Cheap Volvo S60 Car Insurance in 2024 (Cash Savings With These 10 Companies)
Progressive, State Farm, and Travelers offer some of the most affordable and cheap Volvo S60 car insurance rates, starting at just $54 per month. Explore why these insurers are top choices for cost-effective policies, providing comprehensive coverage and exceptional customer service for your Volvo S60 at competitive prices.
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Jimmy McMillan
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Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent life insurance brokerage. His company specializes in life insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast...
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UPDATED: Sep 29, 2024
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Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Sep 29, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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When looking for cheap Volvo S60 car insurance, Progressive, State Farm, and Travelers stand out with their competitive rates and comprehensive coverage options.
Car insurance is an essential aspect of owning a vehicle. When it comes to Volvo S60 car insurance, many factors come into play in determining the cost of coverage. To gain profound insights, consult our extensive guide titled “Lesser Known Car Insurance Discounts.”
Our Top 10 Company Picks: Cheap Volvo S60 Car Insurance
Company Rank Monthly Rates A.M. Best Best For Jump to Pros/Cons
#1 $54 A++ Usage-Based Programs Progressive
#2 $57 B Young Drivers State Farm
#3 $59 A Bundling Policies Travelers
#4 $62 A++ Safe Drivers American Family
#5 $65 A++ Customer Service Farmers
#6 $68 A+ Affordable Rates Geico
#7 $70 A+ New-Car Owners Allstate
#8 $72 A+ Multi-Policy Discounts Nationwide
#9 $75 A Accident Forgiveness Liberty Mutual
#10 $78 A+ High-Risk Drivers The General
It is crucial to understand these factors, the coverage options available, and how you can find affordable insurance for your Volvo S60. In this article, we will delve into all these aspects and provide you with comprehensive information to help you make informed decisions.
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#1 – Progressive: Top Overall Pick
Pros
- Competitive Rates: Progressive offers competitive rates starting at $54 for Volvo S60 owners, making it a cost-effective choice for budget-conscious drivers. This affordability helps Volvo S60 enthusiasts save on their insurance premiums.
- Flexible Coverage Options: Provides a range of coverage options, including comprehensive and collision, ideal for Volvo S60 drivers who need customizable protection. This flexibility allows Volvo S60 enthusiasts to tailor their coverage to specific needs.
- Snapshot Program: Potential savings with the Snapshot program, which rewards safe driving habits. This can lead to reduced premiums for Volvo S60 owners who demonstrate responsible driving behavior. Read up on the “Progressive Insurance Review & Ratings” for more information.
Cons
- Customer Service Variability: Some customers report inconsistent experiences with Progressive’s customer service. This variability can affect the overall satisfaction of Volvo S60 owners who might need reliable support.
- Higher Rates for Poor Credit: Drivers with poor credit scores may face higher premiums. This can impact affordability for Volvo S60 enthusiasts who are dealing with financial challenges.
#2 – State Farm: Best for Young Drivers
Pros
- Competitive Rates for Young Drivers: State Farm offers competitive rates starting at $57 for Volvo S60 owners, particularly appealing to younger drivers. This helps reduce costs for younger Volvo S60 enthusiasts who may be new to insurance.
- Bundling Policies: Significant discounts available for bundling multiple policies, which is beneficial for Volvo S60 owners with various insurance needs. Bundling can lead to substantial savings for Volvo S60 drivers who need multiple types of coverage.
- Good Student Discounts: Provides discounts for students who maintain good academic performance. This can benefit young Volvo S60 drivers who are also students and looking to lower their insurance costs. See what coverage options you have in our article titled “State Farm Insurance Review & Ratings.”
Cons
- Customer Service Variability: The quality of service can vary depending on the local agent. This inconsistency can lead to varying experiences for Volvo S60 drivers across different regions.
- Limited Online Tools: State Farm’s online tools are less robust compared to some competitors. This may be inconvenient for Volvo S60 owners who prefer to manage their insurance online.
#3 – Travelers: Best for Bundling Policies
Pros
- Great for Bundling Policies: Offers significant savings when bundling auto insurance with home or other policies. This is especially beneficial for Volvo S60 drivers who have multiple insurance needs and want to save on overall costs.
- Broad Coverage Options: Provides a wide array of coverage options, including gap insurance and rental car coverage. This variety ensures that Volvo S60 enthusiasts can find the right protection for their specific needs.
- Discounts for Safety Features: Discounts are available for advanced safety features and anti-theft devices. Volvo S60 owners with newer safety technologies can benefit from reduced premiums. Read more about Travelers’ ratings in our article titled “Travelers Insurance Review & Ratings.”
Cons
- Higher Premiums for Claims History: Higher rates are charged for drivers with a history of frequent claims. This could lead to increased costs for Volvo S60 enthusiasts who have had multiple claims.
- Complex Discounts Structure: The discount structure can be complicated to navigate. This complexity might make it challenging for Volvo S60 owners to fully understand and utilize available savings.
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#4 – American Family: Best for Safe Drivers
Pros
- Best for Safe Drivers: Offers lower rates for drivers with a clean driving record, starting at $62 for a Volvo S60. This benefits Volvo S60 owners who have demonstrated responsible driving behavior.
- Excellent Customer Service: Known for high levels of customer satisfaction and support. Volvo S60 drivers can expect reliable assistance and personalized service. Find out more about American Family in our article titled “American Family Insurance Review & Ratings.”
- Variety of Coverage Options: Includes a range of coverage options such as roadside assistance and rental car coverage. This variety is beneficial for Volvo S60 enthusiasts who need comprehensive protection.
Cons
- Limited Availability: Not available in all states, which might limit access for some Volvo S60 drivers. This could be a drawback for those who live in areas where American Family does not operate.
- Higher Premiums for Young Drivers: Premiums can be higher for younger drivers compared to some competitors. This can affect affordability for younger Volvo S60 enthusiasts.
#5 – Farmers: Best for Customer Service
Pros
- Strong Customer Service: Known for high-quality customer service and support. This is advantageous for Volvo S60 drivers who prioritize effective and responsive assistance.
- Tailored Policies: Offers customized insurance policies to fit individual needs. Volvo S60 owners can benefit from policies that are specifically designed to meet their requirements.
- Accident Forgiveness: Provides accident forgiveness for long-term policyholders. This feature helps maintain lower rates for Volvo S60 enthusiasts despite minor infractions. Find more details in our article titled “Farmers Insurance Review & Ratings.”
Cons
- Higher Rates for New Drivers: New drivers may face higher premiums. This can make insurance less affordable for Volvo S60 owners who are new to driving.
- Complex Policy Options: The variety of policy options can be overwhelming. This complexity might make it challenging for Volvo S60 enthusiasts to select the most suitable coverage.
#6 – Geico: Best for Affordable Rates
Pros
- Affordable Rates: Known for offering some of the lowest rates in the industry, with monthly rates starting at $68 for a Volvo S60. This affordability makes Geico a popular choice for Volvo S60 owners looking to save on premiums.
- User-Friendly Website: The website is easy to navigate for managing policies and filing claims. This simplicity benefits Volvo S60 drivers who prefer an efficient online experience.
- Discounts for Multiple Vehicles: Provides significant discounts for insuring multiple vehicles. Volvo S60 owners with more than one car can enjoy additional savings. More information is available about this provider in our article titled “How can I pay my Geico insurance premium.”
Cons
- Limited Coverage Options: Fewer optional coverage options compared to some competitors. This limitation might restrict customization for Volvo S60 enthusiasts.
- Customer Service Issues: Some customers report issues with customer service responsiveness. This can impact the overall experience for Volvo S60 owners who require timely support.
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#7 – Allstate: Best for New-Car Owners
Pros
- Best for New-Car Owners: Offers comprehensive coverage options ideal for new car owners, starting at $70 for a Volvo S60. This extensive coverage ensures Volvo S60 enthusiasts have robust protection for their new vehicle.
- Rewards Program: Provides the Drivewise program, which rewards safe driving with discounts. Volvo S60 drivers who practice safe driving can benefit from reduced premiums through this program. Find more information about Allstate’s rates in our article titled “Allstate Insurance Review & Ratings.”
- Wide Range of Coverage Options: Includes extensive options like rental reimbursement and new car replacement. This range is beneficial for Volvo S60 owners seeking comprehensive insurance solutions.
Cons
- Higher Rates for Older Vehicles: Premiums can be higher for older vehicles. This can impact affordability for Volvo S60 enthusiasts with older models.
- Inconsistent Claims Processing: Some customers experience delays in claims processing. These delays can affect the satisfaction of Volvo S60 owners needing timely claim resolutions.
#8 – Nationwide: Best for Multi-Policy Discounts
Pros
- Best for Multi-Policy Discounts: Significant savings available when bundling multiple policies, which is beneficial for Volvo S60 owners with various insurance needs. Bundling can lead to considerable overall savings for these drivers.
- Flexible Coverage Options: Offers a variety of coverage options including gap insurance. This flexibility ensures that Volvo S60 drivers can find the right protection for their specific needs. Find out if Nationwide might have the lowest rates for you in our article titled “Nationwide Insurance Review & Ratings.”
- Accident Forgiveness: Provides accident forgiveness for certain policies, helping to maintain lower premiums after an at-fault accident. Volvo S60 enthusiasts benefit from this feature by avoiding increased rates.
Cons
- Higher Premiums for High-Risk Drivers: Premiums can be higher for drivers considered high-risk. This may result in increased costs for Volvo S60 enthusiasts with higher-risk profiles.
- Limited Discounts for Young Drivers: Fewer discounts available for younger drivers. This limitation can impact affordability for younger Volvo S60 owners.
#9 – Liberty Mutual: Best for Accident Forgiveness
Pros
- Accident Forgiveness: Offers accident forgiveness, which helps keep your premium from increasing after your first at-fault accident. This feature is beneficial for Volvo S60 drivers who want to avoid rate hikes after minor accidents.
- Customizable Coverage: Provides a range of customizable coverage options to suit individual needs. Volvo S60 owners can tailor their insurance to fit specific preferences and requirements.
- Discounts for Safety Features: Offers discounts for vehicles equipped with advanced safety features. Volvo S60 enthusiasts with newer safety technologies can enjoy reduced premiums. To see monthly premiums and honest rankings, read our article titled “Liberty Mutual Review & Ratings.”
Cons
- Higher Rates for Poor Credit: Drivers with poor credit scores may face higher premiums. This can make insurance more expensive for Volvo S60 owners with lower credit ratings.
- Customer Service Complaints: Some customers report issues with Liberty Mutual’s customer service. These complaints can affect the overall experience for Volvo S60 enthusiasts seeking support.
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#10 – The General: Best for High-Risk Drivers
Pros
- Affordable Rates for High-Risk Drivers: The General offers affordable rates starting at $78 for Volvo S60 owners, particularly beneficial for those with less-than-perfect driving records. This affordability makes it an attractive option for high-risk drivers who are also Volvo S60 enthusiasts.
- Flexible Payment Options: Provides flexible payment plans to help manage insurance costs. This flexibility benefits Volvo S60 drivers who need to budget their expenses effectively. See what discounts you might qualify for in our thorough article titled “The General Car Insurance Review & Ratings.”
- Broad Coverage Options: Includes a variety of coverage options, such as liability and comprehensive, catering to different needs. Volvo S60 owners can find suitable coverage for their specific requirements.
Cons
- Limited Discounts for Safe Driving: Fewer discounts available for safe driving habits compared to competitors. This limitation might affect the potential savings for Volvo S60 owners who practice good driving behaviors.
- Customer Service Challenges: Some customers report challenges with customer service responsiveness. This can impact the overall satisfaction of Volvo S60 drivers who need timely support.
Factors Influencing Volvo S60 Car Insurance Rates
Several key factors influence the rates of Volvo S60 car insurance. Insurance providers take into account elements such as your age, driving experience, location, and credit history.
Additionally, factors specific to the vehicle, like the safety rating, security features, and market value, can also affect the cost of insurance. These factors, among others, help insurers assess the risk associated with insuring a Volvo S60 and determine the premiums.
Volvo S60 Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
Allstate $70 $124
American Family $62 $117
Farmers $65 $121
Geico $68 $125
Liberty Mutual $75 $130
Nationwide $72 $128
Progressive $54 $113
State Farm $57 $115
The General $78 $135
Travelers $59 $119
Another important factor that can influence the rates of Volvo S60 car insurance is the frequency and severity of accidents involving this particular model. Insurance providers analyze historical data on accidents involving Volvo S60s to assess the risk associated with insuring these vehicles.
If the model has a higher likelihood of being involved in accidents or if the accidents tend to result in more severe damages, it can lead to higher insurance premiums. Therefore, it is crucial to consider the safety record of the Volvo S60 when determining insurance rates. Discover insights in our guide titled “Forward Collision Warning Car Insurance Discount.”
Tips for Finding Affordable Car Insurance for Your Volvo S60
Finding affordable car insurance for your Volvo S60 involves careful research and consideration. Start by comparing quotes from multiple insurance providers to find the best rates. Additionally, consider opting for higher deductibles, as this can help lower your premiums. To delve deeper, refer to our in-depth report titled “How much is car insurance?”
Bundling your car insurance with other policies, such as home or renters insurance, can also lead to significant savings. Lastly, maintain a clean driving record and take advantage of any discounts or incentives offered by insurance providers. Enter your ZIP code below to get personalized insurance quotes tailored to your needs and budget.
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The Impact of Deductible and Coverage Limits on Volvo S60 Car Insurance Costs
The deductible and coverage limits you choose for your Volvo S60 car insurance can impact the overall cost of insurance. The deductible is the amount you agree to pay out of pocket before insurance coverage kicks in. Opting for a higher deductible can lower your premiums but will require you to pay more in the event of a claim.
Similarly, higher coverage limits may provide better protection but can result in higher premiums. It is important to consider your financial situation, the value of your vehicle, and your comfort level with risk when deciding on the deductible and coverage limits. For additional details, explore our comprehensive resource titled “How does the insurance company determine my premium?”
The Significance of the Volvo Brand in Determining Car Insurance Costs for the S60 Model
The Volvo brand carries a reputation for safety and reliability, and this can influence car insurance costs for the S60 model. Insurance providers often view Volvos as safer vehicles due to their robust safety features and high safety ratings. For a comprehensive overview, explore our detailed resource titled “Best Safety Features Car Insurance Discount.”
This perception of safety can result in lower insurance premiums for Volvo S60 owners. However, it is important to note that car insurance costs are not solely based on brand reputation and safety features. Other factors, such as the driver’s profile and regional factors, also come into play. Enter your ZIP code below to get personalized insurance quotes tailored to your needs and budget.
The Benefits of Bundling Your Volvo S60 Car Insurance With Other Policies
One way to potentially save on Volvo S60 car insurance is by bundling it with other insurance policies. Many insurance providers offer discounts when you combine multiple policies, such as car, homeowners, or renters insurance. To gain further insights, consult our comprehensive guide titled “Can I bundle my car insurance with other policies?”
Bundling not only simplifies your insurance needs but can also lead to reduced premiums. It is advisable to explore this option with your insurance provider and evaluate the potential cost savings and coverage benefits of bundling your Volvo S60 car insurance with other policies.
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Exploring Discounts and Incentives Available for Insuring a Volvo S60
Insurance providers often offer various discounts and incentives for insuring a Volvo S60. These discounts can vary depending on the insurance company but may include safe driver discounts, multi-vehicle discounts, and loyalty discounts for long-term policyholders.
For a comprehensive analysis, refer to our detailed guide titled “Car Accidents: What to do in Worst Case Scenarios”
Additionally, some insurance providers offer discounts for anti-theft devices, advanced safety features, or completing defensive driving courses.
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Licensed Insurance Agent
It is essential to inquire about these discounts when obtaining quotes and compare them to find the best possible rates for insuring your Volvo S60. Enter your ZIP code below to get personalized insurance quotes tailored to your needs and budget.
Frequently Asked Questions
What factors affect the cost of Volvo S60 car insurance?
The cost of Volvo S60 car insurance can be influenced by various factors including the driver’s age, location, driving record, coverage options, deductible amount, and the insurance provider’s rates.
Is Volvo S60 considered a safe car to insure?
Yes, the Volvo S60 is generally considered a safe car to insure. It has a strong safety record and is equipped with advanced safety features, which may help lower insurance premiums. Enter your ZIP code now.
Are there any discounts available for Volvo S60 car insurance?
Yes, many insurance providers offer discounts for Volvo S60 car insurance. These discounts can vary but may include safe driver discounts, multi-policy discounts, anti-theft device discounts, and good student discounts. To delve deeper, refer to our in-depth report titled “Anti Theft System Car Insurance Discount.”
How can I find the best insurance rates for a Volvo S60?
To find the best insurance rates for a Volvo S60, it is recommended to shop around and compare quotes from multiple insurance providers. Additionally, maintaining a clean driving record and considering higher deductibles can help lower insurance costs.
Does the cost of Volvo S60 car insurance vary by model year?
Yes, the cost of Volvo S60 car insurance can vary by model year. Generally, newer models may have higher insurance premiums due to their higher value, while older models may have lower premiums. Enter your ZIP code now.
How does the location where you live affect Volvo S60 insurance rates?
The location where you live significantly impacts Volvo S60 insurance rates due to factors like local crime rates, traffic density, and weather conditions. Urban areas with higher traffic and theft rates typically lead to higher premiums, whereas rural areas may offer lower rates.
Additionally, regions prone to natural disasters can result in increased insurance costs. Comparing car insurance quotes from various insurers is also crucial for finding the best rate.
What types of discounts are typically available for Volvo S60 car insurance?
Common discounts include multi-policy, safe driver, anti-theft device, good student, and low-mileage discounts. These can significantly reduce your premium.
How does the age of your Volvo S60 influence insurance costs?
Newer Volvo S60 models usually have higher insurance costs due to expensive repairs. Older models may have lower premiums, but very old cars without modern safety features can see a slight increase. Enter your ZIP code now.
What should Volvo S60 owners know about collision and comprehensive coverage options?
Collision covers damages from accidents, while comprehensive covers non-collision damages like theft and natural disasters. Both are essential for full protection but come with deductibles. For detailed information, refer to our comprehensive report titled “What is the difference between a deductible and a premium in car insurance?”
How does the claims history of a Volvo S60 driver impact insurance premiums?
Drivers with frequent claims face higher premiums due to perceived higher risk. A clean claims history can help secure lower insurance rates.
Compare The Best Insurance Quotes In The Country
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Jimmy McMillan
Licensed Insurance Agent
Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent life insurance brokerage. His company specializes in life insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
