Cheap Volkswagen Touareg 2 Car Insurance in 2024 (Cash Savings With These 10 Companies)
Discover the best providers for cheap Volkswagen Tuoareg 2 car insurance with Progressive, USAA, and State Farm leading the pack starting at $48 monthly. These companies offer competitive rates, comprehensive coverage, and exceptional customer service tailored to the needs of Volkswagen Tuoareg 2 owners.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Sep 12, 2024
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Sep 12, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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The best options for cheap Volkswagen Tuoareg 2 car insurance are Progressive, USAA, and State Farm, known for their competitive rates and customized policies.
These providers excel by offering comprehensive coverage options tailored to the specific needs of Volkswagen Touareg 2 owners, ensuring thorough protection for both vehicle and driver.
Our Top 10 Company Picks: Cheap Volkswagen Touareg 2 Car Insurance
Company Rank Monthly Rates Multi-Policy Discount Best For Jump to Pros/Cons
#1 $48 12% Low Rates Progressive
#2 $55 14% Military Members USAA
#3 $62 20% Personal Service State Farm
#4 $70 10% Online Tools Geico
#5 $74 17% Coverage Options Nationwide
#6 $80 16% Customer Service American Family
#7 $85 15% High-Risk Drivers Travelers
#8 $88 12% Customized Options Farmers
#9 $90 25% Bundling Options Liberty Mutual
#10 $95 12% Local Agents Allstate
By considering factors such as driving history, vehicle safety features, and personalized discounts, they assist Volkswagen Touareg 2 owners in optimizing their insurance costs. To enhance your understanding, explore our comprehensive resource on business insurance titled “Vehicle who is required to carry insurance.” Enter your ZIP code above in our free tool to start seeing quotes today.
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#1 – Progressive: Top Overall Pick
Pros
- Competitive Rates: Offers some of the lowest rates available, starting at $48 per month, which is particularly beneficial for Volkswagen Touareg 2 owners looking to save on insurance costs.
- Variety of Coverage Options: Provides a wide range of coverage choices tailored for Volkswagen Touareg 2 drivers, ensuring that enthusiasts can find a policy that fits their specific needs. With a multi-policy discount of 12%, you can save more by bundling different insurance types.
- Discounts: Offers various discounts, such as for bundling policies or having a good driving record, which can make insurance more affordable for Volkswagen Touareg 2 enthusiasts. Read more through our “Progressive insurance review & ratings.”
Cons
- Customer Service: Some customers report inconsistent service quality and long wait times during the claims process, which can be particularly frustrating for Volkswagen Touareg 2 drivers who need timely support.
- Complex Policies: The multitude of options and add-ons can be overwhelming for Volkswagen Touareg 2 owners, potentially making it challenging to select the best coverage for their vehicle.
#2 – USAA: Best for Military Members
Pros
- Excellent Customer Service: Known for high customer satisfaction and quality support, especially beneficial for military families and Volkswagen Touareg 2 owners. The multi-policy discount of 14% further enhances value for eligible members.
- Competitive Rates: Offers lower rates for eligible members, starting at $55 per month, which is especially advantageous for Volkswagen Touareg 2 drivers looking for cost-effective coverage. Unlock details in our article titled “USAA Insurance Review & Ratings.”
- Comprehensive Coverage: Provides extensive coverage options that cater well to Volkswagen Touareg 2 enthusiasts, ensuring thorough protection for their vehicle.
Cons
- Eligibility: Available only to military members, veterans, and their families, excluding the general public and limiting access for other Volkswagen Touareg 2 drivers.
- Limited Local Agents: Fewer local agents might mean less personalized in-person service compared to some competitors, which could be less convenient for Volkswagen Touareg 2 enthusiasts who prefer face-to-face interactions.
#3 – State Farm: Best for Personal Service
Pros
- Personalized Service: Provides local agents for a more personalized insurance experience, which can be advantageous for Volkswagen Touareg 2 owners needing tailored advice. With a multi-policy discount of 20%, you can save on combined policies.
- Extensive Network: Large network of agents and offices, making it easy for Volkswagen Touareg 2 drivers to access support and services nationwide.
- Customized Policies: Offers tailored policies and coverage options specifically for Volkswagen Touareg 2 owners, ensuring that enthusiasts get the protection they need. Discover insights in our article titled “State Farm insurance review & ratings.”
Cons
- Higher Rates for Some: Premiums might be higher for certain drivers compared to other insurers, which could be a drawback for Volkswagen Touareg 2 owners seeking the lowest rates.
- Fewer Online Tools: Lacks some of the advanced online tools and mobile app features that other companies offer, which may limit digital convenience for Volkswagen Touareg 2 drivers.
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#4 – Geico: Best for Online Tools
Pros
- Affordable Rates: Known for offering some of the lowest premiums available, starting at $70 per month, which can be very cost-effective for Volkswagen Touareg 2 owners. Access comprehensive insights into our article titled “Geico Car Insurance Discounts.”
- User-Friendly Online Tools: Excellent online tools and mobile app for easy policy management and claims tracking, enhancing convenience for Volkswagen Touareg 2 drivers.
- Quick Quotes: Provides fast and straightforward online quotes, making it easy for Volkswagen Touareg 2 enthusiasts to compare rates and find the best deal.
Cons
- Limited Personalized Service: Primarily an online and phone-based service, which may lack the personalized touch of local agents and in-person interactions for Volkswagen Touareg 2 enthusiasts.
- Claims Satisfaction: Some customers have reported issues with the claims process and resolution times, which can affect overall satisfaction for Volkswagen Touareg 2 drivers.
#5 – Nationwide: Best for Coverage Options
Pros
- Comprehensive Coverage Options: Provides a wide array of coverage options, including those suited for high-value vehicles like the Volkswagen Touareg 2. With a multi-policy discount of 17%, you can save more by bundling.
- Flexible Payment Plans: Offers various payment plans and options to suit different budget needs, making it easier for Volkswagen Touareg 2 owners to manage their premiums.
- Accident Forgiveness: Includes features such as accident forgiveness in some policies, which can help Volkswagen Touareg 2 drivers avoid premium increases after a first accident. Check out insurance savings in our complete article titled “Nationwide insurance review & ratings.”
Cons
- Higher Premiums for High-Risk Drivers: Rates may be higher for drivers with a less-than-perfect driving record, which could be a drawback for some Volkswagen Touareg 2 owners.
- Limited Discounts: Fewer discount options compared to some other insurers, which may limit savings opportunities for Volkswagen Touareg 2 drivers.
#6 – American Family: Best for Customer Service
Pros
- Excellent Customer Service: Renowned for high-quality customer service and support, enhancing the experience for Volkswagen Touareg 2 owners. With a 16% multi-policy discount, you can save when bundling.
- Comprehensive Coverage: Offers extensive coverage options tailored for Volkswagen Touareg 2 drivers, ensuring all needs are addressed. Explore insurance savings in our full article titled “American Family Insurance Review & Ratings.”
- Customizable Policies: Provides a variety of customizable policy options to fit specific needs of Volkswagen Touareg 2 enthusiasts, allowing for a personalized insurance experience.
Cons
- Premium Costs: Premiums may be higher compared to some other insurers, especially for high-value Volkswagen Touareg 2 vehicles, which can impact overall affordability.
- Limited Availability: Coverage options and availability may vary by state, potentially affecting access for some Volkswagen Touareg 2 owners.
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#7 – Travelers: Best for High-Risk Drivers
Pros
- High-Risk Driver Options: Provides options for drivers considered high-risk, which can be useful for Volkswagen Touareg 2 owners with challenging driving histories. The 15% multi-policy discount can help reduce overall costs.
- Comprehensive Coverage: Offers robust coverage options, including those for expensive and luxury vehicles like the Volkswagen Touareg 2.
- Discount Programs: Features several discount opportunities, including for safety features and multiple policies, adding value for Volkswagen Touareg 2 drivers. Explore insights in our article titled “Travelers Insurance Review & Ratings.”
Cons
- Premium Variability: Rates can vary significantly, which may lead to higher costs for some Volkswagen Touareg 2 drivers, impacting budget predictability.
- Online Experience: Some users find the online tools and mobile app less intuitive compared to competitors, which can affect the user experience for Volkswagen Touareg 2 owners.
#8 – Farmers: Best for Customized Options
Pros
- Customized Coverage: Offers tailored coverage options to meet the specific needs of Volkswagen Touareg 2 owners, providing flexibility in policy choices.
- Excellent Discounts: Provides numerous discounts, including for bundling policies and safety features, which can help reduce costs for Volkswagen Touareg 2 drivers.
- Local Agents: Access to local agents who can provide personalized service and advice, enhancing the insurance experience for Volkswagen Touareg 2 enthusiasts. Further details about this provider can be found in our article titled “Farmers Insurance Review & Ratings.”
Cons
- Higher Premiums: Some users may find premiums higher compared to other providers, particularly for high-value Volkswagen Touareg 2 vehicles.
- Complex Policy Options: The variety of options and add-ons can be overwhelming for Volkswagen Touareg 2 owners, potentially complicating policy selection.
#9 – Liberty Mutual: Best for Bundling Options
Pros
- Bundling Discounts: Offers significant savings for bundling car insurance with other types of coverage, like home insurance, with a 25% discount, which is advantageous for Volkswagen Touareg 2 owners. See more details on our article titled “Liberty Mutual review & ratings.”
- Wide Range of Coverage Options: Provides comprehensive and customizable coverage options suitable for Volkswagen Touareg 2 drivers, ensuring thorough protection.
- Flexible Payment Plans: Various payment options and plans available to accommodate different financial situations, making it easier for Volkswagen Touareg 2 enthusiasts to manage costs.
Cons
- Customer Service: Some customers report mixed experiences with customer service and claims handling, which can affect overall satisfaction for Volkswagen Touareg 2 drivers.
- Rate Increases: Premiums may increase after claims or policy changes, which could impact budget predictability for Volkswagen Touareg 2 owners.
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#10 – Allstate: Best for Local Agents
Pros
- Comprehensive Coverage Options: Offers a broad range of coverage options, including those suitable for Volkswagen Touareg 2 owners, ensuring extensive protection.
- Good Discounts: Provides various discounts, including for bundling and safe driving, which can be beneficial for Volkswagen Touareg 2 drivers.
- Strong Customer Service: Known for responsive and effective customer service, providing support for Volkswagen Touareg 2 enthusiasts when needed. More information is available about this provider in our article titled “Allstate Insurance Review & Ratings.”
Cons
- Higher Premiums: Premiums may be higher compared to some competitors, which can be a drawback for budget-conscious Volkswagen Touareg 2 drivers.
- Limited Online Tools: Online tools and mobile app features may not be as advanced as those offered by other insurers, affecting convenience for Volkswagen Touareg 2 enthusiasts.
Understanding the Factors That Influence Volkswagen Touareg 2 Car Insurance Rates
Car insurance rates for the Volkswagen Touareg 2 can vary significantly depending on several key factors. Insurers take into account factors such as the vehicle’s value, safety rating, driver demographics, and even the location of your residence. Understanding these factors is crucial in determining how much you can expect to pay for car insurance on your Volkswagen Touareg 2.
Volkswagen Touareg 2 Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
Allstate $95 $150
American Family $80 $130
Farmers $88 $140
Geico $70 $120
Liberty Mutual $90 $145
Nationwide $74 $125
Progressive $48 $105
State Farm $62 $115
Travelers $85 $135
USAA $55 $110
One important factor that can influence car insurance rates for the Volkswagen Touareg 2 is the vehicle’s value. Insurance companies consider the cost of repairing or replacing the vehicle in the event of an accident or theft. Generally, the higher the value of the car, the higher the insurance premium.
Another factor that insurers take into consideration is the safety rating of the Volkswagen Touareg 2. Cars with higher safety ratings are generally associated with lower insurance rates. Discover insights in our article titled “Best Car Insurance for People With Bad Credit.”
The safety features and technology present in the vehicle, such as airbags, anti-lock brakes, and stability control, can contribute to a lower risk of accidents and injuries, resulting in lower insurance premiums. Enter your ZIP code now.
Tips and Tricks to Lower Your Volkswagen Touareg 2 Car Insurance Premiums
If you’re looking to lower your Volkswagen Touareg 2 car insurance premiums, there are several strategies you can consider. Maintaining a clean driving record, taking defensive driving courses, and paying your premium in full can potentially result in discounts.
Additionally, reviewing your coverage periodically, shopping around for the best quotes, and considering increasing your deductibles can help reduce your overall insurance costs. Explore our analysis in the titled article “Lesser Known Car Insurance Discounts.”
By implementing these tips and tricks, you can ensure that you are getting the most value out of your car insurance policy for your Volkswagen Touareg 2.
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Understanding Comprehensive Coverage Options for Your Volkswagen Touareg 2
Comprehensive coverage is an important aspect when insuring your Volkswagen Touareg 2. This type of coverage protects your vehicle from non-collision related incidents such as theft, vandalism, and natural disasters.
It is especially valuable for owners of valuable and higher-end vehicles like the Volkswagen Touareg 2. Understanding the comprehensive coverage options available, including deductibles and coverage limits, can help you make informed decisions when selecting your insurance policy. To gain in-depth knowledge, consult our comprehensive resource titled “How to File a Car Insurance Claim.”
The Pros and Cons of Bundling Your Volkswagen Touareg 2 Car Insurance With Other Policies
Bundling your Volkswagen Touareg 2 car insurance with other policies, such as homeowners or renters insurance, can offer certain advantages.
Insurance providers often provide discounts for customers who bundle multiple policies with them. This can result in cost savings and convenience by having multiple policies with one insurer.
Ty Stewart
Licensed Insurance Agent
Review each policy's terms; separate policies may provide better coverage and pricing.
However, it is important to consider the specific terms and coverage levels of each policy. Sometimes, it may be more beneficial to keep policies separate to ensure tailored coverage and competitive pricing. Enter your ZIP code now.
Frequently Asked Questions
What factors affect the cost of Volkswagen Touareg 2 car insurance?
The cost of Volkswagen Touareg 2 car insurance can be influenced by various factors such as the driver’s age, location, driving history, credit score, coverage limits, deductible amount, and the insurance company’s pricing strategy.
Are Volkswagen Touareg 2 cars generally more expensive to insure than other vehicles?
Insurance rates can vary depending on multiple factors, but Volkswagen Touareg 2 cars are typically considered to have higher insurance costs compared to some other vehicles. This may be due to factors such as the vehicle’s value, repair costs, and safety features. Enter your ZIP code now.
Can I get discounts on Volkswagen Touareg 2 car insurance?
Yes, there are often various discounts available for Volkswagen Touareg 2 car insurance. Insurance companies may offer discounts for factors such as having a good driving record, bundling multiple policies, completing a defensive driving course, or having certain safety features installed in the vehicle.
To find out more, explore our guide titled “Defensive Driving Courses Can Lower Your Car Insurance Rates.”
Is it necessary to have comprehensive coverage for a Volkswagen Touareg 2?
While comprehensive coverage is not legally required, it is highly recommended for Volkswagen Touareg 2 owners. Comprehensive coverage helps protect against damage or loss caused by incidents other than collisions, such as theft, vandalism, natural disasters, and falling objects.
Which insurance companies offer the lowest monthly rates for Volkswagen Touareg 2 car insurance in 2024?
In 2024, Progressive and USAA offer some of the lowest monthly rates for Volkswagen Touareg 2 car insurance, starting at $48 and $55 respectively. State Farm also provides competitive rates, beginning at $62 per month. Enter your ZIP code now.
How do insurance providers like Progressive and USAA tailor their policies specifically for Volkswagen Touareg 2 owners?
Progressive and USAA offer tailored policies that account for the specific needs of Volkswagen Touareg 2 owners, including comprehensive coverage options and discounts for safety features. They also provide specialized coverage that considers the vehicle’s value and driving history of the owner.
To gain further insights, consult our comprehensive guide titled “Best Car Insurance for Liability Insurance.”
What types of discounts are available for Volkswagen Touareg 2 drivers who have a clean driving record?
Volkswagen Touareg 2 drivers with a clean driving record can often receive discounts such as safe driver discounts, low-mileage discounts, and multi-policy discounts. These discounts can significantly lower premiums and reward responsible driving behavior.
How does having advanced safety features in a Volkswagen Touareg 2 affect insurance premiums?
Advanced safety features in a Volkswagen Touareg 2, such as airbags, anti-lock brakes, and stability control, typically result in lower insurance premiums. Insurers view these features as reducing the risk of accidents and injuries, which can translate into savings on coverage costs. Enter your ZIP code now.
What are the advantages and disadvantages of increasing your deductible to lower insurance premiums for a Volkswagen Touareg 2?
Increasing your deductible can lower your monthly premiums, making it a cost-effective option if you have a history of few claims. However, a higher deductible means you will pay more out-of-pocket in the event of a claim, which could be a financial burden if unexpected repairs or damages occur.
For a thorough examination, take a look at our detailed guide entitled “Full Coverage Car Insurance: A Complete Guide.”
How does the customer satisfaction level compare between insurers like State Farm and Geico for Volkswagen Touareg 2 enthusiasts?
State Farm is often praised for its personal service and responsive local agents, which enhances customer satisfaction for Volkswagen Touareg 2 enthusiasts. In contrast, Geico is known for its efficient online tools and competitive rates, appealing to those who prefer digital management of their policies.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
