Cheap Volvo V70 Car Insurance in 2024 (Find Savings With These 10 Companies)
Progressive, State Farm, and American Family provide the most competitive rates for cheap Volvo V70 car insurance, with premiums starting at just $48 per month. These providers stand out for their affordability and comprehensive coverage options, making them ideal choices for Volvo V70 owners who want quality insurance.
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Daniel Walker
Licensed Insurance Agent
Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring tha...
Licensed Insurance Agent
UPDATED: Sep 29, 2024
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Sep 29, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
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Min. Coverage for Volvo V70
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Min. Coverage for Volvo V70
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Min. Coverage for Volvo V70
A.M. Best Rating
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2,180 reviews
The top choices for the cheap Volvo V70 car insurance companies are Progressive, State Farm, and American Family. These companies stand out for their comprehensive coverage and excellent customer service.
If you’re considering purchasing a Volvo V70, it’s important to understand the factors that can impact the cost of car insurance for this vehicle.
Our Top 10 Company Picks: Cheap Volvo V70 Car Insurance
Company Rank Monthly Rates A.M. Best Best For Jump to Pros/Cons
#1 $48 A+ Qualifying Coverage Progressive
#2 $52 B Customer Service State Farm
#3 $55 A Costco Members American Family
#4 $57 A++ Reliability Focused Auto-Owners
#5 $59 A+ Tailored Policies The Hartford
#6 $62 A+ Vanishing Deductible Nationwide
#7 $64 A Discount Variety Farmers
#8 $68 A++ Bundling Policies Travelers
#9 $72 A Add-on Coverages Liberty Mutual
#10 $75 A+ Infrequent Drivers Allstate
In this article, we will explore these factors, discuss the importance of shopping around for insurance. Explore our top choices for finding reasonable car insurance rates to match your needs. Enter your ZIP code now to begin.
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#1 – Progressive: Top Overall Pick
Pros
- Competitive Monthly Rates: Progressive insurance review & ratings offers one of the lowest rates at $48 per month, making it an affordable option for Volvo V70 owners who are budget-conscious.
- Qualifying Coverage: Known for offering comprehensive coverage options that cater to various needs, ensuring that Volvo V70 drivers are well protected in diverse situations.
- High A.M. Best Rating: With an A+ rating, Progressive demonstrates strong financial stability and reliability, which reassures Volvo V70 enthusiasts.
Cons
- Customer Service Variability: Customer service experience can vary by region, potentially leading to inconsistent support for Volvo V70 drivers.
- High Rates for High-Risk Drivers: Tends to have higher rates for drivers with poor driving records or high-risk profiles, which can affect Volvo V70 enthusiasts with such profiles.
#2 – State Farm: Best for Customer Service
Pros
- Exceptional Customer Service: State Farm is highly rated for its customer service, ensuring a positive experience for Volvo V70 owners who seek reliable support.
- Personalized Service: Offers personalized service through a large network of local agents, providing tailored advice and support for Volvo V70 drivers. Learn more on our comprehensive guide State Farm insurance review & ratings.
- Bundling Discounts: Provides significant discounts when bundling car insurance with other policies like home insurance, benefiting Volvo V70 enthusiasts looking to save.
Cons
- Higher Premiums: State Farm has slightly higher premiums at $52 per month, which may not be ideal for budget-conscious Volvo V70 owners.
- Lower Financial Rating: A B rating from A.M. Best indicates a lower financial strength compared to top competitors, which might concern Volvo V70 enthusiasts.
#3 – American Family: Best for Costco Members
Pros
- Special Discounts for Costco Members: Offers exclusive discounts and benefits for Costco members, providing additional savings for Volvo V70 owners who are also Costco members.
- Comprehensive Coverage Options: Provides extensive coverage options including unique add-ons like accident forgiveness, catering to Volvo V70 drivers’ varied needs.
- Strong Customer Service: Highly rated for customer service and claims satisfaction, ensuring a positive customer experience for Volvo V70 enthusiasts, as highlighted in the American Family insurance review & ratings.
Cons
- Availability: Limited availability in some regions, which might restrict access for certain Volvo V70 drivers.
- Higher Monthly Rates: At $55 per month, it is more expensive compared to some competitors, which might be a concern for budget-conscious Volvo V70 owners.
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#4 – Auto-Owners: Best for Reliability Focused
Pros
- Reliability Focused: Known for reliability and consistency in handling claims and providing coverage, ensuring peace of mind for Volvo V70 owners. Unlock details in our Auto-Owners insurance review & ratings.
- Discounts for Safety Features: Offers discounts for vehicles equipped with advanced safety features, lowering premiums for Volvo V70 owners who prioritize safety.
- High Financial Strength: With an A++ rating, Auto-Owners is highly rated for financial stability and reliability, reassuring Volvo V70 enthusiasts.
Cons
- Limited Online Presence: Limited online tools and digital resources, making it less convenient for tech-savvy Volvo V70 drivers.
- Higher Monthly Rates: Premiums at $57 per month may be higher compared to other budget options, which might concern cost-conscious Volvo V70 owners.
#5 – The Hartford: Best for Tailored Policies
Pros
- Tailored Policies for Specific Needs: Offers policies tailored to specific needs, including options for older drivers through the AARP program, which is beneficial for older Volvo V70 owners.
- High Financial Stability: With an A+ rating from A.M. Best, The Hartford is financially strong and reliable, reassuring Volvo V70 enthusiasts. Learn more through our The Hartford insurance review.
- Flexible Coverage Options: Provides a range of flexible coverage options to suit different requirements, benefiting Volvo V70 owners with diverse needs.
Cons
- Higher Premiums: Monthly premiums are $59, which may be on the higher side compared to other providers, potentially concerning budget-conscious Volvo V70 owners.
- Limited Availability: Coverage may not be available in all states, limiting accessibility for some Volvo V70 drivers.
#6 – Nationwide: Best for Vanishing Deductible
Pros
- Vanishing Deductible: Offers a vanishing deductible program where the deductible decreases the longer you go without an accident, benefiting Volvo V70 owners with a clean driving record.
- Wide Range of Discounts: Nationwide insurance review & ratings provides various discounts, including multi-policy and safe driver discounts, making it cost-effective for Volvo V70 drivers.
- Customizable Coverage: Offers flexible coverage options to meet individual needs, ensuring comprehensive protection for Volvo V70 owners.
Cons
- Higher Monthly Rates: At $62 per month, premiums are higher compared to some competitors, which may be a concern for budget-conscious Volvo V70 drivers.
- Mixed Customer Reviews: Customer service and claims handling receive mixed reviews, which might impact the experience for Volvo V70 enthusiasts.
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#7 – Farmers: Best for Discount Variety
Pros
- Variety of Discounts: Farmers offers a wide array of discounts, including multi-car and good driver discounts, which can benefit Volvo V70 owners looking to save on premiums.
- Comprehensive Coverage Options: Farmers insurance review & ratings highlighted extensive coverage options and customizable policies to meet the specific needs of Volvo V70 drivers.
- Strong Financial Rating: Rated A by A.M. Best, indicating good financial health and reliability, which reassures Volvo V70 enthusiasts.
Cons
- Higher Monthly Premiums: With monthly rates at $64, Farmers is on the higher end of the spectrum, which may be a drawback for budget-conscious Volvo V70 drivers.
- Limited Online Tools: The online experience and digital tools may not be as advanced, which could be a downside for tech-savvy Volvo V70 enthusiasts.
#8 – Travelers: Best for Bundling Policies
Pros
- Bundling Policies: Travelers offers significant discounts for bundling auto insurance with other policies, making it a cost-effective option for Volvo V70 owners with multiple insurance needs.
- High Financial Strength: With an A++ rating from A.M. Best, Travelers is highly reliable financially, reassuring Volvo V70 enthusiasts, as mentioned in the Travelers insurance review & ratings.
- Comprehensive Coverage: Provides a wide range of coverage options, including add-ons like roadside assistance, ensuring thorough protection for Volvo V70 drivers.
Cons
- Higher Premiums: Monthly rates at $68 make it one of the more expensive options, which may not be ideal for budget-conscious Volvo V70 drivers.
- Limited Discounts: Fewer discounts compared to other providers, which might limit savings opportunities for Volvo V70 enthusiasts.
#9 – Liberty Mutual: Best for Add-on Coverages
Pros
- Add-on Coverages: Offers a variety of add-on coverages such as accident forgiveness and new car replacement, providing additional protection for Volvo V70 owners.
- Customizable Policies: Provides highly customizable policies to meet the unique needs of Volvo V70 drivers, ensuring comprehensive coverage, as noted in the Liberty Mutual Review & Ratings.
- Wide Range of Discounts: Offers multiple discounts, including for safe drivers and multi-policy holders, benefiting Volvo V70 owners looking to reduce premiums.
Cons
- Higher Monthly Premiums: With monthly rates at $72, Liberty Mutual is on the higher end, which may be a concern for budget-conscious Volvo V70 drivers.
- Mixed Customer Reviews: Customer service experiences vary, which could impact satisfaction for some Volvo V70 enthusiasts.
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#10 – Allstate: Best for Infrequent Drivers
Pros
- Discounts for Infrequent Drivers: Allstate offers significant discounts for infrequent drivers, making it a great choice for Volvo V70 owners who drive less frequently.
- Strong Financial Rating: With an A+ rating from A.M. Best, Allstate is financially strong and reliable, reassuring Volvo V70 enthusiasts.
- Comprehensive Coverage Options: Allstate insurance review & ratings provides a wide range of coverage options, including optional add-ons like accident forgiveness, catering to Volvo V70 drivers’ diverse needs.
Cons
- Higher Premiums: Monthly premiums are $75, making it the most expensive option in the top 10, which may not be suitable for budget-conscious Volvo V70 drivers.
- Customer Service Variability: Customer service quality can vary, potentially leading to inconsistent experiences for Volvo V70 enthusiasts.
Understanding the Insurance Premiums for Volvo V70
Insurance premiums for Volvo V70 vehicles can vary significantly depending on the specific circumstances surrounding your policy. Insurance providers take multiple factors into consideration when determining premiums, including those mentioned above.
Apart from these factors, the coverage options you select, deductibles chosen, and even your marital status can all impact the cost of insurance for your Volvo V70.
Volvo V70 Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
Allstate $75 $129
American Family $55 $101
Auto-Owners $57 $105
Farmers $64 $117
Liberty Mutual $72 $125
Nationwide $62 $112
Progressive $48 $92
State Farm $52 $96
The Hartford $59 $108
Travelers $68 $120
It’s important to thoroughly review your policy and understand the details of your coverage. Some insurance providers may offer additional benefits such as roadside assistance or rental car coverage, which can contribute to higher premiums.
On the other hand, opting for a higher deductible can potentially lower your premiums, but may result in higher out-of-pocket expenses in the event of a claim. Learn more in our “What is included in comprehensive car insurance?”
Each insurance provider may assess risks differently and offer varying premium rates for the same vehicle. It is advisable to obtain quotes from multiple insurance companies to compare rates and coverage options. This allows you to find the policy that best suits your needs at a competitive price.
The Role of Safety Features in Determining Volvo V70 Insurance Rates
The safety features present in your Volvo V70 can have a direct impact on your insurance rates. Insurance providers often offer discounts or lower premiums for vehicles equipped with advanced safety features. Read more: How To Get Free Insurance Quotes Online.
Volvo vehicles are renowned for their commitment to safety, and the V70 is no exception. Safety features such as anti-lock brakes, airbags, stability control, and collision avoidance systems can greatly reduce the risk of accidents and injuries, making the vehicle less expensive to insure.
It’s important to communicate the presence of these safety features to your insurance provider when obtaining quotes to find the best car insurance for comprehensive coverage. Providing proof of these features, such as through documentation or vehicle identification numbers, can help ensure that you receive any applicable discounts or lower insurance rates. Enter your ZIP code to get started.
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Understanding Deductibles and Their Effect on Volvo V70 Car Insurance Costs
Deductibles are an important aspect of car insurance and can have an impact on Volvo V70 insurance costs. A deductible is the amount you agree to pay out of pocket before your insurance coverage kicks in.
When choosing a deductible, you must consider your financial situation and your comfort with assuming more upfront costs in the event of a claim. Higher deductibles can help lower insurance premiums, as you are taking on a greater portion of the risk.
However, for full coverage car insurance, it’s important to choose a deductible that you can comfortably afford to pay out of pocket. In the event of an accident, you will need to cover the deductible before receiving any insurance benefits.
Therefore, striking the right balance between lower premiums and a manageable deductible is crucial when selecting your car insurance policy.
Factors to Consider When Choosing the Right Level Of Coverage for Your Volvo V70
Choosing the right level of coverage for your Volvo V70 requires careful consideration of a variety of factors. These factors include your budget, your level of risk tolerance, the value of your vehicle, and your personal circumstances.
If your Volvo V70 is financed or leased, your lender or leasing company may require you to carry a certain level of coverage, such as collision and comprehensive coverage, to protect their investment. It’s important to familiarize yourself with any contractual obligations before choosing your coverage options and to find the best car insurance for comprehensive coverage.
Additionally, factors such as your daily commute, driving habits, and the value you place on peace of mind should also be taken into account. While opting for more extensive coverage options may result in higher premiums, it can provide added protection and financial security in the event of an accident.
When considering the right level of coverage for your Volvo V70, it’s advisable to discuss your options with an insurance professional who can provide guidance based on your specific needs. Enter your ZIP code to get started.
The Benefits of Bundling Your Volvo V70 Car Insurance With Other Policies
Bundling your Volvo V70 car insurance with other policies, such as home or renter’s insurance, can offer several benefits. Insurance companies often provide discounts and cost savings when multiple policies are bundled together.
Besides potentially reducing your insurance premiums, bundling your insurance policies can also simplify your overall insurance experience. By consolidating your policies with one provider, you will have a single point of contact for all your insurance inquiries and claims.
This can save you time and make managing your policies more convenient. Before bundling your insurance policies, it’s important to review the coverage options and rates available.
Schimri Yoyo
Licensed Agent & Financial Advisor
In conclusion, the cost of Volvo V70 car insurance can be influenced by various factors, including the driver’s age and experience, the vehicle’s model year and safety features. See more details on how does the insurance company determines my premium.
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Frequently Asked Questions
What factors affect the cost of Volvo V70 car insurance?
The cost of Volvo V70 car insurance can be influenced by several factors, including the driver’s age, driving record, location, coverage options, deductible amount, and the insurance provider’s rates.
Is Volvo V70 car insurance more expensive compared to other car models?
The cost of Volvo V70 car insurance can vary depending on the insurance provider and the specific factors mentioned earlier. However, it is generally believed that Volvo V70 car insurance tends to be slightly more expensive compared to some other car models due to factors such as repair costs and safety features. Enter your ZIP code to get started.
Does the age of the Volvo V70 affect its insurance cost?
Yes, the age of the Volvo V70 can affect its insurance cost. Generally, newer models may have higher insurance premiums due to their higher market value and potentially higher repair costs.
As the car gets older, its value decreases, which can lead to lower insurance premiums. For additional details, consult our guide titled “What Age Do You Get a Discount On Car Insurance.”
Are there any discounts available for Volvo V70 car insurance?
Many insurance providers offer various discounts that can help reduce the cost of Volvo V70 car insurance. These discounts may include safe driver discounts, multi-policy discounts, anti-theft device discounts, and good student discounts, among others. It is recommended to inquire with different insurance companies to find out what discounts they offer.
What factors do insurance providers consider when determining car insurance premiums for a Volvo V70?
Insurance providers consider factors such as the driver’s age, driving experience, and record, as well as the model year, safety features, and geographical location of the Volvo V70. They also evaluate the vehicle’s replacement value and the owner’s credit history. Enter your ZIP code to get started.
How can opting for a higher deductible affect the insurance costs for a Volvo V70?
Insurance providers consider factors such as the driver’s age, driving experience, and record, as well as the model year, safety features, and geographical location of the Volvo V70. They also evaluate the vehicle’s replacement value and the owner’s credit history. To delve deeper, read our guide titled “How much is car insurance“
Why might urban areas have higher insurance rates for a Volvo V70 compared to rural areas?
Urban areas often have higher insurance rates due to increased traffic congestion, higher accident rates, and a greater risk of theft or vandalism. In contrast, rural areas generally experience less traffic and lower risk, leading to lower premiums.
How can maintaining a clean driving record lead to lower insurance premiums for a Volvo V70?
A clean driving record, free of accidents and traffic violations, indicates a lower risk to insurance providers, resulting in lower premiums. Insurance companies reward safe driving habits with discounted rates. Enter your ZIP code to get started.
What types of coverage options are available for insuring a Volvo V70?
Coverage options for a Volvo V70 include liability insurance, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, and medical payments coverage. Each option provides different levels of protection based on the policyholder’s needs. To find out more, explore our guide titled “How to Get Free Insurance Quotes Online.”
How can installing additional safety features in a Volvo V70 help reduce insurance premiums?
Installing safety features such as anti-lock brakes, airbags, and collision avoidance systems can qualify you for insurance discounts. These features reduce the risk of accidents and injuries, making the vehicle less expensive to insure.
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Daniel Walker
Licensed Insurance Agent
Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring tha...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
