims. Read more about Travelers’ ratings in our article titled “Travelers Insurance Review & Ratings.”
Cons
- Higher Rates for High-Risk Drivers: Drivers with a history of accidents may find Travelers’ rates higher, which could be a drawback for some Volvo XC70 owners. This could result in less favorable terms for drivers who are considered high-risk.
- Variable Customer Service: The quality of customer service can vary by location and representative, potentially impacting the experience for Volvo XC70 drivers. Inconsistent service quality might affect the reliability of support provided.
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#4 – State Farm: Best for Customer Loyalty
Pros
- Loyalty Programs: State Farm rewards long-term customers with loyalty programs, offering discounts that can benefit Volvo XC70 owners who maintain their policy over time. These programs recognize and reward continued patronage, which can lead to cost savings.
- Wide Network of Agents: An extensive network of local agents provides personalized service for Volvo XC70 drivers, ensuring they receive tailored insurance solutions. This widespread network ensures accessibility and a personal touch in service. See what coverage options you have in our article titled “State Farm Insurance Review & Ratings.”
- Comprehensive Coverage: State Farm offers a broad range of coverage options, ensuring that Volvo XC70 drivers have access to extensive protection plans. This allows for comprehensive coverage that can address various risks and needs.
Cons
- Premium Rates: State Farm’s rates may be less competitive for high-risk drivers, potentially resulting in higher premiums for some Volvo XC70 owners. This could impact affordability for those with a less-than-perfect driving record.
- Claims Process: Some users have found the claims process to be slower compared to other insurers, which could be a drawback for Volvo XC70 drivers needing prompt support. This delay can affect the timeliness of claim resolution.
#5 – Mercury: Best for Competitive Pricing
Pros
- Competitive Pricing: Mercury’s rates start at $65 per month, which is competitive and helps keep insurance costs manageable for Volvo XC70 drivers. This affordability is particularly beneficial for those looking for cost-effective insurance solutions.
- Multi-Policy Discounts: Savings are available for bundling auto insurance with other types of coverage, benefiting Volvo XC70 owners looking to maximize their discounts. This approach can lead to overall savings and convenience.
- Flexible Coverage: Mercury provides a range of customizable coverage options, allowing Volvo XC70 enthusiasts to tailor their policies to fit their specific needs. This flexibility ensures that all aspects of the vehicle’s protection are adequately addressed. Learn more through our Mercury insurance review.
Cons
- Regional Availability: Mercury’s services are not available in all states, which might limit access for some Volvo XC70 owners. This restriction can affect availability for those in underserved areas.
- Policy Complexity: The complexity of Mercury’s policies can make understanding coverage details challenging for Volvo XC70 enthusiasts. This can lead to confusion and potential misunderstandings regarding what is covered.
#6 – Nationwide: Best for Membership Discounts
Pros
- Membership Discounts: Nationwide offers discounts for membership in certain organizations, which can provide additional savings for Volvo XC70 owners. These discounts can further reduce insurance costs based on affiliations.
- Good Coverage Options: The company provides a wide array of coverage options and add-ons, catering to various needs for Volvo XC70 drivers. This variety ensures that comprehensive protection is available.
- Solid Customer Service: Known for reliable customer service and support, Nationwide ensures that Volvo XC70 enthusiasts receive the assistance they need. Effective support contributes to a positive insurance experience. Find out if Nationwide might have the lowest rates for you in our article titled “Nationwide Insurance Review & Ratings.”
Cons
- Higher Rates for Younger Drivers: Younger or less experienced drivers may face higher premiums, which can be a drawback for some Volvo XC70 owners. This can result in less competitive rates for this demographic.
- Complex Claims Process: The claims process can be complicated and lengthy, which might lead to delays for Volvo XC70 drivers. This complexity can impact the efficiency of resolving claims.
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#7 – Farmers: Best for Flexible Options
Pros
- Flexible Insurance Options: Farmers offers a wide range of coverage options, allowing Volvo XC70 drivers to customize their policies to fit their needs. This ensures that specific requirements and preferences are accommodated.
- Good Customer Service: Positive reviews for customer service and claims support contribute to a strong reputation for Farmers among Volvo XC70 owners. Reliable support enhances the overall insurance experience.
- Discount Programs: Farmers provides various discount programs, including those for bundling and safe driving, which can be beneficial for Volvo XC70 drivers. These discounts can lead to substantial savings. Find more details in our article titled “Farmers Insurance Review & Ratings.”
Cons
- Higher Premiums for Some Drivers: Certain drivers, such as those with a history of claims, may face higher premiums with Farmers, which could be a drawback for Volvo XC70 owners. This could affect affordability for higher-risk drivers.
- Limited Online Tools: Farmers’ online tools for managing policies and claims may be less advanced compared to other providers, potentially affecting ease of use for tech-savvy Volvo XC70 drivers.
#8 – Allstate: Best for Comprehensive Coverage
Pros
- Comprehensive Coverage: Allstate offers extensive coverage options, including add-ons that can be tailored to Volvo XC70 drivers’ specific needs. This ensures robust protection against a variety of risks.
- Numerous Discounts: Allstate provides various discounts, including for safe driving and bundling policies, which can be advantageous for Volvo XC70 enthusiasts seeking cost savings.
- Strong Financial Stability: With an A+ rating from A.M. Best, Allstate is financially stable, providing reassurance to Volvo XC70 owners that the company can handle claims effectively. Find more information about Allstate’s rates in our article titled “Allstate Insurance Review & Ratings.”
Cons
- Higher Rates for Younger Drivers: Allstate’s rates may be higher for younger drivers, which can be a disadvantage for Volvo XC70 owners in this age group. This could result in less favorable premiums for new or young drivers.
- Inconsistent Customer Service: Customer service experiences can vary, with some users reporting issues with responsiveness, which might affect the insurance experience for Volvo XC70 drivers.
#9 – Liberty Mutual: Best for Customer Discounts
Pros
- Customer Discounts: Liberty Mutual offers various discounts, such as for bundling and safety features, which can benefit Volvo XC70 owners looking to reduce their premiums. These discounts help lower overall insurance costs.
- Comprehensive Coverage Options: The insurer provides a range of coverage options, ensuring that Volvo XC70 drivers can find suitable protection for their vehicle and specific needs.
- Personalized Service: Liberty Mutual’s personalized service and support help Volvo XC70 drivers navigate their insurance options effectively. This personalized approach ensures that coverage is tailored to individual requirements. To see monthly premiums and honest rankings, read our article titled “Liberty Mutual Review & Ratings.”
Cons
- Higher Premiums for Some: Liberty Mutual’s premiums may be higher compared to other providers, which could be a drawback for Volvo XC70 owners seeking more affordable options.
- Claims Processing Issues: There have been reports of delays and complications in the claims process, which could impact Volvo XC70 drivers’ satisfaction with their coverage.
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#10 – American Family: Best for Loyalty Rewards
Pros
- Loyalty Rewards: American Family offers rewards for long-term customers, which can provide additional savings for Volvo XC70 owners who stay with the insurer over time. This loyalty can result in financial benefits and enhanced coverage.
- Extensive Coverage Options: The company provides a wide range of coverage options and add-ons, allowing Volvo XC70 enthusiasts to customize their policies to fit their specific needs.
- Strong Customer Service: American Family is known for its reliable customer service, which ensures that Volvo XC70 drivers receive the support they need when managing their insurance. Find out more about American Family in our article titled “American Family Insurance Review & Ratings.”
Cons
- Higher Rates for Some Drivers: American Family may have higher rates for certain demographics or high-risk drivers, which could be a drawback for Volvo XC70 owners in these categories.
- Limited Discounts: The availability of discounts may not be as extensive compared to other providers, which could limit savings opportunities for Volvo XC70 drivers.
Factors That Affect the Cost of Volvo XC70 Car Insurance
When it comes to determining the cost of car insurance for your Volvo XC70, several factors come into play. These factors include your age, driving record, location, and the specific model of your Volvo XC70. Younger drivers and those with a history of accidents or traffic violations may generally face higher insurance premiums compared to older drivers with clean driving records.
Volvo XC70 Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
Allstate $70 $99
American Family $77 $110
Erie $59 $86
Farmers $69 $97
Liberty Mutual $71 $101
Mercury $65 $91
Nationwide $68 $95
Progressive $57 $83
State Farm $64 $92
Travelers $61 $88
Additionally, insurance rates can vary depending on where you live. Urban areas with higher rates of accidents or theft may result in higher premiums. The specific model and features of your Volvo XC70 can also affect the cost of insurance. Vehicles with advanced safety features or anti-theft devices may be eligible for discounts, while more expensive models may have higher insurance costs.
Another factor that can affect the cost of car insurance for your Volvo XC70 is your credit score. Insurance companies often consider credit history as an indicator of risk. If you have a low credit score, you may be seen as a higher risk and could face higher insurance premiums.
Furthermore, your annual mileage can also impact the cost of insurance for your Volvo XC70. Insurance companies may consider drivers who have longer commutes or drive more frequently to be at a higher risk of accidents. Therefore, if you have a high annual mileage, you may face higher insurance rates compared to someone who drives less.
Understanding the Insurance Coverage Options for Volvo XC70
When considering car insurance for your Volvo XC70, it’s essential to understand the various coverage options available to you. These typically include liability coverage, which pays for damages you cause to others in an accident, and collision and comprehensive coverage, which protect your vehicle against damages and losses.
Additionally, many insurance providers offer discounts for advanced safety features like forward collision warning systems. Utilizing a “forward collision warning car insurance discount” can help reduce your overall premium while enhancing your vehicle’s safety.
The level of coverage you choose, along with any applicable discounts, will affect the overall cost of your insurance premiums. It’s important to carefully consider your budget and needs when selecting the right coverage options for your Volvo XC70. Enter your ZIP code now to begin.
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Tips for Finding Affordable Car Insurance for Your Volvo XC70
Fortunately, there are several strategies you can employ to find affordable car insurance for your Volvo XC70. Firstly, it’s crucial to shop around and compare quotes from different insurance providers. Different insurers may offer varying rates and discounts, so taking the time to research and compare options can potentially save you money.
Additionally, maintaining a clean driving record and taking advantage of safety features in your Volvo XC70, such as anti-lock brakes and airbags, can help lower your insurance premiums. Don’t forget to check if your policy includes personal injury protection (PIP) insurance, as this can provide additional coverage for medical expenses resulting from accidents.
Lastly, consider bundling your Volvo XC70 insurance with other policies, such as homeowner’s or renter’s insurance, to potentially receive discounts and further reduce your overall insurance costs.
Comparing Different Insurance Providers for Volvo XC70 Coverage
When it comes to finding the best insurance coverage for your Volvo XC70, it’s essential to compare car insurance quotes from different providers. Each company may offer unique features, rates, and discounts that could impact your decision. By obtaining quotes from multiple insurers, you can ensure you’re getting the best coverage at the most competitive price.
Ty Stewart
Licensed Insurance Agent
To find the best insurance for your Volvo XC70, compare car insurance quotes from various providers. Each company offers different rates and discounts, so gathering multiple quotes ensures you get the best coverage at the best price.
Additionally, consider reading reviews and seeking recommendations from friends or family who have experience with insuring a Volvo XC70. Comparing different providers will help you make an informed decision and find a policy that meets your specific needs and budget. Enter your ZIP code now to begin.
Frequently Asked Questions
What factors affect the cost of Volvo XC70 car insurance?
The cost of Volvo XC70 car insurance can be influenced by several factors, including the driver’s age, location, driving history, credit score, coverage options, and the insurance company’s policies.
Is Volvo XC70 car insurance more expensive than insurance for other car models?
The cost of Volvo XC70 car insurance can vary depending on the insurance company and the driver’s individual circumstances.
It is recommended to compare insurance quotes from multiple providers to find the best rate for your specific situation. Enter your ZIP code now to begin comparing.
Are there any discounts available for Volvo XC70 car insurance?
Many insurance companies offer various discounts that can help reduce the cost of Volvo XC70 car insurance.
These discounts may include safe driver discounts, multi-policy discounts, anti-theft system car insurance discounts, and more. It is advisable to inquire with insurance providers about the available discounts.
What are the typical coverage options for Volvo XC70 car insurance?
Typical coverage options for Volvo XC70 car insurance include liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, and personal injury protection.
The specific coverage options and limits can vary depending on the insurance company and the driver’s preferences.
How can I find affordable Volvo XC70 car insurance?
To find affordable Volvo XC70 car insurance, it is recommended to shop around and compare quotes from multiple insurance providers.
Additionally, maintaining a clean driving record, opting for higher deductibles, bundling insurance policies, and taking advantage of available discounts can help lower the insurance costs. Enter your ZIP code now to begin comparing.
What is the starting monthly rate for car insurance with Progressive for a Volvo XC70?
The starting monthly rate for car insurance with Progressive for a Volvo XC70 is $57. Progressive is noted for its variety of discounts, making it a cost-effective choice for Volvo XC70 drivers.
Additionally, Progressive offers a range of types of car insurance coverage, including liability, collision, and comprehensive options, allowing you to tailor your policy to your specific needs and preferences.
Which insurance provider is ranked second for the cheapest Volvo XC70 coverage, and what is their monthly rate?
Erie is ranked second for the cheapest Volvo XC70 coverage, with a monthly rate of $59. They are recognized for offering affordable rates while maintaining strong financial stability.
What A.M. Best rating does Travelers hold, and how does it impact their reliability for Volvo XC70 insurance?
Travelers holds an A++ rating from A.M. Best, indicating a high level of financial stability and reliability. This rating assures Volvo XC70 owners that Travelers can handle claims effectively. Enter your ZIP code now to begin comparing.
Which insurance company offers the lowest rate starting at $57 per month for Volvo XC70 owners, and what is their best feature?
Progressive offers the lowest rate starting at $57 per month for Volvo XC70 owners, with a wide range of discounts.
Understanding the difference between a deductible and a premium in car insurance is key: the premium is your regular payment, while the deductible is what you pay out-of-pocket before coverage kicks in. Progressive’s discounts can help lower both.
How does State Farm’s customer loyalty program benefit Volvo XC70 drivers in terms of insurance rates?
State Farm’s customer loyalty program benefits Volvo XC70 drivers by offering discounts and rewards for staying with the company. This program can help lower insurance rates over time for long-term policyholders.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
