Cheap Volvo V90 Car Insurance in 2024 (Secure Low Rates With These 10 Companies)
Discover the best providers for cheap Volvo V90 car insurance from Progressive, State Farm, and Nationwide starting at just $42 monthly. These companies offer competitive rates, comprehensive coverage, and excellent customer service, making them the top choices for Volvo V90 enthusiasts who want quality insurance.
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Eric Stauffer
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Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
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UPDATED: Sep 29, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Sep 29, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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13,128 reviewsCompany Facts
Min. Coverage for Volvo V90
A.M. Best Rating
Complaint Level
Pros & Cons
13,128 reviews
17,760 reviewsCompany Facts
Min. Coverage for Volvo V90
A.M. Best Rating
Complaint Level
Pros & Cons
17,760 reviews
3,019 reviewsCompany Facts
Min. Coverage for Volvo V90
A.M. Best Rating
Complaint Level
Pros & Cons
3,019 reviews
Progressive, State Farm, and Nationwide are top choices for affordable car insurance for the Volvo V90 that starts at just $42. These insurers are known for their comprehensive coverage options and competitive rates.
When it comes to insuring your Volvo V90, the cost of car insurance can vary significantly depending on a variety of factors. Understanding these factors and how they impact your insurance costs is essential for finding the right coverage at an affordable price. To learn more, explore our comprehensive resource on “Best Car Insurance Discounts to Ask for.”
Our Top 10 Company Picks: Cheap Volvo V90 Car Insurance
Company Rank Monthly Rates A.M. Best Best For Jump to Pros/Cons
#1 $42 A+ Qualifying Coverage Progressive
#2 $45 B Customer Service State Farm
#3 $47 A+ Widespread Availability Nationwide
#4 $50 A++ Bundling Policies Travelers
#5 $52 A Costco Members American Family
#6 $55 A Policy Options Farmers
#7 $58 A+ Infrequent Drivers Allstate
#8 $60 A++ Reliability Focused Auto-Owners
#9 $62 A Unique Benefits Liberty Mutual
#10 $65 A+ Small Businesses The Hartford
We will compare insurance rates for the Volvo V90 with similar models, evaluate costs based on location, and discuss how safety ratings, driver age, and driving history affect premiums. Enter your ZIP code now.
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#1 – Progressive: Top Overall Pick
Pros
- Competitive Rates: Progressive offers affordable rates starting at $42 per month for Volvo V90 insurance, making it a cost-effective option for Volvo V90 owners. Progressive’s qualifying coverage options ensure comprehensive protection for Volvo V90 drivers.
- Extensive Discounts: Volvo V90 owners can benefit from various discounts, including multi-policy, safe driver, and pay-in-full discounts, helping Volvo V90 enthusiasts save money on their premiums.
- User-Friendly Tools: Progressive’s online tools and mobile app make policy management convenient for Volvo V90 drivers, ensuring a seamless experience for Volvo V90 enthusiasts. See more details on our guide “Progressive Insurance Review & Ratings.”
Cons
- Inconsistent Customer Service: Some Volvo V90 owners report long wait times and inconsistent customer service experiences with Progressive, which can be frustrating for Volvo V90 drivers.
- Rate Increases After Claims: Volvo V90 drivers may experience significant rate increases after an accident or claim with Progressive, which can be a concern for Volvo V90 enthusiasts looking to maintain affordable insurance.
#2 – State Farm: Best for Customer Service
Pros
- Excellent Customer Service: State Farm is known for handling claims efficiently, which is beneficial for Volvo V90 owners who prioritize customer service. State Farm’s reputation for reliability provides peace of mind for Volvo V90 drivers.
- Personalized Service: Local State Farm agents provide personalized support for Volvo V90 drivers, ensuring tailored service for Volvo V90 enthusiasts. Learn more in our article called “State Farm Insurance Review & Ratings.”
- Discounts: Volvo V90 owners can access discounts for good students, safe drivers, and multiple vehicles, making it easier for Volvo V90 enthusiasts to save on insurance.
Cons
- Higher Premiums for High-Risk Drivers: Volvo V90 owners who are young or considered high-risk may face higher premiums with State Farm, which can be a drawback for some Volvo V90 drivers.
- Limited Digital Tools: State Farm’s digital tools are less comprehensive compared to some competitors, which may be a disadvantage for tech-savvy Volvo V90 enthusiasts.
#3 – Nationwide: Best for Widespread Availability
Pros
- Wide Availability: Nationwide offers coverage across the country, making it accessible for many Volvo V90 drivers. This widespread availability ensures Volvo V90 owners can find coverage wherever they live.
- Vanishing Deductible: Volvo V90 drivers can benefit from reduced deductibles over time with safe driving, providing added value for Volvo V90 enthusiasts. Discover more about offerings in our guide titled “Nationwide Insurance Review & Ratings.”
- On Your Side Review: This service helps Volvo V90 owners tailor their coverage to their needs, ensuring personalized insurance solutions for Volvo V90 drivers.
Cons
- Higher Base Rates: Nationwide’s base rates may be higher for Volvo V90 owners compared to some competitors, which can be a concern for budget-conscious Volvo V90 drivers.
- Claims Process Challenges: Some Volvo V90 drivers report difficulties with Nationwide’s claims process, which can be frustrating for Volvo V90 enthusiasts in need of efficient service.
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#4 – Travelers: Best for Bundling Policies
Pros
- Excellent Bundling Discounts: Volvo V90 owners can save significantly by bundling multiple policies with Travelers, making it an attractive option for Volvo V90 drivers. Travelers is known for its A++ financial stability, providing added security for Volvo V90 enthusiasts.
- IntelliDrive Program: This program offers Volvo V90 drivers savings based on their monitored driving habits, appealing to safety-conscious Volvo V90 enthusiasts.
- Comprehensive Coverage Options: Travelers provides broad coverage options, including gap insurance and accident forgiveness for Volvo V90 drivers, ensuring robust protection for Volvo V90 owners. Discover more about offerings in our guide titled “Travelers Insurance Review & Ratings.”
Cons
- Higher Rates for High-Risk Drivers: Travelers may charge higher rates for Volvo V90 owners with a history of accidents or violations, which can be a concern for some Volvo V90 drivers.
- Limited Discount Availability: Discounts and programs may not be available in all states for Volvo V90 drivers, which can be a drawback for some Volvo V90 enthusiasts.
#5 – American Family: Best for Costco Members
Pros
- Special Discounts: American Family offers unique discounts for Costco members and other affinity groups, making it a great option for Volvo V90 owners. American Family’s A-rated financial stability provides reliability for Volvo V90 drivers.
- Tailored Coverage: American Family offers comprehensive coverage options suited for luxury vehicles like the Volvo V90, appealing to Volvo V90 drivers seeking specialized protection.
- Strong Customer Service: Volvo V90 drivers benefit from personalized attention and strong customer service from local agents, ensuring a positive experience for Volvo V90 enthusiasts. Discover more about offerings in our article called “American Family Insurance Review & Ratings.”
Cons
- Limited Availability: American Family’s coverage may be limited in some regions for Volvo V90 owners, which can be a drawback for Volvo V90 drivers in those areas.
- Higher Premiums for High-Risk Drivers: High-risk Volvo V90 drivers may face higher premiums with American Family, which can be a concern for some Volvo V90 enthusiasts.
#6 – Farmers: Best for Policy Options
Pros
- Wide Variety of Coverage Options: Farmers offers extensive policy options, including rideshare and custom equipment coverage for Volvo V90 drivers, appealing to Volvo V90 owners seeking comprehensive protection. Farmers’ A-rated financial stability ensures reliability for Volvo V90 enthusiasts.
- Signal App: This app rewards safe driving with potential discounts for Volvo V90 owners, making it attractive for safety-conscious Volvo V90 drivers. Discover insights in our article titled “Farmers Insurance Review & Ratings.”
- Financial Stability: Farmers’ strong financial ratings ensure reliable service for Volvo V90 insurance, providing peace of mind for Volvo V90 drivers.
Cons
- Higher Premiums: Farmers may charge higher premiums for Volvo V90 drivers compared to some other providers, which can be a concern for budget-conscious Volvo V90 owners.
- Modest Discounts: The discounts offered by Farmers may not be as substantial as those from competitors for Volvo V90 insurance, which can be a drawback for some Volvo V90 enthusiasts.
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#7 – Allstate: Best for Infrequent Driver
Pros
- Best for Infrequent Drivers: Allstate’s Milewise pay-per-mile program is ideal for Volvo V90 drivers who drive less frequently, providing cost-effective insurance for Volvo V90 owners. Allstate’s A+ financial stability ensures reliability for Volvo V90 enthusiasts.
- Robust Digital Tools: Allstate provides strong digital tools and a mobile app for easy policy management for Volvo V90 owners, appealing to tech-savvy Volvo V90 drivers.
- Multiple Discounts: Volvo V90 drivers can access new car, multi-policy, and safe driver discounts with Allstate, helping Volvo V90 enthusiasts save on premiums. Access comprehensive insights into our article called “Allstate Insurance Review & Ratings.”
Cons
- Higher Full Coverage Costs: Allstate can be more expensive for full coverage policies for Volvo V90 drivers, which can be a concern for budget-conscious Volvo V90 owners.
- Mixed Customer Service Reviews: Some Volvo V90 owners report mixed experiences with Allstate’s customer service and claims handling, which can be frustrating for Volvo V90 enthusiasts.
#8 – Auto-Owners: Best for Reliability Focused
Pros
- Reliability: Auto-Owners is known for reliable service and high customer satisfaction, particularly in handling claims for Volvo V90 drivers, making it a trusted option for Volvo V90 owners. Auto-Owners’ A++ financial stability ensures reliability for Volvo V90 enthusiasts.
- Coverage Options: Auto-Owners offers various coverage options, including additional expense and rental car coverage for Volvo V90 owners, providing comprehensive protection for Volvo V90 drivers.
- Multi-Policy Discounts: Volvo V90 drivers can save significantly with multi-policy and multi-car discounts from Auto-Owners, appealing to Volvo V90 enthusiasts. Learn more in our article called “Auto-Owners Insurance Review & Ratings.”
Cons
- Limited Availability: Auto-Owners primarily serves certain regions, which may limit availability for Volvo V90 drivers, a concern for some Volvo V90 enthusiasts.
- No Online Quotes: Volvo V90 owners must interact with agents for quotes and policy management, as Auto-Owners does not offer online tools, which can be less convenient for some Volvo V90 drivers.
#9 – Liberty Mutual: Best for Unique Benefits
Pros
- Unique Benefits: Liberty Mutual offers new car replacement and better car replacement options for Volvo V90 owners, providing added value for Volvo V90 drivers. Liberty Mutual’s A-rated financial stability ensures reliability for Volvo V90 enthusiasts.
- Numerous Discounts: Volvo V90 drivers can benefit from various discounts, including for teachers, newly married, and newly retired, helping Volvo V90 owners save on premiums.
- Strong Online Tools: Liberty Mutual provides robust online tools and a mobile app for managing policies and claims, ensuring convenience for Volvo V90 drivers. Discover more about offerings in our article titled “Liberty Mutual Review & Ratings.”
Cons
- Higher Premiums: Liberty Mutual’s premiums may be higher for Volvo V90 owners compared to some competitors, a concern for budget-conscious Volvo V90 drivers.
- Mixed Customer Service Reviews: Some Volvo V90 owners report inconsistent customer service experiences with Liberty Mutual, which can be frustrating for Volvo V90 enthusiasts.
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#10 – The Hartford: Best for Small Businesses
Pros
- Exceptional Customer Service: Known for its excellent customer service, The Hartford provides Volvo V90 drivers with personalized assistance and efficient claims processing, ensuring a smooth experience in case of an accident or claim.
- AARP Benefits: The Hartford partners with AARP, providing additional benefits and discounts for AARP members. This is particularly advantageous for older Volvo V90 owners looking to save on their insurance premiums while enjoying comprehensive coverage.
- Accident Forgiveness: The Hartford offers accident forgiveness programs, which can be a significant advantage for Volvo V90 drivers. This feature helps to prevent premium increases after the first at-fault accident, offering peace of mind and financial stability. Discover more about offerings in our article titled “The Hartford Review & Ratings.”
Cons
- Higher Premiums for Younger Drivers: The Hartford tends to have higher premiums for younger and less experienced drivers. This can be a disadvantage for younger Volvo V90 enthusiasts who may find more affordable options elsewhere.
- Limited Availability: The Hartford’s insurance products are not available in all states, which can be a limitation for some Volvo V90 owners looking for consistent nationwide coverage.
Understanding the Different Types of Car Insurance for Volvo V90
When shopping for car insurance for your Volvo V90, it’s important to understand the different types of coverage available. These include:
- Liability Insurance: This type of coverage pays for damages you cause to another person’s property or injuries they sustain in an accident where you are at fault.
- Collision Insurance: This coverage pays for damages to your Volvo V90 if you are involved in a collision, regardless of fault.
- Comprehensive Insurance: Comprehensive coverage protects your vehicle from non-collision related damages such as theft, vandalism, or natural disasters.
- Uninsured/Underinsured Motorist Coverage: This coverage protects you in the event you are involved in an accident with a driver who doesn’t have insurance or doesn’t have enough coverage to pay for damages.
- Personal Injury Protection (PIP): PIP coverage helps pay for medical expenses and lost wages for you and your passengers following an accident.
In summary, understanding the different types of car insurance coverage available for your Volvo V90 can help you make informed decisions to protect yourself, your passengers, and your vehicle.
Volvo V90 Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
Allstate $58 $140
American Family $52 $130
Auto-Owners $60 $145
Farmers $55 $135
Liberty Mutual $62 $150
Nationwide $47 $120
Progressive $42 $108
State Farm $45 $115
The Hartford $65 $155
Travelers $50 $125
Understanding the different types of coverage available will help you determine the level of protection you need for your Volvo V90. Unlock details in our article called “Types of Car Insurance Coverage.”
Comparing Car Insurance Rates for the Volvo V90 Across Different Providers
When seeking car insurance for your Volvo V90, it’s important to compare rates from different providers. Insurance rates can vary greatly depending on the company you choose. Comparing rates can help you find the best coverage at the most affordable price.
It’s also a good idea to consider factors such as customer service, claim process, and additional benefits offered by each provider. Learn more in our guide titled “How does the insurance company determine my premium?” Enter your ZIP code now.
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The Importance of Choosing the Right Coverage Limits for Your Volvo V90
Choosing the appropriate coverage limits for your Volvo V90 is crucial for protecting yourself financially in the event of an accident. It’s essential to consider factors such as:
- Vehicle Value: If your V90 is of higher value, you may want to consider higher coverage limits to adequately protect your investment.
- Personal Assets: If you have significant personal assets, it’s wise to choose coverage limits that can protect you in case of a lawsuit.
- State Requirements: Your state may have minimum coverage requirements that you must meet.
In conclusion, when insuring your V90, consider the vehicle’s value, your personal assets, and your state’s minimum coverage requirements to ensure you have adequate protection.
By carefully evaluating these factors, you can select the right coverage limits for your Volvo V90. To learn more, explore our comprehensive resource on “Car Accidents: What to do in Worst Case Scenarios.”
Discounts and Savings Available on Car Insurance Specifically for the Volvo V90
Insurance providers often offer specific discounts and savings for the Volvo V90. These may include:
- Safety Features Discount: The Volvo V90’s advanced safety features may qualify for a discount.
- Anti-theft Device Discount: If your V90 has anti-theft devices installed, you may be eligible for a discount.
- Multi-policy Discount: Bundling your Volvo V90 insurance with other policies can often lead to a discount.
- Safe Driver Discount: A clean driving record can qualify you for lower insurance rates.
In conclusion, taking advantage of these discounts can significantly reduce your Volvo V90 insurance premiums. Ensure your vehicle’s safety features, anti-theft devices, and multi-policy bundling are all factored in. Additionally, maintaining a clean driving record will help you secure the best possible rates. Happy and safe driving!
Be sure to inquire with insurance providers about any available discounts specific to the Volvo V90 when shopping for coverage. See more details on our article titled “Best Safe Driver Car Insurance Discounts.” Enter your ZIP code now.
The Impact of Location on Volvo V90 Car Insurance Rates
Your location can have a significant impact on the cost of car insurance for your Volvo V90. Factors that influence rates include:
- Population density: Higher population density areas often have higher accident rates and therefore higher insurance rates.
- Crime Rates: Areas with higher crime rates may lead to increased theft or vandalism rates, resulting in higher insurance premiums.
- Weather Patterns: High incidence of severe weather can increase the risk of damage to your vehicle, impacting insurance rates.
In summary, various geographic factors such as population density, crime rates, and weather patterns play a significant role in determining your car insurance premiums. By understanding these elements, you can better anticipate potential costs and make informed decisions about your coverage.
When considering insurance rates for your Volvo V90, location is an important factor to keep in mind. Discover more about offerings in our article called “Best Insurance Companies.”
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Comparing Comprehensive and Collision Coverage Options for Your Volvo V90
When choosing between comprehensive and collision coverage for your Volvo V90, it’s important to understand the differences:
- Collision Coverage: This type of coverage pays for damages to your V90 in the event of a collision, regardless of fault.
- Comprehensive Coverage: Comprehensive insurance protects your vehicle from non-collision related damages, such as theft, vandalism, or natural disasters.
In summary, Collision Coverage ensures your Volvo V90 is protected against damages from accidents, while Comprehensive Coverage safeguards it from a wide range of non-collision incidents. Together, these coverages provide robust protection for your vehicle, giving you peace of mind on and off the road.
Ty Stewart
Licensed Insurance Agent
Choose comprehensive or collision coverage for your Volvo V90 based on your personal needs and desired level of protection.
Deciding whether to choose one or both of these coverage options depends on your personal circumstances and the level of protection you desire for your Volvo V90. Read up on the “Best Safety Features Car Insurance Discounts” for more information. Enter your ZIP code now.
Frequently Asked Questions
What factors affect the cost of Volvo V90 car insurance?
The cost of Volvo V90 car insurance can be influenced by various factors such as the driver’s age, location, driving history, credit score, coverage options, deductible amount, and the insurance company’s pricing strategy.
Are Volvo V90 cars expensive to insure?
The insurance cost for Volvo V90 cars can vary depending on several factors. Generally, luxury vehicles like the Volvo V90 tend to have higher insurance rates due to their higher value and potentially costly repairs. Insert your ZIP code below to get started on finding the right provider for you and your budget.
Can I get discounts on Volvo V90 car insurance?
Yes, you may be eligible for discounts on Volvo V90 car insurance. Insurance companies often offer discounts for factors such as having multiple policies with the same company, being a safe driver, having anti-theft devices installed, or completing a defensive driving course.
For additional details, explore our comprehensive resource titled “Best Car Insurance“.
What is the average cost of Volvo V90 car insurance?
The average cost of Volvo V90 car insurance can vary depending on several factors such as the driver’s profile, location, and chosen coverage options. It is recommended to obtain personalized insurance quotes from multiple providers to get an accurate estimate.
How can I find affordable Volvo V90 car insurance?
To find affordable Volvo V90 car insurance, it is advisable to shop around and compare quotes from different insurance companies. Additionally, maintaining a clean driving record, opting for higher deductibles, and taking advantage of available discounts can help lower the insurance premiums. Insert your ZIP code below to get started on finding the right provider for you and your budget.
What are some strategies for finding affordable car insurance for a Volvo V90?
To find affordable car insurance for a Volvo V90, compare quotes from multiple providers, consider higher deductibles, and take advantage of available discounts such as those for safe driving or bundling policies.
Additionally, maintaining a clean driving record and choosing only the necessary coverage options can help lower premiums. Read up on the “What is the difference between a deductible and a premium in car insurance?” for more information.
How does the location of the driver affect Volvo V90 car insurance rates?
The driver’s location impacts insurance rates due to varying risks associated with different areas, such as crime rates, traffic density, and accident statistics. Urban areas with higher traffic and theft rates typically have higher premiums compared to rural areas.
What are the differences between comprehensive and collision coverage for a Volvo V90?
Comprehensive coverage for a Volvo V90 protects against non-collision-related incidents like theft, vandalism, and natural disasters, while collision coverage pays for damages resulting from collisions with other vehicles or objects.
Both types of coverage are essential for comprehensive protection but cover different types of risks. Insert your ZIP code below to get started on finding the right provider for you and your budget.
How can maintaining a good credit score help in securing better rates for Volvo V90 car insurance?
Maintaining a good credit score can lead to better car insurance rates for a Volvo V90, as insurers often use credit scores to assess the risk level of a policyholder. A higher credit score suggests responsible financial behavior, which can result in lower premiums. Access comprehensive insights into our guide titled “Insurance Quotes Online.”
What specialized coverage options are available for high-end luxury vehicles like the Volvo V90?
Specialized coverage options for high-end luxury vehicles like the Volvo V90 may include agreed value coverage, which ensures a predetermined payout in case of a total loss, and exotic car insurance, tailored specifically for luxury and high-performance cars. Additionally, coverage for original manufacturer parts and high liability limits are often recommended.
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Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
